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Home,Instant Personal Loan Online
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Instant Personal Loan Online

We offer personal loans to let you pursue your dreams with no worries. Apply online and get up to 25 Lakh with a quick application process.
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Personal Loan Customer Review

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Key Features of Our Instant Personal Loan

Loan Amount

Loan Amount

₹50,000 to ₹25 Lakh

Loan Tenure

Loan Tenure

9 to 60 months

Low Interest Rates

Instant Personal Loan at Lowest Interest Rate

Starting at Just {dbdintrestrate} p.a.

Instant Approval & Disbursal

Instant Approval & Disbursal

Get your loan approved in minutes, disbursed in 24 hours

100% Digital Process

100% Digital Process

Apply, verify, and track your loan application online

No Collateral Required

No Collateral Required

Get an unsecured instant personal loan without collateral

Dedicated Assistance

Dedicated Assistance

Our loan experts extend full support to you in your Personal loan application. We make documentation simple and quick for you.

Custom Loan Options

Custom Loan Options

You can choose your loan amount and tenure to manage your financial goals effectively.

No Hidden Charges

No Hidden Charges

We make sure there are no hidden costs. The information clearly explains everything before you apply for the personal loan.

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How to Apply for an Instant Personal Loan Online & Offline?

We have made the process effortless and fully online.
Here is a step-by-step guide to obtaining an immediate loan online.

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Want to Visit a Branch?

To apply in person, go to the nearest Piramal Finance branch. There, you can register, submit your documents, and get help for quick approval.

No matter which method you pick, Piramal Finance makes applying for a personal loan easy and fast. They assist in obtaining loan for you swiftly.

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Eligibility Criteria for Instant Personal Loan

Piramal Finance offers one of the most convenient and straightforward eligibility criteria for instant personal loan applications. To ensure a hassle-free loan approval process, it’s important to know the key requirements.

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Documents Required for Instant Loan Application

We ensure you have minimal documentation and provide end-to-end guidance in the documentation process.

  • Row 1

    • KYC Documents
    • Income/ Salary Proofs

  • Row 2

    • Aadhaar Card & Pan Card
    • Bank Statement for the Previous 3 Months

  • Row 3

    • Voter ID & Passport
    • Salary Slips of the Last 3 Months
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Personal Loan Types We Offer We offer a variety of personal loan options to meet your every financial need.

/personal-loan/home-improvement-loan

Home Renovation Loan

A home renovation loan gives you funds for home repairs, improvements and upgrades.

Worker building a wall resemblong home renovation loan
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/personal-loan/home-improvement-loan
/personal-loan/marriage-loan

Wedding Loan

A wedding loan lets you cover all the wedding expenses for the special day of your life.

A couple of wedding rings denoting marriage loan
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/personal-loan/marriage-loan
/personal-loan/travel-loan

Travel Loan

Finance your dream vacation and cover all your travelling expenses.

An aeroplane, passport and map resembling travel loan
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/personal-loan/travel-loan
/personal-loan/car-loan

Car Loan

Get a new or used car loan with the most flexible repayment options.

Person standing beside a red car with a rupee symbol, representing a car loan
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/personal-loan/car-loan

View More

/personal-loan/emergency-loan

Emergency Loan

Emergency loans give you quick financial help when you need the most.

An ambulance resembling a emergency loan
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/personal-loan/emergency-loan
/personal-loan/festival-loan

Festival Loan

Cover your festive season expenses like shopping, gifts, and decorations.

Traditional pots denoting festival loan
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/personal-loan/festival-loan
/personal-loan/loan-for-women

Loan for Women

Designed especially for women, these loans support women in education, business and personal growth.

Women standing resembling loan for women
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/personal-loan/loan-for-women
/personal-loan/loan-for-salaried

Loan for Salaried Employees

Get quick financial support to meet your instant financial needs.

Office bag rembling loan for salaried employees
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/personal-loan/loan-for-salaried
/personal-loan/loan-for-education

Education Loan

Get financial support to pursue education-related expenses including tuition fees and accommodation.

Person standing with a university degree resembling education loan
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/personal-loan/loan-for-education
/personal-loan/bike-loan

Personal Loan for Bike

Get instant funds to buy a two-wheeler with flexible tenures.

Motorcycle indicating a bike loan
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/personal-loan/bike-loan
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Personal Loan Amount Options

Get a quick loan from ₹50,000 to ₹25 Lakh.

/personal-loan/50000-personal-loan
Loan for:
50,000
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Loan for:
1,00,000
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Loan for:
2,00,000
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Loan for:
3,00,000
/personal-loan/5-lakh-personal-loan
Loan for:
5,00,000
/personal-loan/10-lakh-personal-loan
Loan for:
10,00,000
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Personal Loan Interest Rates & Charges

  • Row 1

    • Feature & fees
    • Details

  • Row 2

    • Loan Amount
    • Min ₹ 50,000 to max ₹ 25,00,000

  • Row 3

    • Interest Rates
    • {dbdintrestrate}* p.a onwards

  • Row 4

    • Loan Tenure
    • 9 - 60 months tenure

  • Row 5

    • Processing Fees
    • Up to 5% of the loan amount + applicable taxes

  • Row 6

    • Pre-Closure & Part Payment Fee
    • 3% of the principal amount + applicable taxes

  • Row 7

    • Part Pre-Payment of Personal Loan
    • 3% of Principal Paid+ GST

  • Row 8

    • Personal Loan Pre-Closure Charges
    • 3% of Principal Outstanding + GST

  • Row 9

    • Stamp Duty
    • At actuals + Applicable taxes

  • Row 10

    • Cash/ Overdue EMI/PEMII collection Charges
    • ₹ 500 + applicable taxes

  • Row 11

    • EMI Date Change
    • ₹ 1000 + applicable taxes

  • Row 12

    • Loan Repayment Instrument Dishonor Charges
    • ₹ 750

  • Row 13

    • Loan cancellation after disbursal/cheque handover
    • ₹ 3,000 + Interest accrued & due + Applicable taxes
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Tips to Get Fast Instant Loan Approval

Getting quick approval for a personal loan is easier if you know what to do. Here are some valuable tips that can help you to speed up your loan approval process.

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Why Choose Piramal Finance for an Instant Personal Loan?

Piramal Finance is a trusted NBFC offering quick, unsecured personal loans tailored for the people of Bharat. Backed by a strong digital platform and a growing branch network, we ensure fast approvals, minimal paperwork, and zero collateral—all with a personal touch.
Choose Piramal Finance – a trusted NBFC powered by technology, driven by people.

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Frequently asked questions

What is an Instant Personal Loan at Piramal Finance?

An Instant Personal Loan at Piramal Finance is a fast and easy way to get money. It can help with many needs, like weddings, home repairs, travel, or medical emergencies.

You can apply online with little paperwork. Enjoy fast approvals and quick disbursals of up to ₹25 Lakh.

What is the minimum and maximum amount I can borrow with a personal loan from Piramal Finance?
You can borrow a minimum of ₹50,000 and up to ₹25 Lakh, depending on your eligibility and credit profile.
How long does it take to get the loan approved and disbursed?
With the Piramal Finance digital application, personal loans are approved in minutes. The money is given within 24 hours.
Do I need collateral for an Instant personal loan?
No, instant personal loans are unsecured loans which means you do not have to pledge any collateral or assets.
Can I apply for an instant personal loan if I already have another loan?
Yes, you can apply for the instant loan even if you have an existing loan. However, your debt-to-income ratio should be within the acceptable limits.
What is the loan tenure and interest rate for a personal loan from Piramal Finance?
You can choose a flexible loan tenure ranging from 9 to 60 months. Competitive Interest rates start at {dbdintrestrate} per annum, subject to your eligibility and loan terms.
Is it mandatory to have a good credit score for a personal loan?
A good credit score increases your chances of loan approval and helps you secure lower rate of interest. At Piramal Finance, they consider a credit score of 750 or above ideal for a personal loan. If your credit score is low, you can improve it. A higher score helps you get loans more easily.
What is the debt-to-income ratio and how does it affect loan approval?
The debt-to-income ratio represents the percentage of your income that you use for repaying debts. A lower ratio increases your loan eligibility
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Get a Personal Loan from the Nearest Piramal Finance Branch

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To know more about loans, processes and much more

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Apply Loan Now

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