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Business Loan offerings by Piramal Capital & Housing Finance Ltd. (Piramal Finance)
Key Features
Loan Amount
₹ 25 lakhs
Loan Tenure Up To
15 Years
Interest Rates Starting At
12.50% p.a
For detailed fees and charges Click here *T&C apply
Who can apply?
The eligibility criteria mainly depends on your employment. Calculate the EMI & check your eligibility.
Calculate EMI & Check eligibility
- EMI Calculator
- Eligibility Calculator
₹
1L2Cr
Years
1Y4Y
%
17%24%
Your business loan EMI is
Principal amount
Interest amount
₹8,00,000
₹-8,00,000
Documents Required
Whatsapp me this document list
For a Working Capital Secured Business Loan we require certain documents based on profession / occupation of applicant.
KYC Documents
Proof of Identity & Address
Mandatory Documents*
PAN card
Document Proof
Submit any one
Identity
Address
AadhaarRecommended
Driving License
Voter's Identity Card
Passport
Utility bills like Telephone Bill / Electricity Bill etc.
Income Documents
Proof of Income
Mandatory Documents*
PAN card
Document Proof
Submit any one
Identity
Address
Last 2 Years ITR With Computation.
CA Audited Financials Where Ever Applicable
6 Months Primary Bank Statement
Co-applicants
Mandatory Documents*
PAN card
Document Proof
Submit any one
Identity
Address
Co-applicant is mandatory. Additionally, Woman co-applicant is mandatory in certain cases
Co-applicant can be spouse or any first blood relative like parents, siblings, children who hav attained age of maturity (s.t income-ownership grid)
All co-owners of property should be on loan structure
Friends cannot be co-applicants (allowed only if they are coming in the capacity of Partners / Directors / Shareholder)
Passport Size photographs
Mandatory Documents*
PAN card
Document Proof
Submit any one
Identity
Address
Whatsapp me this document list
Our Happy Customers
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Perks Of Working Capital Secured Business Loan
Short Loan Tenure
The typical repayment period for any working capital loan ranges between 9-12 months. Thus, it makes the loan tenure to be relatively short.
You won’t have to worry about long-term EMIs when seeking this type of loan. If you’re a new business, we will be happy to provide you with a short-term loan at an attractive interest rate.
You won’t have to worry about long-term EMIs when seeking this type of loan. If you’re a new business, we will be happy to provide you with a short-term loan at an attractive interest rate.
Assists In Lean Periods
Do you run a seasonal business? If so, you may encounter high sales during the peak season only.
But when it comes down to the annual revenue, you will face many difficulties, risks, and problems. In that case, our working capital loan will come in handy.
But when it comes down to the annual revenue, you will face many difficulties, risks, and problems. In that case, our working capital loan will come in handy.
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Key Features
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Frequently Asked Questions
What is the tenure of a working capital loan?
A working capital loan usually has a short tenure of 9 to 12 months. At Piramal Finance, we make the application and disbursal processes quick and convenient because we understand that your time is valuable and best spent growing your business.
Can you opt for working capital loan online?
At Piramal Finance, you can opt for working capital loans online. The hassle-free process will help you get funds within a short span. Our solution is perfect for retailers, entrepreneurs, and companies who need a small amount of finance to have a big impact in Bharat because loan amounts start at ₹ 25 lakhs. Build a competitive edge for your business by investing the funds in modern infrastructure, new machinery, or digital transformation. A dedicated relationship manager will hold your hand through the entire process. And, what's more, we offer doorstep service, so you don't have to step out of your office.
Is the repayment record of the borrower necessary for grading the risk of working capital business loan?
Risk gradation involves checking the repayment record of the borrower.
Who benefits the most from working capital loan?
Seasonal businesses will be able to benefit from working capital loan during lean periods.
Why you need a working capital loan?
By opting for a working capital loan from Piramal Finance, you can guarantee the smooth running of your business.
Our secured business loans for your working capital will let you incorporate the investment you want to spend on your business and assist you in meeting huge financial obligations and demands during the peak season.
Here’s an overview of why you must opt for working capital from us:
How to apply for our working capital secured business loan?
You can apply for the working capital loan and get the funds disbursed into your account from the convenience of your office/home. Here are the steps on how to proceed:
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Have Questions? Get In Touch With Us
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Piramal Capital & Housing Finance Limited, formerly known as Dewan Housing Finance Corporation Ltd.
CIN: U65910MH1984PLC032639
Registered Address: 601, 6th Floor, Amiti Building, Agastya Corporate Park, Kamani Junction, Opp. Fire Station, LBS Marg, Kurla (W) Mumbai MH 400070
The content of this site is copyright-protected and is the property of Piramal capital and housing limited.
We are in the business of financial planning but the day I finalized my property, I needed to get a business loan. I found Piramal Finance to be the best option. They catered to all the requirements of their customers and helped me at every single step along the way.
Nirmal Dand