Vehicle Transfer Form - Need, Types, Documents, How to

When you sell or buy a vehicle in India, transferring ownership officially is mandatory. This process requires filling out specific documents such as the vehicle transfer form. Known as Form 27 or vehicle ownership transfer form, this document ensures the legal shift of ownership from seller to buyer at the Regional Transport Office (RTO). Without completing this process, the previous owner may still be held liable for traffic violations, accidents, or insurance claims.

In this blog, we’ll cover everything about the vehicle transfer form, including when it’s required, how to fill it, supporting documents, and the online process for a smooth transfer.

Key Takeaways

• The vehicle transfer form (Form 27) is essential for legally transferring car ownership.
• Mandatory when selling, buying, or inheriting a vehicle.
• Can be completed both online and offline through the RTO.
• Requires supporting documents such as RC, insurance, PUC, and address proof.
• Essential for anyone applying for a used car loan to buy a second-hand car.

Table of Contents

1. What Is a Vehicle Transfer Form?
2. When Do You Need a Vehicle Ownership Transfer Form?
3. Types of Vehicle Transfer Forms (Form 27, Form 28, Form 29, Form 30)
4. Documents Required for Vehicle Transfer
5. Step-by-Step Guide to Filling a Vehicle Transfer Form
6. RTO Process for Vehicle Ownership Transfer
7. How to Apply for Vehicle Transfer Form Online
8. Charges for Vehicle Ownership Transfer
9. Importance of Vehicle Transfer for Used Car Buyers
10. Common Mistakes in Vehicle Transfer Process
11. Final Thoughts
12. FAQs

What Is a Vehicle Transfer Form?

A vehicle transfer form is the legal document required to shift ownership of a vehicle from the seller to the buyer. Known officially as Form 27, it is submitted to the RTO where the vehicle is registered.

The vehicle ownership transfer form ensures that all liabilities, including accidents, challans, and insurance claims, are shifted to the new owner. Without it, the seller remains legally responsible even after handing over the vehicle.

When Do You Need a Vehicle Ownership Transfer Form?

The vehicle ownership transfer form is required in the following cases:

• Sale of vehicle – When a car is sold to another person.
• Purchase of used vehicle – For buyers applying for a used car loan, submission of Form 27 is mandatory.
• Death of owner – Ownership transfer to the legal heir.
• Relocation – Transfer of registration from one state to another.

Types of Vehicle Transfer Forms (Form 27, Form 28, Form 29, Form 30)

While the vehicle transfer form mainly refers to Form 27, there are other related forms you may need:

• Form 27 – Application for assignment of a new registration mark.
• Form 28 – No Objection Certificate (NOC) for transfer.
• Form 29 – Notice of transfer of ownership.
• Form 30 – Application for intimation and transfer of ownership.

Together, these forms ensure the vehicle ownership transfer form process is complete and legally binding.

Documents Required for Vehicle Transfer

To complete the transfer, you’ll need:

• Original RC (Registration Certificate).
• Valid insurance certificate.
• PUC (Pollution Under Control) certificate.
• Aadhaar or other identity/address proof.
• Passport-size photographs.
• Duly filled vehicle transfer form (Form 27).

These documents are submitted along with the fees at the RTO.

Step-by-Step Guide to Filling a Vehicle Transfer Form

Filling out Form 27 is simple if you follow these steps:

1. Write the name and details of the transferor (seller) and transferee (buyer).
2. Provide vehicle details like registration number, engine number, and chassis number.
3. Fill in insurance details and validity.
4. Attach address proof and photographs of the new owner.
5. Signatures of both parties are required.
6. Submit the form along with supporting documents at the RTO.

This ensures the vehicle ownership transfer form is processed smoothly.

RTO Process for Vehicle Ownership Transfer

Once the vehicle transfer form and documents are submitted, the RTO will:

• Verify the application and documents.
• Issue an updated RC card with the new owner’s name.
• Inform the insurance company about the ownership change.

The process typically takes 15–30 days, depending on the RTO.

How to Apply for Vehicle Transfer Form Online

The Government of India has made it easier with online applications through the Parivahan portal. Steps include:

1. Visit https://parivahan.gov.in.
2. Go to “Online Services” → “Vehicle Related Services.”
3. Select your state and RTO.
4. Choose “Transfer of Ownership” and fill the vehicle transfer form online.
5. Upload documents (insurance, PUC, ID proof).
6. Pay applicable fees.
7. Download acknowledgement receipt.

With vehicle ownership transfer form submission online, the process is quicker and hassle-free.

Charges for Vehicle Ownership Transfer

The charges for vehicle transfer form processing vary by state but usually fall between Rs. 150–500. Additional charges may apply for smart card RC issuance.

Importance of Vehicle Transfer for Used Car Buyers

If you are buying a second-hand car through a car loan, completing the vehicle transfer form is crucial. Without it, the seller may still be liable for legal or financial issues involving the car.

Buyers should also verify that hypothecation termination has been completed, ensuring the car is free from existing loans before applying for ownership transfer.

Common Mistakes in Vehicle Transfer Process

• Submitting incomplete or unsigned forms.
• Missing insurance or PUC details.
• Delay in applying within 14 days of purchase (for local transfer).
• Not clearing hypothecation before applying for ownership transfer.

Avoiding these errors ensures your vehicle ownership transfer form is accepted without delays.

Final Thoughts

Completing the vehicle transfer form process is a legal requirement and a safeguard for both buyer and seller. Thanks to digital platforms, the vehicle ownership transfer form can now be filled and submitted online with ease.

Whether you’re buying a car with a used car loan or selling one, never ignore this step. It protects you from future liabilities and ensures smooth legal transfer of ownership.

FAQs

What is Form 27 in vehicle transfer?

Form 27 is the official vehicle transfer form used for applying for a new registration mark at the RTO.

Can I apply for vehicle ownership transfer form online?

Yes, through the Parivahan portal, you can apply digitally.

What documents are required for Form 27?

RC, insurance, PUC, address proof, photographs, and duly filled vehicle transfer form.

How much does ownership transfer cost?

Between Rs. 150–500 depending on the state.

Is hypothecation removal necessary before transfer?

Yes, hypothecation termination must be completed if the car was bought on a loan.

How long does it take for ownership transfer?

Usually 15–30 days depending on RTO verification.