Emerging Corporate Lending

Piramal Capital & Housing Finance Ltd. (Piramal Finance) is capable of funding across the capital stack right from early stage equity to late stage debt covering mezzanine & structured debt, construction finance, lease rental discounting, loan against property as well as bulk buying apartments.

The Emerging Corporate Lending (ECL) vertical caters to financing emerging and mid-market businesses on a sector-agnostic basis. It targets transactions ranging from ₹ 10 to 100 crores across sectors as diverse as automotive dealerships, auto ancillaries, manufacturing, pharmaceuticals, electronic surveillance, and IT services. Borrowers benefit from a range of products at competitive rates, each customizable in terms of repayment schedule and security which is typically not covered by traditional wholesale lending channels.

Solutions We Offer

Emerging Corporate Lending offers a wide range of products as outlined below:

Senior Debt

Offers funding to growing companies at competitive interest rates,
especially if the company has a strong flow history.

Loan Against Property

Provides funding to developers with property assets to access
financial backing based on the liquidation value of the asset.

Lease Rent Discounting

An innovative scheme that allows higher liquidity and flexible
repayment schedule to the borrower.

Loan Against Cash Flows

Offers lending based on projected cashflow of companies with robust
perfomance and strong ecpected revenues.

Promotor Financing

Offers funding against listed or unlisted shared of the promoters of
young companies to meet expansion / Diversification needs.

Structured Debt

Provides uniquely customizable financial solutions that can be
designed to fit the complex requirements of the growing company

Acquisition Financing

Provides financing solutions to enable growing companies to fund their acquisition strategies to achieve economies of scale