Personal Loan

Personal Loan In Surat – Apply Online @ Low-Interest Rates and Less EMI


We often face difficulty in arranging finance to meet our increasing needs. Personal loans give you these funds as per your need and charge interest against them. Many people are often worried or tense when it comes to money-related scenarios due to a lack of knowledge and transparency. We understand the issues faced by the common public and intend to ease this.

Are you looking for such a loan yourself but are not well-versed with all that one must know? Do not worry! We at Piramal Finance are working to give you all the aid and help you need. Read the article to learn how you can get a personal loan in Surat.

What is a personal loan?

A personal loan supplies you with the money you desire in exchange for some money to be paid as interest. It is an easy way to meet your money needs, like paying an existing debt, meeting rising expenses, or buying your dream car or your child’s education. A personal loan is a one-stop shop for all your fund needs.

What are the documents needed

Some documents that are needed while getting a loan include:

  • PAN card.
  • ID Proof: passport, Aadhaar card, driver’s licence, voter ID.
  • Address proof: passport, Aadhaar card, driver’s licence, voter ID, utility bills.
  • Income proof: salary slips and bank statements. 
  • Passport-size photos of the applicant and co-applicant (if any). 

Perks of personal loans

Using money the way you want

Banks give a variety of loan products, such as term loans, business lines of credit, and real estate loans, among others. When you file your loan, the bank might need you to tell the purpose of the funding to assess the risk of lending to your company. But, in the case of a personal loan, the bank is unlikely to ask about your plans as long as you meet your duty to repay the loan on time.

Good interest rates

Due to the rise in the market products of personal loans, banks and other lenders have started giving personal loans at low-interest rates. All that you need to do is check how much money you need for the loan, find a bank or lender giving a loan at a low-interest rate, and apply for the same. Piramal Finance makes it easy for you to get one at a really good rate of interest.

How to apply for a personal loan?

You can choose from the many ways to apply for a loan according to your preference.

  1. Website: Visit the website of Piramal Finance, which gives a user-friendly interface and makes it easy for you to find and apply. 
  2. Mobile app: You could easily download the Piramal mobile app, which you can use on both iOS and Android. 
  3. Request a call: If you are not well-versed in using gadgets, you could simply request a call from Piramal or call on the toll-free number and an executive would assist you with all you need. 
  4. Physical application: You could visit any branch of Piramal Finance and get started with your application in no time. 

Why choose Piramal Finance?

Piramal Capital & Housing Finance Limited offers hassle-free, quick and easy personal loans with added perks like:

  • No foreclosure fees: Certain banks charge prepayment fees if you pay the loan money in advance to save on the interest liability. But Piramal Finance does not charge any fee. 
  • Loan amount: We give loans ranging from Rs 1 lakh to up to Rs 10 lakh. 
  • Fewer documents: The document process is usually a stage that tests our patience. We at Piramal have kept our process simple to use and less time-taking.
  • Flexible payment: All banks lend money easily, but the real issue arises when you have to pay the loan money back. We at Piramal Finance have an easy payback term, ranging from 12 to 60 months to give you ample time without having to worry about repayment.
  • Rise in the loan amount: Piramal also gives income pooling for a loan, where the incomes of co-applicants can be taken as the loan amount granted.
  • Customer is the supreme attitude: Our clients are our most valued assets, and we are there to help you with all that you need. Feel free to reach out to us for any queries. We would be glad to assist you in every possible way. 

The bottom line

Striving hard to give you even better loan products every day, Piramal Finance gives you a wide range of loans to choose from. You no longer need to spend all of your life savings. Piramal gives an easy and quick loan process and even smoother disbursal of loans, so you do not have to use all your life savings every time a need arises. You can just opt for a personal loan and not be asked to pledge any assets against it as collateral. So, if you are in Surat and need a quick loan, Piramal Finance is there to assist you. With our easy-to-get personal loans, you can fund all your money needs with no trouble whatsoever! To read more such articles, visit Piramal Finance right now!