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Education

Aadhaar and Ration Card: Online and Offline Linking

The Indian Government has recently made it mandatory to link a 12-digit unique identification number, also known as the Aadhaar number, with various services and documents. These include bank accounts, PAN cards, and mobile phone numbers. The latest addition to this list is the ration card. This article will tell you everything you need to know about linking the Ration Card with the Aadhaar number. This includes the steps to the Ration Aadhar link both offline and online. [B-01] What is a Ration Card? A ration card is a government-issued document that lets people buy food grains from the Public Distribution System (PDS) at a discount. As per the National Food Security Act (NFSA), 2013, eligible households are entitled to 5 kg of food grains per month. A total of 81 crore people in India are currently covered under the NFSA. Two Ration cards are issued in India – Above Poverty Line (APL) cards and Below Poverty Line (BPL) cards. APL Ration Cards are issued to households that do not fall under the poverty line as defined by the government. On the other hand, BPL Ration Cards are issued to households that fall below the poverty line. Ration cards are an important document as they help in availing various services provided by the government. For example, a person with a ration card can take advantage of programmes like the Pradhan Mantri Ujjwala Yojana, the Pradhan Mantri Jan Dhan Yojana, and the Ayushman Bharat—Pradhan Mantri Jan Arogya Yojana. Why is Linking Ration Cards with Aadhaar Online Necessary? The government has made it mandatory to link the Ration Card with the Aadhaar. The main reason is to weed out fake and duplicate Ration Cards. There are approximately 3 crore fake ration cards in India, according to estimates. Linking Ration Cards with Aadhaar will help the government weed out these fake cards and save on subsidies under the NFSA. Another reason for the Ration Aadhaar Link is that it will help directly transfer subsidies to eligible card holders. Earlier, subsidies used to be given either in kind or in cash through Fair Price Shops (FPSs). With the Direct Benefit Transfer (DBT) program, subsidies are now sent straight to the bank accounts of people who are eligible. To avail of the benefits of the DBT scheme, it is necessary to link the Ration Card with the Aadhaar card. This is because a bank account can be linked with the Ration card only if the Ration Card is linked with the Aadhaar number. How To Link a Ration Card With Aadhar? The government has provided two options to link the Ration card with the Aadhaar, and you can either do it offline or online; we have explained both methods below. Linking Ration card with Aadhaar offline The process of linking Ration cards with Aadhaar offline can be done by visiting the nearest Public Distribution System (PDS) shop. The following documents are required for the process: • Ration Card • Aadhaar number • Bank account details linked with the Aadhaar number The PDS shopkeeper will ask for these documents from the applicant. After verifying all the details, the shopkeeper will complete the seeding process. The applicant will then get an SMS letting them know that the ration card has been linked to their Aadhaar. Link Ration Card With Aadhar Online: The process of linking Ration Cards with Aadhaar online can be done by visiting the official website of the National Food Security Act. The following steps need to be followed for the process: Visit the official website and click on the “Aadhaar Seeding” option under the “Citizen Services” tab. Enter the required details, such as state, district, sub-district, block, and village/city. A list of PDS shops will be displayed on the screen, from which you must select your shop. Enter your Ration Card number and click on the “Show Details” option. The details of the head of the family, along with the members’ names, will be displayed on the screen. Enter the 12-digit Aadhaar number against each member’s name and click on the ‘Submit’ button. You will receive an OTP (One Time Password) on the registered mobile number. Enter this OTP in the given space and click on the “Validate and Save” button. A confirmation message will be displayed on the screen once the Ration Card is successfully linked to the Aadhaar. It is important to note that if someone does not have a mobile number registered with Aadhaar, they will have to visit the nearest PDS shop for seeding. It is important to note that you can link a Ration Card with the Aadhaar number only if you have a valid and active Ration Card. If the Ration Card has expired or has been cancelled, you will not be able to link it with the Aadhaar number. You can link only one Ration Card with an Aadhaar number, and the process will get rejected if somebody tries to link more than one Ration Card with the Aadhaar number. Advantages of linking Ration Card with Aadhaar There are many advantages to linking Ration Cards with Aadhaar: It makes sure that the benefits of government programmes are only given to the people who are entitled to them. It eliminates the possibility of counterfeit and duplicate ration cards. It helps curb corruption as there is no scope for intermediaries or agents. It enables transparency and efficiency in the system. It saves time as the process of authentication becomes easier and quicker. Thus, it is beneficial for citizens and the government to link Ration Cards with Aadhaar. [B-02] Conclusion These steps need to be followed to link the Ration Card with the Aadhaar number. It is important to note that linking the Ration Card with Aadhaar is voluntary and not required if someone does not want to. However, we suggest linking the Ration Card with Aadhaar, as it will help you avail of the benefits of the DBT scheme. Linking the Ration Card with Aadhaar is simple and easy, and it can be done both offline and online. If you need more guidance and assistance with this, visit Piramal Finance. This online platform is what you need to learn everything about relevant developments in the world of finance. For more information on financial matters or about personal loans, credit cards, and financial management, check out more blogs on their website!
08-11-2023
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Guide

Udyog Aadhaar – Eligibility, Registration Process, And Importance

What is Udyog Aadhaar? In India, every person has a unique ID in the form of an Aadhaar Card. In the same way, every Udyog, i.e., trade in India needs to have a unique ID. Thus, the Ministry of Micro, Small and Medium Enterprises (MSME) gives small and medium-sized firms an Udyog Aadhaar. It is also known as Aadhaar for firms. A 12-digit government ID number to register as MSME. It is a great way for new businesses to get an identity and trade in the Indian market. an Udyog Aadhaar aids small firms to get easy loans at a good interest rate by giving the least collateral. [B-01] Eligibility Not all firms can get an Udyog Aadhaar. Only those who fall under the MSME category will be eligible to get an Udyog Aadhar. The MSMEs are divided into two classes as per the laws of the Micro, Small & Medium Enterprises Development (MSMED) Act, 2006: Manufacturing firms are those that produce or make goods for any of the industries listed in the first schedule of the Industries (Development and Regulation) Act of 1951 or that use plant and machinery to add value to a final product so that it has a unique name, work, or use. Service firms are those that offer or supply services and are classified as per their equipment investment. Nature of FirmUAM CategoryTypeInvestment in plant & machineryMicro EnterprisesAManufacturingNot more than 25 lakh rupees Micro EnterprisesBServiceNot more than 10 lakh rupeesSmall EnterprisesBManufacturingMore than 25 lakh rupees but does not exceed 5 crore rupeesSmall EnterprisesEServiceMore than 10 lakh rupees but does not exceed 2 crore rupeesMedium EnterprisesCManufacturingMore than 5 crore rupees but does not exceed 10 crore rupeesMedium EnterprisesFServiceMore than 2 crore rupees but does not exceed 5 crore rupees Udyog Aadhaar Filing The MSME filing process is also known as Udyog Aadhaar Registration. But this process has now been replaced by the Udyam filing. This is an update to the previous version. This process needs the least documents and is very quick. If you want to register your firm, all you need to have is your Aadhaaar details. What is Udyam Filing? MSME will now be known as the Udyam Aadhaar after the government of India made a new MSME filing scheme on July 1, 2020. This is also known as the Udyam filing. The Indian government has taken many steps to ease trade and aid the Atmanirbhar Bharat Scheme. At the moment, all MSMEs must get Udyam filing. Not many documents are needed. There is no need to upload any documents. Only the Aadhaar and PAN card data are needed for Udyam filing. The main documents needed to get an Udyog Aadhar along with the PAN card and Aadhaar card are: Name of the owner. Name of the firm. Address of the firm. Category in which the firm is applying. The type in which the firm carries out its business. Bank account data. NIC code. Employees’ data. DIC data. Date of starting of the business. The process to register a firm with Udyog Aadhaar is as follows: Visit https://udyogaadhaar.gov.in/UA/UAM_Registration.aspx On this web page, enter the Aadhar data of the owner of the firm. The owner will get an OTP on their phone no. After entering the phone number, they will get a link to fill out the Udyog Aadhaar form. After filling out the form, they will get an Udyog Aadhaar Certificate within 15 to 20 days by email. They can even get the certificate from the official website of Udyog Aadhaar after the processing time has passed. Those MSMEs which had registered under the older version of the Udyog Aadhaar filing, called Udyog Aadhar Memorandum (UAM), can now easily switch to the Udyam filing Portal or file for a Udyam filing afresh. It is a very quick and time-saving process. The best thing is it is done free of cost. Why is Udyog Aadhaar Vital for Small Businesses? There are many perks for firms having an Udyog Aadhaar. Some of them are: The trades having an Udyog Aadhaar will be given financial aid so they can exhibit their goods at the international level. These firms can apply for MSME loans at a low rate of interest. They can also apply for a no-collateral loan. Also, they can apply for government subsidies in many schemes. The filing would make it easier to open current bank accounts in the firm’s name without any issues. Also, it would enable firms to apply for small government loans and other such schemes. The firm owner can easily waive the stamp duty and filing fees. The firm can also get perks under direct tax laws. The owner can get a subsidy on barcode filing. Those firms that submit an application to the electrical department with their filing certificate can even get a discount on their electricity bills. The firms with this filing will be given an edge over the others when applying for government tenders. When applying for government tenders, these registered MSMEs will get special perks. They can even apply for an IPS subsidy. These firms also get protection against delayed payments by buyers. [B-02] The Bottom Line Thus, MSMEs should get the full benefit of the Udyog Aadhaar scheme, which is made by the government of India’s ministry for MSMEs. The Udyog Aadhar filing process is now just called the Udyam registration. Thus, both of them should not be confused with each other. Also, after the free Udyog Aadhar filing, various perks offered to the firms make it a very useful scheme for MSMEs. If you want to read more such articles and gain insights into such vital financial products and services, visit Piramal Finance right now!
08-11-2023
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Education

Process of Linking an Aadhaar Number to an EPF Account

The Employee Provident Fund (EPF) is one of the best savings programmes for employees. It allows you to save a small number of your monthly payments and build up a big amount for the future. Adding Aadhar to the EPF account makes it easier to withdraw or transfer funds. It also has many more benefits that will be covered in the sections further. You must have a Universal Account Number (UAN) to access all prior and current PF accounts. Each employee contributing to the EPF is given a UAN – a 12-digit unique number. Following the steps given below, you may link UAN with Aadhar online and offline. To complete this procedure online, you would need the UAN. [B-01] What Are the Perks of Linking Aadhaar to an EPF Account? Employee Provident Fund Organization (EPFO), which has over 4 crore subscribers, urged its users to link UAN with Aadhaar. This will allow quick verification of information. The following are some of the advantages of linking Aadhaar to the PF account: When your Aadhaar is linked with the UAN and EPF, the chances of having a discrepancy are low. This is because the information will be the same as the Aadhaar card information Reduces the chances of a duplicate account Employer’s attestation is not required to withdraw the PF amount. The whole procedure can be completed online and without difficulty The Aadhaar card information will appear under the ‘Approved KYC’ page after the approval of linking How to Link UAN with the Aadhar Card Offline If you are unable to link UAN with an Aadhar online then you can do so by visiting your local EPFO office. The steps that must be taken to link UAN with Aadhar in offline mode: Step 1 Get the “Aadhaar Seeding” application form from the EPF branch Step 2 Fill out the form and enter the UAN, Aadhaar, and other information Step 3 Self-attest the copies of the PAN, UAN, and Aadhaar with the form Step 4 Submit the form to an EPF office or Common Service Centre also called CSC Step 5 After verification, the EPF account will be linked to your Aadhaar Step 6 Lastly, you will get a message on your registered mobile number How to Link UAN with the Aadhar Card Online Here are three steps to link Aadhar with PF account online: Using the UMANG App to Connect the Aadhaar & EPF Account UMANG (Unified Mobile App for New-age Governance) is a project of the Government of India. By adhering to the steps below, one may simply link Aadhaar with the PF account using the UMANG app: Step 1 To begin, open the UMANG app Step 2 Go to the ‘All Services Tab’ and select the ‘EPFO’ Step 3 Go to the EPF section and choose “e-KYC services” Step 4 Under “e-KYC Services,” choose “Aadhaar Seeding” Step 5 Now, add your UAN and click on “Get OTP” Step 6 You will receive an OTP on the registered mobile number with your EPF account Step 7 Enter the Aadhaar information after the OTP verification is done Step 8 Then, wait for another OTP to be sent to the registered cellphone number and email address Step 9 After verifying the OTP, the UAN will be linked to the Aadhaar number How to Link UAN with Aadhar Using Biometric Details You can also use your biometric credentials to link your Aadhaar with the PF account. This can be done through e-KYC on the EPFO site by following the steps below: Step 1 Go to the EPFO website and choose “Link UAN Aadhaar” from the “EPFO Members” option Step 2 Enter your UAN number. An OTP will be sent to the mobile number registered with UAN Step 3 Insert the OTP and click “Submit” Step 4 On the next screen, enter your Aadhaar card number Step 5 Choose the method of Aadhaar verification, using biometrics Step 6 Biometrics will be taken using the biometrics device which is registered Step 7 The data will now be checked against UIDAI data. Aadhaar will be added to the EPF account after successful verification Link UAN with Aadhar using OTP Verification on EPFO’s e-KYC Portal You can link your Aadhaar using OTP-based verification on the EPFO website’s e-KYC portal. For OTP-based verification of the UAN Aadhar Link, follow the steps below: Step 1 Go to the EPFO’s official website Step 2 From the “EPFO Members” menu, choose “Link UAN Aadhar” Step 3 Add the UAN number. You will receive an OTP on your registered mobile number Step 4 Once the OTP verification is done, add your Aadhaar details. Now choose the method of Aadhar verification as email-based OTP or mobile number Step 5 Next, an OTP will be sent to the registered mobile number with Aadhar and email address Step 6 After the information has been validated, the Aadhaar number will be successfully linked to the EPF account [B-02] Conclusion The process of claim settlement can become hassle-free by linking an Employees’ Provident Fund (EPF) account to Aadhaar. UAN Aadhar Link is important, as it helps employees to withdraw or transfer their money easily from EPF. The Employees’ Provident Fund Organisation (EPFO) has taken many steps to encourage employees to link Aadhar with their PF account. UAN is required for all workers and facilitates transferring and withdrawing funds from EPF. By linking Aadhar with UAN, all of the EPF accounts will also be connected to the Aadhaar. One can check out Piramal Finance’s website to learn more about linking Aadhaar with a PF account. For more information on financial matters or about personal loans, credit cards, and financial management, check out the blogs and products on their website!
08-11-2023
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Electronics

Top 10 Best AC (Air Conditioners) in India

Summers in India can be pretty exhausting. The rising temperature and increasing humidity make it unbearable for anyone to be comfortable. While there are many types of home appliances that help in cooling a room or the house, air conditioners are the most preferred option. So, are you looking to buy an air conditioner for your house? Are you searching for the Best Ac Brand in India? If yes, then this is the right place to know all! Keep reading this article to find the best AC In India. Know about the best brand names, specifications, prices, pros, cons and much more. [B-01] 1. Whirlpool 1.5 Ton Inverter Split AC This 1.5 ton capacity split AC by Whirlpool comes withan inverter and a compressor that supports variable speed. It is perfect for any medium-sized room. The copper condenser coil of the air conditioner offers better cooling with minimum maintenance efforts. This AC is also environmentally friendly and comes with a 5 Star energy rating. This makes the AC one of the best AC in India. Specifications Capacity: 1.5 Tons Voltage: 230 Volts Wattage: 1325 Watts Material: Plastic Item Weight: 36 kg Item Dimensions: 100 x 29.5 x 23 centimeters Available Colours: White Installation Type: Split system Annual Energy Consumption: 826.39 Kilowatts Included Components: 1 each of Indoor Unit, Outdoor Unit, User Manual, Remote, Installation Pipe and Wire Price: Rs. 36,490 ProsCons5-star energy ratingComplaints of poor customer serviceComes with a special dust filter feature 5 years warranty on the compressor 2. LG 1 Ton Inverter Split AC This AI smart inverter by LG has various smart features. It adjusts its speed and tonnage based on the heat condition of the room. The AC features 6 different modes of cooling, allowing you to set the temperature based on the heat and crowd inside a room. Other features of this LG air conditioner are a dual inverter, convertible 4-In-1 cooling, Ez Clean Filter, 4-way swing, monsoon comfort and smart diagnosis system. Specifications Capacity: 1 Ton Voltage: 230 Volts Wattage: 938 Watts Material: Plastic Item Weight: 32 kg and 100 grams Item Dimensions: 18.9 x 83.7 x 30.8 centimeters Available Colours: White Installation Type: Split system Annual Energy Consumption: ‎571.99 Kilowatt Hours Included Components: ‎1 each of indoor and outdoor units as well as remote and interconnecting pipe; and 2 each of manuals with a warranty card and batteries Price: Rs. 39,690 ProsConsDual inverter compressor for faster coolingInstallation charges may vary for some areasLess noise operation HD filter with anti-virus protection 3. Daikin 0.8 Ton Fixed Speed Split AC Another Best Ac Brand in India, Daikin’s 0.8 Ton Fixed Speed Split AC is a budget-friendly split air conditioner. This comes with a non-inverter compressor that offers quick cooling. The copper condenser coil ensures low maintenance costs. The Coanda airflow feature offers a uniform cooling system around the room. Specifications Capacity: 0.8 Tons Voltage: 230 Volts Wattage: 709 Watts Material: IDU – High-grade plastic and ODU – HDZP Steel Sheet Item Weight: 36 kg Item Dimensions: 80 x 22.9 x 29.8 centimeters Available Colours: White Installation Type: Split system Annual Energy Consumption: 548.84 Kilowatt Hours Per Year Included Components: 1 each of indoor and outdoor units, remote control, warranty card, user manual, and a 3m copper wire or interconnecting pipe Price: Rs. 25,999 ProsConsPM 2.5 filter to trap fine air particlesNo temperature display in the indoor unitZero Ozone Depletion Potential (ODP) Dry Mode Function for automatic dehumidification 4. Blue Star 1 Ton Portable AC If you are looking for a Portable Ac instead of the usual split or window air-conditioners, this unit by Blue Star brand is one of the best. It efficiently cools small to medium-sized rooms during summers and monsoons. The castor wheels allow easy movement from one room to another. It also features an anti-bacterial silver coating that sterilises the air inside and prevents several airborne diseases. Specifications Capacity: 1 Ton Voltage: N/A Wattage: 1350 Watt Material: Plastic Item Weight: 32 kg and 800 g Item Dimensions: 39.7 x 48.7 x 76.5 centimeters Available Colours: White and Gray Installation Type: Portable Annual Energy Consumption: 2.56 Kilowatt Hours Included Components: 1 each indoor unit, remote, user manual, installation kit and warranty card Price: Rs. 35,900 ProsConsEasy to carry and use around a propertyNo child lockHydrophilic Gold Fin for ProtectionNot useful for very hot and humid regionsAutomatic modes 5. Panasonic 1.5 Ton Wi-Fi Twin Cool Inverter Split AC The Wi-Fi technology split AC features twin cool inverter compressors. It offers the most energy-efficient cooling solution during hot and humid seasons. Made by another Best Ac Brand in India, this offers low-noise working and hands-free options. It also features Alexa plus Google assistant voice control operations. Specifications Capacity: 1.5 Tons Voltage: 230 Volts Wattage: 1360 Watts Material: Plastic Item Weight: 12 kg Item Dimensions: 107 x 23.5 x 29 Centimeters Available Colours: White Installation Type: Split system Annual Energy Consumption: 840.75 Kilowatt Hours Included Components: 1 each of indoor and outdoor units; remote control, holder and screw for holder, user manual, copper tube, warranty card, power supply cord and 2 AAA Batteries. Price: Rs. 41,990 ProsConsEasy hands-free and voice assistant operationNoisy during switch-on and offAnti-Corrosion Blue Fin Technology 5-star energy star rating Overall Best Ac In India Among the list of every Best Ac Brand and their air conditioner unit available in India, the best buy is perhaps the LG 1 Ton Inverter Split AC.Thi provides AI smart inverter technology for a seamless air cooling experience. It also features 6 different modes of cooling and 4-way swing modes for additional comfort. [B-02] Final Takeaway Buying an air-conditioner is not a difficult task anymore. The market is filled with reputed brands offering world-class air conditioners. However, you need to check the different features available in the different AC units. Take note of the features that you require and select the one that suits your budget. The brands mentioned above and the air conditioners listed are some of the best options. Hope this information helps you in making your choice for the best AC in India. Piramal Finance is one of the best financing solutions for shoppers who want to buy the best AC in India in different price ranges. You can always visit Piramal Finance’s website to know more about their offerings and services, such as EMI, personal loans, credit cards, etc.
08-11-2023
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Electronics

Top 10 Best Fully Automatic Washing Machines In India

As the world progresses, newer and better technologies are being designed and manufactured. This is also true for home appliances such as washing machines. But, with so many advanced technologies introduced in washing machines, it also becomes a hassle to choose the best washing machine in India. Here is our list of the top 10 best fully automatic washing machines in India. This list will give intel on the best washing machines in India. So, do keep reading. [B-01] Best Washing Machines in India 2022 LG 6.5 kg 5 Star Smart Inverter Top Loading Washing Machine The LG 6.5 kg 5-star smart inverter fully automatic top-loading washing machine is one of the best washing machines in India. The machine has a capacity of 6.5 kg which is perfect for a family of 4 or 5 members. LG’s smart appliance automatically adjusts energy consumption to the optimal level based on your needs.The machine’s motor is protected by a BMC, which keeps it clean, preventing dust and insects from getting inside as well. Price: INR 14,190 Panasonic 6 kg 5 Star Top Loading Washing Machine The Panasonic 6 kg 5 Star is a stylish and durable washing machine, perfect for small families or bachelor renters. With its rust-proof body, it will last through many years of use! The stainless steel drum is gentle on clothes and ideal for dirt removal. In addition, the high-speed rotation of this machine dries laundry while being safe from bacteria. The washing machine has clever fuzzy control technology that understands what clothes the user is loading it with and then suggests how much water to use. Price: INR 13,490 Godrej 6.2 kg Top Loading Washing Machine The Godrej Top Load Washing Machine is the perfect addition to any home! Made with a 5 to 8 minute pre-set wash program, this machine will get clothes clean without sacrificing time or trouble. It also comes equipped with an automatic soak feature that helps remove stains effectively, making it one of the best top-load washing machines in India. This washing machine has 5 different programs to suit the user’s needs, and its Child Lock feature ensures that the user can disable the control panel, so it doesn’t get ruinous. Price: INR 17,900 Whirlpool 7 kg 5 Star Royal Top Loading Washing Machine This stylish and economical top-loading washing machine comes with a fluid display, giving it an edge over other competitors. The sleek design also makes for easy management of laundry needs in any setting! The magic lint filter in this washing machine is a one-of-a-kind innovation that will keep it clean and running smoothly. With this ingenious piece, users can finally stop worrying about all those little pieces of string or fibre getting stuck in between cycles! The washing machine’s 3-button control panel offers easy access to 12 different wash programs designed for any fabric type. Price: INR 15,490 LG 7.0 kg 5 Star Smart Inverter Top Loading Washing Machine This energy-efficient fully automatic washing machine from LG comes with smart inverter technology that eliminates wasted operations and ensures the best performance. The washer has a Turbo drum that makes it very powerful and removes the toughest dirt through streams of water. The quiet, eco-friendly washing machine motor is protected by BMC Motor. This means it’s free from dust and insects, so users can keep their clothes clean without worry! The washing machine has six wash options for getting clothes clean. Price: INR 17,990 LG 9.0 kg 5 Star Smart Inverter Top Loading Washing Machine The stainless steel rust-proof body of the LG 9 kg ensures that laundry stays hygienic, while its efficient and durable design make it one of the best top-load washing machine options for those with limited space or who go on vacation frequently. The washing machine has a turbo drum that spins at high speeds to remove dirt and clean the clothes.The inverter in this smart washing machine automatically adjusts the power level to suit the user’s needs. Furthermore, it includes three mini pulsators and one main pulsator to create a vertical water stream that mixes laundry up and down repeatedly for even washing. Price: INR 27,490 Samsung 6.0 kg Inverter 5 Star Front-Loading Washing Machine The Samsung 6.0 kg Inverter 5 Star Fully Automatic Front-Loading Washing Machine is a perfect choice for those who want the latest and greatest laundry technology without sacrificing convenience or style points. The Samsung Fully Automatic Front-Loading Washing Machine is an excellent appliance that offers many features. It has a hygiene steam function, an energy-saving digital inverter, a ceramic heater, and an anti-theft system with an LED display that shows the machine’s current steps. Price: INR 21,990 IFB 6.5 kg 5 Star Front-Loading Washing Machine The IFB 6.5 kg fully automatic washing machine comes with the capacity of clean clothes thoroughly and without any damage, even delicate ones! The 3D wash program helps dig deep into the dirt to get completely clean every time. The high-visibility touch panel with LED light makes operating this device a breeze. The heavy-duty water jets of this washer ensure that all clothes are thoroughly soaked and dissolved with detergent. Price: INR 16,590 Bosch 7 kg 5 Star Front-Loading Washing Machine The Bosch 7 kg 5 Star Inverter Touch Control Fully Automatic Front-Loading Washing Machine is the perfect laundry appliance for those who are looking to enjoy clean clothes without worrying about bacteria. This machine comes equipped with an exclusive anti-bacteria feature that will keep whites fresh, bright, and whiter than ever! With its 256 load sensing levels and optimised water usage, this washing machine will leave clothes cleaner than ever before. It also has a unique drum system that helps optimise the amount of time spent inside each cycle for better results. Price: INR 31,490 IBF 8 kg Front-Loading Washing Machine The IBF 8 kg Front-Loading Washing Machine is one of the best front-loading machines on the market, and it offers all the above benefits and more. With its large capacity and wide range of features, it is perfect for just about any household. IBF front-loaders use less water and energy than top-loaders, and they also tend to be more gentle on clothes. Price: INR 36,990 [B-02] Conclusion So, these were some of the best washing machines in India that one could buy right now. One should consider his or her needs and budget before purchasing to ensure that they get the best machine for themselves. If one needs help with appliance purchases or other aspects of the housing budget, one can get in touch with the experts at Piramal Finance for assistance. Visit Piramal Finance’s website to get an insight into their easy financing solutions, such as credit cards, personal loans, EMIs, and more.
08-11-2023
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Electronics

Best Fully Automatic Washing Machine in August 2022

Want to buy a fully automatic washing machine? Then this handy guide is for you. It has all the information about the best fully automatic washing machines available on the market. This includes the best features, pros, and cons. Semi-automatic washing machines require some human intervention. You need to set the wash time, water level, fabric type, etc. With a fully automatic one, you need to select the washing mode and the type of fabric. It will calculate the wash time and water level required on its own. It also allows for soaking, washing, and rinsing in the same tub. Semi-automatic machines do not have this feature. They also provide much better wash quality in comparison to semi-automatics. These are the main reasons why you must buy a fully automatic machine. Now, let us take a look at the best fully automatic washing machines. [B-01] 1. LG 6.5 kg 5 Star Inverter LG washing machines are some of the best in India. This front-loading washing machine comes with an amazing design and an alluring white color. The black LED display panel gives an amazing contrast to the white color. It has an amazing Smart Diagnosis feature. It will find out if there’s any fault in the system by itself. You can download the LG SMART THINQ app to use this feature. Top Features: 1000 RPM Wash Delay Tub clean spin 6 Motion direct drive technology 5-star energy rating 10 wash modes with a waterproof touch panel In-built heater for temperatures up to 95 °C ProsConsEase of useClothes loading issuesMinimal sound and vibration 2+ years warranty Price: Rs. 29,990 2. Samsung 6.0 kg 5-Star Samsung has been a reliable brand for the past 23 years. This front-loading washing machine lives up to that standard. It is ideal for a family of bachelors and couples. The machine works with minimal noise and vibration. The drum has diamond-shaped holes, which help to reduce wash-related damages. Top Features: 1000 RPM 10 wash programs Digital Inverter Motor technology 5-star energy rating Hygiene Steam ProsConsEase of use Slight vibration because of the high RPMDiamond Drum 2+ years warranty Price: Rs 21,990 3. Godrej 6.0 kg 5 Star This is an affordable, top-loading washing machine with an auto-balance system. This system detects load imbalances and rearranges clothes inside the drum. This feature helps to reduce vibrations. This machine is available in gray with a matte finish. Top Features: 700 RPM 6-Turbo pulsator technology Acu-Wash Drum 9 wash modes Toughened glass lid ProsConsModerate price with good performanceBit noisyAcu-wash Drum 10 years warranty on motor Price: Rs. 13,690 4. IFB 6 kg 5-Star This front-load washing machine is one of the leaders in this category. IFB is an Indian manufacturer and is leading the washing machine segment. This silver-colored machine comes at a reasonable price. This machine is compatible with the use of a water softener. Using this, you can reduce the TDS level in hard water. The. It has in-built low voltage protection. Another great feature is the 3D cradle wash technology, which gives excellent wash quality. Top Features: 1000 RPM Trishield warranty protection 10 wash modes Allergen-free wash with Power Steam and Heat Wash Crescent moon drum design Aqua Energie for less water usage ProsConsHeated wash Installation issues4 years warranty on the product 10 years warranty plus spares support on motor Price: Rs. 27,990 5. Bosch 6 kg The German brand is a big name due to its superior quality. This front-loading machine has a white-colored steel body. It comes with an anti-tangle drum to ensure efficient washing and drying. The ReLoad function allows you to add clothes after the cycle starts. Top Features: 1000 RPM Vario Drum for more dirt removal Anti-vibration panels on the side to reduce vibration ActiveWater Plus to maintain the hardness of water 15 wash modes Self-cleaning detergent tray ProsConsVario Inverter MotorOnly 2 kg allowed in some programsAnti-vibration panels In-built heater Price: Rs 25,990 6. Whirlpool 7.5 kg Whirlpool is another common household name in India. This top-loading washing machine is available in a dark gray color. Because of the 7.5 kg capacity and 12 wash modes, it is suitable for large families. Another great feature is the Aqua Store technology. This helps to store water for the next wash in case of a shortage. Top Features 740 RPM 6th Sense Technology to adjust water level in low voltage Zero pressure fill technology that fills the drum with 50% water pressure Power Scrub feature for stubborn stains 12 wash modes Hard Wash Water Technology ProsCons3-button washing action A bit noisy Spiro Wash Action Magic lint filter Price: Rs 18,500 7. Haier HWM65-AE 6.5 kg Haier offers this top-loading machine in gray.The blue lid and the control knobs offer great contrast. It allows for efficient water flow and abrasion-free washing. It also has the Balance Clean Pulsator technology. This allows water and detergents to penetrate deeply and ensure a splendid wash. Top Features: 800 RPM Oceanus cube drum 8 wash modes Bionic Magic lint filter ProsCons5-star energy ratingA bit noisy 2-years warranty Bionic Magic lint filter Price: Rs. 13,990 [B-02] Overall Verdict A great washing machine can be determined based on these factors: Drum size and design Hard water usage Noise and vibration Inbuilt-heating Energy rating Brand warranty and price Based on these factors, the best fully automatic washing machine is the IFB 6 kg 5 Star Fully-Automatic Front-Loading Washing Machine for Rs 27,990. There are no fully automatic washing machines under 10,000 available in the market. So, if you have a limited budget, go for a semi-automatic washing machine under 10000. Piramal Finance offers financing solutions like credit cards and personal loans for shoppers looking for the best fully automatic washing machines. Visit Piramal Finance today to learn more about our financial offerings and services.
08-11-2023
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Education

Step-by-Step Guide to Register on the Co-Win App

Vaccination of every age group is essential. The Indian government has launched the Cowin app to ensure this happens effectively. It’s convenient to register and book your vaccination on this app. Senior citizens can even get vaccinated in the comfort of their homes. To register on the app, citizens can open the Cowin app and follow the steps to book their vaccination appointment. However, the Cowin app is not available on Google Playstore. Instead, you can access it through the ArogyaSetu app. This post details the steps to register on the Cowin app and the process for booking a vaccination slot. [B-01] What is the Cowin App? The government of India has launched the Cowin self-registration website and app. It acts as a digital platform to help Indian citizens with vaccination slots. The Cowin self-registration app is operated and maintained by the Ministry of Health and Family Welfare, Government of India. Users can book their slots in their neighbourhood Users can also download their vaccination certificate from the Cowin app, once they get vaccinated Most Indian citizens have taken both their vaccination doses. In January 2022, the government of India launched the booster dose for senior citizens. To book a slot you should log into the Cowin app. Register through the Arogya Setu Cowin self-registration section. COVID cases are still rising in India. Many people are still affected by the virus even after getting vaccinated. Therefore, it is essential to take precautions and maintain safety to stay protected against Covid-19 by following the guidelines properly. The guidelines are mentioned in the Cowin self-registration app. People should also secure themselves financially to fight against COVID. They can choose a COVID insurance policy. The best insurance policy usually takes care of all medical expenses for COVID-19 treatment. Choose a policy that meets your requirements. Steps to register on the Cowin self-registration website: Open the website through the selfregistration.Cowin.gov.in link Enter your mobile number to receive an OTP Enter the OTP and verify your number. (Standard time to input OTP is 180 seconds for verification) After validation, you become eligible to be a part of the Cowin register Enter your personal information (name, number, age, Photo ID, and gender) Click on the ‘register’ button The Cowin self-registration app will send you a confirmation message As a registered user, you can now book your vaccination slot through the website Users can access the Cowin app through the Arogya Setu app. Listed below are some additional facts about the Cowin app: At a time 4 members can be added to the Cowin register Appointments can be rescheduled through the app. However, it has to be done before the pre-booked vaccination date Registered users who have already taken their first dose will receive a reminder for their second dose before the due date of their next vaccination on the Cowin self-registration app The registered account details can be edited before the vaccination appointment. However, the record details cannot be modified after getting vaccinated To book the slot there should be one available. Users can check for slot availability in their neighbourhood by entering their pin code The working hours of the portal of Cowin self-registration are 9 AM to 5:30 PM We’ve broken down the steps to register on the Cowin app to book vaccination slots by following the above steps. Everyone should take precautions to protect themselves from this critical health condition. Not only health but financial safety is also pertinent to protect yourself from the repercussions of the virus. To safeguard yourself you can opt for an insurance plan by picking one from those available on Cowin. Why Opt for Financial Protection Against Coronavirus? The rapid spread of Covid-19 across the country has economically affected citizens and the government. There are several coronavirus insurance plans and policies. You can opt for one to secure yourself against this unpredictable situation. Following are a few of the benefits of having a COVID insurance plan: A financial safety net for your family and loved ones Life coverage at a pocket-friendly rate Easy financial planning and complete protection for the entire family Quick claim settlement Availability of inflation-proof policies You can avoid any uncertain situations arising due to the pandemic by getting a COVID insurance policy. No one can predict an unfortunate, untimely health condition or mishap. If you have a history of health conditions and consider yourself at a higher risk, you need to insure yourself immediately. Checking Your Cowin Register: Vaccination Status On the Cowin app, there is an essential feature which is the ‘Know Your Vaccination Status’ feature. Any Indian citizen can know his/her vaccination details through this feature. Authorized persons can also access the vaccination details. The details are helpful for several purposes: This can help in verifying the vaccination status of individuals in the Cowin register. The status can be whether fully, partially, or not vaccinated The service can also be utilized by travel companies to verify the traveller’s details Employers can verify the vaccination details of their employees Private and government service providers can authenticate consumers’ vaccination data through the Cowin app [B-02] Conclusion The government has launched the Cowin app to make the vaccination process easier and accessible to all Indian citizens. All Indian citizens of any age group and senior citizens can book their slots through this app. Book your vaccination slots through the Cowin self-registration app and safeguard yourself against Covid-19. For more blogs related to healthcare and personal finance, head to the Piramal Finance website. You can also explore their financial products and services, such as personal loans, credit cards, and financial calculators.
08-11-2023
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Home

Best Inverters For Homes In India in 2022

An inverter is usually the go-to solution to the issue of frequent power failures in your house. You should buy a high-quality inverter for your home if you reside in an area with frequent power cuts or excessive power fluctuations. We have compiled a list to assist you in selecting the best inverter for homes because the marketplace is overflowing with inverters from numerous manufacturers. However, before we get to the list, let’s go through some of the basics. The inverter is a device that changes DC electricity into a power supply for devices suited for AC power supply. [B-01] How Does An Inverter Work? As mentioned, the inverter converts a DC power source into AC and then transforms the output voltage. Pure sinewave inverters create the waveform in this connection to suit the power supply at the endpoint. Although some inverters only produce an approximate sine wave, referred to as modified sinewave Advantages Of Using A Home Inverter Intelligent characteristics With the development of technology, inverters now come with Bluetooth and WiFi compatibility. They are readily available in the market. These features enable users to link the inverter with a smartphone application. These applications are simple to download. Such connectivity features make it easy for the user to obtain data. Readings, recharging information, battery information, etc., are at your fingertips. Effectiveness and reliability The best inverters for homes must have both efficiency and endurance. It should provide optimal performance and have a long lifespan. Here, purchasing from a trusted manufacturer ensures the user gets the best inverter for their home. Compatible with high power needs A house inverter needs to be able to handle the energy needs of the household during an outage. Make a list of all the appliances required to keep running during outages. Calculate the power capacity of the inverter accordingly. It helps with the Ah (Ampere Hour) rating, representing the Inverter’s capacity. Best Inverter for Home In India Some of the best inverters for domestic use in India are listed below: 1. Luminous Zelio+ 1100/12V This inverter from Luminous is a pure sinewave one. It features a powerful 32-bit DSP. This technology optimises batteries by calculating the backup and charging time. It also packs an LED display showing the backup time, setting time, mode, battery water level, and more. The Inverter has two modes. In UPS mode, the Inverter maintains the output voltage. The voltage range remains 180 V to 260 V to protect sensitive appliances and electronics. In Eco mode, the battery consumption is reduced to increase backup time. It can run one refrigerator, three fans, two tube lights, or 4 CFLs with zero noise level. Microtek UPS EB 900VA/12V The Smart Overload Sense capability is a function of this Inverter. It automatically turns the UPS off in case of an overload. It resets itself when the load is reduced. An in-built circuit breaker is one of the extra safety precautions to protect electrical equipment. The regular voltage range is from 100 V to 300 V. The restricted voltage range is from180 V to 260 V. Both are selectable by users. It is a squarewave type inverter. It has a load capacity of 4 fans and 4 lights or 3 fans with 3 lights and 1 TV. Luminous Zolt 1100 Pure Sine Wave Inverter This pure sinewave inverter has a 32-bit DSP microprocessor. This technology recharges the battery pack efficiently. Another feature is a safety alert. This system alerts the users in the event of a short circuit, incorrect wiring, battery overcharging, load surge, and low batteries. An auxiliary MCB is also present to safeguard devices. This protects from overload and short circuits. This Inverter can power 1 LED TV, 3 LED bulbs, 3 fans, and 1 refrigerator. Microtek UPS SW EB1100 It is a pure sinewave inverter by Microtek. The manufacturer says that the device promotes quiet, secure, and efficient functioning. The inverter has a switch for choosing the output voltages. The conventional voltage range is from 100 V to 300 V. The restricted voltage range is from180 V to 260 V. Both are available to users. It can power 5 fans, 5 lights and 2 TVs. V-Guard Prime 1150 Pure Sine Wave Inverter This V-Guard Inverter is a pure sinewave one. It comes with a high-performance selector switch. It allows users to adjust the inverter’s power output. According to specific needs, a battery gravity builder is also available for use in the inverter. This helps to maintain battery life and extend backup time. It also notifies customers when it is time to fill the cells with distilled water. It can power 2 LED TVs, 4 fans, 8 LED bulbs, and 1 refrigerator. [B-02] Final takeaway Inverters are available in a lot of varieties. Nowadays, they come with different load levels and safety features. Calculate your utilisation at home, and then choose which inverter suits your needs best. Piramal Finance is an excellent financing option. If you want to get the best inverter for your home, go to the Piramal Finance website to learn more about their easy financing solutions, such as credit cards, personal loans, EMIs, and more.
08-11-2023
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Electronics

Still Unvaccinated? Here’s What You Need to Do to Schedule an Appointment

The COVID-19 vaccines were created using research that had been written about in literature for a long time. These vaccines aren’t being tested out. They have gone through every step of the process for a brand-new discovery. Aside from that, many clinics look at COVID-19-specific vaccines every day because this virus has caused so much damage. Because of this, it is very important for people to take part in vaccination campaigns put on by local groups or other groups that are allowed to give out vaccines. And if one is still unvaccinated, follow these steps to schedule a visit. Read on to learn more about the COVID-19 vaccination process and its impact. [B-01] Advantages of COVID-19 Vaccination Here are the perks of being vaccinated: The COVID-19 vaccines work well The COVID-19 vaccine has been tested by many public drug bodies worldwide. They have been shown to lower the risk of getting COVID-19. So it’s safe; one can do a COWIN registration for himself or anyone unvaccinated in the family. It may benefit unborn children or infants According to studies, the COVID-19 vaccine creates a viral antibody that is transferred to the unborn child via the placenta. It has also been shown that mothers transmit antibodies to their babies via breast milk. Given that young children cannot receive the vaccine, these newborns must have resistance to the virus. Protecting loved ones and friends By getting the COVID-19 vaccine, an unvaccinated person also reduces the risk of passing the COVID-19 virus to loved ones, friends, or others one comes into contact with. Securely building the immune system It is well known that vaccines enhance the immune system by preparing the body to combat threats. That is why many think vaccines improve the system and how the body responds to foreign objects. Users cannot contract COVID through a COVID vaccine Many unvaccinated people hold the wrong faith that, as the vaccine contains a thread of viral infection, one might contract it. One is not in danger if they get the vaccine, because that’s not how a virus impacts a body. Process of Scheduling an Appointment Through the Cowin App A person’s journey from unvaccinated to vaccinated benefits him and his family. Keep in mind that there is no official Cowin app for registration. This Cowin app is only available to backend leaders but not to normal users. Here are the steps to follow to get vaccinated through the Cowin portal: Login For Cowin registration, go to www.cowin.gov.in and choose the “register or sign in yourself” option. Enter a current mobile number and press the ‘Get OTP’ button. The OTP will be delivered to the unvaccinated user through SMS and must be input within 180 seconds before the user may click on the Verify page. Registration This page for vaccine enrollment will open when the OTP is entered. Enter the vital details. All fields are needed. Once completed, click the “Register” button at the bottom right of the page. One will also get a confirmation mail in this regard. Scheduling the Vaccines After registering, one will see a “schedule” option on the page. By clicking on it, they will be sent to the “Book Appointment for Vaccines” section, where they may search for the vaccine center of their choice by entering their district or PIN. The available spaces and a “Book” link will be shown when one clicks on any center. One may alter the date to their liking and tap on a book to ensure the visit. Booking Proof After selecting the Book tab, a booking proof window will be presented. Check the information, and if it is right, click the “Confirm” button. To alter the date, click the “Back” button. After confirmation, the platform will display the message “Booking Successful”. The “Print” option is located at the top right of the page; by clicking on it, the user may download and store the confirmation message with all its contents. When heading to the vaccination, have a printout of this. Rescheduling Re-enter the cellphone number into “Citizen Registration.” Enter a current phone number and then click the “Get OTP” option. Submit the OTP and click “verify,” which will lead to the Account Details page. Clicking “Re-schedule” will take you to that same “Book Visit for Vaccination” page. Repeat the prior ways to locate a facility near the district. Please remember that the visit cannot be changed after the planned vaccine date. The Second Dosage This is done in the same way as the first dosage booking. To arrange a visit, click “Schedule.” Confirm and store the data. Stay Away from These Myths: There are always new myths to confront; thus, the debate shouldn’t be solely or mainly focused on doing so. Making a myth more well-known might have the unintended effect of allowing the myth to be more remembered than reality. Yet there are times when dealing with false information is vital. If one finds oneself in such an event, use facts, caution, and fallacies. This is how it goes: Begin with the facts. The COVID-19 vaccine is very reliable and safe. Tell unvaccinated people before the myth emerges. “There is false information about ___.” Mention the myth one is disputing. Finish with a fact. Explain why the myth is untrue. The vital point is to “replace the wrong information with the correct data.” [B-02] Conclusion Every year, vaccines save millions of lives. The discovery of safe and efficient COVID-19 vaccinations is a vital step toward allowing us to do more of our favorite tasks with loved ones. Even if one previously had COVID-19, getting vaccinated as soon as possible is vital. Becoming vaccinated is a better approach to gaining COVID-19 immunity than getting sick. Vaccination is vital for a safe and healthy life, so be aware of the myths. Visit the Piramal Finance website for more such blogs and to explore their financial products and services.
08-11-2023
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