The Amazon Pay ICICI credit card is a credit card issued by ICICI bank in collaboration with Amazon Pay Private Limited. It is one of the most popular rewards-based credit cards with lifetime free membership. This credit card is designed to offer cashback and reward points on the online purchase of all Amazon products.
The card also helps store the rewards and benefits in the user’s Amazon Pay balance, which they can use for future purchases. Wondering how you can get an Amazon Pay ICICI credit card too? You can simply apply for it online. Read on to know why the Amazon Pay ICICI credit card is a great option for you.
Benefits of Amazon ICICI Credit Card
If you are wondering what Amazon Pay credit cards can help you do, here is a detailed explanation of its benefits.
Cashback for Prime and Non-Prime Members
The Amazon Pay ICICI credit card offers 5% cashback to all prime members on all purchases made through the Amazon app. However, this does not include ebooks and gift cards. The card also offers 2% cashback on paying electric and other bills through Amazon Pay.
Not a Prime member yet? Amazon Pay credit card still has a lot to offer. The ICICI Amazon credit card offers 3% cash back on all purchases except ebooks and gift vouchers on Amazon. Similar to Prime members, non-prime members also enjoy 2% cashback on paying their bills.
As hard as it is to believe, Amazon rewards are redeemable without an expiry date. You can use these reward points on 16 crore products across the Amazon website for an unlimited period of time. Do you often forget to use your rewards within a stipulated time? There will be no such hassle with the ICICI Amazon Credit card!
If the benefits above are not enough, there’s even more:
- Amazon Pay ICICI credit card has no joining fees and offers lifetime free membership
- 1% surcharge waiver on all fuel transactions
- No limit on redemption amount, and the process of redeeming earnings is free
- 2% cashback on using Amazon Pay credit card for purchasing a select range of items from specific Amazon Pay partners.
Now, on to the main question. How can you apply for the Amazon Pay ICICI credit card?
Are You Eligible for Amazon Pay ICICI Credit Card?
Before applying for the ICICI credit card, make sure you check the eligibility criteria below:
- You must be between 18-60 years of age
- You must be a salaried or self-employed individual
- Your monthly earnings should be more than 25,000
- You must reside within the serviceable areas of the bank
Online Application Process for Amazon Credit Card
The process of applying for an ICICI Amazon credit card is pretty simple. You need not visit the bank for the physical verification of documents. Instead, you can apply for an Amazon Pay credit card through a few simple steps online. You can follow the steps below.
- Go to the official website of ICICI bank
- Visit the Amazon Pay ICICI credit card menu
- Select the ‘Get Card’ option
- The page will direct you to Amazon’s website
- Fill up the form on your window and add all the necessary details
- Click on the ‘Submit’ option.
Once you follow the above procedure, an ICICI bank official will guide you through the rest of the process.
Online KYC Process
Once your Amazon Pay ICICI credit card application process is complete, one has to complete the KYC formalities. Amazon has two types of KYC verification.
Virtual KYC Verification
As the name suggests, virtual KYC verification is an online mode of verification. The user needs to produce their Aadhar and PAN card details through a video call to an ICICI official. Users also need to answer a few basic questions to complete the verification.
In-person KYC Verification
In case you are not confident about the virtual KYC verification process, you can opt for the offline or in-person KYC verification process too. In this process, an ICICI official visits your house to physically verify your documents.
Thus, in both cases, the credit card applicant does not need to go anywhere. Instead, they can complete the formalities from the comfort of their homes.
Checking Amazon Pay Credit Card Application Status
Once you apply for your ICICI Amazon credit card, it is crucial to check its application status regularly. Remember, it does not take several days for the application to process. Hence, it would be best to check its status after a day or two if you do not receive a call from an ICICI official.
You can call 1800 102 0123 and reach out to ICICI customer care with your registered mobile number to check your application status.
Linking Amazon ICICI Credit Card with Your Account
You can enjoy the benefits of an ICICI Amazon credit card only when you link it to your Amazon account. Remember to add your new credit card as a payment method in order to use it.
To do this, go to your Amazon account and click on the “Manage Payment Methods” option. You will see an option to add more payment methods. Add your ICICI Amazon credit card number as your preferred payment method and enjoy its benefits.
The Amazon Pay ICICI credit card offers several benefits to users and is indeed a blessing if you love spending most of your time shopping online.
Does the idea of an Amazon Pay credit card look exciting, but you are confused about the card and its benefits? That is quite common. If you are looking for more details about Amazon Pay credit cards, Piramal Finance can help you grow out of your anxiety. Piramal offers several financial suggestions and expert opinions that can help you decide the correct time for getting your own ICICI Amazon Pay credit card. Connect with their financial experts and get an easy and customised credit card and personal loan solutions.