Home Construction Loan offerings by Piramal Capital & Housing Finance Ltd. (Piramal Finance)
Key Features
Loan Funded Up To

90% of Property Cost

Loan Tenure Up To

30 years

Interest Rates Starting At

11.00%* p.a

For detailed fees and charges Click here *T&C apply

Who can apply?

The eligibility criteria mainly depends on your employment. Choose the employment type and check your eligibility.

Calculate EMI & Check eligibility
  • EMI Calculator
  • Eligibility Calculator
Your home loan EMI is
Principal amount
Interest amount
Documents Required
For a Home Construction Loan we require certain documents based on profession / occupation of applicant.
KYC Documents
Proof of Identity & Address
Income Documents
Proof of Income
Passport Size photographs

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Our Happy Customers

I have taken a Piramal Finance loan for my business expansion. The sales team at the Piramal Finance Branch attended to me with a very professional attitude. They answered all my queries and cleared my doubts. Thank you for understanding my needs.

Rajendra Rupchand Rajput

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Advantages of Home Construction Loan
Simple Process
A simple and hassle-free application process
Flexi Tenure
Flexible tenure and repayment options
90% Funding
Up to 90% of property cost can be funded by the loan
Why Choose Us?

Do you want to construct a residence for yourself or for productive investments? If so, we are here to help! We at Piramal Finance provide the most attractive home construction loans, and there are plenty of reasons why you should choose us. Here are a few of many:

Customized Home Construction Loan Offers
We customize our proposal to your financial plan, loan entitlement, and development needs. Begin the housing construction project with a huge construction line of credit and a flexible repayment period of up to thirty years. This allows you to build the perfect house you always wanted in the shortest amount of time and at the lowest possible cost.
Seamless Top-Up Loan Facility For Home Construction Purposes
The loan to value ratio, better known as LTV, is the maximum limit that the lender can extend. It is a percentage of the property’s present market value. In order to decrease the loan quantum, you can increase the down payment.
Smooth & Fast Construction Loan Disbursal
Bid farewell to disruptions and barriers in your home construction loan approval and disbursement with Piramal Finance. Our customer-centric services, as well as the online application procedure, ensure that loans are approved and disbursed quickly and easily.
Multiple Mode Of Repayment
Get the most out of our flexible multiple repayment methods to pay off the loan amount in the form of EMIs or pre-payments.
Ultimate Customer Satisfaction
We have a superb pan-India network infrastructure, so our clients are never far away. We offer a devoted group of knowledgeable staff members, cutting-edge technology infrastructure, and coverage for maximum customer satisfaction – all while adhering to the greatest ethical, authenticity, and disclosure standards.
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Extension Loan
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Frequently Asked Questions
What is a home construction loan?
piramal faqs

Can I get a loan for the construction of a house?
piramal faqs

How does a construction home loan work?
piramal faqs

How to Apply Home Construction Loan at Piramal Finance With a Few Simple Steps?
piramal faqs

How much construction loan can I get?
piramal faqs