Home Loan in Jaipur

The capital city of Rajasthan, the Pink City of India, Jaipur is famous for its royal palaces, jewellery, handicrafts, traditional fabrics, and authentic cuisine. However, with growing trends in the real estate market, Jaipur has now also been considered one of the best cities to make investments in terms of properties for innumerable reasons.

With the thought of buying a property for your loved ones, lack of funds can act as a barrier. But thanks to home loan, you can now purchase your dream house quickly and easily while also availing several other benefits.

Here are some important details you should know about home loans in Jaipur.

Want to know more?

Key features and benefits of purchasing home loans in Jaipur:

Here are some of the key features and benefits that you should know about a home loan in Delhi.

  1. Quick and hassle-free processing:

  2. Purchasing Home loans are considered hectic and tiresome due to the monotonous procedures. However, with Piramal Capital and Housing Finance, you can apply for a home loan in a quick and easy manner.

  3. Dedicated support:

  4. Understanding the difficulties clients can face while purchasing a home loan, Piramal Capital and Housing Finance has appointed special relationship managers who work dedicatedly to helping you with anything at any time of the day.

  5. Repayment options and flexible tenures

  6. The premium amounts of loans are demanding at times and can create a situation of financial crisis for the owner. To solve this issue, Piramal Capital and Housing Finance has come up with unique features of opting for flexible tenures and repayment options. Here you can select a shorter or longer tenure and decide your monthly premium according to your income and other commitments.

  7. Desirable interest rates:

  8. A major factor that attracts or restricts the clients before buying a home loan is the interest rates offered by the company. At Piramal Capital and Housing Finance, the interest rates for both salaried and self-employed people start at 10.50%* per annum.

  9. Easy documentation:

  10. This home loan process eliminates the transition of heavy paperwork and only asks you for a set of necessary documents to quickly transform your dream house into your own beloved home.

  11. Tax benefits:

  12. You can avail of tax deductions for the premiums paid towards your home loan up to INR 1.5 lakhs under section 80C of the Income Tax Act of India.

    Eligibility for home loans in Jaipur

    Here are some eligibility criteria required to apply for the home loan:

Salaried Individuals

Age 21 years to 70 years

NOTE: This home loan can be availed only till an individual remains an income contributor.
Employment Individuals working under the following can apply:

  • Government Institution
  • Private sector
  • Public sector
  • MNCs or related companies
  • Partnership Firms
  • Proprietorship concern
  • NGOs or related organizations
Documents required
  • ITR receipts for the last 2 years
  • KYC documents
  • Form 16
  • Bank statements and salary slips for the last 6 months
  • Documents for collateral purpose

Self-employed individuals:

Age 23 - 70 years
Employment
  • Self-employed professionals (doctors, architects, etc)
  • Business owners, proprietors, partners of partnership firms, etc.
Documents required
  • ITR receipts for the last 2 years
  • KYC documents
  • Form 16
  • Bank statements and for the last 6 months
  • Documents for collateral purpose

How to apply?

Here’s a quick step-by-step procedure to guide you in the process of buying a housing loan:

  • Visit Piramal Capital and Housing Finance’s official website, or click on: https://www.piramalfinance.com/home-loan, to go to the page directly. Once you read the features and eligibility criteria, click on “Quick Apply”.
  • Fill in the required details like your name, email, loan amount, etc, and click on submit.
  • Wait for a call from the official representative to move ahead with the processes.

Conclusion

Buying a home loan in Jaipur with Piramal Capital and Housing Finance has now become easier for all who have ever dreamt of living in this elegant city. With affordable premium rates and flexible tenures, this housing loan takes care of all your needs. So, just follow the simple steps and give wings to all your dreams.