The Employee Provident Fund (EPF) is one of the best savings programmes for employees. It allows you to save a small number of your monthly payments and build up a big amount for the future.
Adding Aadhar to the EPF account makes it easier to withdraw or transfer funds. It also has many more benefits that will be covered in the sections further.
You must have a Universal Account Number (UAN) to access all prior and current PF accounts. Each employee contributing to the EPF is given a UAN – a 12-digit unique number. Following the steps given below, you may link UAN with Aadhar online and offline. To complete this procedure online, you would need the UAN.
What Are the Perks of Linking Aadhaar to an EPF Account?
Employee Provident Fund Organization (EPFO), which has over 4 crore subscribers, urged its users to link UAN with Aadhaar. This will allow quick verification of information. The following are some of the advantages of linking Aadhaar to the PF account:
- When your Aadhaar is linked with the UAN and EPF, the chances of having a discrepancy are low. This is because the information will be the same as the Aadhaar card information
- Reduces the chances of a duplicate account
- Employer’s attestation is not required to withdraw the PF amount. The whole procedure can be completed online and without difficulty
- The Aadhaar card information will appear under the ‘Approved KYC’ page after the approval of linking
How to Link UAN with the Aadhar Card Offline
If you are unable to link UAN with an Aadhar online then you can do so by visiting your local EPFO office. The steps that must be taken to link UAN with Aadhar in offline mode:
Get the “Aadhaar Seeding” application form from the EPF branch
Fill out the form and enter the UAN, Aadhaar, and other information
Self-attest the copies of the PAN, UAN, and Aadhaar with the form
Submit the form to an EPF office or Common Service Centre also called CSC
After verification, the EPF account will be linked to your Aadhaar
Lastly, you will get a message on your registered mobile number
How to Link UAN with the Aadhar Card Online
Here are three steps to link Aadhar with PF account online:
Using the UMANG App to Connect the Aadhaar & EPF Account
UMANG (Unified Mobile App for New-age Governance) is a project of the Government of India. By adhering to the steps below, one may simply link Aadhaar with the PF account using the UMANG app:
To begin, open the UMANG app
Go to the ‘All Services Tab’ and select the ‘EPFO’
Go to the EPF section and choose “e-KYC services”
Under “e-KYC Services,” choose “Aadhaar Seeding”
Now, add your UAN and click on “Get OTP”
You will receive an OTP on the registered mobile number with your EPF account
Enter the Aadhaar information after the OTP verification is done
Then, wait for another OTP to be sent to the registered cellphone number and email address
After verifying the OTP, the UAN will be linked to the Aadhaar number
How to Link UAN with Aadhar Using Biometric Details
You can also use your biometric credentials to link your Aadhaar with the PF account. This can be done through e-KYC on the EPFO site by following the steps below:
Go to the EPFO website and choose “Link UAN Aadhaar” from the “EPFO Members” option
Enter your UAN number. An OTP will be sent to the mobile number registered with UAN
Insert the OTP and click “Submit”
On the next screen, enter your Aadhaar card number
Choose the method of Aadhaar verification, using biometrics
Biometrics will be taken using the biometrics device which is registered
The data will now be checked against UIDAI data. Aadhaar will be added to the EPF account after successful verification
Link UAN with Aadhar using OTP Verification on EPFO’s e-KYC Portal
You can link your Aadhaar using OTP-based verification on the EPFO website’s e-KYC portal. For OTP-based verification of the UAN Aadhar Link, follow the steps below:
Go to the EPFO’s official website
From the “EPFO Members” menu, choose “Link UAN Aadhar”
Add the UAN number. You will receive an OTP on your registered mobile number
Once the OTP verification is done, add your Aadhaar details. Now choose the method of Aadhar verification as email-based OTP or mobile number
Next, an OTP will be sent to the registered mobile number with Aadhar and email address
After the information has been validated, the Aadhaar number will be successfully linked to the EPF account
The process of claim settlement can become hassle-free by linking an Employees’ Provident Fund (EPF) account to Aadhaar. UAN Aadhar Link is important, as it helps employees to withdraw or transfer their money easily from EPF. The Employees’ Provident Fund Organisation (EPFO) has taken many steps to encourage employees to link Aadhar with their PF account.
UAN is required for all workers and facilitates transferring and withdrawing funds from EPF. By linking Aadhar with UAN, all of the EPF accounts will also be connected to the Aadhaar. One can check out Piramal Finance’s website to learn more about linking Aadhaar with a PF account. For more information on financial matters or about personal loans, credit cards, and financial management, check out the blogs and products on their website!