Business Loan: Get Unsecured Business Loan upto ₹10 Lakhs*

Q: When do I need to take a business loan?

A business loan can act as a blessing when your business is at an initial stage or even in its growth stage. The loan amount will help you cater to your short-term as well as long-term capital needs. At Piramal Finance, we offer your business loans to help you tide over any financial crunch.

Q: Who can get a business loan from Piramal Finance?

At Piramal Finance, we offer business loans to professionals as well as non-professionals or self-employed individuals. Our business loan eligibility is quite flexible and available at affordable rates.

Q: How can I repay my business loans?

You can repay the loan as per your choice, through Post Dated Cheque, Electronic Clearance Services, or also through Direct Debt methods

Q: How do I qualify for a business loan?

You can qualify for a business loan if you meet the following basic criteria:You must be an Indian citizen residing in the country Your business or organization should be at least 3 years old You’ll have to submit your Income Tax Return for the last two or three years.Your CIBIL score must be 750 or higher (for reasonable interest rates)Your age must be between 24 to 72 years.

Q: What is the business loan and what is the process?

Business loans offer funds to company owners in the form of a one-time lump sum or line of credit. Your company promises to repay the funds it lends over time, together with fees and interest in return for this financing. Here is the process for getting a business loan:Determine the various types of business loans available Decide the lending institution and the application mode.Check your credit score and ensure its above 750 to get affordable interest rates Outline a proper business plan and strategy with documentation Prepare all supporting documents like ITR, business address proof, etc.Evaluate the EMI and see if it's affordable.

Q: Why Should You Apply for A Business Loan?

To get funds for business diversification or expansion To grow your working capital reservesTo buy and stock inventory To capitalize on profitable business opportunities To buy new software, equipment, or machineryTo hire a fresh batch of workforce To consolidate business debts with high-interest rates To enhance your current business infrastructure

Q: How to Apply for a Business Loan at Piramal Finance?

To apply for a business loan from us, follow these steps: Go to our application form and fill out the details. Submit all your Income and KYC documents. Wait till the application gets processed for verification. If the eligibility criteria is fulfilled, your loan will be approved in a matter of minutes. Next, the loan amount gets disbursed and credited to your bank account. That’s how convenient, fast, hassle-free, and seamless it is to get a business loan from us.

Business Loan offerings by Piramal Capital & Housing Finance Ltd. (Piramal Finance)

Key Features

Loan Amount

₹1 Lakhs - 10 Lakhs

Loan Tenure Up To

60 Months

Interest Rates Starting At

17.00% p.a

For detailed fees and chargesClick here *T&C apply

Who Can Apply?

The eligibility criteria mainly depends on your employment. Calculate the EMI & check your eligibility.

I’m doing Business

Calculate EMI & Check eligibility

EMI Calculator
Eligibility Calculator

Loan amount (Rs.)

₹

1L2Cr

Loan Tenure (Years)

Years

1Y4Y

Interest Rate (% p.a)

17%24%

Your business loan EMI is

₹

Principal amount

₹0

Interest amount

₹0

Documents Required

Whatsapp me this document list

For a Business Loan we require certain documents based on profession / occupation of applicant.

KYC Documents

Proof of Identity & Address

Income Documents

Proof of Income

Co-applicants

Passport Size photographs

Whatsapp me this document list

Our Happy Customers

We are in the business of financial planning but the day I finalized my property, I needed to get a loan I found Piramal Finance to be the best option. They cater to all the requirements of their customers and helped me at every single step to get a business loan.

Nirmal Dand

Financial Planner

Perks of Getting a Business Loan from Piramal Finance

Business loans from Piramal Finance will assist you in revamping your business plans and strategies to align them toward the path to success in this competitive business world. Here are a few of the many perks of getting a business loan from us:

Streamlined Cash Flow

Piramal Finance business loans boost your gateway of opportunities you then have time and funds required to streamline your business cash flow.

With an investment that doesn't demand a cut of your profits but allows flexibility with instalment payback, our business loan will help you maintain the balance between the firm capital fund and business fund

Quick Processing

Quick processing implies quick credit for your enterprise, enabling you to get the most out of every new business opportunity, whenever available. With quick access to business loans, you can boost your operations, expand marketing abilities, and eventually multiply profit margins.

Boost Your Credit Core

We report loan accounts to all credit bureaus this will boost your business credit score. If unpredicted market conditions have recently affected your company’s credit score, it’s the ideal time to make things right.

A loan for different customers

This loan is not limited to any group of customers or professionals. Be it self-employed professionals or future business tycoons, or self-employed non-professionals, everyone can avail of new business loans without any hassle. If you have a business vintage of a minimum of 4 years, you are all set to kickstart your business loan application.

Hassle-free business loan

At Piramal Finance, we guarantee a quick and easy loan application process, so you won't have to rush from office to office to understand the terms and conditions. We provide online business loans, The entire process will take place without you having to take a single day off Our professional team of trained employees will provide assistance at your doorstep, and help you every step of the way. So plan, apply, and relax, we got your back!

Avail the maximum possible benefit

Piramal Finance provides you with the maximum possible benefit with minimum formalities and eligibility We have tried to make the process as simple as possible for you. Our aim is for you to avail the amount needed for your business plan.

Your comfort, our priority!

We not only pay heed to creating advantageous loan deals for you, we also respect your time and comfort. This is why we make sure none of our customers need take the effort to visit our offices in person. We also offer doorstep services so you can complete the application process without taking a vacation from work or giving up any of your valuable home time.