Buy iPhone 17 on EMI!

The iPhone 17 is here! Upgrade to Apple’s latest technology and elegant design without worrying about cost. With Piramal Finance, you can own the iPhone 17 with easy personal loans, flexible EMIs, low-interest rates, and instant disbursal.

How to get iPhone 17, iPhone 17 Air, iPhone 17 Pro & Pro Max on EMI without a Credit Card?

Owning any iPhone 17 model is simple with Piramal Finance. No credit card? No problem! Get your iPhone 17 in 3 easy steps:

iPhone 17 EMI Calculation

This table shows the iPhone 17 EMI cycle for five years with a 12.09%* interest rate. (The loan amount is ₹82,900 for 256 GB iPhone 17, based on the official Apple website pricing.)

  • Labels:

    • Year
    • Principal Amount
    • Interest payable
    • Total Amount
    • Monthly EMI
    • Outstanding Balance
  • Row 1:

    • 1
    • ₹ 12,848
    • ₹ 9,326
    • ₹ 22,174
    • ₹ 1,848
    • ₹ 70,052
  • Row 2:

    • 2
    • ₹ 14,490
    • ₹ 7,684
    • ₹ 22,174
    • ₹ 1,848
    • ₹ 55,562
  • Row 3:

    • 3
    • ₹ 16,343
    • ₹ 5,831
    • ₹ 22,174
    • ₹ 1,848
    • ₹ 39,219
  • Row 4:

    • 4
    • ₹ 18,432
    • ₹ 3,742
    • ₹ 22,174
    • ₹ 1,848
    • ₹ 20,788
  • Row 5:

    • 5
    • ₹ 20,788
    • ₹ 1,386
    • ₹ 22,174
    • ₹ 1,848
    • ₹ 0

iPhone 17 Air EMI Calculation

This table shows the iPhone 17 Air EMI cycle for five years with a 12.09%* interest rate. (The loan amount is ₹1,19,900 for 256 GB iPhone Air based on the official Apple website pricing.)

  • Labels:

    • Year
    • Principal Amount
    • Interest payable
    • Total Amount
    • Monthly EMI
    • Outstanding Balance
  • Row 1:

    • 1
    • ₹ 18,582
    • ₹ 13,489
    • ₹ 32,071
    • ₹ 2,673
    • ₹ 1,01,318
  • Row 2:

    • 2
    • ₹ 20,958
    • ₹ 11,113
    • ₹ 32,071
    • ₹ 2,673
    • ₹ 80,360
  • Row 3:

    • 3
    • ₹ 23,637
    • ₹ 8,434
    • ₹ 32,071
    • ₹ 2,673
    • ₹ 56,724
  • Row 4:

    • 4
    • ₹ 26,658
    • ₹ 5,413
    • ₹ 32,071
    • ₹ 2,673
    • ₹ 30,066
  • Row 5:

    • 5
    • ₹ 30,066
    • ₹ 2,005
    • ₹ 32,071
    • ₹ 2,673
    • ₹ 0

iPhone 17 Pro EMI Calculation

This table shows the iPhone 17 Pro EMI cycle for five years with a 12.09%* interest rate. (The loan amount is ₹134,900 for 256 GB iPhone 17 Pro based on the official Apple website pricing.)

  • Labels:

    • Year
    • Principal Amount
    • Interest Payable
    • Total Amount
    • Monthly EMI
    • Outstanding Balance
  • Row 1:

    • 1
    • ₹ 20,907
    • ₹ 15,176
    • ₹ 36,083
    • ₹ 3,007
    • ₹ 1,13,993
  • Row 2:

    • 2
    • ₹ 23,579
    • ₹ 12,504
    • ₹ 36,083
    • ₹ 3,007
    • ₹ 90,414
  • Row 3:

    • 3
    • ₹ 26,594
    • ₹ 9,489
    • ₹ 36,083
    • ₹ 3,007
    • ₹ 63,820
  • Row 4:

    • 4
    • ₹ 29,993
    • ₹ 6,090
    • ₹ 36,083
    • ₹ 3,007
    • ₹ 33,827
  • Row 5:

    • 5
    • ₹ 33,827
    • ₹ 2,256
    • ₹ 36,083
    • ₹ 3,007
    • ₹ 0

iPhone 17 Pro Max EMI Calculation

This table shows the iPhone 17 Pro Max EMI cycle for five years with a 12.09%* interest rate. (The loan amount is ₹149,900 for 256 GB iPhone 17 Pro Max based on the official Apple website pricing.)

  • Labels:

    • Year
    • Principal Amount
    • Interest Payable
    • Total Amount
    • Monthly EMI
    • Outstanding Balance
  • Row 1:

    • 1
    • ₹ 23,232
    • ₹ 16,864
    • ₹ 40,095
    • ₹ 3,341
    • ₹ 1,26,668
  • Row 2:

    • 2
    • ₹ 26,201
    • ₹ 13,894
    • ₹ 40,095
    • ₹ 3,341
    • ₹ 1,00,467
  • Row 3:

    • 3
    • ₹ 29,551
    • ₹ 10,545
    • ₹ 40,095
    • ₹ 3,341
    • ₹ 70,916
  • Row 4:

    • 4
    • ₹ 33,328
    • ₹ 6,767
    • ₹ 40,095
    • ₹ 3,341
    • ₹ 37,588
  • Row 5:

    • 5
    • ₹ 37,588
    • ₹ 2,507
    • ₹ 40,095
    • ₹ 3,341
    • ₹ 0

EMI Calculator

You can calculate the exact iPhone 17 EMI based on your tenure & total interest using the Piramal Finance EMI Calculator.

Documents Required for iPhone 17 EMI

To purchase an iPhone 17 on EMI, you’ll need to provide a few essential documents that help verify your identity, address, and income details.

  • Label

    • Document Type
    • For Salaried Individuals
  • Row 1

    • ID Proof
    • Aadhaar card, driving license, passport, pan card, voter id
  • Row 2

    • Residence Address Proof
    • Aadhar card, voter id, utility bills, driving license
  • Row 3

    • Office Address Proof
    • Not applicable
  • Row 4

    • Income Proof
    • Bank account statement of salary account, salary slip of the last three months, form 16

What are the applicable fees and charges for iPhone 17 EMI?

Some standard fees are as follows:

  • Label

    • Personal Loan Features & Fees
    • Details
  • Row 1

    • Personal Loan Interest Rates
    • 12.09%* p.a. onwards
  • Row 2

    • Loan Amount
    • ₹ 50,000 to ₹ 5,00,000
  • Row 3

    • Processing Fees
    • Up to 5% of loan amount
  • Row 4

    • Loan Tenure
    • 9 - 60 months tenure
  • Row 5

    • Part Pre-Payment Charges
    • 3% of principal outstanding + GST
  • Row 6

    • Stamp Duty
    • At actuals + Applicable taxes
  • Row 7

    • EMI Date Charges
    • ₹ 1000 plus applicable taxes
  • Row 8

    • Cash/EMI Overdue/PEMII collection charges
    • ₹ 500 plus applicable taxes

*Terms & Conditions Apply

5 Benefits of Buying an iPhone 17 on EMI

Buying an iPhone 15 on EMI can offer several benefits, making it a popular choice for many consumers. Here are some advantages of purchasing an iPhone 15 & iPhone 15 Pro on EMI:

More About Apple iPhone 17 Series

Apple has introduced the brand-new iPhone 17 as the next step after the iPhone 16. The iPhone 17 series feature four powerful models: iPhone 17, iPhone 17 Air, iPhone 17 Pro, and iPhone 17 Pro Max. With upgraded cameras, longer battery life, sleek design, and the fastest performance ever, the iPhone 17 is designed to impress. Prices are expected to range from ₹89,900 to ₹229,900 depending on the model and storage.
If paying the full amount upfront feels heavy, choose flexible monthly instalments. With Piramal Finance instant loans, owning the iPhone 17 is simple, affordable, and hassle-free.

iPhone 17 Series Pricing & Features

  • Row 1

    • iPhone 17 Variant
    • Price
    • Key Features
  • Row 2

    • iPhone 17 (256 GB, 512 GB)

    • ₹82,900 / ₹109,900

      • Display: 6.3 inches, Super Retina XDR OLED
      • Ram: 8 GB
      • Main Camera: Dual - 48 MP (wide), 48 MP (ultrawide)
      • Selfie Camera: 18 MP (depth/biometrics sensor)
      • Battery: Li-Ion 3692 mAh, non-removable, 50% in 20 mins
      • Colours: Black, White, Mist Blue, Sage, Lavender
      • CPU: Hexa-core
      • GPU: 5-core graphics Apple GPU
      • OS: iOS 26
  • Row 3

    • iPhone 17 Air (256 GB, 512 GB, 1TB)

    • ₹119,900 / ₹139,900 / ₹159,900

      • Display: 6.5 inches, Super Retina XDR OLED
      • Ram: 8 GB
      • Main Camera: Single 48 MP (wide)
      • Selfie Camera: 18 MP (depth/biometrics sensor)
      • Battery: Li-Ion 3149 mAh, non-removable, 50% in 30 mins
      • Colours: Space Black, Cloud White, Light Gold, Sky Blue
      • CPU: Hexa-core
      • GPU: 5-core graphics Apple GPU
      • OS: iOS 26
  • Row 4

    • iPhone 17 Pro (256 GB, 512 GB, 1TB)

    • ₹134,900 / ₹154,900 / ₹174,900

      • Display: 6.3 inches LTPO Super Retina XDR OLED display
      • Ram: 12 GB
      • Main Camera: Triple - 48 MP (wide), 12 MP (ultrawide), 12 MP (telephoto)
      • Selfie Camera: 12 MP (depth/biometrics sensor)
      • Battery: Li-Ion 3988 mAh, non-removable, 50% in 20 mins
      • Colours: Silver, Cosmic Orange, Deep Blue
      • CPU: Hexa-core
      • GPU: 6-core graphics Apple GPU
      • OS: iOS 26
  • Row 5

    • iPhone 17 Pro Max (256 GB, 512 GB, 1TB, 2TB)

    • ₹149,900/ ₹169,900 / ₹189,900 / ₹229,900

      • Display: 6.9 inches, Super Retina XDR OLED
      • Ram: 12 GB
      • Main Camera: Triple - 48 MP (wide), 12 MP (ultrawide), 12 MP (telephoto)
      • Selfie Camera: 18 MP (depth/biometrics sensor)
      • Battery: Li-Ion 4832 mAh, non-removable, 50% in 20 mins
      • Colours: Silver, Cosmic Orange, Deep Blue
      • CPU: Hexa-core
      • GPU: 6-core graphics Apple GPU
      • OS: iOS 26

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Frequently asked questions

What’s the starting price of iPhone 17 in India?
The base iPhone 17 starts at around ₹82,900. Prices vary by model and storage.
Can I buy iPhone 17 without a credit card?
Yes, with Piramal Finance, you can get zero-down payment EMI without a credit card.
What’s the interest rate?
Interest rates start at 12.09% p.a., depending on eligibility.
Why should I buy the iPhone 17 on EMI?
Buying on EMI makes the iPhone 17 more affordable. Instead of paying a big amount upfront, you can spread the cost over easy monthly instalments.
Which iPhone 17 variant should I choose?
If you want affordability, you can choose iPhone 17. For bigger screen, you may choose iPhone 17 Air. For better photography iPhone 17 Pro can be the best fit. For the ultimate experience, you can opt for iPhone 17 Pro Max.
What other benefits do I get by choosing EMI for iPhone 17?
Apart from affordability, you also get flexible tenure options, instant loan approval, and the freedom to own the latest technology without waiting.

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