Features of a Personal Loan for Salaried Employees
Multi-purpose Loan
No Collateral Required
Minimal Documents
Instant Loan Disbursal
Flexible Tenure
High Amount Available
Documents are Required to Avail of a Personal Loan for Salaried Employees
A hassle-free and simple process is what we believe in, and therefore, the documents required for a personal loan are minimal. If you are looking at applying for a personal loan for salaried employees, keep these documents handy for quick approval.
Application Form:
The loan application form must be filled and signed.
Photograph:
A passport sized photograph which is not older than 6 months.
Proof of Identity:
Aadhaar Card, Voter’s ID, PAN Card, Passport, etc.
Proof of Residence:
Aadhaar Card, Voter’s ID, Passport, Bank Passbook or Bank Statement, Rent Agreement, Utility Bill, etc.
Salary Slips:
Salary slips for the last three months, Form 16, Income Tax Returns (ITR) for the last two years.
Bank Statements:
Bank statements for the last six months.
Frequently asked questions
A salaried personal loan is a customised instant personal loan that can be availed by salaried customers. To be eligible for this type of loan you must be an employee in the public or private sector and have a minimum salary of INR 25,000. For more details, kindly visit our Personal Loan for salaried employees page.
The personal loan eligibility is often calculated to understand whether you will be able to repay the EMIs of the loan. For this, your monthly income is considered, along with your existing monthly expenses and financial obligations. The calculation also considers the personal loan rate of interest applicable to you and the loan tenure.
You can apply for a personal loan from the comfort of your home. Apply for a personal loan online from Piramal Finance through our website.
Follow these steps to apply for a personal loan for salaried from Piramal Finance.
After completing the final process your application for a personal loan for salaried is now done and within 24 hours, the Personal loan will get credited to your verified bank account.
Salaried workers having the following jobs can apply for a personal loan from Piramal Finance:
To ensure you’re eligible for a personal loan for salaried employees, you will need to be employed with a public or private sector firm. Also, your salary must be at least INR 25,000. To know more, please visit our Personal Loan Eligibility Criteria Page or contact us.
