Applying for a home loan at Piramal Capital & Housing Finance is extremely easy. All you need to do is fill up an application form online. An informed representative from the company will always be there to help you with the process.
In order to be eligible for a home loan, you have to satisfy certain eligibility criteria.
Any salaried employee, working in a government or private sector office is eligible to apply for a home loan. The minimum age for salaried individuals to apply for a home loan is 21 years. Individuals receiving pensions can also apply for home loans until the age of 70. For others, the upper age limit to apply for a home loan is their age of retirement.
Self-employed people between the age of 23 and 70 can also apply for a home loan. This includes self-employed professionals like doctors, chartered accountants and others. Non-professionals like business owners and directors of private limited companies can also apply for a home loan.
You need to submit some basic documents in order to be eligible for a home loan.
Proof of identity:
You can provide any of the following documents as proof of identity:
Proof of residence:
In order to provide a proof of your residence, you can produce any of the following documents:
Proof of income:
Salaried applicants can provide any of the following as proof of income:
Self-employed applicants can produce any of the following documents:
Piramal Capital & Housing Finance offers home loans at a very affordable rate. Home loans start with an interest rate that’s as low as 10.50%* p.a.
You will be charged a very small percentage of your loan amount as a processing fee. All other charges will be clearly mentioned while opting for the loan.
Home loans have repayment tenures that range from 5 years to 30 years. Hence, you can choose whatever suits you.
Chennai is an IT hub and has many job opportunities for people of different professions. Such a populous city also makes for the perfect place to set up your own business. Finally, Chennai offers a cost-effective and healthy lifestyle that most popular cities fail to offer. This makes Chennai the perfect city to settle in! Get a home loan to fulfill your dream of buying a house in the great city of Chennai.