Personal Loan

Personal Loan Apply Online with Piramal Finance for Best Rate


Do you often think about your budget when planning a vacation? Do you check your wallet when you buy your favourite gadget? No matter what your financial situation is, you can easily apply online for a personal loan from Piramal Finance Limited and stop worrying about money. 

Let us learn how to apply online for a personal loan from Piramal Finance.

Benefits of a Personal loan With Piramal Finance

Here are the advantages of applying for a personal loan with Piramal Finance:

Rapid Approval

Applying online for a personal loan from Piramal Finance takes less time. Due to this, they are the best way to meet your immediate cash and payment needs. If you have a good credit history, it won’t be hard for lenders to say yes to your loan request. Loans are also given out quickly, and the money is transferred to your account faster than other loans.

No Need for Collateral

Personal loans aren’t backed by anything, so you don’t have to pledge anything to apply online for a personal loan.

But as a borrower, you should know that unsecured loans are riskier for lenders, so the interest rates are usually 1.33% or higher each month to make up for this.

Increases Credit Score

If you have bad credit or no credit history, applying online for personal loans from Piramal Finance is a great way to improve your credit score. Your credit score will increase if you make your EMI payments on time and at the rate you agreed to.

Multiple Methods of Payment

Lenders from Piramal Finance will let you only pay back the interest on your personal loan for the first few months. This way, you can lower the initial cost of your EMI payments and use the money because you got it in the first place. Remember that the first few months will depend on how long you have to repay your loan and how much principal you borrowed.

Flexible Loan Repayment Period

With Piramal Finance, you can pay back your personal loan anywhere from 12 to 60 months. But your ability to get a loan will determine how long you take to pay it back.

Easy Process for Documentation

You won’t need a lot of paperwork to get a personal loan with Piramal Finance. Now, all you need is a PAN card, an Aadhaar card, proof of your current address (if you’re borrowing the money), or proof that you have a steady source of income.

High Amount Available

You could apply online for a personal loan with Piramal Finance for up to 50 lakhs. Your credit history will determine how much you can borrow, so keep that in mind.

No Limits on Final Use

You can use the money however you want. You can use the money from the loan to pay for your dream trip, make your house smarter, or even pay for medical bills that came up out of nowhere.

Huge Purchases

If you need to fix your car’s transmission but don’t have the money on hand, you can easily apply online for a personal loan. If you use your car or electric appliances a lot, you can use a personal loan to pay for expensive repairs or to buy large household appliances and electronics quickly.

Who Can Apply For A Personal Loan Online From Piramal?

Salaried workers with the following jobs can apply:

  • MNCs or companies like them
  • Partnership Businesses
  • Concerns about ownership
  • Institutions run by the government, Private sector Public sector.

The age range for these salaried workers should be between 21 and 60. They have to earn at least Rs. 25,000 per month and have worked for the same company for at least six months.

Documents Needed To Get A Personal Loan From Piramal

Here are the documents needed to apply online for a personal loan from Piramal Finance:

  • PAN Card: Required for anyone who wants to apply online for a Personal Loan.
  • Aadhaar Card, Voter ID Passport, Driver’s Licence
  • Proof of Address
  • Voter’s Identity Card
  • Utility bills like Telephone Bills/Electricity Bill, etc
  • Registered Leave and Lease Agreement
  • Passport Driving Licence 
  • Aadhaar Card/Aadhar Acknowledgement
  • Proof of income
  • Pay stubs from the last month
  • Bank statements from the last three months.


  • You will need a co-applicant if you need to combine incomes to get a loan.
  • The spouse can only send in a joint application.
  • At the time of the loan application, it will also need the documents of the other person who wants the loan.

How To Get A Personal Loan From Piramal Finance? 

It’s easy to apply for a personal loan from the comfort of your own home because the process is so straightforward. You can apply for a Piramal Finance Personal Loan online through their website from anywhere.

Follow the steps below to apply for a personal loan from Piramal Finance: 

  • Before you fill out the application, go to the website and click on “Personal Loan”. 
  • There will be a button that says “Apply Now.” After clicking it, you’ll be taken to the application form, where you’ll need to fill in your details and the amount of the loan you need. After filling out the necessary information, click “Submit”. 
  • Your application for a personal loan is now done. After you send in your application, a salesperson will get in touch with you regarding the process.

Summing Up

You should know that the approval process for a personal loan online from Piramal Finance goes a lot faster. A personal loan from Piramal Finance is a quicker and easier way to get the money you need, which will be sent straight to your bank account.  

For similar blogs like this, you can visit the Piramal Finance website and read more on finance-related topics.