Business Loan offerings by Piramal Capital & Housing Finance Ltd. (Piramal Finance)

Key Features

Loan amount

₹ 25 Lakhs

Loan tenure up to

15 years

Interest rates starting at

12.50% p.a

For detailed fees and chargesClick here *T&C apply

Who Can Apply?

The eligibility criteria mainly depends on your employment. Calculate the EMI & check your eligibility.

Calculate EMI & Check eligibility
  • EMI Calculator

  • Eligibility Calculator

Your business loan EMI is
Principal amount
Interest amount

Documents Required

For a Business Loan we require certain documents based on profession / occupation of applicant.

KYC Documents

Proof of Identity & Address

Income Documents

Proof of Income


Passport Size photographs


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Our Happy Customers

We are in the business of financial planning but the day I finalized my property, I needed to get a loan I found Piramal Finance to be the best option. They cater to all the requirements of their customers and helped me at every single step to get a business loan.

Nirmal Dand
Financial Planner

Benefits of Getting a Secured Business Loan From Piramal Finance

At Piramal Finance, we understand cash flows are often unique to each business, and repaying a loan should not add to your cash flow woes. To help Bharat's customers manage their money, our Secured Business Loan has a provision that allows you to repay your loans every 15 days.

Wide Range of Collaterals

Business Loans provide funding across a wide range of collateral and different types of properties

Quick approvals

Save time with our smooth processes and speedy sanctions

Higher eligibility and loan amount

Benefit from our extensive assessment process to enjoy maximum loan amounts

Doorstep service

Get a loan without leaving your office or home

Lower Interest Rate

You can borrow the amount at low-interest rates.

Large loan amount

A good financial history and credit score can help you grab a large loan amount.

Flexible Repayment

You get entitled to flexible business loan eligibility and easy repayment options with a longer loan tenure (affordable EMIs).

Tax Benefits

These loans entitle you to enjoy tax benefits under the Income Tax Act, 1961.

Explore the Types of Secured Business Loans

Business Loans Secured By Collateral:

India has several types of secured business loans. Some business loans are secured by the collateral owned and provided by the company.

A business loan against property is perhaps the most typical and widely offered secured loan type. These loans often come with the longest tenure due to the high value of the mortgaged property. Business loans against fixed deposits, government securities, and even savings accounts are considered secured business loans. You won’t be able to access or use the funds kept mortgaged as security until you repay the loan completely.

Some other popular secured business loan options include loans against gold.

Business Loans Secured By Personal Guarantee

Secured business loans, especially those for small businesses, are offered against the personal guarantee of the business owners. No matter if your business doesn’t have anything to provide as security, we offer small business loans based on your personal guarantee.

To secure the loan, you can use your private-owned land, property, or gold. The property can be kept as secure as unlimited or limited period liability, and it can be ceased if you don’t repay the installments on time.

What’s The Difference Between Secured Business Loan & Unsecured Business Loan

Business Loan
Business Loan
Higher loan amountLower loan amount
Lower interest rate Higher interest rate
Long tenure for loan repaymentShort tenure for loan repayment
Collateral requirementNo collateral requirement

Types of Business Loan

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Frequently asked questions

Is a secured business loan the same as a Loan Against Property?
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How does a lender decide the amount given as a secured loan for business?
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What can a secured business loan be used for?
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What types of properties can be used to get secured business loans?
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How to apply for Secured Business Loan?
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