At Piramal Finance, we make your Loan Process hassle-free with Minimum Digital Personal Loan Documentation. You just need specific documents to get a Personal Loan for emergencies, education, weddings, travel, etc. These documents required for personal loan include an Aadhar Card, Pan Card, Salary Slip, and Photo.

The specific documents for personal loan may vary depending on factors such as your job, age, and gender. The specific documents needed may change based on your job, age, credit score and gender.

Once you submit and verify the documents, we will approve the loan amount. Hence, submitting all the documents at one go helps you in acquiring a personal loan instantly.

Documents Required for Salaried Applicants

You typically need to provide certain documents to obtain a personal loan as a salaried individual. These may include proof of income, identification, address, and employment details. These documents are necessary to fulfil the loan requirements.

Document TypePersonal Loan Documents for Salaried
Income Proof
Last 3 months' bank account statements / salary slips
Identity Proof
Aadhar Card, PAN Card, Voter's Id / Driving License
Address Proof / Proof of Residence
Aadhar Card / Driving License / Passbook / Utility Bills / Property Documents
Proof of Employment
Appointment Letter / Company Contract, Company or HR's Email ID, Official Identity Card
Investment Proof (If Any)
Copy of Receipts of Mutual Funds/ Fixed Deposits/ Recurring Deposits
Photograph
Latest Coloured Passport-Size Photograph

Documents Required for Self-Employed Individuals

As a self-employed person, when applying for a personal loan, you need to gather certain personal loan required documents. These documents include tax returns, financial statements, bank statements, and proof of identity/address. These documents will support your loan application.

Document TypePersonal Loan Documents for Self Employed
Income Proof
Latest Income Tax Returns, Business Financial Statement, Bank Statement, Audit Reports
Identity Proof
Aadhar Card, PAN Card, Voter's Id / Driving License
Address Proof / Proof of Residence
Aadhar Card / Driving License / Passbook / Utility Bills / Property Documents
Office Address Proof
Incorporation Documents / Registration Certificate / GST Registration Document / Shop & Establishment Act Certificate
Proof of Office Ownership
Maintenance Bill / Property Document / Electricity Bill
Proof of Business Existence
Company Registration License / Tax Registration
Photograph
Latest Coloured Passport-Size Photograph

Documents Required for Pensioners & Senior Citizens

Pensioners need to provide proof of pension, bank statements, and identification when applying for a personal loan.

Document TypePersonal Loan Documents for Pensioners
Income Proof
Pension Documents / Bank Account Statement
Identity Proof
Aadhar Card, PAN Card, Voter's Id / Driving License
Address Proof / Proof of Residence
Aadhar Card / Driving License / Passbook / Utility Bills / Property Documents
Photograph
Latest Coloured Passport-Size Photograph

Documents Required for Women

Female applicants need to submit the mentioned basic KYC documents to get an instant personal loan.

Document TypePersonal Loan Documents for Women
Income Proof
Last 3 months' bank account statements / salary slips
Identity Proof
Aadhar Card, PAN Card, Voter's Id / Driving License
Address Proof / Proof of Residence
Aadhar Card / Driving License / Passbook / Utility Bills / Property Documents
Proof of Employment
Appointment Letter / Company Contract, Company or HR's Email ID, Official Identity Card
Investment Proof (If Any)
Copy of Receipts of Mutual Funds/ Fixed Deposits/ Recurring Deposits
Photograph
Latest Coloured Passport-Size Photograph

Frequently asked questions

Is a Salary Slip mandatory for a Personal Loan?
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Do all borrowers need to submit the same documents when applying for a personal loan?
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What is the minimum salary required to get a Personal Loan?
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What documents are used as Income Proof?
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Can I get Personal Loan with Digital Documentation?
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