Personal Loan

Personal Loan in Nashik – SG Link Road – Check Eligibility & Apply Online


Whether it’s planning a trip or staying home and getting it renovated, a personal loan is a one-stop solution to fulfil all immediate financial needs. Although personal loans come with a higher rate of interest than (many) loans like a home loan or a car loan, they help when it comes to short-term events like weddings, medical emergencies, purchasing a phone or laptop, etc.

Experience a hassle-free, quick, and easy personal loan in Nashik – SG Link Road from Piramal Capital & Housing Finance Limited with no prepayment or foreclosure fees. They have a team of knowledgeable advisors who can walk a potential applicant through the whole application process, making sure they get approved quickly and get the money in their account quickly after that.

What is a personal loan?

Similar to credit cards, personal loans are unsecured loans given without any form of security. As personal loans are only given in good faith, the lender assesses a higher interest rate. Personal loan interest rates vary from lender to lender, but they are usually between 8% and 30%, depending on things like your credit score, the length of the loan, and why you need it.

Types of Personal Loans

The following are the most popular reasons that one can obtain a personal loan in Nashik -SG Link Road:


The wedding day is one of the most significant days in the lives of the bride and groom, their parents, and other family members. Therefore, everyone wants to make the day special and unforgettable. However, a wedding is generally a lavish expenditure, and some may not have the cash on hand to do this. A personal loan can be obtained to cover wedding expenses.


To never compromise on staying or eating while on a trip, one must have no second thoughts about taking a travel loan. A travel loan is a personal loan meant to pay for vacation costs. With travel loans, one automatically receives free travel insurance.

Home Renovation

One can obtain a home loan if one wants to purchase a new home. But what if they need to fix an older home urgently? A personal loan given by a bank or NBFC to cover the expense of renovating an old home is known as a “home renovation loan.”

Festival Loan

Festivals mean celebrating with family and neighbours. Gifts, clothes, jewellery and sweets that one buys on Diwali aren’t considered while budgeting months before October. Certain banks and NBFCs offer personal loans in Nashik – SG Link Road to cover the additional costs associated with festival celebrations. Most provide festival loans up to the value of Rs. 50,000.

Medical Emergency

Medical emergencies rarely arrive with a warning. With the escalating costs of hospital stays and medicines, the likelihood of not having enough liquid cash on hand during an emergency is very high. An immediate medical emergency loan could save a life in this circumstance. One can obtain a medical emergency loan for an amount up to Rs. 25 lakh for a term of 5 to 6 years.

What are the features of personal loans in Nashik – SG Link Road?

  • The borrower pays zero prepayment and foreclosure charges.
  • The loan value is between Rs. 1 lakh and Rs. 10 lakh.
  • Minimum documentation is required.
  • The hassle-free features are quick approval and instant disbursals.
  • Monthly EMIs would fall within the borrower’s budget.
  • One can choose to pay back the loan over anywhere from 12 to 60 months.
  • Piramal Finance allows income to be pooled for greater loan eligibility.

Who can apply for personal loans in Nashik – SG Link Road?

Only salaried employees or self-employed (only in the case of home renovation) are eligible for a personal loan in Nashik – SG Link Road.

Salaried employees must fulfil the following criteria:

  • They must be a part of one or more of the following areas:
  1. Government Institution
  2. Private sector
  3. Public sector
  4. MNCs or related companies
  5. Partnership Firms
  6. Proprietorship concern
  • Individuals must be between 21 and 60 years of age.
  • The minimum monthly income should be Rs. 25,000.
  • Work experience of at least 6 months in the current organisation

Self-employed individuals must fulfil the following criteria:

  • Age lies between 23 and 70.
  • Employment Type

Professionals like a qualified doctor (MBBS, MD, or MS), a CA, or an architect are eligible.

Non-professionals like business owners, proprietors, partners in a firm, or promoters and directors of closely held private and public limited companies are eligible.

(The director of any listed public company will be treated as a salaried individual.)

How to apply for a personal loan in Nashik – SG Link Road?

Here are some easy steps to apply for a personal loan from Piramal Finance:

  1. Visit the personal loan page of Piramal Finance.
  2. Select the “How to Apply” tab or scroll down to find the same heading.
  3. Click the link under “How to Apply” and find a dialogue box. It is a form labelled “Quick Apply.”
  4. Fill out the necessary details and enter the captcha (to prove that you are not a robot).
  5. Don’t forget to read the Website Usage and Privacy Policy before checking the box.
  6. Submit to get in touch with the relationship manager.


Obtain a personal loan in Nashik – SG Link Road with utmost convenience from Piramal Finance. Piramal Finance specialises in personal and housing-related loans. The experts at Piramal Finance will show eligible borrowers how to get a personal loan and any other loan they want in the easiest way possible. A business loan can be obtained even with the lowest revenue. Click here to learn more about this.

If this article was helpful—especially with information about a personal loan in Nashik—head to the official website of Piramal Capital & Housing Finance Ltd. for more expert assistance.