Home Loan offerings by Piramal Capital & Housing Finance Ltd. (Piramal Finance)

Key Features

Loan amount

₹ 18 Lakhs

Loan tenure up to

20 years

Interest rates starting at

9.50%* p.a

For detailed fees and chargesClick here *T&C apply

Who Can Apply?

The eligibility criteria mainly depends on your employment. Choose the employment type and check your eligibility.

Calculate EMI & Check eligibility
  • EMI Calculator

  • Eligibility Calculator

Your home loan EMI is
Principal amount
Interest amount

Documents Required

For a House construction loan, we require certain documents based on the profession/occupation of the applicant.

KYC Documents

Proof of Identity & Address

Income Documents

Proof of Income

Property Documents

Land & property related documents


Passport Size photographs


Whatsapp me this document list

Our Happy Customers

I applied for the Gruh Sethu home loan plan, which got approved for 29 years of tenure, which is what I needed. My family and I are so excited and happy to be moving into our new home soon.

Rajendra Rupchand Rajput

Advantage Of PMAY

More Sum Lowest Rate

If the annual household income is between ₹ 6 lakh and ₹ 12 lakh, then a maximum of ₹ 9 lakh can be availed of at 4% interest.
If the annual household income is between ₹ 12 lakh and ₹ 18 lakh, then a maximum loan of ₹ 12 lakh can be availed at 3% interest.

Lowest Interest Rate

If the annual household income is less than ₹ 6 lakh, a maximum loan of ₹ 6 lakh at 6.5% interest can be availed of under PMAY.


Subsidies up to ₹ 2.67 lakh for loan amounts within ₹ 6 lakh.

Guidelines Of The PMAY Scheme 2022-2023

When it comes to extension/construction, women's ownership isn’t necessary

When it comes to MIG - 1 & 2 Loans approved on/after 01-01-2017, you must adhere to these guidelines:

  • The interest subsidy is readily accessible for a max loan term of 20 years or the loan term that is shorter.
  • The cost of the property or the loan amount is not capped.
  • The beneficiary family’s Aadhar number(s) are crucial for the MIG category.
  • The interest subsidy will be credited to recipients' loan accounts in advance by Piramal Finance, culminating in a gradually decreasing home loan and Monthly Payments (EMI).

For more in-depth details and information on this scheme, visit the website https://pmay-urban.gov.in/

Frequently asked questions

What is PMAY & Does Piramal Finance Offer Loans under the PMAY scheme?
piramal faqs

Does Piramal Finance offer Home Loans under the PMAY scheme?
piramal faqs

What is the maximum tenure for which the PMAY subsidy is applicable?
piramal faqs

How long does it take to get the PMAY subsidy?
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How does the Pradhan Mantri Awas Yojana subsidy work?
piramal faqs

Is it possible to avail of PMAY subsidies after a balance transfer?
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How can I check my PMAY application status?
piramal faqs

How to Apply for PMAY Home Loan Scheme
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