Real Estate Financing has been the core business of Piramal Finance and constitutes a large part of the portfolio of the group since the inception of the financial services platform. Piramal Finance is capable of funding across the capital stack, right from early-stage equity to late-stage debt covering mezzanine & structured debt, construction finance, lease rental discounting, loan against property as well as bulk buying apartments. Piramal Finance launched a housing finance vertical, thereby, creating a single window platform providing holistic financing solutions to real estate finance companies in India. Get convenient financing options for your real estate investment. Piramal Home Finance will offer flexible loan periods with easy EMIs
Solutions We Offer
Real Estate Finance offers a wide range of products as outlined below
Private Equity
involving an active management strategy
with expectations of sustainable returns.
Prefereed Mazzanine
projects at various stages of development
or with specific requirements.
Senior Secured / Structured Debt
assets for varied requirements of developers that
traditional financial products cannot address.
Construction Finance
funding residential projects during the
construction phase.
Construction Finance
residential projects during the construction
phase.
Loan Against Property
property assets to access financial backing
based on the liquidation value of the asset.
Lease Rental Discounting
schedules, enabling owners of completed assets with a financial solution that
is more flexible that they would be able to source from a bank.
Last Mile Construction Finance
locations to be operational within a year of such disbursement.
Operational Hotels
hotels in established and emerging
markets
Hospitality sector financing is a recent foray for Piramal Finance. We feel that the sector has a dearth of intelligent capital (debt) to provide holistic and long-term solutions. It is a capital-intensive sector with a long payback period. We plan to extend our learnings from the RE sector i.e., get the basics right and provide long-term customized solutions to the borrower suited to their requirements without compromising on our security package. We are providing financing solutions to hotels that will be operated by branded players in established and emerging markets.
There isn’t any ideal answer to what real estate investing option you must choose. Nevertheless, it’s better to shift your focus to your preferred and desired investment strategy and long-term goals.
For instance, if you consider real estate as a way to maximize your retirement savings, you should opt for our Senior Secured / Structured Debt. However, if you set a long-run goal to start or expand your self-owned real-estate business, you must consider our commercial loan options.
Another crucial element to consider while determining a real estate financing option is the type of real estate investment you want to opt for. To repeat, the ideal strategy depends on what you want. However, it’s best to know that some financing choices can be ideally designed for distinct investments.
Many of our customers find that private equity loans can assist in financing rental real estate, while hospitality loans like structured LAP and last-mile loans can be your go-to choice if you’re into hotel construction. Be decisive about why you need funds for real estate investing and compare the pros and cons of every available option.
Why Choose Us?
When it comes to real estate financing, we stand out among other institutions for the following reasons:
Easy & Quick Access to Capital
Our real estate financing loan options ensure quick and easy access to additional cash flow for your real estate finance business. You can utilize these funds to buy the latest technology and equipment, meet payroll expenses, and more
Smooth & Seamless Application Process
Although the ideal notion is that the real estate loan process is a daunting task, it is much more seamless and convenient than raising funds from the debt markets. Our platform ensures minimal documentation requirements, a fast verification procedure, and quick approval of your loans
Ownership Retention
It’s imperative to know that a real estate loan in India (whether commercial or residential) won’t affect your ownership. For instance, businesses generally issue equity to source funds. In this process, the business owner dilutes a certain percentage of their own equity.However, that’s not the case for commercial loans. If you take a commercial loan for your real estate business, you’ll only have to focus on repaying the money in the form of installments. You won’t have to issue any equity or risk ownership.
Frequently asked questions
What is Commercial real estate financing?
- Go to our application form and fill out the details.
- Submit all your Income and KYC documents.
- Wait till the application gets processed for verification.
- If everything meets the eligibility criteria, your loan will be approved within a few minutes.
- Subsequently, the loan amount gets disbursed and credited to your bank account.
Partnerships
