Interest Rates & Disclosures
Disclosures under Regulation 62 of SEBI (Listing Obligations and Disclosure Requirements) Regulation, 2015
Select option
- Financial Reports
- Investor Calls
- Debt Investors Presentation
- Annual Reports
- Corporate Social Responsibility Committee $ CSR Reports
- Offer Documents
- Private Placement of NCD
- Voluntary Buyback NCD
- MLD Valuation
- Policies
- Grievance Redressal
- Announcements
- Composite Scheme of Arrangement 2024
- Interest Rates & Disclosures
- Stakeholders Contact
- Stakeholders Information
- Statutory Committees
- Insurance Services
- Investor Grievance
- Shareholding Pattern
- Postal Ballot
glider
{ "draggable": false, "responsive": [ { "breakpoint": 1300, "settings": { "slidesToShow": 4.85, "slidesToScroll": 1, "draggable": true } }, { "breakpoint": 1025, "settings": { "slidesToShow": 3.98, "slidesToScroll": 1, "draggable": true } } ] }
Interest Rates & Disclosures
-
Row 1
- Retail Loan
- Non-Retail Loan
-
Row 2
- Interest Rates starting from {brintrestrate}* p.a.
- Adjustable/Floating Rate Loan: PLR 21% p.a. (effective August 06, 2024)
-
Row 3
- Retail Prime Lending Rate (RPLR) 20.92% p.a. (effective August 01, 2024)
- Fixed Rate Loan: 10% - 24% p.a.
Interest Rates & Disclosures
Retail LoanNon-Retail LoanInterest Rates starting from 11.00%* p.a.Adjustable/Floating Rate Loan: PLR 21% p.a. (effective August 06, 2024)Retail Prime Lending Rate (RPLR) 20.92% p.a. (effective August 01, 2024)Fixed Rate Loan: 10% - 24% p.a.
Quarterly Interest Rates Range, Mean & Max Rates for Different Loan Categories
Effective 30 June 2024
ProductMin RateMax RateMean RatePersonal Loan11.99%33.89%18.94%Home Loan9.35%18.42%11.94%MSME Unsecured12%24.99%20.58%MSME Secured9.75%21%13.62%Used Car Loan11.99%18.5%16.05%
Quarterly Interest Range Min, Max & Mean Rate for Different Loan Categories
Range of Interest Summary for the period of Quarter 2 FY 25-26
-
Row 1
- Product
- Min Rate
- Max Rate
- Mean Rate
-
Row 2
- Housing Loan
- {hlintrestrate}
- {hlstakeholdermaxrate}
- {hlstakeholdermeanrate}
-
Row 3
- MSME Secured
- {sblintrestrate}
- {sblstakeholdermaxrate}
- {sblstakeholdermeanrate}
-
Row 4
- MSME Unsecured
- {blinterestrate}
- {blstakeholdermaxrate}
- {blstakeholdermeanrate}
-
Row 5
- Used Car Loan
- {clstakeholderminrate}
- {clstakeholdermaxrate}
- {clstakeholdermeanrate}
-
Row 6
- MFI Loans
- {mfiintrestrate}
- {mfistakeholdermaxrate}
- {mfistakeholdermeanrate}
-
Row 7
- Personal Loan - Branch
- {brintrestrate}
- {brstakeholdermaxrate}
- {brstakeholdermeanrate}
-
Row 8
- Personal Loan - Digital Business - Direct
- {dbdintrestrate}
- {dbdstakeholdermaxrate}
- {dbdstakeholdermeanrate}
-
Row 9
- Personal Loan - Digital Business - Embedded Finance
- {dbeintrestrate}
- {dbestakeholdermaxrate}
- {dbestakeholdermeanrate}
Notes:
- The range of interest rates provided above is with respect to loans to individuals disbursed during Quarter 2 - FY 2025-2026.
- Fresh Loans have been taken into consideration for the calculation of Min, Max & Mean ROI.
- Mean Rate = Sum of (Disbursement Amount * Interest rate*Tenor) / Disbursement Amount*Tenor
- Rates include various categories like fixed rate, and floating rate and are based on factors such as loan amount.
- Home loan interest rates are subject to change. For current rates, please visit the official website of the lender.
Disclosures
Disclosure of Penalties imposed by NHB and other regulators:
Penalty of ₹ 5,000 has been levied on the company by NHB on account of Contraventions of the provisions of Housing Finance Companies-Approval of Acquisition or Transfer of Control (NHB) Directions, 2016
Public Disclosure On Liquidity Risk
2025
2024
2023
2022
2021
Disclosure on Liquidity Coverage Ratio (LCR)
2025
2024
2023