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Lifestyle

Ace the Formal Look – Top 10 Dresses for Women 

Spending hours in front of the mirror before heading to the office, wondering what will look best on you? You are not alone in this. Whether a corporate meeting or a business soiree, putting together a stylish yet professional look is no easy task. Undoubtedly, whatever we wear, brings out our personality. Thus making the right choice before stepping into the professional world is an important task. As fashion has evolved so much over the years, it has captured the corporate world. Women’s formal look has gone through a lot of changes. Earlier, it was confined to monochrome colours, stripes, solids, and sober designs. However, women’s fashion has taken a turnabout since then. Sober colours have changed into bold prints, and we have shifted to youthful colours from monochrome designs. [B-01] Formal wear has broadened its horizons to include not only the monotonous skirts and shirts but dresses, gowns and t-shirts as well. There have been slight variations in the main segment, with semi-formal, smart casual and business casual included without moving away from the authenticity of the traditional looks. Ladies’ formal wear is an increasingly expanding segment with a rise in female participation in the corporate world. It has led to new fashion trends rising and becoming accessible to every woman in the working sector. Let us read about the trending formal looks for women in 2022! Top 10 Formal Outfits for Women Who Want to Trend 1. Basic Shirt and Trousers Old-school style can never go wrong while putting together a routine formal look. If you plan to play it safe, then a basic shirt and a good pair of trousers can never go wrong. Moreover, a solid colour shirt is essential for a women’s wardrobe when you are not in the mood to get dressed. This combo of clothes reflects its versatility and is a secure option when you are a beginner in the professional world. It is one such ensemble that can never go out of fashion. 2. Blazers Blazers can be any woman’s best investment for that chic yet elegant look. Formerly worn by men, blazers have now become essential for women. There are various ways to experiment with blazers, as they come in different ranges. Blazers make a fashion statement when styled properly, from printed patterns to hand-woven textiles. Rich colour tones and quality fabrics can add an elegant factor to your overall look. 3. Sarees A traditional Indian look, sarees can never disappoint. Often misinterpreted as informal, sarees are the perfect way to combine tradition with the profession. Sarees draped authentically with standard blouses are widely accepted as a formal look. Solid prints, pastel colours or basic designs with soft cotton fabric are ideal for the work atmosphere. Minimal designs ensure comfort and help you maintain sophistication. While opting for sarees, ensure you are comfortable enough to walk and perform routine tasks. 4. Formal Tops A woman’s wardrobe mostly consists of formal tops worn mostly daily to work. An elegant formal top provides a modest and chic look. You can never go wrong with a formal blouse paired with a good pair of trousers or pants. Blouses with round necklines or collars give that corporate look and can save you some glances. Solid, pastel or monochrome colours can be opted to suit the atmosphere. 5. Skirts Formal skirts speak of confidence and class. They are undoubtedly a favourite among corporate women because of the ease with which they can be paired with full sleeves shirts or formal blouses. Knee-length or below-the-knee skirts are advisable for high-professional workspaces. Make sure you opt for neutral colours or light prints to look elegant. 6. Kurtis Kurtis are a versatile option to opt for. They can be paired with jeggings, leggings, jeans or trousers. They vary in length, patterns, shades and designs and offer a wide range of options. It is advisable to avoid figure-hugging material and prefer breathable fabrics that are comfortable to carry. 7. Dresses Calling a dress perfect for formal wear would be an understatement. Dresses have come up to rule the corporate world as they represent class and elegance. You can experiment with the patterns and still look modest. Dresses give the liberty to choose dark colours or even neutral colours. A good pair of heels and earrings can complete the look and make you ready to shine brighter. 8. Jumpsuits Casual and fun yet formal, jumpsuits can provide you with that semi-formal look. Jumpsuits work best when structured well with lightweight fabric. They are usually easier and simpler to wear. They add complexity to the attire and are well-suited for formal events and client meetings. 9. Salwar Set This two-piece outfit can be mixed and matched with different clothes and thus provides versatility. Salwar sets can be paired with a dupatta to give that ethnic look. Look for neutral tones and simple patterns to have that modest look. 10. Palazzo Pants If you are bored of monotonous trousers and want to try something new, palazzo pants can be your go-to option. They work best when styled with formal tops or shirts. Palazzo pants have won the game for comfortability and provide ease of doing routine work. High heels or stilettos are advised to carry the flowy nature of the pants. [B-02] Conclusion With fashion changing daily and new trends being developed every second, it has become important to stay up-to-date and constantly evolve. Women have started to hold power positions and possess increased disposable income, which has led fashion houses to tap the formal wear segment more extensively. Nonetheless, we have provided you with the most trending formal wear outfits for women. Read more to find out about Piramal Finance and how we can be your best partner for investment and financial needs. We strive to provide the best option for personal loans and other financial requirements.
08-11-2023
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Home

Modern Dressing Table with Storage In 2022

A dressing table in a room is more special than one would like to think. The moments of peace people spend in their rooms are reflected in that mirror attached to the table. It is meant for storing and organising personal goods. But stylish dressing tables in the bedroom also help people work on their interaction skills. A modern dressing table with sufficient storage has endless uses. Therefore, one must select the right type of table they want to bring home. [B-01] The market for furniture these days is vast. Dressing tables with distinct and practical designs are no exception. Below is a list of the top modern dressing table designs with storage that have made their mark among consumers in 2022: 1. Dressing Table for a Small Bedroom The idea of having a big modern dressing table in a bedroom with limited space isn’t very practical. However, a table with storage can be an efficient furnishing choice for such an area. Instead of keeping extra cupboards for essential goods, one can use a dressing table with cabinets. Modern tables these days come with a slender mirror attached to a systematic set of drawers. Some drawers in these tables are big enough to store books and other things of similar size. Many people install LED lights on the mirror frame to better utilise the table. 2. Table with a Full-Length Mirror A modern dressing table with storage and a full-length mirror is something people buy when decorating their bedrooms. These tables may appear expensive, but this spending comes with benefits. Larger mirrors are known for making the space look a little bigger. Also, large mirrors reflect more light. With a full-length mirror dressing table, people don’t need to spend money on expensive decoration pieces. Also, one can get dressed for special occasions with ease. 3. White-Coloured dressing table People experiment with different interior patterns while decorating or remodelling a house. This experimentation leads to adopting distinct colours for a fresh approach. This is the idea that a dressing table in white represents. An oval- or square-shaped mirror on the top of a white table with shiny drawer holders offers a royal appeal inside the bedroom. Fancy bottles of perfume near the mirror along with a wooden chair will complement the modern dressing table pattern. Those who enjoy grooming can also add a few lights near the mirror. 4. A wooden dressing table Wooden furniture has always been a primary influence on home furnishings. From sofa sets to dressing tables, wooden materials are prevalent. A simple wooden dressing table with a framed mirror on top makes the room idyllic. These tables usually contain cabinets with enough storage. So, there is always enough space for grooming products. A finely shaped mirror atop a wooden table also offers a resort-like appeal. A fancy vase or a small centre piece near the mirror can fill up the space and complete the décor. 5. Dressing Table with Installed Lights Light installation around the mirror is a conventional concept. However, this option wasn’t always available for ordinary homes. Modern dressing table designs allow people to indulge in vanity mirror lights. Some commonly available choices in this range are fairy lights, retro lamps, plain vanity lights, and Hollywood glam lights. A dressing table with this kind of setting can light up the room. Such arrangements in home décor draw attention. 6. Floating Dressing Table As the term suggests, this type of table doesn’t consume much space. One can install this mirror and drawer setup in any corner of the house. It is just a mirror and a drawer that can be attached to any wall. This way, people get to save a lot of space and clean the floor with ease. The best part is that these floating dressing tables are affordable. 7. Vertical Modern Dressing Table The vertical dressing table is a solution to the great space issue. These tables are often confused with full-length mirror tables. Full-length mirror tables always cover a significant amount of space in the bedroom. However, vertical dressing tables have a mirror wide enough for a person. Besides, this modern dressing table storage has small spaces to keep essential products. What to consider when buying a modern dressing table? · Analyse the room and know the available space before buying the table. · Understand the different types of modern dressing tables and their structures for maximum storage. · Make sure that there is an equal proportion of tabletop dimensions and mirror size. · Dressing table patterns should be unique for girls’ rooms, with the latest designs and colours. [B-02] Conclusion A modern dressing table design offers a wide range of choices in terms of uses and visual appeal. You need to understand your requirements before choosing a table for your bedroom. Wondering how to fit such a purchase within your budget? That’s where a financial expert like Piramal Finance can help. Know how to apply for easy financial solutions like personal loans and manage your finances.
08-11-2023
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Lifestyle

Complete Guide on Business Formal Wear for Women

It’s a common thought that men have it easy when it comes to work and evening attire. They’re prepared for any occasion. They have a choice to wear the linen suit with a shirt for a casual event or a formal blazer and tie for a formal event. Gone are the days when business formals were only for men. Women are wearing them better and looking stylish and professional, more than ever. Take a look at this formal business clothing guide to learn more. [B-01] What does Formal Business Clothing Mean? The essential clothing in a business context is firm and formal. There are several notable choices, even though they are similar to corporate dresses in many ways. Casual wear is often more traditional, while formal attire might be simple. This kind of formal dressing is good for a work-related event. Formals are more suitable for those who work in banking, accounting, law, or government sectors. You can also wear formal business suits in: Client conferences Seminars at work Award seminars Holiday gatherings Many firms have a unique culture that establishes standards for daily office clothing. Many jobs uphold a casual dress code. Although, certain firms promote formal dressing. The staff handbook of the firm is often where one may locate the dress code needs. When Should Women Wear Business Formal Dress? If women are wondering what duties demand formal clothing, do some internet research before your first day at a job. Check the corporate website and images of the workplace. These resources will often give essential hints about firm dress code standards. Normally, business formal women dresses are worn in the legal, political, and broadcast media field. These sectors prefer formal dressing for their employees. This is the classy look to go for if you are in an executive position. The phrase “dress for the job they desire” has never been more accurate. After you have mastered the basics, it’s time to give a makeover to your wardrobe. Add some classy formal dressing options to it. Indian Formal Dresses for Women The Indian Wear business formal women dresses are given below: Sarees Sarees are a famous Indian attire and apt formal dressing for women. You can dress up for work or any formal event by wearing stylish sarees. Women can drape the saree with pallu over the left shoulder. Sarees may compete fiercely with even the most luxurious western formal dress. Ensure you wear them right. Solid, pastel hues with simple motifs work best for formal sarees than those with heavy, designs and bright colours. Kurtas Kurtas provide a comparable sense of flair. Kurtas can be worn with formal slacks, leggings, jeggings, or trousers. It gives girls and older ladies a more polished look. Kurtas are available in various lengths and give a trendy and refined look. Women should avoid wearing skintight kurtas for formal wear. Choose neutral colours like light browns, off-white, and for a formal event. Salwar Suits Salwar outfits are decent and one of the best options to get a formal look. They are available in some lovely patterns and colours. You can also make a salwar suit by mixing and matching different cloth pieces. Suits are available in palazzo pants, a churidar, or a kameez. They are a good formal dressing option if worn with the right accessories and a dupatta. Pick Kurti tops that are at least knee length and made of cotton for the workplace. Western Wear Formal Dressing Options for Women The Western Wear business formal women dresses are listed below: Long Dresses Dresses are a regular and vital part of formal dressing for women. They are loved and worn by women worldwide. Dresses are an entire costume in and of themselves, just like sarees. You can choose a knee-length dress for a formal occasion. Plane-coloured shirts and pants Traditional plane shirts & trousers are the simple and most common way to nail the Western look for ladies. This enduring piece of formal dress is the epitome of the adage “less is more,” and it remains to be effective today. Formal Blouses Blouses are yet another top item that is included in women’s formal clothing. Blouses have a more pretty and trendy touch and make you look decent. You can choose geometric, striped or checked blouses to wear in offices. Blazers Blazers are a good choice for ladies who want a more official look. While in the past, only worn by men, blazers are becoming popular among ladies when it comes to western style formal dressing. Things to Avoid in Formal Business Attire The following actions should be avoided while selecting formal dresses: Vibrant patterns or colours: Business formal women wear should be decent rather than expressive. Avoid wearing vibrant colours or patterns. Stripes are good to go. Ill-fitting clothing: To look professional, make sure that your business dress is not too tight or baggy. The length of the pants and sleeves should be proper. They shouldn’t be too long or too short. Colourful accessories: The number of items should be maintained to a bare minimum. Anything overly flashy or bold should be avoided. Heavy makeup: You should choose gentle tones and natural tints to keep the makeup as basic as possible. Heels that are higher than 3 inches: Make sure your heels are no higher than 3 inches if you are planning to wear one. [B-02] Conclusion Reaching the proper combo of skills and beauty may be difficult but not impossible. Through this article, we have tried to list down some best options for formal wear. These outfit ideas will make you look stylish and comfortable at the same time. Choose Indian formal wear or Western formal wear based on the event you are going to attend. Maybe you need some help financing a whole new wardrobe. If this is the case, Piramal Finance is here for you. Visit the website to find personal loans and other financing options best suited for you.
08-11-2023
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Business Loan

Apply For Best MSME Business Loan India

MSME Business Loans are a type of startup business loan offered to business owners. Personal borrowers, micro, small, and medium-sized enterprises (MSMEs), and startups can all qualify for business loans under MSME loan schemes. There are several banks and credit unions that offer startup loans. MSME loans are unsecured loans because they do not require collateral. These loans can be availed from different banks to help businesses cover a wide range of operational costs. MSME loan schemes are used by business owners and firms for several reasons. Here are some of the reasons: satisfying working capital needs managing or rising cash flow business growth Most banks and NBFCs (non-bank financial companies) give loans to SMEs and MSBs without asking for any collateral. This is why an MSME loan is one of the best means of aiding a firm to grow. This blog will explain in detail how to apply for MSME business loans in India. [B-01] Registration as a New User for MSME Loan Here are the steps one must follow to become a new user of MSME and apply for an MSME loan: Visit udyamregistration.gov.in and register yourself for the Ministry of Micro, Small, and Medium Enterprises in India Click “New Entrepreneurs who are not Registered yet as MSME or those with EM-II” if you are signing up for the first time Select ‘Validate and Generate OTP’ after entering your name and Aadhaar number. The service will send a One Time Password (OTP) to the number you have added. Add the OTP to verify your identity. After that, you will need to provide your PAN number and the data of the firm you represent to confirm your account The next step is to fill out the profile with the details about the firm or facility you work at Now click on the “Submit and Get Final OTP” button once you have filled out the form. You will receive a one-time password on your phone. Enter the OTP, to get confirmation that your MSME registration is successful. Eligibility Criteria for MSME Business Loans To get an MSME Business Loan the borrower must satisfy the bank’s criteria. Each banking institution has different criteria. These criteria may change based on the type of plan you are applying. Here are the general criteria to be eligible for an MSME business loan: ParticularsCriteriaType of businessManufacturing SectorService SectorSize of business (in terms of investment) – Manufacturing SectorMicro – < Rs.25 lakhSmall – < Rs.5 croreMedium – < Rs.10 croreSize of business (in terms of investment) – Service SectorMicro – < Rs.10 lakhSmall – < Rs.2 croreMedium – < Rs.5 crore The business loan schemes for startups and MSMEs have their separate eligibility criteria. However, here are some of the general criteria you need to qualify to get a business loan: The minimum age limit to apply for a loan is 21 years, whereas 65 is an upper age limit The applicant must be a citizen of India Applicants must have a solid business plan to get their application approved. Multiple MSMEs can be set up as either a sole proprietorship, partnership, corporation or limited liability company (LLP) It is important to have a good credit history to avail of MSME business loans and startup business loans How to Apply for an MSME Business Loan? The Reserve Bank of India (RBI) has given minimum loan limits to MSMEs for all banks in India. There are two ways to apply for a loan for an MSME or a new business. Some banks allow you to fill out the online application form, you can fill out the bank’s online form and submit it. Applicants can also fill out their application forms by visiting the nearest bank branch. They can contact the branch to find out what ID proofs and other documents are needed. Almost all banks in India give loans to small and medium-sized enterprises (MSME) without asking for collateral. Unsecured loans are made available to MSMEs, for businesses that fall within the ambit of micro, small, and medium firms. Documents Needed for Startup Business Loans Proof of identity and address proof is required to apply for a loan. Check the list of documents given below: A passport, Aadhar card, driver’s license, voter card, PAN card, and utility bills are needed for the KYC Individually penned business plan The previous year’s tax return and bank statements of the past 12 months are needed. Document proving the formation of a company. Documentation of a legitimate business location. In addition, the lender may want further paperwork. Points to Remember for Startup Business Loan To qualify for startup business loans, you must keep the following things in mind: Create a clear plan for the firm Include a detailed explanation of how you are going to put that loan money to use in your business plan Provide a concise summary of the company’s goal and long-term vision. Do not forget to explain your financial projections and a growth chart Perks of Getting a Loan for a New Business No collateral or guarantor is needed for a start-up business loan. Getting a startup loan is easy, and the repayment terms can be adjusted to fit your needs. For a startup business, minimal documents are required to get a loan. The requested funds are sent to the applicant’s bank account without any unnecessary delay. [B-02] The Bottom Line MSME in India is vital to the country’s economy hence, the Indian government has implemented several measures aimed at fostering the growth of India’s micro, small, and medium enterprises. MSME business loans are among the market’s most reasonably priced options for financing a company in its initial stage. Loans to MSMEs often carry an interest rate between 7% and 12%. Thus, these start-up business loans are one of the most cost-effective forms of debt for entrepreneurs to kickstart their ventures. Read more related blogs on the Piramal Finance website to explore our financial products and services, especially those on business loans, personal loans, credit cards, and financial calculators.
08-11-2023
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Dream Mobile

India's Top 10 Best Smartphones Under 30000

When setting a budget for a smartphone under Rs. 30,000, there are many things to consider. There are a lot of good mobile phones that cost less than Rs. 30,000, so you can’t just pick one randomly. We did some research and came up with a list of the 10 best smartphones that won’t break the bank. [B-01] Realme 14 Pro – Rs. 28,999 The Realme 14 Pro offers powerful performance and a stunning AMOLED display with a high refresh rate. It is one of the best choices for those looking for a new smartphone under Rs. 30,000. Display: 6.7 inches OLED displayProcessor: Mediatek Dimensity 7300 EnergyRAM: 8GB/12GBStorage: 128G/256GBBattery: 6000mAhCameras: 50MP Sony IMX882 OIS Camera and 16MP Selfie CameraOS: Android 15 Pros Cons Stunning, high-contrast screen There is no 3.5 mm jack Superb daily performance No expandable storage Great camera quality Fast charging Poco X7 Pro – Rs. 26,499 The Poco X7 Pro is a performance-oriented smartphone featuring a powerful chipset and a high refresh rate display. It is well-suited for gamers and power users. Display: 6.67 inches AMOLED, 120Hz refresh rateProcessor: Dimensity 8400-UltraRAM: 8GB, 12GB, 12GBStorage: 256GB, 512GBBattery: 6000mAhCameras: 50MP + 8MP rear camera and 20MP front cameraOS: Xiaomi HyperOS 2 Pros Cons High refresh rate AMOLED display No wireless charging Strong performance No official IP rating Large battery with fast charging No expandable storage Samsung Galaxy A35 – Rs. 27,999 The Samsung Galaxy A35 is one of the best options in the mid-range segment, featuring a beautiful AMOLED display, great battery life, and One UI’s smooth software experience. Display: 6.6 inches Super AMOLED, 120Hz refresh rateProcessor: Exynos 1380RAM: 8GBStorage: 128GB/256GBBattery: 5,000 mAhCameras: 50MP + 8MP + 5MP rear camera and 13MP front cameraOS: Android 14 Pros Cons Excellent battery life No wireless charging Great display No headphone jack Samsung’s One UI experience Plastic back Nothing Phone 2a Plus – Rs. 29,999 The Nothing Phone 2a Plus brings a unique transparent design and a smooth software experience. It also features an improved camera setup compared to its predecessor. Display: Flexible 6.7” AMOLED, 120Hz refresh rateProcessor: MediaTek Dimensity 7350 Pro 5GRAM: 8GBStorage: 128GB/256GBBattery: 5,000 mAhCameras: 50MP + 50MP rear camera and 50MP front cameraOS: Android 14 Pros Cons Unique design No official water resistance Bright OLED display No expandable storage Clean Android experience No charger included Motorola Edge 50 Pro 5G – Rs. 28,999 Motorola’s Edge 50 Pro 5G brings a premium feel with its curved OLED display and a powerful Snapdragon processor. It is a great choice for multimedia and gaming. Display: 6.7 inches pOLED, 144Hz refresh rateProcessor: Snapdragon® 7 Gen 3RAM: 8GB/12GBStorage: 128GB/256GBBattery: 4500mAhCameras: 50MP + 13MP + 10MP rear camera and 50MP front cameraOS: Android 14 Pros Cons Excellent pOLED display No wireless charging Strong performance No expandable storage Stereo speakers Limited availability OnePlus Nord 4 – Rs. 29,990 The OnePlus Nord 4 is a well-balanced smartphone with flagship-grade performance, a great camera, and a clean OxygenOS experience. Display: 6.78 inches AMOLED, 120Hz refresh rateProcessor: Qualcomm® Snapdragon™ 7 Plus Gen 3RAM: 8GB/12GBStorage: 128GB/256GBBattery: 5,500 mAhCameras: 50MP + 8MP + 2MP rear camera and 16MP front cameraOS: Android 14 Pros Cons Clean OxygenOS experience No expandable storage Smooth display No IP rating Great battery life No headphone jack Vivo T3 Ultra – Rs. 27,999 A feature-rich smartphone with excellent battery life and powerful hardware, making it an all-rounder for gaming and photography. Display: 6.78 inches AMOLED, 120Hz refresh rateProcessor: Dimensity 9200+RAM: 8GB/12GBStorage: 256GBBattery: 5500 mAhCameras: 50MP + 8MP + 2MP rear camera and 50MP front cameraOS: Funtouch OS 14 Android 14 Pros Cons High-performance chipset No wireless charging AMOLED display with high refresh rate No expandable storage Large battery capacity No official IP rating Realme GT 6T – Rs. 29,999 A performance-focused device with a powerful processor and a stunning display for smooth visuals and gaming. Display: 6.7 inches Hyper Display, 120Hz refresh rateProcessor: Snapdragon® 7+ Gen 3RAM: 8GB/12GBStorage: 256GBBattery: 5500 mAhCameras: 50MP + 8MP rear camera and 32MP front cameraOS: Android 14 Pros Cons High refresh rate display No headphone jack Strong performance for gaming No wireless charging Fast charging support No expandable storage OnePlus 12R – Rs. 29,999 A premium device offering top-notch performance and a sleek design with OxygenOS's clean interface. Display: 6.7 inches AMOLED, 120Hz refresh rateProcessor: Qualcomm Snapdragon 8 Gen 2RAM: 8GB/12GBStorage: 256GBBattery: 5,500 mAhCameras: 50MP + 8MP + 2MP rear camera and 16MP front cameraOS: Android 14 Pros Cons Premium build quality No expandable storage Smooth and clean OxygenOS experience No headphone jack Excellent battery life with fast charging No wireless charging Oppo Reno12 Pro 5G – Rs. 28,999 A stylish smartphone with an excellent camera system and smooth user experience. Display: 6.7 inches AMOLED, 120Hz refresh rateProcessor: MediaTek Dimensity 9200RAM: 8GB/12GBStorage: 256GBBattery: 5000 mAhCameras: 50MP + 8MP + 50MP rear camera and 50MP front cameraOS: ColorOS 14.1 Pros Cons Stunning AMOLED display No expandable storage Great camera performance No wireless charging Premium design and build No official IP rating [B-02] Conclusion The top mobile phones under Rs. 30,000 include sizable battery lives, rapid charging times, and potent processors. When shopping for a mobile phone for around Rs. 30,000, you won’t even have to skimp on the camera. Further, most consumers opt for easy EMI to facilitate their purchase. The services provided by Piramal EMI networks might help you spread the cost of your purchase over time. With Piramal Suvidha EMI, we aim to make payments as easy as possible. This item is unlike any other on the market because of the flexibility of its repayment schedule, which allows payments to be made on the 1st and 16th of each month. This also means that the amounts owed over time are less weighty. Read more related blogs on the Piramal Finance website, or explore our financial products and services, such as personal loans, credit cards, and financial calculators.
08-11-2023
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Education

Top 10 Highest-Paying Jobs In India for 2022

India is projected to have the third-largest economy in the world by 2022. With this growth comes an increase in demand for the highest-paying jobs in India. It’s also no surprise that many high-paying jobs are available in such a vast and populated country. The saying goes, “Money can’t buy happiness”, but in reality, it can help make life much more comfortable. Indian youth know that very well! And that’s certainly why there’s always a search for a career that will pay wonders. This blog will help with that search. In this blog, we’ll be looking at the top 10 highest-paying jobs in India. Keep reading! [B-01] Medicine Medical jobs like those of doctors and surgeons are among the highest salary jobs in India. This is due to the extensive training and expertise required to work in this field. Medical professionals are in high demand due to the growing population and the increasing prevalence of chronic health conditions. While most people typically think of doctors when they think of high-paying jobs in India, other medical professions also offer competitive wages. These include pharmacists, nurses, and physician assistants. The average salary of healthcare professionals in India is 10LPA (approx.) The average salary of a General Surgeon in India is 11LPA (approx.) Investment Banking The high salaries of investment bankers are due to the nature of their work. They are responsible for raising company capital and providing clients with financial advice. With the Indian economy expected to continue growing at a rapid pace, investment banking is expected to be one of the most lucrative industries in the country. A study found that investment bankers earn an average annual salary of ₹2,93,741 with the highest salary ranging up to ₹25,20,000. Data Science Data scientists are in high demand in India, and the trend is only expected to continue in the coming years. Businesses increasingly rely on data to make decisions, so they need experts who can collect, analyze, and interpret this data. Data scientists are uniquely qualified for this task, and their skills are in hot demand. In fact, data science was recently named one of the highest-paying jobs in India for 2022. Salary levels will vary depending on experience and location, but data scientists can expect to earn a very good income. The average base pay of Data Scientists in India is ₹11L /yr. Engineering India is experiencing an economic boom, and as a result, there is a growing demand for skilled workers. Engineering is one of the most in-demand fields, and it is expected to become even more popular in the coming years. The highest-paid engineers specialize in areas such as artificial intelligence, big data, and cloud computing. The average base pay of Engineers in India is ₹6,00,000 /yr with the highest salary ranging as much as 2 lac per month. Chartered Accounting As the Indian economy continues to grow, so does the demand for skilled professionals. Chartered Accountants have some of the best jobs in India and are in high demand by both local and multinational companies. The role of a chartered accountant is to provide financial advice and support to clients. They are responsible for ensuring that the financial statements of their clients are accurate and follow regulatory requirements. The average base pay of a Chartered Accountant in India is ₹9,00,000/yr. Management Consulting Management consultants are in high demand due to the continued growth of the Indian economy and the increasing complexity of businesses. They provide valuable advice and guidance on strategic and operational issues and help organizations to achieve their goals, making it one of the most attractive career options in the country. If one has the skills and qualifications required for this demanding role, then a career in management consulting could be very rewarding. The average base pay of a Management Consultant in India is ₹11,49,770/yr. Full Stack Software Developing A full-stack software developer is a professional who can develop and manage both the front and back ends of a software application. The front end consists of the graphical user interface (GUI) that allows users to interact with the software. In contrast, the back end handles the more technical aspects such as database management and security. Full-stack developers are in high demand due to their ability to manage both sides of the software development process. The average base pay of a Full Stack Developer in India is ₹6,06,000 /yr Machine Learning India has been known as a leading country in the field of Information Technology. After all, the country is home to some of the world’s largest IT service companies. However, in recent years, India has also emerged as a major player in the field of machine learning. As machine learning becomes more prevalent, demand for machine learning experts is also on the rise. The average base pay of a Machine Learning expert in India is ₹9,00,000 /yr Aviation With the rapid growth of the aviation industry in recent years, it comes as no surprise that aviation services are among the highest-paying jobs in India. Aviation services include a wide range of jobs, from pilots and flight attendants to air traffic controllers and aircraft maintenance technicians. The demand for qualified candidates is expected to continue to grow in the coming years, making it an excellent career choice for those looking for stability and high earnings potential. The salary range for Aviation Services ranges from 3 lacs to 8 lacs/ month. Business Analysis Business analysts typically have a background in accounting or finance, and their deep understanding of data makes them uniquely qualified to help organizations make better decisions. With businesses across India seeking talented professionals, there has never been a better time to enter this exciting field. The average base pay of a Business Analyst in India is ₹7,70,000 /yr [B-02] Parting Words While many of the jobs on this list are in line with global trends, there are a few unique entries that reflect India’s growing economy and burgeoning middle class. With an ever-growing population and an increasingly tech-savvy workforce, India is poised to take over as the world’s leading economic power in the next decade. Are you excited about the prospect of these highest-paying jobs in India? If so, start preparing yourself today! If you need help funding your certifications for such a career, visit Piramal Finance. Get easy and customised credit card and personal loan solutions from their website today.
08-11-2023
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Dream Mobile

India&#8217;s Top 10 Mobile Companies: The Best Mobile Brands of 2022

India is one of the fastest-growing economies in the world and its mobile market is booming. India has more than 1.2 billion people, and over 900 million of them are mobile phone users. The mobile phone industry is growing rapidly all over the world and India is no exception. In India, there are dozens of mobile brands, but only a few of them are successful. In this post, we will look at the top 10 mobile brands in India and see which brands are expected to dominate the market in 2022. So, without further ado, let’s take a look! [B-01] OnePlus Based on research and analysis, it is fair to say that OnePlus will be one of the best mobile brands of 2022. The brand has been constantly innovating and making quality products to meet the needs of consumers. OnePlus has a strong presence in both, online and offline channels. This makes it easily accessible to consumers. Furthermore, the company has a track record of providing good customer service, which builds trust and loyalty among customers. You can consider OnePlus if you are looking for a phone that is affordable and offers the same features as other high-end smartphones. Samsung The company has been in the business for many years and has gained a lot of experience in manufacturing quality products. Samsung mobile phones are known for their durability, sleek design, style, and performance. A wide range of mobile phones is available from Samsung to meet the needs of different customers. Samsung has also introduced some innovative features in its phones. Some of the best models of Samsung mobile phones include the Galaxy S8, Galaxy S9, and Galaxy Note 8. Apple Apple is one of the top mobile brands in India as well as in the world for many years. The company is known for its high-quality products and cutting-edge technology. In recent years, Apple has released several new products, such as the iPhone 13, iPhone 14 and the Apple Watch. With each new release, Apple has become a stronger brand in the market. As per industry experts, the year 2022 will be no different. It has a strong product pipeline and a growing base of loyal customers. With this, Apple is expected to remain one of the world’s top mobile brands in India. Xiaomi Chinese brand Xiaomi has been making quality mobile phones for years. With each passing day, they’re only getting better. Their phones are packed with features and are always up-to-date with the latest trends. Naturally, Xiaomi is one of the best mobile brands in the market. Customers hope that they are only going to get better in the years to come. Google Google is not a search engine anymore. In the past decade, the company has entered the mobile market and is now one of the leading manufacturers of smartphones and tablets. Along with its popular Nexus line of devices, Google has released several innovative products. These include the Pixel phone and the Chromebook laptop. Google is well on its way to easily coming in the top 10 mobile brands in India. Its cutting-edge technology and easy-to-use software are popular among users. Vivo Vivo is a rapidly emerging Chinese phone manufacturer. It has managed to make a name for itself in a short period of time. The company offers a wide range of phones that cater to various budgets. It has managed to garner a loyal customer base of budget-conscious buyers. Vivo has recently expanded its reach by setting up operations in India and other countries. Its aggressive marketing and competitive pricing techniques have made Vivo one of the most popular phone brands in the world. Oppo Founded in 2004, the Chinese brand Oppo has rapidly become one of the top mobile brands in India now. It has positioned itself well in the Indian market with a wide range of innovative products. Oppo phones are known for their excellent cameras. The company continues to invest heavily in research and development of its camera technology. Motorola Motorola has been one of the best mobile brands since it released its first smartphone in 2003. The company has released several groundbreaking devices over the years. This includes the world’s first Android phone, the Moto X. Motorola has also been a pioneer in 5G technology. Its latest product, the Moto Edge Plus, is one of the most 5G-compatible devices on the market. Motorola phones are well-known in the market for their innovative hardware and user-friendly features. LG LG’s phones are known for their high quality, durability and innovative features. The new range of LG phones released at the recent Mobile World Congress shows that LG is still at the cutting edge of mobile technology. Its new flagship phone, the LG G8 ThinQ, is set to be released later this year. LG is set to continue its tradition of delivering high-end phones that offer a great user experience. Nokia Nokia was once the undisputed leader in the mobile world. It fell on hard times in the early 2010s. However, the company has made a comeback in recent years with its renewed focus on quality and innovation. Nokia phones are widely regarded as some of the best-designed and most reliable in the market. Nokia has also been quick to adopt new technologies like 5G and AI. [B-02] Parting Words India is one of the largest mobile phone markets in the world. India’s top mobile companies are preparing for the future by investing in new technologies. Many mobile companies in India continue to grow and offer great features. This article lists the top 10 mobile brands in India. These companies are sure to lead the market with their innovative products and services. Which company do you think will be at the top? Read more related blogs on the Piramal Finance website, or explore their financial products and services, such as personal loans, credit cards, and financial calculators.
08-11-2023
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Cards

India&#8217;s Best Reward Credit Cards

You must have also come across cards offering RBL rewards or SBI rewards. If you are looking for something similar, here are a few reward credit cards to consider. [B-01] Citi Rewards Credit Card The Citi Rewards Credit Card aims to offer eye-catching rewards and cashback on various purchases. Cardholders can receive 1–10 reward points based on the kind of purchase they have made. For instance, cardholders receive 10 reward points for any purchase of Rs. 125 in department stores. These reward points are redeemable on various kinds of products, making them a lucrative option for most. Additionally, the nominal joining fee and its renewal fee waiver are major attractions for credit card holders. Card highlights: Nominal joining fee of Rs. 1000 plus taxes Joining reward points up to 2500 Renewal fee waiver for purchases of Rs. 30,000 or above Fuel surcharge waiver of 1% RBL ShopRite Credit Card The RBL rewards credit card offers several reward points for grocery shopping, movie tickets, and fuel transactions. If you are looking for a credit card to help you save, this is the best choice. With a nominal joining fee, the RBL rewards credit card enables you to gain several points on nominal transactions and helps you save to the fullest. Additionally, the card can help you reduce your fuel costs by up to 1%, reducing the costs of maintaining a car. Thus, the RBL rewards credit card is quite famous for its offers, discounts, and reward points that allow cardholders to fulfill all their shopping requirements. Card highlights: 2000 reward points for joining Nominal joining fee of Rs. 500 plus taxes 1 reward point for every Rs. 100 spent on retail purchases 10 reward points for every Rs. 100 spent on fuel 1% fuel surcharge waiver SBI SimplyCLICK Credit Card SBI SimplyCLICK Credit Card is designed for new credit card users because of its simplicity. The card offers several reward points, especially for shopping. This SBI rewards card has a very low nominal joining fee and value-added services on travel, dining, and movies. Card highlights: Amazon gift voucher of Rs. 500 as a joining gift 5 reward points on all online purchases Renewal fee waiver on spending Rs. 1,00,000 Standard Chartered Ultimate Credit Card The Standard Chartered Credit Card is famous among high-income individuals. The card helps them fulfill all their luxuries. Additionally, the card is also suitable for foreign exchange at nominal rates. Card Highlights: 6,000 reward points for joining Airport lounge access is available in several countries 5% cashback on purchases at duty-free shops 5,000 reward points on membership renewal Bank of Baroda Eterna Credit Card The Eterna card is a premium credit card offered by the Bank of Baroda and is known for its premium benefits. The card offers 10,000 points as a joining gift, along with several other benefits and cashback options. Card Highlights: FitPass pro membership as joining gift Redeemable reward points 15 reward points on every Rs. 100 spent on travel, movies, dining, etc 3 reward points on other online shopping apart from the ones mentioned above. BPCL SBI Credit Card If you are looking for credit cards that are efficient in saving fuel costs, the BPCL SBI credit card can be the best option. The card offers significant reward points for every fuel transaction and can help you redeem them. The card lets you cut down your fuel costs with an annual joining fee of just Rs. 499. Card highlights: 2000 reward points for joining Minimal joining fee of Rs. 499 plus taxes 4.25% value back at any BPCL petrol pump 1 reward point for every non-fuel purchase Axis Bank Magnus Credit Card Launched in September 2019, the Axis Bank Magnus Credit Card targets high-income individuals looking for a luxurious lifestyle. The card offers rewards and benefits for various transactions, from fine dining to travel. For every Rs. 200 you spend on retail items with the card, you get 20 Axis Edge Rewards. Cardholders can also receive Axis Edge rewards on various other purchases, along with considerable discounts in restaurants and lounges. No wonder the Axis Edge Rewards card is a favorite among most credit card holders. Card highlights: Free domestic flight or Tata Cliq voucher worth Rs. 10,000 Joining fee of Rs. 1,000 plus taxes 5 Axis Edge Rewards points for travel bookings made via Travel Edge Discounts on the following BookMyShow tickets Discounted rates at the Oberoi chain of hotels 25000 Bonus Axis Edge Rewards on overcoming the spending milestone 25% discount on selected restaurants on DineOut HSBC Smart Value Credit Card The HSBC credit card can be your best option if you are looking for a credit card with no joining fee. The card offers free membership, several discounts at airport lounges, and Amazon gift vouchers. Though the card is specifically designed for newbies using credit cards, it offers an array of lucrative options. Card Highlights: No joining or renewal fee 10% cash back on purchases of Rs. 1,000 or more within the first month of membership Fuel surcharge waiver of 1% Amazon gift vouchers worth Rs. 500 as a joining gift 3 reward points on every Rs. 100 spent on any item. IDFC First Select Credit Card The IDFC credit card offers a range of benefits and discounts to cardholders for a nominal joining fee. With gift vouchers, reward points, and cashback options, this credit card is popular for its facilities. You can also enjoy lounge and travel benefits using the IDFC credit card. What’s more? Cardholders can receive 1+1 benefits on movie tickets, fuel waivers, and several reward points on their purchases. Card highlights: No joining fee 3 reward points on offline purchases up to Rs. 25,000 Free railway and airport lounge access 10 reward points for every Rs. 125 on transactions above Rs. 25,000 American Express SmartEarn Credit Card The American Express Credit Card is designed for new users and has simple, easy-to-understand schemes. This reward card can help cardholders gain significant points on retail purchases. Cardholders are also eligible for a renewal fee waiver on purchases above Rs. 40,000. Card Highlights: Rs 500 cashback on purchases of Rs. 10,000 within the first 90 days of membership 10 accelerated membership points on purchases on Amazon, Flipkart, and Uber Membership renewal fee waiver on purchases above Rs. 40,000 in the previous year 5 accelerated membership points on bookings made through BookMyShow and PVR Joining fee of Rs. 495 plus taxes [B-02] Conclusion You must consider all the necessary factors before selecting the best reward credit cards. The RBL rewards card, SBI rewards card, and Axis Edge Reward cards are some of the best options that offer you several reward points on various purchases. If you are looking for more options and greater details about reward credit cards, Piramal Finance can help you. They offer various financial guides and expert opinions on selecting the best rewards-based credit cards in India. Consult a financial expert like Piramal Finance and get easy and customized credit card and personal loan solutions.
08-11-2023
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Electronics

Top 10 Features of Sony 32-Inch TV

The world of entertainment has evolved so much. With 4K movies, top-notch VFX and cinematography, the entertainment world is more exciting than ever. And how exciting would it be to have the theatre-like experience at home? Sony Bravia is your answer to this! [B-01] Sony Bravia series has been a leader and a fan-favourite when we talk about amazing TV sets. But this Sony Bravia 32-inch LED TV is one of the best TVs in India right now. With an ultra-stylish exterior, this TV has a sleek design with a narrow bezel. The TV has a built-in subwoofer to give you a real-time experience. The patented ClearPhase technology of Sony adds a cherry on top of the whole system. This high-sound definition feature makes Sony Bravia 32-inch TV a steal deal. It elevated your music and movie-watching experience to new levels.The MotionFlow technology of Sony Bravia makes watching movies more fun. No doubt why it is one of the best TVs in India. The revolutionary upscaling technology used in Sony 32 Inch TV creates a stunning experience with high-definition 4k quality. It improves your viewing experience. What else? Sony Bravia offers you to surf different entertainment apps, chrome cast, etc., which makes your TV a smart TV. With seamless usability and sleek design, Sony Bravia 32-inch TV offers you to experience entertainment in new definitions. The TV offers such picture quality that you feel everything is coming to life. The 4K processor enhances TV viewing by providing crystal-clear picture quality. With great colour quality, dynamic contrast and detailed clarity, Sony Bravia 32-inch TV provide a thrilling experience. Undoubtedly, one of the best TV in India, Sony Bravia, has a 4K Processor that upscales every pixel beautifully.Some of the top 10 features of sony 32 inch TV are:DisplayThis 32-inch (80cms) TV offers a complete HD resolution. This high-resolution TV makes characters simply come alive on the screen. This HD display offers actual colours and a clear display to enjoy TV watching experience. Sony TV 32-inch Price is quite affordable, and you can also avail some of the best deals online or in the showroom.Sleek designAnother important feature of this TV is its sleek and streamlined design. With a minimal frame, the TV looks incredibly attractive and instantly adds beauty to your living space. The streamlined design also helps the easy and hassle-free mounting on the wall. X-Protection PRO The Sony 32-inch TV has been designed keeping environmental factors in mind. The technology itself comes with an extra-protection design. Whether it is humidity, dust or any shock, the TV can resist and sustain. It has no ventilation holes, and an insulated and anti-humidity coating on the circuit just elevates this whole technology to stand apart. It also has a primary capacitor that takes care of the TV’s components for any unstable electrical supply.X-Reality PRO This is another interesting feature of sony 32 inch TV. With the X Reality Pro, all digital content appears even more stunning as it offers upscaled pixels. This picture processing engine in this TV cuts off any noise and simultaneously improves the texture, edges, and contrast of all scenes.Easy Connectivity The sony 32-inch TV comes with 2 HDMI ports and two multi-format USB ports. It allows you to connect to any external device conveniently. You can also play various music and movie files as the TV easily supports various codecs.Easy Access to the Internet Sony 32-inch TV has taken your experience to another level as you can easily access all your OTT platforms, such as Netflix, Hotstar, Prime, and YouTube, on the big screen of this TV.Screen MirroringThis is a great feature for sharing funny videos, memes, jokes, and anything and everything that your friends send you on the phone. All of it can be viewed on the TV’s huge screen with the help of the screen mirroring feature. This feature makes it one of the best TV in India. Photo Sharing Plus Now Sony 32-inch TV also offers you to share photos and videos with friends and family via your Sony TV. This feature lets you share files with up to 10 other devices. Isn’t that incredible?Motionflow™ XR Don’t miss out on any details in the fast-action sequence, as this TV comes with Motionflow 200 Hz technology. This in-built technology is used for consecutive frames and inserts any extra frames in case it finds any missing action for a visually pleasing experience.Built-in Subwoofer Well, you need good audio for an amazing TV viewing experience. Sony Bravia 32-inch TV comes with an in-built subwoofer system that lets you not only listen to songs but live and listen to every beat, every breath! Enjoy high-resolution music at your convenience. Who said you can’t transform your living room into a concert in a moment? Make it happen with Sony Bravia!Crystal clear, Powerful Sound Whether it’s watching Interstellar or a documentary, you want to experience something out of the world. And one of them is the sound quality that determines your experience. Sony’s ClearPhase technology and DSEE-HX sound system are some of the best high-sound-definition technologies in the market. It makes Sony Bravia 32-inch TV a must-have. You can finally watch movies glitch free with an in-built 2.1 channel speaker system. This technology increases the impact of the audio. It enhances natural sound reproduction and clear sound image position. [B-02] Conclusion With all these amazing features, no doubt Sony 32-inch TV is one of the best TV in India, and it comes at an affordable price. Sony TV 32-inch price in India varies between INR 23,000 and INR 26,000 depending upon different online platforms and offers they are running. You can also purchase this TV on no-cost EMIs with great deals and discounts and guaranteed delivery that these sites have to offer. This HD-ready smart LED TV is a great addition to your weekend nights and general enjoyment. With HD resolution, easy connectivity, Dolby audio, HDR display, and easy warranty options, Sony Bravia 32-inch TV is one of the best TV in India. Other interesting features of this TV include signal analysis, real-time control, and evolving database. This TV has everything you can imagine, with flat area detection and digital noise reduction. Wondering how to fit a purchase like this one within your budget? That’s where a financial expert like Piramal Finance can help. Know how to apply for easy financial solutions like personal loans and manage your personal finances.
08-11-2023
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