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Electronics

All You Need To Know About 1 Ton Split Ac Price

Air conditioners (AC) have become a part of our daily lives. If you are planning to buy a new AC, then do not wait until the summer because the price is low in winter. Decide the capacity of AC that you need and then finalize the brand. You can also research and find the best AC company, to make the final purchase. Let’s check some details about the Split Ac 1 Ton Price, and factors considered while buying. [B-01] About 1 Ton Split AC A 1 Ton air conditioner is an affordable option for many. A 1 Ton Split AC is the preferable air conditioning system in most urban and compact living rooms. Moreover, it is good for cooling one-room apartments. It can be mounted in the ceiling, which saves a lot of space and provides enough cooling. Different factors affect the pricing when you decide to purchase Split AC of 1 ton. Some of the known 1-Ton air conditioners feature Golden Eva coils. This protects the air conditioner from precipitation, dust, etc. Several air conditioners have a quick-cooling function. This helps in maintaining a suitable air temperature and allows the circulation of cool air. It is good to conduct a deep research before finalising the product. Consider your needs based on room dimensions, power consumption, AC capacity, and pricing. Let’s check vital factors to consider while purchasing an AC. Factors To Consider When Buying An AC To assist you in making an informed decision, we have outlined the aspects to consider before purchasing an air conditioner. Further, these factors will also influence the split AC 1 ton price. 1. Capacity Choosing the appropriate air conditioner is important. A larger air conditioner might make the room cold more quickly. It may use more power. The smaller air conditioners have to work harder to cool the room. Hence, it consumes more electricity and is less effective at cooling the space. Decide the capacity of the AC first and then make the final purchase. 2. Power Consumption Air conditioners with a 5-star rating may cost a bit more but they consume much less power. It helps in saving on your electricity bill over time. Most air conditioners have star ratings ranging from 1 to 5. Thus, the greater the star rating, the lower the energy usage. For instance, a 5-star air conditioner will need less energy than a 3-star air conditioner. So, don’t rely only on the Split Ac 1 Ton Price; check the star rating. 3. Compressor This is among the most important factors when selecting a split-system air conditioner. An Inverter AC can adjust compressor speed and ensure higher energy efficiency. Hence, it might help you save money on operating costs. 4. Warranty As buying an air conditioner is costly, a warranty is a crucial factor to consider. Thus, the longer the machine is under warranty, the less concerned you are. So, when checking the split AC 1 ton price, also check the duration of the warranty. Most companies provide a one-year guarantee, with extra coverage for delicate and essential components such as the compressor and PCB. Hence, note this and keep all the documents to help you claim the warranty. 5. Installation and maintenance The AC’s performance is also based on its installation. Incorrect installation might impact the air conditioner’s performance and components. Window air conditioners are easier to install than split air conditioners. Hence, to avoid hassles, it is advisable to have the air conditioner installed by an authorized service centre facility. Get the servicing done for your AC on time. Proper installation and periodic maintenance help to increase the AC’s lifespan. Some companies may offer some free maintenance inclusive of the final price. Do check their policies and the maintenance cost per session. 6. Pricing The next component is the price of Split Ac of 1 Ton. Earlier, ACs were a luxury product. But now, due to increasing demand for ACs in the summer months, it is easy to buy an AC with various financing options. So getting a brand-new AC is simple and quick. Currently, the pricing of a 1-ton AC starts at Rs 25,000 and can go as high as Rs 40,000. Hence, you can have an AC installed per your budget and requirements. Benefits of Split AC Check out the benefits of split AC: Cools the room super fast The compressor is less noisy Its condenser is not located inside Can be easily fit on a wall, and does not require a window Where Can You Install A 1-Ton Split AC? Living area: 1-ton split AC is suitable for a small living room of 200 square metres. It will allow quick cooling of an average room. Bedroom: The bedroom is a nice and comfortable area to relax and enjoy a good night’s sleep. Moreover, bedrooms are the ideal size for a 1-ton air conditioner. A 1-ton air conditioner will maintain a comfortable temperature in your bedroom. Study area: It is important to have a suitable temperature in the study area. It helps to focus better on studies. Install 1-ton AC in your study to enjoy your reading time. Office: A 1-ton AC is also a great option for your office if your room is no larger than 200 square meters. Further, split AC 1 ton is comparatively economical. If the room is big, then AC will consume more power and will take time in cooling. [B-02] Conclusion The Split Ac 1 Ton Price is affordable. When investing in an AC, consider the factors discussed above. Ensure that you look at the warranty and installation and book periodic maintenance. You can buy a 1-ton AC with Piramal Finance’s easy financing options. Do visit their website and explore products like personal loans and other financial services.
08-11-2023
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Guide

Can I Change My Registered Mobile Number in Aadhar Online

Aadhaar is a unique identity proof for all Indian citizens. Aadhaar has a 12-digit unique identification number and protects users from fraud. It contains details such as name, date of birth, address, gender, photo, and biometrics of users. Keep all your documents updated to ensure seamless transactions. An Aadhaar card is a single all-important document required for all transactions. You can use your Aadhaar to purchase or sell property, open a bank account, procure a passport or get a gas connection anywhere in India. It is a fool-proof ID for all Indians. Your mobile number is linked to your Aadhaar and any transactions will require mobile verification. Hence your Aadhaar must have your current mobile number. If you wish to change your mobile number linked to Aadhar, visit the nearest Aadhaar enrolment center. [B-01] You cannot update your mobile number on Aadhaar online. This is to prevent fraud. Making any updates in Aadhaar will require mobile verification. This will not be possible with a different mobile number. This is one of the most frequently asked questions about Aadhaar. Only the address and details like the date of birth can be updated on Aadhaar online. How to Change the Registered Aadhaar Card Mobile Number? Are you unable to use your mobile number currently linked to Aadhaar? Update the new number in Aadhaar immediately. Visit the nearby Aadhaar enrolment centre to change the mobile number on your Aadhaar card. You can find a list of all Aadhaar enrolment centers on the Unique Identification Authority of India (UIAI) website. Follow the steps below to update your mobile number in Aadhaar.i) Visit the nearest Aadhaar enrolment centre. There are more than 25000 enrolment centres in India. Hence it is easy to find one close to your place by visiting the UIDAI website. You can also book your appointment online to visit any Aadhaar Seva Kendra. Please note that Aadhaar enrolment centres are not open on bank holidays.ii) Visit the nearest Aadhaar enrolment centre and request an Aadhaar update form. Fill in all the details correctly. Avoid errors as this may require rework.iii) Reach out to an Aadhaar executive in the centre and submit the completed form. The Aadhaar team will complete the rest of the procedure.iv) The fee for updating your mobile number in Aadhaar is Rs. 50. Pay Rs. 50 at the center to complete the process.v) Collect the acknowledgement slip from the centre after paying the fees. This will contain your update request number or URN. You can use this number to check the status of your update.vi) The new number will reflect in your Aadhaar within 90 days. You may receive your updated Aadhaar card within 15 days. Steps to Add Mobile Number to Aadhaar Card It is not mandatory to include a mobile number in your Aadhaar. A mobile number is required for various services that require an OTP. Any Indian can get an Aadhaar irrespective of their age. Even newborn babies can get an Aadhaar. However, their Aadhaar will be linked to one of their parents or guardians. You can submit your child’s details and biometrics after they turn five years. They may also need to include their mobile number in their Aadhaar. If your Aadhaar does not include your mobile number, follow the below steps to add it. Visit your nearby Aadhaar enrolment centre to get an Aadhaar enrolment form. Schedule an appointment for convenience. Fill in the correct mobile number in the Aadhaar enrolment form. Submit the completed form. The executive will ask you to authenticate your biometrics. You do not require any other document for this. The fee for adding your mobile number is Rs. 50. Pay the fee to complete the process. Pick up the acknowledgement slipNow the Aadhaar enrolment team will take care of the rest. Refer the URN in the slip to track your request. Benefits of Updating Your Mobile Number on Aadhaar Below are some of the benefits of including your mobile number in Aadhaar. Ensures transparency and trust in dealings Enables you to avail of services, benefits and subsidies without middlemen Access to all online Aadhaar facilities DigiLocker Pan card application mAadhaar app Link mutual fund with Aadhaar Online EPF withdrawals and claims Umang app for other government-related services and offers Mobile verification How to Check the Status of Mobile Number Change in Aadhaar You have completed the process to update your mobile number in Aadhaar. You can track the status of your request by visiting the UIDAI official website. Follow the below steps to track the status of your update. Visit the UIDAI website here. Click on the ‘My Aaddaar’ tab on the top left. Go to ‘Update Your Aadhaar’. Click on ‘Aadhaar Update Status’. Enter your URN number and captcha to track the status of your request. After successfully updating your mobile number in Aadhaar, verify the number. Follow the steps below to verify your mobile number. Visit the UIDAI website here. Click on the ‘My Aaddaar’ tab on the top left. Go to ‘Aadhaar Services’. Click on ‘Verify Aadhaar number’. Enter your Aadhaar number, mobile number and captcha. You will receive an OTP on your mobile. Enter the OTP. Click ‘Proceed and Verify’. Now you have verified your mobile number successfully. [B-02] Conclusion Do not wait any longer to add your mobile number to Aadhaar. You can easily add or update your mobile number to Aadhaar. Adding your mobile number to Aadhaar will ensure that your transactions are transparent and secure. You can build a financial portfolio or start back accounts with ease. Looking to expand your business or avail of a home loan? If you need more guidance with the above-mentioned processes, consult the experts at Piramal Finance. This online platform is what you need to learn everything about topics related to banking and finance. For more information on financial matters or about personal loans, credit cards, and financial management, check out the blogs on their website. Get started confidently!
08-11-2023
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Electronics

Buy O General 1.5 Ton AC at Best Price in India

The O General 1.5 Ton AC is not any ordinary air conditioner—it is the perfect way to beat the heat this summer! O General is one of the leading companies for domestic air conditioners in India. It can get hot during the summer months of April, May, and June. People are looking to beat the heat this season without wanting to crank up the AC unit all day. As a result, now is the time to invest in the best 1.5 ton split AC by O General. Houses with two or three bedrooms and an ideal room size between 300 and 400 square feet are best suited for these ACs. Let us take a closer look! [B-01] 1. O General 1.5 Ton Window AC (AXGT18FHTC-B) With its 3-star rating, the AXGT18FHTC Window AC is a powerful unit that will keep your living spaces comfortable throughout the year. It has a hyper tropical rotary compressor and copper condenser that are energy efficient and easy to maintain. Also, there is an automatic airflow distribution system with a compressor insulation blanket. They help in the even distribution of air temperature and flow. There is no chance of mold or fungus with the mildew-resistant filter. Specifications Brand: O General Model Name: AXGT18FHTC-B Capacity: 1.5 tons Cooling Capacity: 5300 W Star Rating: 3 stars Refrigerant: R410A Other features: Mildew Resistant Filter ProsConsMildew-resistant filterSlightly expensivePowerful mode for faster cooling Hyper-tropical rotatory compressor O General AC 1.5 Ton Price: Rs. 51499 2. O General 1.5 Ton Split AC (ASGA18FUTC) The ASGA18FUTC 1.5-Ton Split AC is a 3-star model with an elegant design that will suit any home’s decor. The split AC has Coanda airflow technology. It enables air movement along the ceiling, upwards. Hence, people in the room have the same level of comfort. It has a blue-fin condenser, so you need not worry about corroding parts. Specifications Brand: O General Model Name: ASGA18FUTC Power Consumption: 1310 Watts Capacity: 1.5 tons Cooling Capacity: 5300 W Star Rating: 3 stars Refrigerant: R410A Other features: Mildew Resistant Filter ProsConsCoanda airflow technologyModerately high energy consumptionAnti-corrosive coating on the blue fin condenser O General AC 1.5 Ton Price: Rs. 41650 3. O General 1.5 Ton Split AC (ASGG18CGTA) The O General 1.5 Ton Split AC (ASGG18CGTA) is a multi-function AC with energy saving, humidity control, turbo mode, and auto-clean features. It is an attractive, manageable, and silent product. The air conditioner is made to last longer. It has a longer warranty and can cool better while using less power. Specifications Brand: O General Model Name: ASGG18CGTA Power Consumption: 1310 Watts Capacity: 1.5 tons Star Rating: 5 stars Refrigerant: R32 ProsConsTurbo coolingNoneEnergy efficient New model O General AC 1.5 Ton Price: Rs. 53,990 4. O General 1.5 Ton Split AC (ASGA18FTTC) Feel the cool air when you buy this 1.5-ton split AC from General. Ideal for larger rooms, the ASGA18FTTC has a powerful cooling capacity of 5300 watts and a quiet operation. Fitted with a copper condenser coil, it delivers precise temperature control and improved energy efficiency. It has multi-path efficiency technology and a thin, high-density heat exchanger. So, you have quick cooling with better performance and save money on electricity bills. Specifications Brand: O General Model Name: ASGA18FTTC Capacity: 1.5 tons Cooling Capacity: 5300 W Star Rating: 3 stars Refrigerant: R410A Other features: mildew-resistant filter; wireless remote controller ProsConsElegant styleNeed for better installation serviceLow power Consumption Quick cooling O General AC 1.5 Ton Price: Rs. 49,999 5. O General 1.5 Ton Split AC (ASGA18FMTA) The O General ASGA18FMTA model will be launched shortly in India. This 1.5-ton Non-Inverter AC will refresh the air in your room and keep the space at the ideal humidity level. With auto restart, sleep mode, turbo mode, and an anti-dust filter, it will have all the features one needs to keep cool during the summer. Specifications Brand: O General Model Name: ASGA18FMTA Capacity: 1.5 tons Star Rating: 3 stars ProsConsLess noiseNo auto-clean feature O General AC 1.5 Ton Price: Rs. 43000 Overall Best 1.5 Ton Split AC at the best price online The AXGT18FHTC-B is the best 1.5-ton split AC model available on the market. It offers one of the most powerful and energy-efficient window ACs on the market. This model brings a unique inverter technology with high-speed cooling, excellent comfort levels, and low electricity consumption. [B-02] Final takeaway O General has been a pioneer in air-conditioning systems with high energy efficiency, durable components, and innovative features. Their products are certified as 100% energy efficient. O General Split Inverter Air Conditioner makes it simple to escape the sweltering summer heat. Its human sensor detects the movement of individuals in space and modifies its operations to save energy. Additionally, when many people are present, the performance is improved to guarantee that the ambience is suitably chilled. Also, this air conditioner keeps the room cool and comfortable even when the temperature outside is 52°C. Piramal Finance offers reliable financing options, such as personal loans, for owning O General’s Best 1.5 Ton Split AC. They offer all kinds of support to help you decide and buy reliable ACs for your home or office. Take a glance at their website to browse more!
08-11-2023
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Electronics

Best Air Coolers To Buy Online This Season

When it comes to beating the heat, air conditioners are the first to come to mind. Despite being in high demand, however, one cannot deny the high costs that come along with them, both in terms of the retail price and the electricity bills that follow. Water air coolers are, therefore, the perfect alternative to beating rising temperatures at a much more affordable price. The bills also go easy on your wallet. On top of it all, most of them are portable and are much kinder to the environment, as they primarily use water and ice as a means to keep your homes cool. With summers a long way off, now would be the best time to buy air coolers for your home at reduced costs. [B-01] Understand your Requirements Before buying a cooler, there are three things to consider. i) Capacity: Air coolers have various capacities, usually denoted in litres. This capacity indicates the amount of water it can hold. It also indicates the time it can run without a refill. ii) Cooling medium: Most air coolers use a Honeycomb cooling medium. Otherwise, it’s a Wood Wool technology. iii) Power: The fan blades’ size and torque condition the power requirements of your cooler. Smaller coolers need less power. But large coolers use up more. Based on these, we have curated a list of the best air coolers in the online market. Small-Capacity Air Coolers Small-capacity air coolers are best for smaller rooms. Are you looking for an air cooler for your bedroom or a small hall? Here are the best options: 1. Symphony Diet 12T 12L Personal Air Cooler The Symphony Diet 12T 12L Personal Air Cooler works great. The system takes up less space and consumes less power. It offers efficient cooling. Key FeaturesCapacity12 LCooling TechnologyHoneycomb mediumSize30 cm x 33 cm x 84 cmPower Consumption170 WBuild QualityWhite plastic body Price: Rs.6,269 2. Symphony Diet 3D 30i Portable Tower Air Cooler This tower air cooler is best for homes in hot and dry regions. With a capacity of 30 L, it has a great form factor. It’s power-efficient and consumes much less electricity. The air cooler uses a dura-pump technology in its water pump. This decreases the chances of damaged pumps. Key FeaturesCapacity30 L Cooling TechnologyHoneycomb mediumSize33.8 cm x 36 cm x 93.2 cmPower Consumption110 WBuild QualityWhite plastic body Price: Rs. 8,590 3. Symphony ICE Cube 27 Litres Personal Air Cooler It is one of the best personal coolers in this segment. It has multiple filters that protect against microbes, dust, and allergies. It comes with a dura-pump technology to ensure longevity. It consumes only 95 W of power. That’s why it’s extremely energy-efficient. This is perfect for rooms up to 16 sq. metres. Key FeaturesCapacity27 LCooling TechnologyHoneycomb mediumSize30.5 cm x 45 cm x 83.1 cmPower Consumption95 WBuild QualityWhite/Blue plastic body Price: Rs. 6,849 4. Bajaj Platini PX97 Torque 36-Litres Personal Air Cooler With a capacity of 36 L, the Bajaj Platini PX97 is ideal for medium-sized rooms. This is a personal air cooler with impressive turbo-fan technology and a 30-feet air throw. Key FeaturesCapacity36 LCooling TechnologyHoneycomb mediumSize43.5 cm x 45.5 cm x 82 cmPower Consumption100WBuild QualityWhite plastic body Price: Rs. 5,849 Large-Capacity Air Coolers If you have big rooms like a hall, check out these best air coolers in this category. You can buy these online. 5. Orient Electric CD5003H Desert Air Cooler This has a 50 L capacity and an impressive build factor. Both of these factors ensure optimal cooling for all your large home needs. The Orient Electric CD5003H is an ideal air cooler with Honeycomb cooling technology. It has an impressive air throw of 3650 cubic metres/hour. Key FeaturesCapacity50 LCooling TechnologyHoneycomb mediumSize42.6 cm x 65 cm x 112 cmPower Consumption190 WBuild QualityGrey/Orange plastic body Price: Rs. 12,790 6. Kenstar Cool Grande 60 Litres Desert Air Cooler The Kenstar desert cooler has a big capacity of 60 L. It is great for keeping your large rooms cool on hot days. With a longer running time, it offers powerful air delivery. It has a coverage area of around 500 sq. ft. Key FeaturesCapacity60 LCooling TechnologyHoneycomb mediumSize44.5 cm x 63.5 cm x 108.8 cmPower Consumption200 WBuild QualityWhite plastic body Price: Rs. 10,499 7. Bajaj DMH 65 Neo 65L It has a capacity of 65 L coupled with antibacterial technology, which makes it a favourite. The Honeycomb cooling system makes the Bajaj DMH 65 Neo an excellent choice. It comes with a powerful 90 feet air throw and has an average operating rate of 4100 cubic meters/hour. Key FeaturesCapacity12 LCooling TechnologyHoneycomb mediumSize47 cm x 65.5 cm x 109 cmPower Consumption195 WBuild QualityWhite/Blue plastic body Price: Rs. 10,899 8. Crompton Optimus 65L Desert Cooler (TOI) If you want to cool a larger room, you need something with higher air delivery. The Crompton Optimus has a 65 L capacity with an air delivery rate of 5500 cubic meters/hour. It also offers humidity control. Key FeaturesCapacity65 LCooling TechnologyHoneycomb mediumSize43 cm x 44 cm x 66 cmPower Consumption200 WBuild QualityPurple/White plastic body Price: Rs. 10,599 [B-02] Final Thoughts These next few months being off-season might be the best time to buy an air cooler to brace for the summer heat next year. Keep the parameters of capacity, cooling medium, and power in mind, and then choosing the right cooler should be easy. If you’re looking for financing options to buy your air cooler, Piramal Finance has several options, such as personal loans, that would be useful. Head over to Piramal Finance’s website for more details on the same.
08-11-2023
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Guide

How Can I Change My Mobile Number In Aadhar Card Online Without OTP?

Your Aadhar card is a unique identification document. It contains your essential biometric information. Unique Identification Authority of India (UIADI) issues these cards to any individual in India. Linking a mobile number with different services is mandatory to benefit from other services. The registered number related to the card will receive all OTPs. However, if you lose this number, you may have to change the contact information linked to your card. You can easily Link your Mobile Number To your Aadhar Card Online. But, to change your mobile number, it is best to visit an enrolment centre. Why Is It Important? Aadhar card contains a 12-digit number. It is a unique identification number with proof of address from an individual. Today, most banks, telecom companies, income tax departments, and other authorities demand an individual's card number. With it, they verify the details and identity of the person. Also, the card contains your vital biometric information. It includes a scan of your iris, fingerprints, and address details. Hence, it is widely accepted as proof of identity. Thus, it is beneficial to link the mobile number to the Aadhar card online for several reasons. Importance Of Updating Details Today, this card is an important verification source to authenticate an individual's background. It is an innovative and transparent way to verify personal identity. UIDAI stores all the data relating to an individual at an authorised digital warehouse. When enrolling for it, you need to provide a contact number. You can get an Aadhar Card Mobile Number Check online. It is not mandatory to provide a mobile number. But if you want to enjoy online facilities, it can be beneficial to link your mobile number to an Aadhar card online. Find out how to Change your Mobile Number In Aadhar without generating OTP below! How Can I Change the Mobile Number in the Aadhar Card Through Offline Mode? You can process the Aadhar Card Mobile Number Check online. However, you may not have your registered number with you. You could also want to update your mobile number, add an alternate one, and Link your Mobile Number To your Aadhar Card Online. What to do in this scenario? Here are some steps that you can follow. Visit the official website https://uidai.gov.in or https://resident.uidai.gov.in. Click on the option to avail of ‘Aadhar card’ services. Enter your 12-digit card number. Alternatively, you can provide your UID or VID. A VID is a 16-digit virtual identification number. You can also furnish your EID, which is a 28-digit enrolment ID. Enter the security code that appears correctly. Click on the checkbox that reads ‘click if you do not have a registered mobile number.’ Here, you can enter either an alternate or non-registered mobile number. Now click on ‘Send OTP’. Click on the checkbox that states the terms and conditions. Click on the submit button to complete the OTP verification process. Check the details of your card at the next step. Make sure to authenticate them before proceeding. You will have to make payment at the next step. The page will redirect to a payment gateway. After making the payment, you will receive a receipt. Download and save it for future reference. You will also receive an SRN via SMS. On this website, you can check the status of your card. All you need to do is to enter your SRN. Once the Department of Post dispatches your card, you will receive an SMS with the AWB number. You can also track the card's delivery status here. So this is how you can ensure an Aadhar Card Mobile Number: Check or Change your Mobile Number in Aadhar. However, you may not have your registered number to receive the OTP to Change your Mobile Number In Aadhar. In this case, you will have to visit your nearest enrolment centre. Here, you will be able to avail of different services. These include linking your mobile number to your Aadhar card online and seeking a change in your registered mobile number. You must register a mobile number with UIDAI. All UIDAI online facilities require OTP verification, so you must register a mobile number to receive them. Registering a mobile number allows you to enjoy many online services. The offline method of adding a new registered number prevents users from tampering with personal details. You can book an appointment at an enrolment center. You can use your PIN code to search the relevant centres near you. After locating a centre of your choice, search for an ideal date and time. Confirm your selection to make the final booking of your appointment. [B-02] Conclusion This article provides an overall understanding of conducting an Aadhar Card Mobile Number Check without OTP. Note that you cannot link multiple mobile numbers with your card. But you can link the same mobile number with multiple cards. You can change your registered mobile number with your card, with or without OTP. Make sure to update your registered mobile number. It will help you receive notifications on time. If you need more guidance with the processes mentioned above, consult the experts at Piramal Finance. This online platform is where you can learn everything about banking and finance. For more information on financial matters or about personal loans, credit cards, and financial management, check out the blogs on their website!
08-11-2023
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Guide

How to Update Address on Aadhar?

If you have recently moved to a new city or have changed your address, it should also reflect on your official documents and accounts, including your Aadhar. There can be many reasons why you may need to change the address details on your Aadhar card. Aadhar address update can be done both online and offline. If you can spare some time, visit a nearby permanent Aadhar Enrolment Center and submit the address change. But most of us are pressed for time, and an easier option would be Aadhar address update online. [B-01] It is mandatory to use your Aadhar card for many official verifications and procedures. To be honest, you’d rather show your Aadhar card than arrange for copies of your bills as proof, wouldn’t you? If you have to apply for a home or a personal loan or make an expensive purchase, you will need an updated Aadhar card. If your name, address, DoB, gender, mobile number, and email is not up-to-date in your Aadhaar, you can get them updated by visiting an Aadhaar Enrolment Center. You may have read how to update your Aadhar details online in our previous blog. It is a quick read on the steps you can follow to correct or update your Aadhar details through UIDAI’s online portal. But you may also want a more detailed summary of how to change your address on your Aadhar online and offline. This blog will give you simple steps you can follow while updating Aadhar addresses. Steps for Aadhaar Address Update Online To proceed with any changes, you must have your mobile number linked to your Aadhar. So, if you haven’t done that, please start there. Then, you can follow these simple steps while doing your Aadhar address update online. Before you begin any online process that requires verification, keep soft copies of the required documents ready. Open the link https://ssup.uidai.gov.in/ssup on a web browser. Log in with your Aadhar number and the OTP you received on your registered mobile number. Click on the “Proceed to Update Aadhar” option and fill in the required details. Upload the documents requested by UIDAI for verification. Check the preview for the changes you have made. Submit your request on the portal. Note down the URN and use it to check the Aadhar update online status. Always upload verified documents, or UIDAI will reject your address update request. Once your request is processed, you will receive the updated Aadhar card at your registered address. You may have to reapply for the update if your request is denied. Aadhaar Address Update through the Enrolment Center You may not have stable internet access in your new home or address. In such cases, you should go to your nearest Aadhar enrolment centre to carry out your Aadhar address update. You must carry the relevant address-proofs documents to the Aadhar centre to update your Aadhar address offline. At the Aadhar centre, you will have to fill out the update request form. You will have to fill in all the required information on this form. You should fill in the address as per the document details you submit. You will receive an acknowledgement copy to keep track of your request as soon as you submit the form. Valid Documents for Aadhar Address Update On the website of UIDAI, you can find a list of valid documents that are accepted. You need to submit at least one of the following documents to update the address: Ration Card Voter ID Passport Driving License Latest Electricity Bill Latest Water Bill Latest Credit Card Bill Post office account statement/passbook Latest landline/telephone bill Property tax receipt Insurance policy document Property tax receipt Government photo ID card Kissan passbook Arms License Income tax assessment order Certificate of address issued by Village Panchayat head Freedom fighter card Pensioner card Vehicle registration card NREGS job card Registered rent agreement Passport of spouse/parents Marriage certificate issued by the government Bhamashah card Domicile or caste certificate issued by the state government Any disability card CGHS/ECHS card It is a good idea to carry a soft or hard copy of each under each section. How is Aadhar useful? Your Aadhar card is mandatory to avail of financial, private, or government subsidies and benefits. Aadhar is considered a centralised and universally accepted document across India for every Indian citizen. The 12-digit Aadhar number has become a mandate to use any government service or benefit. As it has biometric and demographic data, it is a genuine way to verify your identity and avail yourself of various government schemes. Aadhar Card and Jan Dhan Yojana The government of India launched the Pradhan Mantri Jan Dhan Yojana (PMJDY) in 2014. Under this scheme, every Indian citizen can open a bank account for financial transactions. People below the poverty line can enjoy several subsidies in addition to insurance, loans, pensions, and other remittances. Aadhar and Housing Loans The government of India’s Housing for All by 2022 scheme promotes affordable housing for the economically weaker sections. It offers lower interest rates so that people can again apply for credit. However, in order to avail of the discount, you should have a valid Jan Dhan account. [B-02] Conclusion There are many reasons why you may have to change your address more than once. UIDAI has online and offline provisions to carry out your Aadhar address update. You can opt for an Aadhar address update online or go to the nearest enrolment centre to submit the changes. Read more related blogs on the Piramal Finance website, or explore our financial products and services, such as personal loans, credit cards, and financial calculators.
08-11-2023
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Personal Loan

10 Important Tips to Consider Before Taking a Personal Loan

What Does the Term “Personal Loan” Mean? People who are self-employed or receive a salary are provided private loans for various reasons. No security is required for these loans. The annual interest rate for a personal loan ranges from 11% to 28%. Important factors to take into account include the lender and credit score. The loan has a variable term that might be anywhere between one year and five years. As long as the money is used for good, there are no restrictions on how it can be used. [B-01] Essential Tips to Consider Before Taking a Personal Loan 1. Be aware of the actual borrowing amount The person applying must know how much money is needed to meet the needs. Someone who doesn’t know how much money they need can’t get a loan. The bank finds it much more helpful when the exact amount is stated. 2. The reason for applying for the loan Even though it’s not required, it’s a good idea to explain why a person chose a specific loan amount. The fact shows how much risk the bank takes by giving out the money. And it’s also clear whether the goal is legal or not. It has to decide whether or not to lend. Also, it seems more sincere compared to the other one. 3. Demonstrate the consumption pattern When someone tells the banks how to buy an asset, they are more than happy. It will soon pay off in more essential ways. The lender may also approve the loan with flexible EMI payments if the applicant seems like a good fit, has a good CIBIL score, and makes a strong case for how the loan will help them make money. 4. Repaying the loan with EMIs The actual EMI will depend on how long the loan is for. When the terms are longer, the EMIs are lower, and vice versa. But taking a long time to pay back the loan causes interest rates to rise over time, which makes the loan much more expensive. This is why interest is calculated based on how much must be paid back. This helps create the best possible EMI strategy. 5. A better loan suggestion Think about the bank giving loans with simple terms and low-interest rates. Even though most banks have similar rules, some may be more flexible and have less strict penalties. Before choosing a loan, people should always do the proper research. 6. Choose a low-cost EMI One should choose EMIs that are easy to pay each month without the risk of penalties. Estimate the ability to pay the loan’s monthly payments (EMIs). Its EMI calculator can be used to find a result based on the loan amount, interest rate, processing fee, pre-payment options, and loan tenure. 7. Look into other loan options Personal loans are not always the only way to get out of a bind. If the amount is not too significant, one can ask family and friends for a loan. This eliminates the need to pay interest rates; even if someone pays them off early, it won’t cost them anything. 8. Know what the lender requires. Before choosing a lender, the applicant knows the loan’s requirements. By doing this, anyone can avoid being turned down for silly reasons like age or money. 9. Ask for the right loan amount In the loan application, asking for the right amount is vital. Use a personal loan eligibility calculator to calculate how much one may borrow depending on income, debt, and other factors. Before applying for a loan, the applicant should think about it. 10. Ask the partner or parent to become co-borrowers Most of the time, the applicant can add a spouse or parent as a co-applicant. The applicant’s chances of getting a loan go up if they make a lot of money and have a good credit score. It will make it easier to pay back a loan and get one at a low rate. How Can a Personal Loan Be Used to Pay Off Several Debts? When a borrower has many obligations, they have to pay back a lot of debt. To make this payment, the user applies for a quick personal loan and uses the money to pay off all of his debts. He adds up all of his debts and pays the same amount each month on all of them. It makes the load lighter by lowering the amount of EMI. Bad debts only catch a small number of people. When things are this hard, personal loans can be beneficial. Conclusion All the above tips will make people more likely to be approved for a personal loan. If the borrower chooses the right lender, everything will go smoothly and without stress. It’s vital when someone applies for a loan. Now, where do I look? Use these tips to choose the best loan offer. Instead of following trends, it’s crucial to figure out what fits the financial situation. To discover more about tips for a personal loan and the lending procedure, visit Piramal Finances. [B-02] FAQs Is there a cost for the personal loan? Some personal loan companies may charge a fee to start the loan or to sign up for it, but most only charge interest. At the end of the loan, the lender will deduct an “origination fee” to cover the costs of running the business and getting the loan ready. It’s usually paid between 1% and 5%. A flat price, though, is charged. What is the minimum credit score required? Every lender looks at a borrower’s credit history to determine whether they are a good credit risk. A high score can help people get lower interest rates, faster approvals, and more. To keep the credit score up-to-date, all credit products must be checked and paid back on time.
08-11-2023
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Guide

Can I Change My Address on Aadhar Card Online?

Do you know what you can do online? Almost anything! Need to order gourmet items for a sudden special dinner? You can order groceries online, and they’ll be at your doorstep in no time. Have to buy a birthday gift but don’t have time to go to the market? You can browse through online shopping sites and order what you like. Need to open a bank account for your elderly parent or house help? That also can be done online. [B-01] So what about updating information on official documents, like the Aadhar? There are many reasons why you may need to change your address. We all know that the changed address should reflect on all official documents, including the Aadhar. The Aadhaar is a 12-digit unique identification number issued by the Indian government to all Indian residents. It serves as proof of identity and address. You can use it for various purposes, such as opening and operating a bank account, applying for a passport, getting a home loan, benefiting from subsidies and schemes, etc. If you have recently moved to a new house or locality and want the new address to reflect on your Aadhar, applying for the change and getting an updated Aadhar card is important. If you don’t have time to go to an enrolment centre and apply for an Aadhar card address change, you can do it online with these simple steps. Aadhar Card Address Change Online Open the link https://ssup.uidai.gov.in/ssup on a web browser. Log in with your Aadhar number and OTP received on your registered mobile number. Click on the Proceed to Update Aadhar option and fill in the required details. Upload the documents requested by UIDAI for verification. Check the preview of the changes you have made. Submit your request on the portal. Note down the URN and use it to check the Aadhar update online status. Always upload verified documents, or UIDAI will reject your address update request. Once your request is processed, you will receive the updated Aadhar card at your registered address. You may have to reapply for the update if your request is denied. Valid Documents for Aadhar Address Update To change the address on the Aadhaar card online, you will need to submit a scanned copy of some documents as proof of identity: On the website of UIDAI, you can find a list of valid documents that are accepted. You need to submit at least one of the following documents to update the address: Ration Card Voter ID Passport Driving License Latest Electricity Bill Latest Water Bill Latest Credit Card Bill Post office account statement/passbook Latest landline/telephone bill Property tax receipt Insurance policy document Property tax receipt Government photo ID card Kissan passbook Arms License Income tax assessment order Certificate of address issued by Village Panchayat head Freedom fighter card Pensioner card Vehicle registration card NREGS job card Registered rent agreement Passport of spouse/parents Marriage certificate issued by the government Bhamashah card Domicile or caste certificate issued by the state government Any disability card CGHS/ECHS card The address proof document must be in the applicant’s name, and if the document is not in the applicant’s name, they must submit a self-attested address change proof document. How many times can you change the details on your Aadhar card? Address (no limit) Name (twice) Date of Birth (once) Gender (once) Address (twice) Mobile Number Email Address You will be charged Rs. 50 per request, and you can update more than one detail at once. How to check the update status of the Aadhaar card? If you want to check the updated status of your Aadhaar Address Change, go to the UIDAI website and use your enrolment ID to get the latest updates. It may take 90 days for the changes to be reflected in the UIDAI account. You can also go to your nearby Aadhaar enrolment centre to check the updated status of the Aadhaar Address Change request. How to download your updated Aadhaar card? Online Method Visit the official website of UIDAI – https://uidai.gov.in/. Under the ‘Aadhaar Services’ section, click on ‘Download Aadhaar’. Enter the 12-digit Aadhaar number or 16-digit Virtual Identification Number, full name, and security code. Also enter your mobile number if you have registered it with UIDAI. Click on ‘Request OTP.’ An OTP will be sent to the registered mobile number. Enter the OTP and click on ‘Verify & Download’. You will be able to download a PDF version of the Aadhaar card. You can also print your Aadhaar card. Offline Method Visit the nearest Aadhaar enrolment center. Fill out the ‘Aadhaar Enrolment/Correction Form. Submit the form along with relevant documents. The executive at the centre will enter the details and take the biometrics. You will get an acknowledgement slip with a 14-digit enrollment number. Visit the official website of UIDAI – https://uidai.gov.in/. Under the ‘Aadhaar Services’ section, click on ‘Download Aadhaar’. Enter the 12-digit Aadhaar number or 16-digit Virtual Identification Number, full name, and security code. Also enter your registered mobile number. Select the ‘Enrolment ID’ option from the drop-down menu. Enter the 14-digit enrollment number, date, and time on the acknowledgement slip. Click on ‘Request OTP.’. An OTP will be sent to the registered mobile number. Enter the OTP and click on ‘Verify & Download’. The Aadhaar card will be downloaded in PDF format. You can also print your Aadhaar card. Why is it important to update the Address on your Aadhar? Your Aadhar card is mandatory to avail of financial, private, or government subsidies and benefits. Aadhar is considered a centralised and universally accepted document across India for every Indian citizen. The 12-digit Aadhar number has become a mandate to use any government services or benefits. As it has biometric and demographic data, it is a genuine way to verify your identity and avail yourself of various government schemes. [B-02] Conclusion It is vital to keep your Aadhaar card updated, as it is proof of identity and address. You can opt for an offline Aadhar change if the applicant is not tech-savvy. However, for those of us who might be too busy to get the Aadhar address changed physically, UIDAI offers an easy process to carry out your Aadhar card address change online. If you need more guidance with the above-mentioned processes, consult the experts at Piramal Finance. This online platform is what you need to learn everything about relevant developments and processes in the world of finance. For more information on financial matters or about personal loans, credit cards, and financial management, check out the blogs on their website!
08-11-2023
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Personal Loan

Celebrate the Festive Season with a Personal Loan

Festival season is a time for celebration and joy. Nothing beats the happiness of gifting your loved ones. However, you will need funds to cover festive expenses like gifts and the beautification of your home. Do not let a lack of funds dampen the festive spirits this year. A loan is a great option to celebrate the festivals in style. What about the hassles of applying for a loan? You are not alone in thinking loans are difficult to procure. There are various types of loans available. Most of them are offered on collateral. Loans like housing loans, vehicle loans and business loans are offered for specific purposes. However, you need a loan that you can use as per your needs. Personal loans fit the bill here. [B-01] You can take personal loans to celebrate your favourite festivals. Personal loans can be given with or without security. This depends on your income and the amount you wish to borrow. It is easy to apply for a personal loan. It is also disbursed quickly. There are different kinds of personal loans and different ways to get them. Various festive loans are also available during this season. Learning more about such loans will help you make informed decisions. Benefits of Taking a Personal Loan Many people turn down personal loans due to their higher rates of interest. However, they also have various benefits. Debt Consolidation Do you have various loans? Is it difficult to manage the EMIs of all your loans? The good news is, that you can use personal loans to pay off all your debts. This will also help build your credit score. Offers Funds for Emergencies You may have planned your finances well. However, if there are emergencies that require additional funds, personal loans can help you. The best part is that they are disbursed quickly without hassles. Serves Various Purposes The USP of personal loans is that they can be used in many ways. A personal loan can help you pay pending bills. It can fund your air tickets to celebrate festivals with loved ones. The uses are many. Types of Personal Loans This information should give you a good idea of how personal loans work. It is also important to understand their subtypes. Only some banks offer different types of personal loans. Some basic types of personal loans are given below. Festive Loans – These loans are like personal loans, but more appealing. They offer great deals with lower rates of interest and no extra costs. Festive loans are offered only for a specific time of the year. These loans also have a minimum limit. Credit Builder Loans – Most people use this loan to improve their credit scores. This will help them get great deals on any future loans. Debt Consolidation Loans – Want to pay back a friend but don’t have the money? Consolidating debt is a great choice for anyone. This will help you repay your debts and keep your records clean. Holiday Loans – Holiday loans spread the cheer! They take care of all your holiday expenses. Home Improvement Loans – A festival needs a beautiful house to decorate and entertain family and friends. It is the right time to apply for a home improvement loan. Drab walls, old fixtures and loose tiles? You can finally get all those issues fixed. This festive season, let the home shine in and out. Marriage Loans – A big fat Indian wedding indeed exists on everyone’s bucket lists. Don’t let a lack of funds spoil your dreams. Apply for marriage loans and make your dreams come true. This loan will cover all the marriage expenses such as food and decoration. Vacation Loans – Expenses for a vacation come with an endless list. This loan will cover everything from shopping to ticket bookings. Now you can heave a sigh of relief! You can relax and have a great time on your vacation. Role of Credit Score in Applying for Personal Loans CIBIL stands for Credit Information Bureau (India) Limited. This score will tell the lenders how reliable you are. This is based on your history of credits. The Credit Score is a vital part of getting a personal loan. Banks use the CIBIL score to decide whether or not to give a loan. CIBIL score ratings can range between 300 and 900. A score above 750 will help you get deals on loans. Most of these loans do not need mortgages and are not secured by assets. Hence, the CIBIL score is very important for building a lender’s confidence. Conclusion Festivals come with a lot of expenses. Lack of funding may prevent you from enjoying your festivals. Celebrate festivals in style with personal loans. Some banks may also offer festive loans to celebrate festivals. Personal loans are great for paying off or settling pending expenses. The best part about personal loans is that they do not require collateral and will be disbursed quickly. They also require less paperwork. Personal loans can be used for various purposes. You can use the amount for buying gifts or repairing homes. You can use it for holidays or pay off debts. Another option is to consolidate all your debts with a personal loan. Personal loans are an excellent option for resolving financial problems. The scope is endless. You can make informed decisions with adequate research. Visit Piramal Finance for more information on festive loans. Piramal also has information on a wide range of related topics. You can learn more about various services offered by Piramal. This will help you manage your finances with ease.
08-11-2023
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