Personal Loan

This is how Piramal Finance helps you to avail personal loan!


What are the best ways to apply for a personal loanWhatever your financial condition is, applying for a personal loan from Piramal Finance may allow you to relax.

You can satisfy your urgent financial demands with a personal loan from Piramal. Applying for a personal loan from Piramal is simple and fast, whether you need money for medical needs or a wedding present. There are also no costs for prepaying or foreclosing on the loan.

Applying for a personal loan at Piramal Finance is simple to comprehend and fast to complete. There are no penalties for paying off the loan early or failing to repay it on schedule. Our loan may help you receive the funds you need fast, whether for a dream wedding, vacation, or even school tuition.

Applying for a Personal Loan

  • Less documentation is required, which speeds up and streamlines the procedure.
  • After applying for a personal loan, the loan may be granted and disbursed quickly, and you can get any necessary information immediately.
  • One of the nicest aspects of buying an automobile is that you can pay for it in EMIs. Don’t worry about paying back the whole loan amount immediately if you apply for one now.
  • There are many options for repaying your loan, with terms ranging from 12 to 60 months. You may make the best choice for the term of your loan and save money on EMIs and other expenses.
  • By adding the earnings of numerous family members, the maximum amount for applying for a personal loan may be accepted can be increased.

Should I take out a personal loan with Piramal Finance?

Workers who satisfy the following requirements before applying for a personal loan

  • A government-run organisation
  • Commercial Businesses
  • The world of business
  • Multinational corporations and the firms that collaborate with them
  • Collaboration between businesses
  • Concerns concerning ownership and management

Rates and expenses for a Piramal personal loan

Before applying for a personal loan, some important things should be considered:

  • The yearly interest rate begins at 12.99%.
  • There are no prepayment or foreclosure penalties.
  • If there are any additional fees, these will be disclosed when you complete the application. Contact us if you want to learn more about our rates and charges!

How can I apply for a personal loan with Piramal Finance?

If you’re considering a personal loan from Piramal Finance, you’re undoubtedly wondering about the best ways to apply for a personal loan. Because the procedure is so simple and fast, a person may apply it while relaxing at home. Applying for a personal loan allows you to apply for a personal loan from Piramal Finance from any location with an internet connection. Any PC or smartphone with an internet connection will suffice. It’s simple for applying for a personal loan with Piramal Finance if you follow the procedures below.

  • Before beginning the application, go to the Piramal Finance website and click “Personal Loan.”
  • People can apply by clicking the “Apply Now” button. If you click on that link, you will be directed to an online application where you will be asked for personal information such as your name, address, email address, phone number, PIN, monthly income, and loan amount. Please submit this application after you have completed it fully.
  • Your loan request has been received. After you submit your application, a salesperson will contact you to ensure that it moves through the pipeline.

Documents Required for Applying for a Personal Loan

All Piramal Personal Loan applicants must have a valid Permanent Account Number (PAN) card.

Identity proof (any one of the following)

  • Travel documentation (passports)
  • A current and valid driver’s license.
  • Using Aadhaar
  • The voter registration form with the certificate of eligibility

Address proof (any one of the following)

  • Registered Leave and Rental Agreement
  • Travel documentation (passport)
  • A current and valid driver’s licence

This comprises the following:

  • Aadhaar Card or Aadhar Acknowledgement
  • Certificate of Voter Registration
  • Utilities are expensive (water, sewer, garbage collection, electricity, phone, etc.) (younger than or equivalent to three months)
  • Examining the financial situation
  • Your most recent pay slip from the previous month
  • Your last three months’ bank statements
  • Co-applicant
  • A person who wants to get a personal loan needs a co-applicant if their combined income is less than the minimum amount needed to get the loan amount they want.

When using Piramal Finance, how should you estimate the safety of individual loans?

Every borrower is told that the company uses the following process and looks at the following factors to figure out how much risk each borrower can handle:

  • The interest rate after applying for a personal loan is based on the borrower’s “profile,” which takes into account both traditional factors like bureau performance and new ones like internal credit score algorithms.
  • The product’s characteristics; the facility’s kind and purpose; if alternative methods exist to pay for the loan; whether the loan is suitable for bank financing; and the loan-to-value ratio of the asset being funded.
  • How long we’ve worked with the borrower, how often they’ve paid in the past, and what occurred with other comparable customers
  • The borrower’s total customer yield, future potential, capacity to pay based on cash flows and other financial responsibilities, and other variables that may impact the borrower’s ability to repay the loan. This is an important point when applying for a personal loan.
  • The sort of object being funded and how the loan money will be used;
  • Interest, the risk of default in the appropriate business sector,
  • Aside from any applicable norms and regulations,
  • Anything else that may be relevant to this circumstance
  • The proposed loan’s duration, total amount, repayment schedule, and structure (including any proposed moratorium, if applicable).


Applying for a personal loan with us may help you quickly receive the funds you need, whether for a dream wedding, vacation, or even school tuition.

Piramal Finance is one of India’s top non-bank finance organisations. They offer the greatest home financing programme, allowing them to assist families in achieving their dream of owning their own house. Piramal Finance’s specialised staff of professionals is accessible 24 hours a day, 7 days a week, to assist existing and new clients.