Home Loan offerings by Piramal Capital & Housing Finance Ltd. (Piramal Finance)
Key Features
Loan Amount

₹ 5 Lakhs - 2 Crore

Loan Tenure Up To

30 years

Interest Rates Starting At

11.00%* p.a

For detailed fees and charges Click here *T&C apply

Who Can Apply?

The eligibility criteria mainly depends on your employment. Choose the employment type and check your eligibility.

Calculate EMI & Check eligibility
  • EMI Calculator
  • Eligibility Calculator
5L5Cr
Years
5Y30Y
%
10.50%20%
Your home loan EMI is
Principal amount
Interest amount
25,00,000
-25,00,000
Documents Required
For a Home Loan we require certain documents based on profession / occupation of applicant.
KYC Documents
Proof of Identity & Address
Income Documents
Proof of Income
Property Documents
Land & property related documents
Co-applicants
Passport Size photographs
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Our Happy Customers

I applied for a home loan with Piramal and I got sanction for the required amount for 29 years under the Gruh Setu Home Loan. I have purchased the row house, and my family and I are happy that we will be moving into our new house soon.

Rajendra Rupchand Rajput
Nashik

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Advantages Of Home Loan By Piramal Finance
Easy Procedures
When you want to apply for a home loan from Piramal Finance, you only need to fill out the application form and submit the listed documents. Shortly, a relationship manager will get in touch with you and start the procedure as per your convenience. The option of an online home loan application makes the process quicker and simpler.
Tax Benefits
Another major benefit that you can avail of when seeking a home loan is tax benefits. Under Section 80C of the Income Tax Act, 1961, you can claim up to INR 1.5 lakhs on the principal amount, registration cost and the stamp duty charges of the housing loan.

In the case of a joint home loan, each borrower (provided they are also the co-owner of the property) can claim up to INR 1.5 lakhs in an annual year.
Flexibility Of Repayment
Several options are available when it comes to creating a home loan plan that suits your requirements. Our loan plans are designed to be flexible in the tenure, prepayment, and foreclosure terms.
Home Loan EMI That Fits Your Pocket
To make paying your home loan all the more convenient, we also offer you the choice to opt for a floating or a fixed interest rate when you opt for a home loan. With a loan up to 90% of the purchase price, you stand so much closer to turning your dream into a reality.
Loans For All
For salaried as well as self-employed individuals, Piramal Finance offers the best deals possible when it comes to home loans.
Minimum Documentation
To further ensure an easy and hassle-free process of a home loan application, Piramal Finance requires minimal documentation.
More Home Loan Products
Construction Loan
With a construction loan from Piramal
finance, the perfect home for you
is easily within reach...

Key Features
Renovation Loan
With a Home Renovation Loan you can keep your hard earned savings and investments untouched and pay off...

Key Features
Extension Loan
You may simply enlarge your own home in utmost comfort with a home extension loan from Piramal finance...

Key Features
Frequently Asked Questions
How can I get an estimate of the home loan amount?
piramal faqs

Are there any tax benefits on the home loan?
piramal faqs

Can I get a home loan for the entire amount?
piramal faqs

What are the maximum home loan tenure and loan amount offered by Piramal Finance?
piramal faqs

What is a home loan & how does the home loan work?
piramal faqs

How often do home loan interest rates change?
piramal faqs

Are there any advantages of taking a home loan from Piramal Finance?
piramal faqs

How to Apply for a Home Loan at Piramal Finance?
piramal faqs