Personal loan for women is a valuable financial tool that empowers women to achieve their dreams, take control of their finances, and pursue financial independence.

This is a type of unsecured loan that can be used for many purposes, like consolidating debt, funding a business or higher education, organizing a dream wedding, covering unexpected expenses, or making a large purchase.

At Piramal Finance, we offer personal loans specifically designed for women, with features such as lower interest rates or longer repayment terms.

Benefits of a Personal Loan for Women

Zero Foreclosure Charges

Piramal Finance offers zero pre-payment and foreclosure charges.

Digital Documentation

We require minimum digital documentation to ensure you have an easy and hassle-free personal loan application process.

Easy Application Process & Quick Disbursals

You can now begin the personal loan application process from the comfort of your home. We offer quick loan approvals and disbursals. You repay your debts or make significant purchases while we handle all the formalities.

Easy EMI Options

Multiple options for framing the personal loan structure that suits your requirements are available. We offer flexibility in the loan tenure, pre-payment, and foreclosure charges.

Fees and Charges

Piramal Finance has the perfect solution if you are looking for a personal loan for ladies! Our interest rate starts at 12.99*% p.a., and there are no hidden costs. What you see is what you pay.

Features & FeesDetails
Personal Loan Interest Rates12.99%* p.a. onwards
Loan Amount ₹ 25,000 to ₹ 5,00,000
Processing FeesUp to 5% plus applicable taxes
Loan Tenure3 - 60 months tenure
Prepayment Charges ₹ 0
Foreclosure Charges₹ 0
Stamp DutyAt actuals (as per state)
Cheque Bounce Charges₹ 500 plus applicable taxes
EMI Bounce Charges₹ 500 plus applicable taxes
EMI Pickup/Collection Charges₹ 250 per visit plus applicable taxes
Cash Collection Charges1% of collection amount of Rs. 50000 and above in cash + taxes
Change of Loan Repayment Mode₹ 500 plus applicable taxes

Documents Required for a Personal Loan for Women

Document TypeFor Salaried Individuals
Photo ID ProofAadhaar card / Pan Card
Residence Address ProofAadhaar card / Driving License / Voter ID / Passport
Income ProofBank account statement of salary account, salary slip of the last three months, Form 16

How to Get Personal Loan for Women on the Same Day?

  • Step 1:
    Click on Apply Now and start your digital Personal loan application.
  • Step 2:
    Enter your mobile number linked to your bank account.
  • Step 3:
    Enter the OTP received on your mobile number.
  • Step 4:
    Enter the required document and verify the same.
  • Step 5:
    Bank account verification.
  • Step 6:
    Income Verification.
  • Step 7:
    Check the Loan Final Offer, Accept, and continue the final process.

After completing the final process your application for a loan is now done and within 24 hours, it will get credited to your verified bank account.

Features of a Personal Loan for Women

The key features are:

Loan Amount

You can take a loan of Rs. 25 thousand up to Rs. 5 Lakh

Loan Tenure

You can select a loan tenure of up to 60 months.

Interest Rates

You can get interest rates starting at 12.99% p.a.

Personal Loan for Women Eligibility Criteria

To apply for an instant loan for women, you must meet the following eligibility criteria.


The applicant must be a salaried employee or a self-employed individual.


The applicant must be between 21 years and 58 years of age.

Monthly Income:

You must have a minimum monthly salary of Rs. 15,000

Credit Score:

The applicant must have a CIBIL score of 700 or higher.

Different Types of Personal Loans

Frequently asked questions

What is a personal loan for women?
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Can a housewife apply for personal loan?
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Why should you select Piramal Finance Personal Loan for women?
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Can women government employees avail for personal loan?
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What are the uses of Personal Loan for Women?
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