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Education

Step-by-Step Guide to Register on the Co-Win App

Vaccination of every age group is essential. The Indian government has launched the Cowin app to ensure this happens effectively. It’s convenient to register and book your vaccination on this app. Senior citizens can even get vaccinated in the comfort of their homes. To register on the app, citizens can open the Cowin app and follow the steps to book their vaccination appointment. However, the Cowin app is not available on Google Playstore. Instead, you can access it through the ArogyaSetu app. This post details the steps to register on the Cowin app and the process for booking a vaccination slot. [B-01] What is the Cowin App? The government of India has launched the Cowin self-registration website and app. It acts as a digital platform to help Indian citizens with vaccination slots. The Cowin self-registration app is operated and maintained by the Ministry of Health and Family Welfare, Government of India. Users can book their slots in their neighbourhood Users can also download their vaccination certificate from the Cowin app, once they get vaccinated Most Indian citizens have taken both their vaccination doses. In January 2022, the government of India launched the booster dose for senior citizens. To book a slot you should log into the Cowin app. Register through the Arogya Setu Cowin self-registration section. COVID cases are still rising in India. Many people are still affected by the virus even after getting vaccinated. Therefore, it is essential to take precautions and maintain safety to stay protected against Covid-19 by following the guidelines properly. The guidelines are mentioned in the Cowin self-registration app. People should also secure themselves financially to fight against COVID. They can choose a COVID insurance policy. The best insurance policy usually takes care of all medical expenses for COVID-19 treatment. Choose a policy that meets your requirements. Steps to register on the Cowin self-registration website: Open the website through the selfregistration.Cowin.gov.in link Enter your mobile number to receive an OTP Enter the OTP and verify your number. (Standard time to input OTP is 180 seconds for verification) After validation, you become eligible to be a part of the Cowin register Enter your personal information (name, number, age, Photo ID, and gender) Click on the ‘register’ button The Cowin self-registration app will send you a confirmation message As a registered user, you can now book your vaccination slot through the website Users can access the Cowin app through the Arogya Setu app. Listed below are some additional facts about the Cowin app: At a time 4 members can be added to the Cowin register Appointments can be rescheduled through the app. However, it has to be done before the pre-booked vaccination date Registered users who have already taken their first dose will receive a reminder for their second dose before the due date of their next vaccination on the Cowin self-registration app The registered account details can be edited before the vaccination appointment. However, the record details cannot be modified after getting vaccinated To book the slot there should be one available. Users can check for slot availability in their neighbourhood by entering their pin code The working hours of the portal of Cowin self-registration are 9 AM to 5:30 PM We’ve broken down the steps to register on the Cowin app to book vaccination slots by following the above steps. Everyone should take precautions to protect themselves from this critical health condition. Not only health but financial safety is also pertinent to protect yourself from the repercussions of the virus. To safeguard yourself you can opt for an insurance plan by picking one from those available on Cowin. Why Opt for Financial Protection Against Coronavirus? The rapid spread of Covid-19 across the country has economically affected citizens and the government. There are several coronavirus insurance plans and policies. You can opt for one to secure yourself against this unpredictable situation. Following are a few of the benefits of having a COVID insurance plan: A financial safety net for your family and loved ones Life coverage at a pocket-friendly rate Easy financial planning and complete protection for the entire family Quick claim settlement Availability of inflation-proof policies You can avoid any uncertain situations arising due to the pandemic by getting a COVID insurance policy. No one can predict an unfortunate, untimely health condition or mishap. If you have a history of health conditions and consider yourself at a higher risk, you need to insure yourself immediately. Checking Your Cowin Register: Vaccination Status On the Cowin app, there is an essential feature which is the ‘Know Your Vaccination Status’ feature. Any Indian citizen can know his/her vaccination details through this feature. Authorized persons can also access the vaccination details. The details are helpful for several purposes: This can help in verifying the vaccination status of individuals in the Cowin register. The status can be whether fully, partially, or not vaccinated The service can also be utilized by travel companies to verify the traveller’s details Employers can verify the vaccination details of their employees Private and government service providers can authenticate consumers’ vaccination data through the Cowin app [B-02] Conclusion The government has launched the Cowin app to make the vaccination process easier and accessible to all Indian citizens. All Indian citizens of any age group and senior citizens can book their slots through this app. Book your vaccination slots through the Cowin self-registration app and safeguard yourself against Covid-19. For more blogs related to healthcare and personal finance, head to the Piramal Finance website. You can also explore their financial products and services, such as personal loans, credit cards, and financial calculators.

08-11-2023
Home

Best Inverters For Homes In India in 2022

An inverter is usually the go-to solution to the issue of frequent power failures in your house. You should buy a high-quality inverter for your home if you reside in an area with frequent power cuts or excessive power fluctuations. We have compiled a list to assist you in selecting the best inverter for homes because the marketplace is overflowing with inverters from numerous manufacturers. However, before we get to the list, let’s go through some of the basics. The inverter is a device that changes DC electricity into a power supply for devices suited for AC power supply. [B-01] How Does An Inverter Work? As mentioned, the inverter converts a DC power source into AC and then transforms the output voltage. Pure sinewave inverters create the waveform in this connection to suit the power supply at the endpoint. Although some inverters only produce an approximate sine wave, referred to as modified sinewave Advantages Of Using A Home Inverter Intelligent characteristics With the development of technology, inverters now come with Bluetooth and WiFi compatibility. They are readily available in the market. These features enable users to link the inverter with a smartphone application. These applications are simple to download. Such connectivity features make it easy for the user to obtain data. Readings, recharging information, battery information, etc., are at your fingertips. Effectiveness and reliability The best inverters for homes must have both efficiency and endurance. It should provide optimal performance and have a long lifespan. Here, purchasing from a trusted manufacturer ensures the user gets the best inverter for their home. Compatible with high power needs A house inverter needs to be able to handle the energy needs of the household during an outage. Make a list of all the appliances required to keep running during outages. Calculate the power capacity of the inverter accordingly. It helps with the Ah (Ampere Hour) rating, representing the Inverter’s capacity. Best Inverter for Home In India Some of the best inverters for domestic use in India are listed below: 1. Luminous Zelio+ 1100/12V This inverter from Luminous is a pure sinewave one. It features a powerful 32-bit DSP. This technology optimises batteries by calculating the backup and charging time. It also packs an LED display showing the backup time, setting time, mode, battery water level, and more. The Inverter has two modes. In UPS mode, the Inverter maintains the output voltage. The voltage range remains 180 V to 260 V to protect sensitive appliances and electronics. In Eco mode, the battery consumption is reduced to increase backup time. It can run one refrigerator, three fans, two tube lights, or 4 CFLs with zero noise level. Microtek UPS EB 900VA/12V The Smart Overload Sense capability is a function of this Inverter. It automatically turns the UPS off in case of an overload. It resets itself when the load is reduced. An in-built circuit breaker is one of the extra safety precautions to protect electrical equipment. The regular voltage range is from 100 V to 300 V. The restricted voltage range is from180 V to 260 V. Both are selectable by users. It is a squarewave type inverter. It has a load capacity of 4 fans and 4 lights or 3 fans with 3 lights and 1 TV. Luminous Zolt 1100 Pure Sine Wave Inverter This pure sinewave inverter has a 32-bit DSP microprocessor. This technology recharges the battery pack efficiently. Another feature is a safety alert. This system alerts the users in the event of a short circuit, incorrect wiring, battery overcharging, load surge, and low batteries. An auxiliary MCB is also present to safeguard devices. This protects from overload and short circuits. This Inverter can power 1 LED TV, 3 LED bulbs, 3 fans, and 1 refrigerator. Microtek UPS SW EB1100 It is a pure sinewave inverter by Microtek. The manufacturer says that the device promotes quiet, secure, and efficient functioning. The inverter has a switch for choosing the output voltages. The conventional voltage range is from 100 V to 300 V. The restricted voltage range is from180 V to 260 V. Both are available to users. It can power 5 fans, 5 lights and 2 TVs. V-Guard Prime 1150 Pure Sine Wave Inverter This V-Guard Inverter is a pure sinewave one. It comes with a high-performance selector switch. It allows users to adjust the inverter’s power output. According to specific needs, a battery gravity builder is also available for use in the inverter. This helps to maintain battery life and extend backup time. It also notifies customers when it is time to fill the cells with distilled water. It can power 2 LED TVs, 4 fans, 8 LED bulbs, and 1 refrigerator. [B-02] Final takeaway Inverters are available in a lot of varieties. Nowadays, they come with different load levels and safety features. Calculate your utilisation at home, and then choose which inverter suits your needs best. Piramal Finance is an excellent financing option. If you want to get the best inverter for your home, go to the Piramal Finance website to learn more about their easy financing solutions, such as credit cards, personal loans, EMIs, and more.

08-11-2023
Electronics

Still Unvaccinated? Here’s What You Need to Do to Schedule an Appointment

The COVID-19 vaccines were created using research that had been written about in literature for a long time. These vaccines aren’t being tested out. They have gone through every step of the process for a brand-new discovery. Aside from that, many clinics look at COVID-19-specific vaccines every day because this virus has caused so much damage. Because of this, it is very important for people to take part in vaccination campaigns put on by local groups or other groups that are allowed to give out vaccines. And if one is still unvaccinated, follow these steps to schedule a visit. Read on to learn more about the COVID-19 vaccination process and its impact. [B-01] Advantages of COVID-19 Vaccination Here are the perks of being vaccinated: The COVID-19 vaccines work well The COVID-19 vaccine has been tested by many public drug bodies worldwide. They have been shown to lower the risk of getting COVID-19. So it’s safe; one can do a COWIN registration for himself or anyone unvaccinated in the family. It may benefit unborn children or infants According to studies, the COVID-19 vaccine creates a viral antibody that is transferred to the unborn child via the placenta. It has also been shown that mothers transmit antibodies to their babies via breast milk. Given that young children cannot receive the vaccine, these newborns must have resistance to the virus. Protecting loved ones and friends By getting the COVID-19 vaccine, an unvaccinated person also reduces the risk of passing the COVID-19 virus to loved ones, friends, or others one comes into contact with. Securely building the immune system It is well known that vaccines enhance the immune system by preparing the body to combat threats. That is why many think vaccines improve the system and how the body responds to foreign objects. Users cannot contract COVID through a COVID vaccine Many unvaccinated people hold the wrong faith that, as the vaccine contains a thread of viral infection, one might contract it. One is not in danger if they get the vaccine, because that’s not how a virus impacts a body. Process of Scheduling an Appointment Through the Cowin App A person’s journey from unvaccinated to vaccinated benefits him and his family. Keep in mind that there is no official Cowin app for registration. This Cowin app is only available to backend leaders but not to normal users. Here are the steps to follow to get vaccinated through the Cowin portal: Login For Cowin registration, go to www.cowin.gov.in and choose the “register or sign in yourself” option. Enter a current mobile number and press the ‘Get OTP’ button. The OTP will be delivered to the unvaccinated user through SMS and must be input within 180 seconds before the user may click on the Verify page. Registration This page for vaccine enrollment will open when the OTP is entered. Enter the vital details. All fields are needed. Once completed, click the “Register” button at the bottom right of the page. One will also get a confirmation mail in this regard. Scheduling the Vaccines After registering, one will see a “schedule” option on the page. By clicking on it, they will be sent to the “Book Appointment for Vaccines” section, where they may search for the vaccine center of their choice by entering their district or PIN. The available spaces and a “Book” link will be shown when one clicks on any center. One may alter the date to their liking and tap on a book to ensure the visit. Booking Proof After selecting the Book tab, a booking proof window will be presented. Check the information, and if it is right, click the “Confirm” button. To alter the date, click the “Back” button. After confirmation, the platform will display the message “Booking Successful”. The “Print” option is located at the top right of the page; by clicking on it, the user may download and store the confirmation message with all its contents. When heading to the vaccination, have a printout of this. Rescheduling Re-enter the cellphone number into “Citizen Registration.” Enter a current phone number and then click the “Get OTP” option. Submit the OTP and click “verify,” which will lead to the Account Details page. Clicking “Re-schedule” will take you to that same “Book Visit for Vaccination” page. Repeat the prior ways to locate a facility near the district. Please remember that the visit cannot be changed after the planned vaccine date. The Second Dosage This is done in the same way as the first dosage booking. To arrange a visit, click “Schedule.” Confirm and store the data. Stay Away from These Myths: There are always new myths to confront; thus, the debate shouldn’t be solely or mainly focused on doing so. Making a myth more well-known might have the unintended effect of allowing the myth to be more remembered than reality. Yet there are times when dealing with false information is vital. If one finds oneself in such an event, use facts, caution, and fallacies. This is how it goes: Begin with the facts. The COVID-19 vaccine is very reliable and safe. Tell unvaccinated people before the myth emerges. “There is false information about ___.” Mention the myth one is disputing. Finish with a fact. Explain why the myth is untrue. The vital point is to “replace the wrong information with the correct data.” [B-02] Conclusion Every year, vaccines save millions of lives. The discovery of safe and efficient COVID-19 vaccinations is a vital step toward allowing us to do more of our favorite tasks with loved ones. Even if one previously had COVID-19, getting vaccinated as soon as possible is vital. Becoming vaccinated is a better approach to gaining COVID-19 immunity than getting sick. Vaccination is vital for a safe and healthy life, so be aware of the myths. Visit the Piramal Finance website for more such blogs and to explore their financial products and services.

08-11-2023
Home Loan

Difference Between Short Term and Long-Term Home Loans

Term loans are loans from lenders or banks with a set term and repayments paid over a certain time in easy instalments. Depending on the user and the bank contract, the terms of a personal line of credit could be anywhere from 30 days to 30 years. The interest rate on a term loan might be fixed or variable. Term loans are split into two types based on their tenure: short-term and long-term loans. The ultimate personal loan sum taken and the sum of interest due are determined by whether the loan is short-term or long-term. [B-01] What is the Difference Between Short-Term & Long-Term Loans? Short-term and long-term personal lines of credit are terms used to describe how long a loan must be repaid. A short-term loan is often expected to be repaid in a few weeks to a year. A long-term loan, on the other hand, may have a payback period of several years, for example, 10–15 years. A short-term loan is typically associated with a person’s need for money quickly and in a small amount. Cash advance debts and loans obtained from peer-to-peer lending are short-term loans. Long-term loans are often needed for larger sums of money or loans requiring significant transactions, such as home-buying personal loans. Some loans can be long-term, short-term, or somewhere in between. A motor loan is an instance of this, which might be huge or small based on the cost of the motor. Factors to Consider for Short-Term and Long-Term Home Loans When asking for a home loan, folks must carefully consider the length of the loan since the length of their home loan impacts their monthly EMI and final interest pay-out. To fund the house, you may pick between a short-term and a long-term home loan. The decision between a long-term and short-term personal line of credit is affected by the following factors: Monthly salary The length of their home loan determines people’s monthly payments. A long-term house loan would result in cheaper EMIs, while a short-term house loan would result in higher EMIs. Folks must check that the EMIs are fair and do not exceed 30 to 35% of the monthly salary. This will allow folks to repay their home loan and pay other costs without issue. Age Age is vital when selecting whether to take a long-term or short-term personal loan. If users are in their twenties and have just begun their job, they might consider getting a long-term house loan. As they acquire professional expertise, their monthly salary is more likely to rise, making it easier to repay the debt. If people are already in their late 40s or early 50s, they will have little choice but to take out a short-term home loan. Banks only issue home lines of credit until retirement or for up to 20 years. Interest Rates Before deciding on a long-term or short-term home loan, it must be discovered if the interest rate is fixed or flexible. A fixed interest rate does not change, regardless of market rates. A flexible rate, on the other hand, changes based on market trends. Short-term loans may have lower interest rates than long-term home loans since lenders see a smaller risk and higher EMIs in a short-term loan over the other option. The Aim of Buying A short-term home loan might be better if the user wants to buy a house for business goals. Borrowers who buy a home for personal use might choose a longer payback time. This will cut their home loan EMIs and, as a result, the chance of default. As a result, folks may live properly in their homes while repaying their debt. With these factors in mind, users may grasp the risks of both a long-term and a short-term house loan. Do they want to be free of the stress of EMI payments sooner? They should choose a short-term mortgage. However, folks must be prepared to pay larger EMIs despite a lower total interest sum. If folks cannot afford larger EMIs, they should opt for a long-term house loan. As the interest paid rises, they can pay smaller EMIs. Difference Between Short Term and Long-Term Home Loans FactorsLong-term loanShort-term loanDebt periodMost home loans are long-term, protected loans. The asset-backed property cannot remain wholly in the lender’s name until the loan is fully repaid. The asset is secured for a longer period of time.Short-term loans are often devoid of security. If security is required, the asset might be free of collateralization in a short time.Tenure of loanTenures are often longer than 5 years. The maximum term is 30 years.Tenure is often 5 years or less.The interest rateLong-term personal loans have lower interest rates since repayment spreads over many years.As short-term loan payback terms are short, banks charge higher interest rates to adjust.The rate of paymentLong-term loans can take longer to grant since banks must fully assess a lender’s reputation and repayment ability.Short-term loans are granted quickly since they are for lower loan sums and require less paperwork.EMILong-term loans provide lower monthly EMI payments.Short-term loans must be returned soon, so the EMI is often high. Which Loan Must Users Take Out: a Long-Term or a Short-Term Loan? There isn’t one correct choice when deciding between a short-term and long-term loan. The choice between the two is based on one’s need and capacity to repay. A long-term loan is the finest choice for debtors seeking easy payments without financial hardship. On the other hand, short-term personal loans are suitable for people who want a quick line of credit pay-out and are willing to endure a high-interest load. It is vital to recall that an applicant’s age affects line of credit eligibility. As retirement age nears, it may be hard for people in their late 50s or 40s to get a 20 or 30-year loan, because banks may see them as more likely to not pay back the loan. [B-02] Final Word To sum up, borrowers must select a home loan term that fits their repayment ability! A home equity line of credit represents a secured personal line of credit in which the purchased property is collateral. As a result, if users default on their home loan, the bank may take their home to recoup the loss. Choosing a term that allows people to make their EMIs low will reduce their chances of failure. Folks may also use an online EMI calculator to get an idea of their home loan EMI. Piramal Finance has similar blogs for people to help them get a personal line of credit. Give the blogs a read and check out the other services they offer.

08-11-2023
Electronics

Which Microwave Brand Is The Most Reliable?

Like many home appliances, microwave ovens have become an essential part of Indian kitchens. From grilling and baking to simply reheating a prepared meal, microwaves act as saviours for many. Additionally, when purchasing the best microwave oven, one can also enjoy preparing additional items such as poached eggs, curds and much more. So, if you are looking to buy the best microwave oven in India, you have landed on the right platform. Keep reading this article to find some of the best brands of microwave ovens that are available in India and those that you can rely upon by understanding their different specifications, prices, pros, cons and many other details. [B-01] List of the Best-selling Brands Take a look at the top microwave brands in India: 1. Panasonic Convection Microwave Oven This Panasonic appliance is the Best Microwave Oven in India for those who enjoy cooking a variety of flavours ranging from simple home-cooked meals to going professional with a delicious spread of tandoor, kabab, brownies, cakes, soups, and cutlet items, among others. This compact design featuring a glass turntable inside, touch-enabled controls and an energy-efficient mechanism makes it even more worth a purchase. Specifications: Capacity: 27 Litres Wattage: 800 Watts Installation Type: Countertop Oven Cooking Mode: Convection Available Colours: Black Item Weight: 20 kg 400 g Item Dimensions: 51.3 x 42.7 x 30.5 centimeters Included Items: Microwave, glass tray, high-low rack, roller ring, user manual and warranty card ProsConsFeatures Magic Grill for two-way heatingComplaints of poor after-sales serviceRobust and rust-free stainless steel cavity User-friendly and easy to store Price: Rs 11,490 2. Godrej Convection Microwave With excellent ratings on Amazon and other online shopping websites, this Godrej microwave is the Best OTG Oven In India for multiple reasons. It features a stainless steel cavity to avoid food residues from sticking to the surfaces. One can also prepare a plethora of food items, thanks to its dual grill capacity. What’s more? Unlike other brands, Godrej’s app known as ‘Instachef’ includes instruction models to prepare different foods for a better user experience. Specifications: Capacity: 30 Litres Wattage: 900 Watts Installation Type: Countertop Oven Cooking Mode: Convection Available Colours: Red Dahlia Item Weight: 16 kg 600 grams Item Dimensions: 53.5 x 44.9 x 28.2 centimeters Included Items: 1 each microwave unit, crusty plate, rotisserie and rotisserie handle, roller ring, glass turntable, user manual and warranty card ProsConsPerfect for heating, grilling, baking and moreHigher noise levelsUnique 360-degree motorized rotisserie Deodorizer function to remove residual smell Price: Rs 13,290 3. Bajaj MTBX 2016 Grill Microwave Oven A perfect kitchen appliance for both families and hostellers, this microwave oven does everything from grilling and reheating to defrosting and cooking. Available at a pocket-friendly price, what also makes this the Best Microwave Oven is that it is exceptionally easy to use and lasts longer because of the jog dial controls. Also, it features a unique 30 minutes cooking time alarm for convenience and safety. Specifications: Capacity: 20 litres Wattage: 800 Watts Installation Type: Countertop Oven Cooking Mode: Convection Available Colours: Black Item Weight: 11 kg 300 grams Item Dimensions: 20.9 x 15.7 x 12.9 centimeters Included Items: Microwave oven ProsConsNutri-Pro technology for heart-healthy cookingUnprecise timer knobEasy to use and durable jog dialsThe minimum timer is 1 minuteConvenient adjustable settings to heat and defrost Price: Rs 5,490 4. IFB Convection Microwave IFB is another brand that manufactures the Best Microwave Oven In India, with features such as an auto-defrost system and steam cleaning technology. This microwave in particular offers the opportunity to explore and prepare multiple cuisines, thanks to its amazing 71 standard menus. Also, its timer option informs about the time, cooking time and power level constantly. Specifications: Capacity: 20 litres Wattage: 800 Watts Installation Type: Countertop Oven Cooking Mode: Convection Available Colours: Black Item Weight: 16 kg Item Dimensions: 39 x 45.2 x 26.2 centimetres Included Items: Microwave unit, start kit ProsConsOverheating protection system that automatically switches off when the temperature goes too high.Complaints on after-sales serviceSensitive touch keypad Child safety lock Price: Rs 11,444 5. Whirlpool Convection Microwave Oven One can now bake, grill, stew, steam and barbeque in the Whirlpool 2L Convection Microwave Oven which also comes with a Magic book Pro Range! This is another best otg oven in India at an affordable price, featuring multi-heat technology to prepare all types of dishes with the touch of a button. Specifications Capacity: 20 litres Wattage: 800 Watts Installation Type: Countertop Oven Cooking Mode: Convection Available Colours: Black Item Weight: 14 kg 400 grams Item Dimensions: 45.2 x 39.5 x 26.2 centimeters Included Items: 1 each microwave, grill rack, glass turntable, warranty card and user manual ProsConsMulti-heat technologyOverall, good reviews so far!Up to 10 different power levels Compact design and easy to store Price: Rs 9,240 Overall Best Microwave Oven When buying a microwave oven, an individual should check several factors that suit his or her requirements as well as the budget. Based on the list above, the overall Best Microwave Oven can is the Whirlpool 20L Convection Microwave Oven which offers a variety of features and excellent results at a pocket-friendly price. It is perfect for baking, grilling, stewing, steaming and barbequing, whilst availing the advanced features of multi-heat technology and more. [B-02] Final Takeaway The Best Microwave Oven In India at budget-friendly prices can now be bought with additional offers and discounts when purchased online. Of course, it is important to first choose a microwave oven after checking every specification and comparing the product with the other microwave ovens available online or offline if required. This helps a user understand the features better and buy the Best Otg Oven In India for the best results. Piramal Finance is one of the best financing solutions for shoppers who are looking for the best Best Otg Oven In India for their budget and specific requirements. One can visit Piramal Finance’s website to get an insight into their easy financing solutions, such as credit cards, personal loans, EMIs, and more.

08-11-2023
Guide

Finding the Aadhar Number By Name And Date Of Birth

In India, you need an Aadhaar card to prove who you are and where you live. The Indian government uses this 12-digit number to identify its citizens and residents uniquely. The Unique Identification Authority of India (UIDAI) gives out the Aadhar card details. After signing up for your UIDAI Aadhaar card at any of the Aadhaar centres, banks, or post offices, you only need your name and date of birth to download and print it. You don’t even need the number on your Aadhar card. Checking Aadhar Card Details Using Your Name and Birth Date Step 1: Get started by logging on to the UIDAI website. Step 2: On the main page, select the tab labelled “My Aadhaar.” Step 3: Choose “Retrieve Lost or Forgotten EID/UID” from the list of options shown. Step 4: Choose the Aadhaar Number option on the page. Step 5: Enter your complete name. Step 6: Enter your registered account's e-mail address or mobile number. Step 7: Fill in the captcha code for verification. Step 8: After clicking the “Send OTP” button, an OTP will be sent to the registered mobile number. Step 9: Enter the OTP sent to your mobile device, and click “Login”. Step 10: A pop-up window on the screen will display the message that the Aadhaar number has been issued to your registered cellphone number. Step 11: After receiving an enrollment number for your Aadhaar on your mobile device, you must revisit the official UIDAI website, which can be found at uidai.gov.in. Step 12: Choose “My Aadhaar” from the list of available options. Step 13: Download your Aadhar card by selecting that option from the drop-down menu. Step 14: On the new page that appears, select the option “I have Aadhaar.” Step 15: Enter your Aadhaar card number detail and the captcha code. Step 16: Hit “Send OTP”. [B-02] How to Print Your e-Aadhaar Card After Downloading Your computer will automatically download a PDF of the document. You will need a password to access this file. Your name and the date of your birth are combined to form the password. You are required to enter the first four letters of your name in capital letters as they appear on your Aadhaar card and your birth year formatted in the YYYY format. When you have finished entering the password, the digital version of your Aadhaar card will be displayed on the screen. Aadhaar Card Download by Name and Date of Birth A person’s name and date of birth recorded with UIDAI are needed to download an Aadhaar card if the card is lost and the enrolled person doesn’t remember the Aadhaar card number. The name and date of birth are used to find the Aadhaar number, which allows the Aadhaar card to be downloaded online. The UIDAI has made it possible to get your Aadhaar number back through the internet in case it gets lost or stolen. This is true for all those who have already signed up and those who haven’t. If you lose your Aadhaar card, you can get your Aadhaar number from any computer, anywhere in the world, at any time, by entering your name and date of birth. Searching for Aadhaar Status using Name and Date of Birth Earlier, an excellent monitoring system did not exist that allowed you to check the status of your Aadhaar application using your name. Now, you can accomplish this by following the additional steps detailed below. Visit the UIDAI Self-service update portal SSUP. In addition to your name, email address, and mobile number, you will need to enter either your Aadhar number or your enrolment number. Once all the information has been entered, a text message will send an Aadhaar or enrollment number to your registered mobile number. After receiving the details, you can download your Aadhar card or use status repair services. Advantages of e-Aadhaar Card: Getting an e-Aadhaar card is convenient because it can be accessed from anywhere and at any time. There’s no need to worry about losing or misplacing your e-Aadhaar because it is stored digitally. The e-Aadhaar card serves as identification and proof of address, similar to the physical Aadhaar card. The Aadhaar card is required to receive government benefits such as free LPG and other programs. Key Considerations Aadhaar cards can’t be downloaded until a person’s mobile phone number is on file with UIDAI. Before permitting the Aadhaar pdf download, UIDAI sends an OTP to the registered mobile number. Without the OTP, you won’t be able to download your Aadhaar card. Infinite e-Aadhaar card downloads are possible. Your downloaded e-Aadhaar card can replace your physical Aadhaar card in any situation where you would normally provide the physical card. After downloading your Aadhaar card from the official website and entering your password, you can receive a hard copy. Conclusion UIDAI allows you to download an updated Aadhaar card online to eradicate the need to carry around a physical ID. It guarantees the safety of your personal information using various biometric devices, such as fingerprint software for PCs, facial recognition software, etc. Please feel confident checking your Aadhar card details using your name and date of birth. Read related blogs on the Piramal Finance website or explore our financial products and services, such as personal loans, credit cards, and financial calculators.

08-11-2023
Education

How Important is Linking Aadhaar to PAN?

Linking your PAN card and Aadhaar card is required for every monetary transaction above Rs. 50,000. Similarly, your income tax return cannot be finalised without linking your Aadhaar number to your Permanent Account Number (PAN). The government has made the process of linking a PAN card with an Aadhaar card quick and easy. You can now register for this service till March 31, 2023. However, this process now costs Rs. 1,000. The Income Tax Department issues the PAN card, a unique tax identification number. This PAN is necessary for several processes, including filing IT returns and carrying out tasks like creating bank accounts, buying property and jewellery, taking loans, opening Demat accounts, etc. Aadhar is a recently introduced identity card that the UIDAI has aimed to give every Indian citizen. It is biometric-enabled and hence, more secure. [B-01] Linking Your Aadhaar Number to Your PAN Card Online To link your Aadhaar card to your PAN card, you will need to create a username and password. You will also need to register on the Income Tax website. To begin the process, log on to the income tax website (www.incometaxindia.org) by entering your username and password. Next, enter your PAN card number. Within the protected portion of your Income Tax site, you will find a field to enter your Aadhaar number and PAN number to link them together. There is no need for any paperwork as the verification process is done entirely digitally. To avoid delays, make sure that the name on your Aadhaar card is the same as the one on your PAN card. If that is not the case, you can run into issues while trying to link your Aadhaar card and PAN card in the cloud. It is common for names to be mismatched, but now there is a new service to help fix this. A person’s name can sometimes appear differently on two papers. For example, some people only use their initials. The documents can still be linked using other identifying data such as the same birth date or mobile phone number. The Aadhaar Card and the PAN card are linked once the department sends a One Time Password (OTP) for verification. You may now establish a connection between the two records using the short message service (SMS). Reasons to Link Your PAN Number and Aadhaar Number A fraud-preventing audit trail By linking Aadhaar and PAN numbers, the government will have a paper trail to follow. The income tax department benefits from the link because the Aadhaar card is now needed for all digital transactions. As there is no paper trail to follow, many illegal funds enter the market. This helps the government catch people who have been evading taxes. Due to a greater adoption rate for Aadhaar cards than PAN cards, the government’s base has also increased. This is vital for sealing any potential holes in the budget. In this way, it is now easier to identify tax cheats using fake PAN cards. Identifying a multitude of PAN cards By filing for several PAN cards, a firm can use separate cards for various financial operations and pay the taxes related to those activities. They also use some of the PAN cards to hide accounts or transactions from the income tax department. The government claims that one of the most common ways by which people avoid paying taxes is by dividing their income among several false PAN cards. However, this practice will become extremely difficult once the PAN card system is revamped. This practice solves another major tax gap for the government. Thanks to the link between the PAN and Aadhaar cards, the government can verify a person’s identity using the Aadhaar card and keep track of all financial transactions made using that PAN card. As soon as various PAN cards are issued to the same person, the government can check and take quick action. Gain for the average taxpayer Everyone will have to pay taxes when PAN and Aadhaar are connected. Once tax evasion is curbed, the government will be able to grow its income base. This will further allow the government to lower tax rates that benefit people. The PAN-Aadhar link can be quite useful as it would do away with the need for tiring steps like sending receipts to the IT department or using an e-signature. By using Aadhaar e-verification, the process would be carried out routinely. Facilitated tax return filing Taxpayers have always needed their PAN cards to file taxes. Going forward, they must also have their Aadhaar number handy. Online tax returns will now be much easier for people. It is possible to use the OTP given to your Aadhaar-linked mobile phone number to verify the authenticity of your returns (ITR-V). [B-02] Conclusion By the end of March 2023, the government plans to cancel all PAN cards that have not been linked to Aadhaar. Multiple PAN cards given to the same person can be avoided by linking PAN with the Aadhaar number. If your Permanent Account Number (PAN) is not linked with your Aadhaar number, your income tax return form will not be completed. The citizen will be given a detailed summary of his tax duties. If you need more assistance with understanding the process of linking your Aadhaar with your PAN, visit Piramal Finance. This online platform is what you need to learn everything about relevant developments and processes in the world of finance. For more information on financial matters or about personal loans, credit cards, and financial management, check out the blogs on their website!

08-11-2023
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All in One: The Best Sony Home Theatre Price in August 2022

With Sony Home Theatre, you get crystal-clear and natural sound quality. While listening to music, viewing movies, playing games, or watching other entertainment programs, have fun with the immersive surround sound. Whether you are planning to get a Sony Home Theatre Price from 5000 to 10000 or a little pricey product, you will surely have a great time with it. Enjoy the sound quality of the Sony Home Theatre system and lose yourself in the surreal moment at home. Every time you watch your favorite movies in the comfort of your home, take pleasure in flawless sound quality and a gratifying experience akin to going to the theater. Sit back and relax while watching your favorite TV shows, movies, or sporting events to fully appreciate this lovely experience. Here is the list of the best Sony Home Theatres with their price. [B-01] 1. Sony HT-IV300 Real 5.1ch Dolby Digital DTH Home Theatre System You can enjoy music, manage playlists, and pair your device with this Bluetooth-enabled home theatre system. Your home can become your personal theatre, thanks to the 1000W output and 5.1 channel surround sound. The sleek and space-saving design is 40% smaller than a typical home theatre system. So, it takes up less room. It is currently one of the smallest home theatres. Enjoy clear, detailed audio at home. You can watch your favourite Blu-ray discs and stream movies with DTS-HD Master Audio. You can hear the original, uncompressed soundtracks in their best quality. Key Features: Outstanding Detail with 4K Ultra HD Miracast Football Mode Dolby Prologic Technology Digital Music Enhancer Dolby TrueHD for sound ProsConsClearAudio+No direct setting to tune treble or bass levelS-Master Digital Amplifier 5.1 Channel Cinematic Surround Sound Sony Home Theater Price: Rs. 22,900 2. Sony DAV-DZ350 Real 5.1ch Dolby Digital DVD Home Theatre System With Dolby Digital surround, you can experience movie theater-like surround sound. To fully immerse yourself in your favorite movies, you get six discrete audio channels. This home theatre system also includes a subwoofer to let you feel the sound effects of low frequencies. All you have to do is play sounds, and you will find effects behind and in front of you. With the HDMI output, you can easily share, playback, and view your movies in full resolution. High-definition video and sound are easily merged with a single HDMI connection. Key Features: Built-in microphone ‎Floor Standing BRAVIA Sync for Unified Control Plug and Play with USB Playback Easy TV Viewing via a Single HDMI Cable ProsConsKaraoke Feature Does not support mkv and mp4 video formatsDolby Digital Wireless Streaming Sony Home Theater Price: Rs. 20,989 3. Sony BDV-E3200 Real 5.1ch Dolby Digital Blu-ray Home Theatre System Use Bluetooth to stream your favourite music and apps wirelessly. You can enjoy your music on this Bluetooth-enabled home theatre system by pairing your smartphone or tablet with it. Enjoying the music time will be made simpler with the BDV-innovative E3200’s ClearAudio+ technology. When you watch your favourite episodes and movies, you can experience a more immersive sound. Do not waste time hunting for the proper sound mode. The device automatically converts to 5.1 channel audio from stereo audio. You will feel right in the thick of the action with 3D movies in high HD (1080p). With your home theatre system, enjoy 3D videos in their entirety. Key Features: Football Mode Dolby TrueHD Rich surround from DTS-HD S-Master Digital Amplifier ClearAudio+ ProsConsBuilt-in Wi-FiWeak bassStunning 3D in Full 1080p HD NFC One Touch and Bluetooth Listening Sony Home Theater Price: Rs. 26,499 4. Sony HT-S700RF Real 5.1ch Dolby Digital Tallboy Soundbar Home Theatre System In this home theatre system, a realistic 5.1-channel surround sound cinema experience is created by a 3-channel soundbar and subwoofer. It has two potent tallboy rear speakers. The new diamond-shaped speaker grill design increases the aperture ratio to produce more sound pressure. The 1000-watt output from high-volume boxes gives a loud and clear sound. Both sound bars and tall boy speakers produce loud sound pressure to help you feel the music. Your favourite songs will sound clearer with the 20 cm larger subwoofer unit. Key Features: Front and Rear Tweeters Powerful Bass Tall-Boy Speakers Easy Setup Multi Connectivity Options ProsConsSubwooferClumsy wire set-upDedicated Bass control Immersive 5.1 surround sound experience Sony Home Theater Price: Rs. 53,990 5. Sony HT-RT3 Real 5.1ch Dolby Digital Soundbar Home Theatre System You can feel every action scene come to life around you, thanks to the combination of a thin soundbar, two back speakers, and an additional subwoofer in this theatre system. It gives more body to your bass. Wired connections and labor-intensive setup procedures are no longer necessary because of its NFC (Near Field Communication) technology. You get HT-RT3 ready for use. Get real surround sound for your video games, movies, and sporting events. To enjoy premium Dolby Digital surround sound, connect your TV, DVD player, or Blu-ray Disc player with an optical cable. Key Features: Optical Inputs HDMI ARC Output Amazing sound quality One-touch Listening Quick set up ProsConsGood surround effectLow rear sound volumeFlawless Bluetooth connectivity Supports 5.1 channel output Sony Home Theater Price: Rs. 24,990 [B-02] Final Words Be confident when you have to select from among the best Sony Home Theaters. All the products listed above are among the top home theatre systems for 2022. When there are so many incredible options available, it can be difficult to pick just one. Not sure how to pay the Sony Home Theatre price? Get in touch with Piramal Finance for quick financial aid like a personal loan.

08-11-2023
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Best power inverter for home use in 2022

When the power goes out, there is complete darkness, with nothing working except battery-based devices. Most people work from home now. So, no electricity can hurt their work and productivity. Due to this reason, getting the best inverter is necessary. If you search on the internet, you will find various power inverters. This makes finding the best inverter pretty difficult. We have rounded up some of the best inverters you can have for your home. [B-01] 4 best power inverters for home use in 2022 1. Luminous Zelio+ 1100 home UPS inverter – Best overall Rated with 4 stars, the Luminous Zeilo+ inverter is one of the best products on your home appliances list. The LED display shows the temperature. The power backup status makes it easy to use. It has automatic temperature control, so the inverter does not overheat. So, it also protects the internal electrical circuits from sparks and short circuits. It also has excellent protection against deep power discharge. Also, it saves from overloading. It also operates without much sound. So, it keeps the home calm and helps you relax. It has a total capacity of 900 VA. It is enough to power up most appliances at your home. It also ensures the connected electrical appliances stay safe for the longest time. Specifications: Voltage: 220-230 Volts Weight: 10.6 Kg Technology: Pure sine wave Backup time: 8 hours Frequency: 50 Hz ProsConsHighly affordable inverterNot robust enoughDurable productLED display screen for easy visibility Price: INR 5,899 2. Exide Technologies Majic 825 home inverter – Automated charging The Exide Technologies 825 inverter features Dual Stage Intelligence ASIC technology. Due to this, the inverter can sense the battery’s low power levels and can charge the battery on its own. As a result, the inverter works without consuming too much battery power. You can power many rooms in your house. Also, this inverter can work well when the voltage is low. At this stage, it will not cause power discharge or short circuits. Specifications: Voltage: 100-290 Volts Weight: 8.3 Kg Technology: Dual Stage Intelligence ASIC Charging Backup time: 8 hours Frequency: 50 Hz ProsConsSleek designMakes slight soundsSupports low input voltageOptimises battery power Price: INR 3,500 3. Microtek Hybrid HB 1125 power inverter – Small and compact Microtek Hybrid HB is the best inverter for small families. It has two operating voltage ranges. Thus, it can power up most appliances in your house. Its operating voltage bandwidth is 100 volts and 300 volts. This inverter has Intelli Pure Sine Wave Technology. It will not create much sound or vibration. It also keeps the external load circuit safe from electrical accidents. So, you would not suffer from deep discharge and overloading. It charges the battery at a rate of 10% and offers a backup time of 3 hours so you can continue your work. Specifications: Voltage: 260 Volts Weight: 11.4 Kg Technology: Intelli Pure Sine Wave Technology Backup time: 3 hours Frequency: 50 Hz ProsConsClassic constructionBackup time is less durableDurable and long-lastingSupports two input voltage range Price: INR 4,515 4. Genus Challenger 1100 power home inverter – Excellent performance Searching for another powerful inverter in your home appliances list? The Genus Challenger 1100 can be a great choice. It has an energy star rating of 4. So, it can save more power and reduce the electrical energy consumed. It has ASIC technology, which helps it sense the current battery power and initiate charging. So the battery won’t die, and you won’t have to jumpstart it. This technology also improves battery performance. It has ASIC technology. The SINE wave technology reduces the noise. Thus, you can work in a peaceful and calm place. The technology protects the internal circuit in the inverter. Also, it takes care of the external load circuit. It comes with Affluent DFP, which offers an output power matching the grid output. Thus, it ensures the current flowing in the circuit is best. This product features the best battery technology. It will revive the battery even if it is dead. It has four different battery charging modes for great performance. It also bears the IS certification. Thus, it will keep you and everyone present inside safe and sound. Specifications: Voltage: 110 Volts Weight: 9.15 Kg Technology: Intelli Pure Sine Wave Technology ProsConsExcellent powerNot suitable for a small homeSenses battery charge automaticallyMatches power output with grid rating Price: INR 4,755 How to get the best inverter for your home in 2022? It isn’t easy to get the best inverter when you have many options. Here is how to do it: Check the capacity and voltage rating of the power inverter. This will determine the total load it can handle in the external circuit. Check the battery charging modes. Ensure the optimal charging and discharging cycle. For instance, the charging part of the cycle should be steeper for fast battery charge. But, the discharge cycle should be flatter. Ensure the inverter comes with sine wave technology. It increases overall efficiency and reduces noise and vibrations. [B-02] Conclusion This guide has walked you through the top four inverters you can have for your home. You must study the specs and ensure all the features match your requirements. After all, you need the best inverter for your home use that can perform well. Visit Piramal Finance’s website for financial aid, such as a personal loan, and purchase the best inverter in the market today.

08-11-2023