Gurgaon is a bustling city located in the state of Haryana, India. The city has seen rapid development in recent years and has become a major hub for business, technology, culture, and entertainment. Gurgaon's location close to Delhi makes it a great choice for those seeking an affordable home loan option with easy access to all that the capital city has to offer. With its flourishing job market and excellent infrastructure, Gurgaon is one of the most desirable cities for working professionals who are looking to buy a new home. However, buying a home in Gurgaon can be an expensive affair, which is why opting for a home loan could be the best choice.

At Piramal Finance, we understand that owning a home is a major financial decision, and our team of professionals provides you with end-to-end support to help you avail the best home loan in Gurgaon.

Features and Benefits of Home Loans in Gurgaon

Dedicated Support

Piramal Finance offers an amazing opportunity to transfer your existing home loan balance at a discounted interest rate - making it simple and easy. All you need to do is follow the basic procedure, submit minimal paperwork, and the rest will be taken care of!

Top-Up Loan

Piramal Finance makes applying for a Top Up Loan seamless if you already have an existing loan. This low-interest option allows you to use the funds on items that are important, such as home renovations, funding your children's education expenses, and even expanding your business ventures. The best part? You don't need to submit any extra paperwork!

Prepayment and Foreclosure Facility

If your financial situation allows for it, you should take advantage of the free pre-payment and foreclosure facility offered by Piramal Finance. Doing so will reduce your borrowing costs as well as allow you to pay off the loan before its term has expired.

Minimal Documentation

Applying for a Home Loan in Gurgaon with Piramal Finance is easy, fast, and requires only a few documents. This expedites the loan approval and disbursement processes so that you can purchase your dream home without any hassles.

Required Documents for a Home Loan

  • Documents proving identity and a photograph.
  • Proof of address and identification
  • Recent copy of Form 16
  • Income Proof (if you are salaried, then the Latest Salary Slip)
  • Bank account statements from the previous six months
  • Property-related documents
  • If you're a self-employed applicant, you'll need to show proof of business

Criteria for Getting a Home Loan in Gurgaon

  • To qualify for a home loan in Gurgaon, Piramal Finance requires you to be an Indian citizen aged 21 or above with a steady income source and a good credit score. In addition, applicants must present valid documents such as proof of identity and address, bank statements, salary slips, etc. Once these criteria are met by the applicant satisfactorily, our experts will start processing your loan application promptly.
  • From excessive paperwork to mind-numbing procedures - we understand that applying for a home loan can be tedious. But don't worry! If you're based in Gurgaon and need a quick approval process, let us help you out, streamlining the entire procedure so all the stress is off your shoulders. With us around, there's no more worrying about huge piles of documents or complicated steps!

Interest Rates and Charges

  • Piramal Finance boasts its home loan rates in Gurgaon. We offer home loan interest rates starting at 11%* pa. We offer both floating and fixed interest rates for any home loan application. It’s up to the customer and their preference. Our experts decide the exact interest rate for your home loan based on factors like income, employment history, credit rating, and your relationship with us.

Things to Consider While Buying a Home in Gurgaon

Know What You Want

Prior to beginning your house-hunting escapade, take a few moments to ensure that the dream home you envision is both achievable and sensible. Consider personal financial objectives, current lifestyle needs, and potential family requirements to set an affordable budget limit. Once done with this step: define important details such as how many floors are required for consideration of the property, where geographically it should be situated, and features desired - eventually compiling a comprehensive understanding of what kind of dwelling best caters to your wants and needs!


When it comes to making the best decision for your lifestyle, selecting the right neighborhood is a no-brainer. Having all the amenities like universities, healthcare centers, supermarkets, and recreational areas nearby can make everyday activities simpler and more efficient. On top of that, having great accessibility to public transport or low traffic congestion will help you have an easy connection with other parts of town - allowing you to enjoy every single day! As you consider where your next home should be located, think about how this choice could improve your daily life and what needs are important for meeting those requirements.


When selecting a place to live, safety should be your top priority. With crime rates on the rise in many areas, it’s essential to choose a secure neighborhood. Make sure any contractors or builders you hire incorporate features such as cutting-edge surveillance cameras, 24/7 security services, alarm systems, and smoke detectors – these are all important elements for keeping yourself and your family out of harm’s way!

Legal Clearances

Prior to investing in a home, take the time to go through all of the necessary NOCs and verify that the Haryana government has granted its approval. This prudent step will ensure you make an educated investment with your hard-earned money.

How to Apply for Home Loan in Gurgaon?

Here is a step-by-step guide for applying for a housing loan in Gurgaon

Step 1:

Go to the Piramal Finance Home Loan Gurgaon page. Read the features and eligibility criteria, and start the application process.

Step 2:

Click on Apply Now

Step 3:

Fill in the required Personal details such as Name, Contact Number, Birth Year, and Home Loan Amount.

Step 4:

Choose the employment type 'Salaried' OR 'Self-Employed'

Step 5:

Add your monthly income

Step 6:

Select the State and branch (enter the branch by city) and Submit the home loan application form.

Step 7:

Wait for a call from the official representative to move ahead with the processes.

After completing all the steps, like scanning, uploading the required documents, and paying the processing fees, wait until your home loan application is approved.

Wrapping Up

Gurgaon is a growing city, and with that comes an opportunity for residents to benefit from its enhanced infrastructure and easy access to all the amenities. Buyers can find a range of properties, from low-priced apartments to luxury villas. Additionally, Gurgaon offers excellent education facilities, healthcare centers, and shopping malls - making it the ideal location for families looking for stability.

Piramal Finance is the go-to home loan provider for all buyers looking to purchase their dream homes in Gurgaon. Our online portal makes it super easy to find, compare, and apply for the best housing loans suited to your requirements.

Nearest Branches of Piramal Finance where you can visit and apply for a home loan in Gurgaon

Udyog Vihar
The Udyog Vihar branch of Piramal Finance is located at Enkay Tower, phase 5, on the 3rd floor. If you want to reach here, you can take the metro to Huda City Centre and get off at the Udyog Vihar Exit. You can take a cab or auto-rickshaw from there to reach the branch. You can apply for a home loan in Udyog Vihar branch without any issues.
Sohna Road Gurgaon
The Sohna Road Gurgaon branch of Piramal Finance is located at SCF 39 on the ground floor. If you want to reach this branch, you can take the metro from Huda City Centre and get off at the Sun City Exit. You can take a cab or auto-rickshaw from there to reach the branch. Obtaining a home loan in Sohna Road Gurgaon is effortless and stress-free.

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Frequently asked questions

How is the EMI calculated for a home loan in Gurgaon?
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