Interest Rates & Disclosures
Interest Rates & Disclosures
| Retail Loan | Non-Retail Loan |
|---|---|
| Interest Rates starting from 11.00%* p.a. | Adjustable/Floating Rate Loan: PLR 20.75% p.a. (effective May 06, 2023) |
| Retail Prime Lending Rate (RPLR) 20.67% p.a. (effective Feb 01, 2024) | Fixed Rate Loan: 10% - 24% p.a. |
Quarterly Interest Rates Range, Mean & Max Rates for Different Loan Categories
| Product | Min Rate | Max Rate |
|---|---|---|
| Home Loan | 9.50% | 16.92% |
| MSME Secured | 9.85% | 15% |
| MSME Unsecured | 11.99% | 24.99% |
| Personal Loan | 11.99% | 34.49% |
| Used Car Loan | 11.99% | 18% |
Disclosures
Disclosure of Penalties imposed by NHB and other regulators:
Penalty of ₹ 5,000 has been levied on the company by NHB on account of Contraventions of the provisions of Housing Finance Companies-Approval of Acquisition or Transfer of Control (NHB) Directions, 2016
Public Disclosure On Liquidity Risk
31-03-2024
Public Disclosure on Liquidity
31-12-2023
Public Disclosure on Liquidity
30-09-2023
Public Disclosure on Liquidity
30-06-2023
Public Disclosure on Liquidity
31-03-2023
Public Disclosure on Liquidity
31-12-2022
Public Disclosure on Liquidity
30-09-2022
Public Disclosure on Liquidity
31-06-2022
Public Disclosure on Liquidity
31-03-2022
Public Disclosure on Liquidity
31-12-2021
Public Disclosure on Liquidity
30-09-2021
Public Disclosure on Liquidity
30-06-2021
Public Disclosure on Liquidity
31-03-2021
Public Disclosure on Liquidity
31-12-2020
Public Disclosure on Liquidity
Disclosure on Liquidity Coverage Ratio (LCR)
31-03-2024
Public Disclosure on Liquidity Coverage Ratio
31-12-2023
Public Disclosure on Liquidity Coverage Ratio
30-09-2023
Public Disclosure on Liquidity Coverage Ratio
30-06-2023
Public Disclosure on Liquidity Coverage Ratio
31-03-2023
Public Disclosure on Liquidity Coverage Ratio
31-12-2022
Public Disclosure on Liquidity Coverage Ratio
30-09-2022
Public Disclosure on Liquidity Coverage Ratio
30-06-2022
Public Disclosure on Liquidity Coverage Ratio
