Ahmedabad is Gujarat's largest city and former capital, an Indian state in western India. With a population exceeding 6 million, it's one of the most populated cities in India. The city's rich history, vibrant culture, fantastic architecture, and varied geography make it an appealing destination for many. The city has grown tremendously over the past decade, sparking new industries and business opportunities. This makes it a great place to live for anyone looking to get ahead financially or set up shop for their own business venture. Piramal Finance offers home loans in Ahmedabad to help you realize your dream of owning a home. We offer customized solutions that are tailored to meet your exact requirements.

Features and Benefits of Home Loans in Ahmedabad

Dedicated Support

Seize the opportunity to transfer your current home loan balance at a discounted interest rate! Piramal Finance makes it exceptionally easy and convenient for you. With very few documents needed, sit back as we manage everything else effortlessly!

Top-Up Loan

If you're seeking a Top Up Loan with Piramal Finance, the process is incredibly straightforward if you already have an existing loan. In addition to being considerably more affordable than other loans, this financing also provides access to money for important expenses such as home renovations or college tuition without any extra paperwork!

Prepayment and Foreclosure Facility

Take advantage of Piramal Finance's pre-payment and foreclosure opportunities! This facility reduces the cost associated with a loan and provides an opportunity to pay off your debt earlier than expected. Doing this can result in numerous financial benefits for you in the long run.

Minimal Documentation

Applying for a Home Loan in Ahmedabad is now simpler than ever with Piramal Finance. We streamline the application process so that you can access your desired funding quickly and efficiently, all while requiring minimal paperwork – making it effortless to obtain your loan!

Required Documents for a Home Loan

  • Documents proving identity and a photograph.
  • Proof of address and identification
  • Recent copy of Form 16
  • Income Proof (if you are salaried, then the Latest Salary Slip)
  • Bank account statements from the previous six months
  • Property-related documents
  • If you're a self-employed applicant, you'll need to show proof of business

Criteria for Getting a Home Loan in Ahmedabad

  • Piramal Finance has certain criteria that you need to fulfill to qualify for a home loan in Ahmedabad. You must be an Indian citizen, should be at least 21 years old, have an income source, and possess a good credit score. Additionally, you must submit all the necessary documents, such as ID proof, address proof, bank statements, and salary slips. Once these criteria are fulfilled, our experts will begin processing your loan application.
  • We understand that paperwork and processes can be tedious, so we have designed our process to be as streamlined and stress-free as possible. If you're based in Ahmedabad and looking for a quick home loan approval, let us take care of it all - no more worrying about stacks of documents or complex procedures!

Interest Rates and Charges

  • Piramal Finance boasts its home loan rates in Ahmedabad. We offer home loan interest rates starting at 11%* pa. We offer both floating and fixed interest rates for any home loan application. It's up to the customer and their preference. Our experts decide the exact interest rate for your home loan based on factors like income, employment history, credit rating, and your relationship with us.

Things to Consider While Buying a Home in Ahmedabad

Know What You Want

Personal loans can be used to finance home improvement projects such as painting, tiling, plumbing, electrical, etc. You can also use them for larger renovations like remodeling a room or adding an extension to your property.


Picking the right neighborhood is essential to a great quality of life. Having all the necessary amenities close by, such as universities, healthcare facilities, supermarkets and leisure centers can make everyday activities much more efficient. Accessibility to public transport and low traffic congestion also allow for an easier connection with other parts of the city - making it an enjoyable experience! When considering your next place of residence, think about how this decision will affect you daily and ensure those needs are met.


No matter where you choose to live, your security should be at the forefront of your considerations. Burglary and other criminal offenses have increased significantly in recent years, making it essential that you select a safe neighborhood. Ensure that any contractor or builder includes features such as state-of-the-art surveillance cameras, 24/7 protection services, alarm systems, and smoke detectors – they must prioritize ensuring your safety!

Legal Clearances

Before investing in a home, make sure to review all the necessary NOCs and verify that the Gujarat government approves it. Taking this precautionary measure will ensure you are making an informed decision with your hard-earned money.

How to Apply for Home Loan in Ahmedabad?

Here is a step-by-step guide for applying for a housing loan in Ahmedabad

Step 1:

Go to the Piramal Finance Home Loan Ahmedabad page. Read the features and eligibility criteria, and start the application process.

Step 2:

Click on Apply Now

Step 3:

 Fill in the required Personal details such as Name, Contact Number, Birth Year, and Home Loan Amount.

Step 4:

Choose the employment type 'Salaried' OR 'Self-Employed'

Step 5:

Add your monthly income

Step 6:

Select the State and branch (enter the branch by city) and Submit the home loan application form.

Step 7:

Wait for a call from the official representative to move ahead with the processes.

After completing all the steps, like scanning, uploading the required documents, and paying the processing fees, wait until your home loan application is approved.

Wrapping Up

The city has plenty to offer in terms of economic growth and employment. It is home to many universities and educational institutions, top-notch healthcare centers, diverse restaurants, and cultural activities - plus an unbeatable climate! It is also important to note that the real estate market offers competitive rates for housing loans, making it an ideal choice for those seeking a new place to call their own.

With Piramal Finance's help, you can realize your dream with our tailor-made offers and features specifically designed for Ahmedabad residents. So, what are you waiting for? Get in touch with us today!

Nearest Branches of Piramal Finance where you can visit and apply for a home loan in Ahmedabad

CG Road
The CG Road branch of Piramal Finance is spread at office no. 208 & 212 on the 2nd floor of Turquoise. You can take a bus or auto-rickshaw from any part of Ahmedabad to reach here. You can apply for a home loan in CG Road without any hassles.
Nava Naroda
The Nava Naroda Piramal Finance branch is office no. 307 on the 3rd floor, Sahitya Arcade. The best way to get here is to take public transport. Getting a home loan in Nava Naroda branch is easy, and the loan terms are very reasonable.
The Mehsana branch of Piramal Finance is located at Avon Complex, on the 2nd floor. The branch is easily accessible by local buses and trains from different parts of the city. They offer easy home loan assistance to those who are looking for a home loan in Mehsana.

Get quick approvals for home loan in Metro Cities

Avail Piramal Finance quality service and housing loan instantly in the top commercial and metropolitan cities of India to buy the home of your dreams.

Frequently asked questions

How is the EMI calculated for a home loan in Ahmedabad?
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What is the lowest interest rate on a home loan in Ahmedabad?
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How long does it take to get a home loan in Ahmedabad?
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What is the minimum income requirement to get a home loan in Ahmedabad?
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