Interest Rates & Disclosures

Retail LoanNon-Retail Loan
Interest Rates starting from 11.00%* p.a.Adjustable/Floating Rate Loan: PLR 20.75% p.a. (effective May 06, 2023)
Retail Prime Lending Rate (RPLR) 20.42% p.a. (effective May 01, 2023)Fixed Rate Loan: 10% - 24% p.a.

Quarterly Interest Rates Range, Mean & Max Rates for Different Loan Categories

October 22 - December 22
ProductMin RateMax Rate
Home Loan8.80%16.50%
MSME Secured9%18%
Unsecured Business Loan17%24%
Used Car Loan12%20.10%
Personal Loan12.99%24.99%

Disclosures

Disclosure of Penalties imposed by NHB and other regulators:

Penalty of ₹ 5,000 has been levied on the company by NHB on account of Contraventions of the provisions of Housing Finance Companies-Approval of Acquisition or Transfer of Control (NHB) Directions, 2016

Public Disclosure On Liquidity Risk

31-03-2023

Public Disclosure on Liquidity

31-12-2022

Public Disclosure on Liquidity

30-09-2022

Public Disclosure on Liquidity

31-06-2022

Public Disclosure on Liquidity

31-03-2022

Public Disclosure on Liquidity

31-12-2021

Public Disclosure on Liquidity

30-09-2021

Public Disclosure on Liquidity

30-06-2021

Public Disclosure on Liquidity

31-03-2021

Public Disclosure on Liquidity

31-12-2020

Public Disclosure on Liquidity

Disclosure on Liquidity Coverage Ratio (LCR)

31-03-2023

Public Disclosure on Liquidity Coverage Ratio

31-12-2022

Public Disclosure on Liquidity Coverage Ratio

30-09-2022

Public Disclosure on Liquidity Coverage Ratio

30-06-2022

Public Disclosure on Liquidity Coverage Ratio