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Business Loan offerings by Piramal Capital & Housing Finance Ltd. (Piramal Finance)
Key Features
Loan Amount
₹1 Lakhs - 10 Lakhs
Loan Tenure Up To
60 Months
Interest Rates Starting At
17.00% p.a
For detailed fees and chargesClick here *T&C apply
Who Can Apply?
The eligibility criteria mainly depends on your employment. Calculate the EMI & check your eligibility.
Calculate EMI & Check eligibility
EMI Calculator
Eligibility Calculator
Eligibility Calculator
₹
1L2Cr
Years
1Y4Y
%
17%24%
Your business loan EMI is
Principal amount
₹0
Interest amount
₹0
Documents Required
Whatsapp me this document list
For a Business Loan we require certain documents based on profession / occupation of applicant.
KYC Documents
Proof of Identity & Address
Mandatory Documents*
PAN card
Document Proof
Submit any one
Identity
Address
AadhaarRecommended
Driving License
Voter's Identity Card
Passport
Utility bills like Telephone Bill / Electricity Bill etc.
Income Documents
Proof of Income
Mandatory Documents*
PAN card
Document Proof
Submit any one
Identity
Address
ITR for the previous two years, with computation
CA audited financials wherever applicable
6 months primary bank statement
Co-applicants
Mandatory Documents*
PAN card
Document Proof
Submit any one
Identity
Address
Co-applicant is mandatory. Additionally, Woman co-applicant is mandatory in certain cases
Co-applicant can be spouse or any first blood relative like parents, siblings, children who hav attained age of maturity (s.t income-ownership grid)
All co-owners of property should be on loan structure
Friends cannot be co-applicants (allowed only if they are coming in the capacity of Partners / Directors / Shareholder)
Passport Size photographs
Mandatory Documents*
PAN card
Document Proof
Submit any one
Identity
Address
Whatsapp me this document list
Our Happy Customers
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Read All 
Perks of Getting a Business Loan from Piramal Finance
Business loans from Piramal Finance will assist you in revamping your business plans and strategies to align them toward the path to success in this competitive business world. Here are a few of the many perks of getting a business loan from us:
Streamlined Cash Flow
Piramal Finance business loans boost your gateway of opportunities you then have time and funds required to streamline your business cash flow.
With an investment that doesn't demand a cut of your profits but allows flexibility with instalment payback, our business loan will help you maintain the balance between the firm capital fund and business fund
With an investment that doesn't demand a cut of your profits but allows flexibility with instalment payback, our business loan will help you maintain the balance between the firm capital fund and business fund
Quick Processing
Quick processing implies quick credit for your enterprise, enabling you to get the most out of every new business opportunity, whenever available. With quick access to business loans, you can boost your operations, expand marketing abilities, and eventually multiply profit margins.
Boost Your Credit Core
We report loan accounts to all credit bureaus this will boost your business credit score. If unpredicted market conditions have recently affected your company’s credit score, it’s the ideal time to make things right.
A loan for different customers
This loan is not limited to any group of customers or professionals. Be it self-employed professionals or future business tycoons, or self-employed non-professionals, everyone can avail of new business loans without any hassle. If you have a business vintage of a minimum of 4 years, you are all set to kickstart your business loan application.
Hassle-free business loan
At Piramal Finance, we guarantee a quick and easy loan application process, so you won't have to rush from office to office to understand the terms and conditions. We provide online business loans, The entire process will take place without you having to take a single day off Our professional team of trained employees will provide assistance at your doorstep, and help you every step of the way. So plan, apply, and relax, we got your back!
Avail the maximum possible benefit
Piramal Finance provides you with the maximum possible benefit with minimum formalities and eligibility We have tried to make the process as simple as possible for you. Our aim is for you to avail the amount needed for your business plan.
Your comfort, our priority!
We not only pay heed to creating advantageous loan deals for you, we also respect your time and comfort. This is why we make sure none of our customers need take the effort to visit our offices in person. We also offer doorstep services so you can complete the application process without taking a vacation from work or giving up any of your valuable home time.
More Home Loan Products
Frequently asked questions
When do I need to take a business loan?
A business loan can act as a blessing when your business is at an initial stage or even in its growth stage. The loan amount will help you cater to your short-term as well as long-term capital needs. At Piramal Finance, we offer your business loans to help you tide over any financial crunch.
Who can get a business loan from Piramal Finance?
At Piramal Finance, we offer business loans to professionals as well as non-professionals or self-employed individuals. Our business loan eligibility is quite flexible and available at affordable rates.
How can I repay my business loans?
You can repay the loan as per your choice, through Post Dated Cheque, Electronic Clearance Services, or also through Direct Debt methods
How do I qualify for a business loan?
You can qualify for a business loan if you meet the following basic criteria:
What is the business loan and what is the process?
Business loans offer funds to company owners in the form of a one-time lump sum or line of credit. Your company promises to repay the funds it lends over time, together with fees and interest in return for this financing. Here is the process for getting a business loan:
Why Should You Apply for A Business Loan?
How to Apply for a Business Loan at Piramal Finance?
To apply for a business loan from us, follow these steps:
That’s how convenient, fast, hassle-free, and seamless it is to get a business loan from us.
FREE Credit Report
Download Piramal App
Have Questions? Get In Touch With Us
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Piramal Capital & Housing Finance Limited, formerly known as Dewan Housing Finance Corporation Ltd.
CIN: U65910MH1984PLC032639
Registered Address: 601, 6th Floor, Amiti Building, Agastya Corporate Park, Kamani Junction, Opp. Fire Station, LBS Marg, Kurla (W) Mumbai MH 400070
The content of this site is copyright-protected and is the property of Piramal capital and housing limited.
We are in the business of financial planning but the day I finalized my property, I needed to get a loan I found Piramal Finance to be the best option. They cater to all the requirements of their customers and helped me at every single step to get a business loan.
Nirmal Dand