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Dream Mobile

Buy the Latest Mobile Phones Below 15,000

Nowadays, mobile phones are essential for all individuals around the world. As a result of the introduction of some amazing new Android devices in this price range by companies like Xiaomi, ASUS, Samsung, and Motorola, in India, the best mobile phones under Rs 15,000 has recently become one of the most competitive categories. Here is a list of the top mobile phones available for under Rs. 15,000. [B-01] 1. Realme 9i 5G 128GB The Realme 9i 5G carries a lot of responsibility being one of the cheapest 5G smartphones available. It already ranks among the fastest smartphones in its segment. The 50MP primary lens of the triple-camera configuration produces respectable images. The 5,000 mAh battery of the phone, which supports 18W charging, also offers excellent battery life. Thanks to a 90Hz LCD panel with 400nits of maximum brightness, the display is also a strong match for the 9i 5G. Specifications: RAM – 6 GB Rear Camera – 50 MP + 2 MP + 2 MP Battery – 5000 mAh Processor – MediaTek Dimensity 810 MT6833 Front Camera – 8 MP Display – 6.6 inches (16.76 cm) Pros and Cons: PROSCONSCamera2Api SupportedOnly 18W Charging SupportCarrier aggregationAverage Cameras Price: Rs. 13499 2. Xiaomi Redmi 11 Prime 5G Another latest mobile phone under Rs.15,000 that combines budget-friendliness and 5G is the Redmi 11 Prime 5G. One of the most affordable phones with 5G capabilities, it costs Rs. 12,999. The device uses MediaTek’s Dimensity 700 SoC as its processor and has up to 4GB of RAM. The phone features a 50MP primary camera and a 2MP depth camera, both of which perform admirably. It has a 6.4-inch LCD panel with a 400nits maximum brightness and a 90Hz refresh rate for display. A battery with a capacity of 5,000mAh and an 18W charging rate powers the complete system. Specifications: RAM – 4 GB Rear Camera – 50 MP + 2 MP Battery – 5000 mAh Processor – MediaTek Dimensity 700 MT6833 Front Camera – 8 MP Display – 6.58 inches (16.71 cm) Pros & Cons: PROSCONSDedicated Micro-SD Card SlotLCD DisplayWidevine L1 SupportBrightness could have been better Price: Rs. 12,999 3. POCO M3 Pro 5G Undoubtedly, the POCO M3 Pro 5G will democratize 5G in India. This latest mobile phone under Rs. 15,000 has a majority of the features you would anticipate from a contemporary device and ensures future-proofing with compatibility for 5G connectivity. In particular, the phone includes three back cameras, an FHD+ display with a 90Hz refresh rate and support for rapid charging, to name a few important features. The POCO M3 Pro 5G is a wonderful choice if you want to buy a phone that you will keep for a few years. Specifications: RAM – 4 GB Rear Camera – 48 MP + 2 MP + 2 MP Processor – MediaTek Dimensity 700 MT6833 Battery – 5000 mAh Front Camera – 8 MP Display – 6.5 inches (16.51 cm) Pros & Cons: PROSCONS90Hz LCD IPS screen, very good contrast.Mediocre GPU performance.Excellent battery life.No ingress protection. Price: Rs. 14499 4. iQOO Z6 Lite 5G First and foremost, the iQOO Z6 Lite 5G has impressive features. Being the latest mobile phone under Rs. 15,000, it distinguishes itself as a good deal. It is the first gadget to use a 120Hz panel with a Qualcomm Snapdragon 4 Gen 1 SoC. Additionally, the phone is probably among the least expensive 5G smartphones available. The phone sports a 50MP main camera and a 2MP macro camera for optical skills. On the other hand, the iQOO Z6 Lite 5G includes a normal 5,000 mAh battery that enables it to operate for more than a day on a single charge. Specifications: RAM – 4 GB Rear Camera – 50 MP + 2 MP Battery – 5000 mAh Processor – Qualcomm Snapdragon 4 Gen 1 Front Camera – 8 MP Display – 6.58 inches (16.71 cm) Pros & Cons: PROSCONSPowerful Snapdragon 4 Gen 1 SoCFull of Bloatware2 Years of OS UpdatesAverage Cameras Price: Rs. 13999 5. Realme Narzo 50 The Realme Narzo 50 is a durable gadget with strong camera hardware and long battery life. This latest mobile phone under Rs. 15,000 gives a display with an FHD+ resolution and a smooth 120Hz refresh rate. Thirdly, the main image-shooting capabilities are handled by the 50 MP camera, while a convenient 16 MP sensor is located on the front. Furthermore, since the battery has a lengthy lifespan, the smartphone may be charged quickly and effectively. Specifications: RAM – 4 GB Rear Camera – 50 MP + 2 MP + 2 MP Processor – MediaTek Helio G96 Battery – 5000 mAh Front Camera – 16 MP Display – 6.6 inches (16.76 cm) Pros & Cons: PROSCONSStrong batteryNo 5G support120Hz smooth displayCamera performance Price: Rs. 13249 6. Moto g52 The Moto G52 stands out amongst other latest mobile phones under Rs. 15,000 because it offers reasonably high colour accuracy and contrast ratios. Firstly, the Moto G52 functions well as a portable media consumption device thanks to a clean software implementation, which Moto is known for, has a respectable battery backup of 5,000mAh, and a set of stereo speakers. Secondly, Motorola has employed a 50MP primary sensor and an 8MP ultra-wide lens for optics. Specifications: RAM – 4 GB Rear Camera – 50 MP + 8 MP + 2 MP Battery – 5000 mAh Processor – Qualcomm Snapdragon 680 Front Camera- 16 MP Display – 6.6 inches (16.76 cm) Pros & Cons: PROSCONSGorgeous displayCameras could be betterExcellent stereo speakersPerformance is average Price: Rs. 13999 7. Realme 9i 5G Being one of the latest mobile phones under Rs.15,000, the Realme 9i 5G is not the smartphone with the most features available. However, it gets the fundamentals right and might be a helpful supplement for consumers on a tight budget. Secondly, the Realme 9i 5G has good performance, a long battery life, and a respectable set of cameras, in addition to having an elegant appearance for its price. Specifications: RAM – 4 GB Rear Camera – 50 MP + 2 MP + 2 MP Battery – 5000 mAh Processor – MediaTek Dimensity 810 MT6833 Front Camera – 8 MP Display – 6.6 inches (16.76 cm) Pros & Cons: PROSCONSGood designThe selfie camera could have been betterCapable performanceSlow 18W charging Price: Rs. 14999 8. Samsung Galaxy M13 Samsung’s Galaxy M13 is a solid, cheap option for everyone if you are planning to buy the latest mobile phone for under Rs.15,000. Secondly, up to 4GB of RAM is supported by an Exynos 850 chipset, which controls performance. Thirdly, the phone’s 6.6-inch LCD panel offers a generous viewing area in the display category. Finally, it also includes a triple camera on the back and a big 6,000mAh battery. Specifications: RAM – 4 GB Rear Camera – 50 MP + 5 MP + 2 MP Battery – 6000 mAh Processor – Samsung Exynos 850 Front Camera – 8 MP Display – 6.6 inches (16.76 cm) Pros & Cons: PROSCONSGood screenLow-light photography needs improvementDecent battery lifeNo ultra-wide sensor Price: Rs. 9999 9. Vivo T1 44W The Vivo T1 44W stands amongst the latest mobile phones under Rs.15,000, but may not be the best choice out there. Its refresh rate is limited to 60Hz. One of its key benefits is the AMOLED panel used for viewing. Finally, T1 44W is slim and light, but it also includes a headphone port and a 5,000mAh battery that, as the name implies, can be charged at 44W. Specifications: RAM – 4 GB Rear Camera – 50 MP + 2 MP + 2 MP Processor – Qualcomm Snapdragon 680 Battery – 5000 mAh Front Camera – 16 MP Display – 6.44 inches (16.36 cm) Pros & Cons: PROSCONSNice displayNo stereo speakersGood battery lifeLacks 5G support and high screen refresh rate Price: Rs. 14499 10. Realme 9 5G The Realme 9 5G has made 5G incredibly accessible in the low-cost market. It is one of the latest mobile phones under Rs. 15,000. The 6.5-inch LCD panel’s 90Hz refresh rate gives scrolling an added touch of fluidity. The Realme 9 5G quickly charges the standard 5,000mAh battery at 18W of fast charging. Although the device’s low-light shots aren’t very good, the 48MP primary sensor produces respectable daytime photos. Specifications: RAM – 4 GB Rear Camera – 48 MP + 2 MP + 2 MP Battery – 5000 mAh Processor – MediaTek Dimensity 810 Front Camera – 16 MP Display – 6.5 inches (16.51 cm) Pros & Cons: PROSCONSDecent performanceLow-light photography could be betterAcceptable battery lifeStill on Android 11 Price: Rs. 14168 [B-02] Final Takeaway The latest mobiles below Rs. 15,000 come in various styles and sizes. Before choosing the best mobile under Rs. 15,000 for yourself, figure out your usage pattern. Then see which phone’s specifications match your requirements. Much financial aid can be taken if required to have the best mobile phones under Rs. 15,000. Visit the Piramal Finance website to learn more about their financing options and services, such as credit cards and personal loans.

08-11-2023

Home

Best Modern Dressing Table Designs For Bedrooms In India

There is always a dressing table model that aligns with your style preferences. It could be an intricate item with a magnificent texture or something more simple. In addition to being a dedicated location for getting dressed, a dressing table has a mirror and cabinets for organising and storing all of your beauty supplies. However, before purchasing one, ensure you go through the best modern dressing table designs for bedrooms and select the one that suits you best. [B-01] Top 4 New Model Wooden Dressing Table Ideas You must exercise caution when choosing your ideal bedroom dressing table, as it serves as a personal place for your skincare routine. It is also an important component of your house décor. The correct dressing table can help you get rid of all those searches through handbags for your favourite lipstick. Let’s take a look at some of the most recent dressing table ideas to glam up your bedroom in 2022. Wall-mounted dressing table This wood dressing table has a circular mirror fixed to a sturdy hardwood plank, two corrosion-resistant brass hooks, and three small shelves. It has a modern and inviting appearance. On the shelves, you can put makeup brushes, bottles of perfume, and other grooming and beauty items. Wall-mounted dressing tables keep your room clutter-free. Mounting your entire dressing cabinet to the wall is a good method to keep your flooring clear. In the drawer, you can simply store your cosmetics. For individuals who want a minimalist style, hanging dressing tables that are smaller and lighter are also available. Vintage wooden dressers Trends come and go, but a sturdy wood dressing table lasts forever. The majority of new model wooden dressing table ideas for bedrooms have a solid hardwood, floor-standing cabinet and a circular mirror. If you want to do something different, you may use wooden structures with full-length mirrors connected to them. Along the width of the dresser, place additional studio-style lights or white vanity lights. Create a few slots on the frames and hang them on the wall. Furthermore, the mirror does not necessarily need to be circular. You may give your carpenter some leeway by including some curved cuts into the wood. Mirrored Cabinets Mirrored cabinets function as your dressing table and provide plenty of storage space. If you enjoy accessories and fragrances, these new model wooden dressing table ideas are ideal. This modern dressing table design for the bedroom has a spacious and appealing dressing cabinet with full-length glass, many shelves of varying hooks and heights, and two bangle holders. On this dressing table, one can easily store their jewellery, cosmetics, dryer, and bangles. Wooden table and mirror This wooden dressing table adds a touch of class to the bedroom space. You may create a minimalist timber motif for your bedroom with this sort of design. This modern dressing table design for the bedroom is built of premium solid hardwood with an imperial teak finish. This table is fairly sturdy and long-lasting, and the attachment between the mirror and the tabletop maintains its stability. The sleek and curved edges add to its attractiveness and complement a variety of home themes. These new model wooden dressing table ideas complement the room’s décor and other features. They are also resistant to water, termites, fungi, and scratches. How To Choose Among The Best Modern Dressing Table Designs For Bedroom The dressing table should align with the demands of the furnishings. Be sure of the number of cabinets you want in the dresser. Before purchasing a dresser, ensure that it includes the mirror you like. Storage capacity and the number of drawers needed for storage should also be on the list. A theme is required in your bedroom so that the décor and furnishings may be centred around it. Consider the items you’ll need in your bedroom as well as the centre piece of furniture. A dresser with a wonderful mirror might improve the bedroom’s attractiveness. When selecting a dressing table, keep your bedroom’s size in mind. Large dressers look great but take up a lot of space, making them difficult to fit in our modern rooms. A sleek dressing table design, on the other hand, might provide you with space to pile additional items alongside the dresser to boost the aesthetic of the room. [B-02] Conclusion The dressing table is a flexible piece of decor that can be used to improve the look and vibe of any room design. You can create a space that is both utilitarian and beautiful by using these easy-dressing table design ideas. If you wish to add space to your bedroom or just have a space to get dressed in the morning, a dressing table is a good choice. We hope that our blog article on modern dressing table designs for bedrooms has motivated you to reconsider how you utilise your space and even think about installing a dressing table to simplify your daily life. Wondering how to accommodate such a purchase within your budget? That’s where a financial expert like Piramal Finance can help. Know how to apply for easy financial solutions like personal loans and manage your finances.

08-11-2023

Dream Mobile

Best Phones Under 20000 in India

Buying a smartphone no more requires the need to spend a lot of money. Today, you can buy a good smartphone at budget-friendly prices. They come with all the advanced features for seamless operation. From stunning camera features to in-display fingerprint sensors for extra security and privacy, one can avail of all these features from phones under 20000. So, are you looking for a smartphone with all the advanced features and aren’t in the mood to splurge or burn your pocket? Keep reading this article for a list of the best latest mobiles under 20000 with their specifications, prices, pros, cons and much more. [B-01] 1. OnePlus Nord CE 2 Lite 5G Featuring the latest 5G cellular technology and Oxygen operating system, OnePlus is a mobile brand that never disappoints. It is one of the phones under 20000 that comes with a 5000 mAh battery and 33W SuperVOOC charging, giving ample hours of browsing, gaming and streaming experience. This smartphone by OnePlus also features an AI scene enhancement camera with dual-view video, night portrait, 1080p video, video editor and night portrait. Specifications RAM: 6 GB Storage: 128 GB Display: 6.59 Inches Processor: Qualcomm Snapdragon Operating System: Oxygen OS Batteries: ‎1 Lithium Polymer battery Battery Power Rating: 5000 Available Colours: Blue Tide and Black Dusk Item Dimensions: 7.6 x 0.9 x 16.4 Centimeters Cellular Technology: 5g and 4g LTE ProsCons64 MP AI triple cameraAverage camera quality as compared to other OnePlus phonesAlexa Hands-Free capable 5000mAh battery for long hours of usage Price: Rs. 18,999 2. Redmi Note 11S Boasting dual stereo speakers for an outstanding audio experience and Corning Gorilla Glass 3 display protection, the Redmi Note 11S is one of the best phones under 20000. Furthermore, it is water and dust-resistant at a budget-friendly price. You can click pictures like a pro with a 108 MP AI quad camera setup. It also has features like a 2 MP macro sensor and depth sensor portrait, night and short video modes. Specifications RAM: 8 GB Storage: 128 GB Display: 6.43 inches Processor: MediaTek Helio G96 Octa-core processor Operating System: MIUI 13 Batteries: ‎ 1 Lithium Polymer battery Battery Power Rating: 5000 Available Colours: Horizon Blue, Polar White and Space Black Item Dimensions: 16 x 0.8 x 7.4 Centimeters Cellular Technology: 4G ProsConsFree 2 months YouTube Premium subscriptionA little bulky phoneReading Mode 3.0 to reduce eye strainThe back camera is not as good as the othersAdditional super wallpapers Price: Rs. 16,499 3. Redmi Note 10S The Redmi Note 10S is still famous and one of the best phones under 20000 by Redmi because of many essential reasons. It offers 8 GB RAM and 128 GB storage, leaving its users hassle-free. It features a 64 MP quad rear camera with a 2MP macro and portrait lens. Additionally, the 5000 mAh large battery assures hours of usage along with a 33W fast charger with type-C connectivity. Specifications RAM: 8 GB Storage: 128 GB Display: 6.43 inch Processor: MediaTek Helio G95 Octa-core Operating System: Android 11 Batteries: ‎ ‎1 Lithium Ion battery Battery Power Rating: 5000 Available Colours: Cosmic Purple, Deep Sea Blue, Frost White and Shadow Black Item Dimensions: 16 x 0.8 x 7.5 Centimeters Cellular Technology: 4G ProsConsThin and Light in weightComplaints of easy scratch on phone’s backMultiple colour optionsComplaints of low camera qualityExcellent battery life Price: Rs. 16,499 4. Motorola g52 For those who love to spend their free time gaming or for those who depend on their smartphones in their professional life, the Motorola g52 proves to be the best latest mobile under 20000 with exceptional features. It features a 50 MP Quad Camera setup with an 8 MP ultra-wide lens and depth sensor to capture pictures creatively and in high quality like a professional. Additionally, the availability of 6 GB RAM and 128 GB internal storage further assures many app downloads, pictures and video captures. Specifications RAM: 6 GB Storage: 128 GB Display: 6.6 Inches Processor: Snapdragon 680 processor Operating System: Batteries: ‎ Battery Power Rating: 5000 Available Colours: Metallic White Item Dimensions: Cellular Technology: ProsConsThe internal storage can be expanded up to 1 TB microSD cardComplaints received on its proximity sensor50 MP quad camera setup Light in weight and stylish Price: Rs. 19,990 5. POCO X4 Pro 5G Another best phone under 20000 is the POCO X4 Pro 5G, designed with incredible features to enhance user experience. Featuring a 120 Hz Super AMOLED display, triple camera configuration with a 64 MP camera, 16 MP selfie camera, long-lasting battery life and outstanding performance, it is the ideal smartphone for browsing, streaming and gaming all day long. Other features include a 67 W Sonic charging with MMT technology and a light-reflecting rear panel. Specifications RAM: 6 GB Storage: 128 GB Display: 6.67 Inches Processor: Qualcomm Snapdragon 695 5G Processor Operating System: Android 11 Batteries: ‎ 1 Lithium Polymer battery Battery Power Rating: ‎5000 Milliamp Hours Available Colours: Laser Black Item Dimensions: 8 x 76 x 164 Millimeters Cellular Technology: 5G ProsConsPhone charges to 100% in 41 minutesComplaints of poor camera qualitySleek design and light in weight Expandable internal storage of up to 1 TB Price: Rs. 17,499 Best Latest Mobile Under 20000 Based on the list above, the Best Phone Under 20000 is the OnePlus Nord CE 2 Lite 5G. With the latest 5G cellular technology and Oxygen operating system, this phone also comes with a 5000 mAh battery and 33W SuperVOOC charging to suit every kind of usage. [B-02] Final Takeaway The best phones under 20000 come with every feature you can get in high-ranging devices. Additionally, buying a smartphone online further offers the opportunity to avail a plethora of cashbacks and discounts. However, consider doing proper research on the different smartphones per your budget and making a purchase decision accordingly. Piramal Finance is one of the best financing solutions for all shoppers looking to buy the Best Latest Mobile Under 20000 of top brands. One can also visit their website to get an insight into their many offerings and services, such as personal loans, credit cards, and more.

08-11-2023

Wedding

Buy The Best Pathani Kurta Online In India

Pathani kurtas and suits are a tad different from the usual ethnic collections available in India. The Pathani style of kurtas and suits is inspired by Afghan traditional wear. These kurtas and pyjama sets are traditionally of the same colour. To enhance your look you can wear a Nehru jacket over the kurta. [B-01] What should you look for in a Pathani Suit Set or a Pathani Kurta A Pathani kurta stands out from regular kurtas due to its unique design features. Some design features that you should look for in a Pathani kurta are Collar Neck – The most important feature of a Pathani kurta is its collar neck. All Pathani kurtas and suit sets have a collar neck even if they are designed for women, children or men. Full Sleeves – Another distinguishable feature of a Pathani suit set is its full sleeves. These sleeves can be rolled up and fastened over the elbow with a button. Front Pockets – Every Pathani kurta has two front pockets that can be closed with a flap and buttoned down. These pockets along with the collar neck give a formal vibe to the kurta. Buttons – The Pathani suit sets and kurtas feature big buttons on the sleeves and pockets. These buttons are the only embellishment as the kurtas are plain and made from solid colours. Material – Pathani suits are usually made from 100% cotton but now they are available in different materials too. Linen, cotton silk and lycra are the most popular options for making Pathani kurtas as they offer more comfort to the wearer. So before buying your kurta remember to check the material of both the kurta and the pyjama. Always ensure that you buy the material that you are most comfortable wearing. This is especially important if you are buying a Pathani suit set for your child. Best Online Platforms For Buying a Pathani Suit Set or Kurta in India Although many online shopping sites feature Pathani kurtas, you may face issues with the quality or delivery of the product. To avoid disappointment, it is a good idea to check reliable online websites to buy your own Pathani suit set. Here are some prominent shopping websites in India that feature quality products. You can check out Pathani Kurtas and suits on these websites and make your purchase. TataCliq In TataCliq you can find over 140 different styles of Pathani kurtas and sets for you and your family. Manyavar, FabIndia, Jaipur Kurti, Aurelia, and Aks are some popular brands that are listed on this website. Costliest ProductBrand – FabIndia.Description – Blue Linen Pathani Kurta for Men.Price – Rs. 3299Cheapest ProductBrand – Little Mafia by Aarika.Description – Kids Navy Blue Cotton Pathani Kurta Set.Price – Rs.399Most Popular ProductBrand – Vastramay.Description – White Cotton Pathani kurta set for Men.Price – Rs. 2019 Flipkart Flipkart features over 7000 different designs of Pathani suits and kurtas on its website. Although there are many new and lesser-known brands featuring their Pathani collection on the website, you can also find good brands like W, Pantaloons, House of Pataudi, Aurelia, and Aks here. Costliest ProductBrand – Indian Poshak.Description – Black Cotton Blend Pathani Suit Set for Men.Price – Rs. 6907Cheapest ProductBrand – HRRDescription – Boys Cotton Kurta Pyjama Pathani Set.Available in Red, White, Blue, and Yellow.Price – Rs. 186Most Popular ProductBrand – LibasDescription – Maroon Viscose Rayon Pathani Kurta for Women.Price – Rs. 469 Rajwadi The Rajwadi website features over 100 Pathani designs in different colours and sizes. Linen Club and R Studio are the two brands that are featured on this website. Pathani kurtas and suit sets are available for men and boys on this website. Costliest ProductBrand – R StudioDescription – Maroon Cotton Silk Pathani Suit Set for Men.Price – Rs. 13,799Cheapest ProductBrand – R StudioDescription – Off White Boys Lycra Pathani Set.Price – Rs. 1299Most Popular ProductBrand – R StudioDescription – Light Blue Round Neck Pathani Suit with Fancy Buttons for Men.Price – Rs. 2795 Amazon On Amazon, you can choose from over 4000 different types of Pathani kurtas and suits for yourself and your loved ones. Manyavar, In-Sattva, and Vastramay are some popular brands featured on this website. Costliest ProductBrand – In-SattvaDescription – Pullover Pathani Kurta with Roll-up Sleeves and Shoulder Straps. Available in Black, White, Light Blue, and Navy Blue.Price – Rs. 7814Cheapest ProductBrand – DiverseDescription – Royal Blue Cotton Pathani Kurta.Price – Rs. 459Most Popular ProductBrand – VastramayDescription – Cotton Blend Pathani Kurta. Available in Blue, Grey, Black, White, Yellow, and Pink.Price – Rs. 838 – Rs. 1199. The price varies according to the size selected by you. Myntra Popular brands on Myntra include Vastramay, Aarika, Manyavar, Biba, and Sangria. On Myntra, there are over 800 different options of Pathani kurtas and suits for men, women, and children. Costliest ProductBrand – TasvaDescription – Cream-coloured Cotton Pathani Suit with Salwar.Price – Rs. 6499Cheapest ProductBrand – VMartDescription – Mustard Yellow Cotton Pathani Kurta with Pyjamas for Boys.Price – Rs. 449Most Popular ProductBrand – HangupDescription – Solid Black Cotton Pathani Kurta with Pyjamas for Men.Price – Rs. 1139 [B-02] Conclusion Buying a Pathani suit set for yourself and your family will make you look unique. You can also pair these kurtas with different accessories to create a stylish look. Chunky jewellery, ethnic footwear, and sunglasses will add more jazz to your look. You can also dress down and pair these Pathani kurtas with jeans for a more casual look. If you are finding yourself a little low on cash for your shopping, don’t worry, just log on to Piramal Finance. In case of any doubt, consult their experts and get easy and customised credit card and personal loan solutions. Visit the website today to learn more about the different options available.

08-11-2023

Know More

Insurance for Commercial Vehicles: Why Is It Important?

According to a World Bank report, India owns 1% of the vehicles worldwide, but 11% of total road accidents occur here. Using vehicles involves numerous risks, such as road accidents, theft, and other crimes. Commercial vehicle insurance is important if you use your vehicles for business purposes. It protects your vehicle from various losses, like damage and third-party liabilities, in case of any unforeseen event. You must have adequate knowledge to find appropriate motor vehicle insurance for your business. In this article, you will learn the importance of vehicle insurance. [B-01] What is commercial vehicle insurance? According to the Motor Vehicle Act of 1988, it is mandatory to have vehicle insurance. Motor vehicle insurance protects commercial vehicles and any personal vehicle used for commercial purposes. The insurance protects the vehicle from third-party liabilities (by paying for any medical costs or property damages owed to third parties). It also protects you from any damage that might happen in an accident by paying for your or the car’s medical bills and repair costs. When your business depends upon vehicles, it becomes even more important to have commercial vehicle insurance as the unpredictability rises. Vehicle insurance covers several vehicles, including trucks, auto-rickshaws, pickup vans, tractors, trucks, company cars, cabs, and others. Why is it important to have vehicle insurance? Insurance has always protected us from the unpredictability of life. Getting your commercial vehicles insured is beneficial for a multitude of reasons. Some of the reasons why having vehicle insurance are considered essential are: 1. Protects you from any financial stress Commercial vehicle insurance protects your vehicle from financial loss due to unprecedented circumstances. It covers the loss or damage that might happen to the vehicle in case of any natural calamity like an earthquake, tsunami, flood, etc. Also, if the car gets into an accident, it covers third-party liability, which includes damages, medical care, funeral costs, etc., for the other person. Furthermore, when your vehicle is on the road earning you money, it is crucial to protect it. You can never be sure about what might happen in the next minute. Thefts, fires, or terrorist acts are always unforeseen. Insurance will also protect you from man-made calamities. 2. Amount reimbursement There is no time to fret about finances when an unfortunate event occurs. You need the money urgently, without any hassle. Motor vehicle insurance helps meet urgent monetary requirements by reimbursing the insurance money. If the driver or vehicle owner meets with a fatal event that leads to their sudden demise or permanent disability, then the amount is reimbursed. It can help people pay for expenses during unfortunate times. 3. Third-party liability coverage In the case of collisions, the damage does not only happen to the vehicle. Property loss, life loss, and vehicle damage are also risks. These losses and damages require a hefty amount to be covered. If your vehicle is not insured, you will have to pay for these expenses out of your own pocket, which can disrupt your business operations. Vehicle insurance covers the finances of all these third-party losses that might take place during an unforeseen accident. It helps cover expensive medical costs, property damage repairs, and even death costs. 4. Benefits that are better than personal auto policies If you use a personal vehicle for business purposes and only have personal auto insurance, you won’t get coverage against the damages that occur during business activities. For example, X uses their personal car to deliver the products to their customers. They only have personal auto insurance because it’s their personal vehicle. However, one day, while delivering the products, they meet with an accident, and there is a huge property loss because of the accident. In such a circumstance, X will have to pay for the damages that occurred due to the accident from their personal finances because they were using the vehicle for business purposes and not their personal use. Also, they don’t have commercial vehicle insurance to cover the damages. 5. Quick monetary help When mishaps happen on the road, you require quick monetary help. With vehicle insurance, this is simple. All you need to do is finish the required formalities, and you can get quick financial aid from the insurance company. During an accident, when the vehicle gets damaged, it is a possible loss to your business. However, you can get quick repairs when you have a vehicle policy. 6. Mandatory as per the law Having commercial vehicle insurance is mandatory in India as per the law. Not having insurance can be risky for you, as your vehicle might also get seized. With commercial vehicle insurance, you do not have to fret about any such threats. 7. Towing damages are covered Many times, the mechanical towing away of the vehicles leads to damages, which can cause problems during business activities. With vehicle insurance, such damages are covered, and you can get monetary help for the same with ease. [B-02] Conclusion Commercial vehicle insurance is mandatory for all vehicles, despite their size, as per the Motor Vehicle Act of 1988. Using a vehicle for organizational requirements comes with several risks, which may lead to vehicle damage, property loss, or even demise. You should get motor vehicle insurance to protect the vehicle and the people against these damages. Having adequate insurance can help you with the monetary requirements during unfortunate events on the road. With insurance, you do not have to fret about the losses and damages that might hinder your business. You can get more information regarding commercial vehicle insurance by visiting the Piramal Finance website. Check out their blogs for more information on financial matters, such as personal loans, credit cards, and financial management.

08-11-2023

Dream Mobile

Latest OPPO Smartphone Models In India

Oppo offers some of the best smartphones in the market. Whether it is specifications or the design statement, Oppo has never disappointed its customers. Here users learn about some of the latest Oppo offerings in India. [B-01] Oppo F17 Pro The F17 Pro, a sleek and lightweight smartphone from Oppo, was recently released. It is thin (7.48 mm) and lightweight, making it exceptionally comfortable to use for extended periods of time, whether you’re texting or gaming. The Oppo F17 Pro’s front display is a 6.43-inch Super AMOLED with high resolution. The Oppo F17 Pro’s efficiency is decent for regular use; it is quick and reliable, whether launching apps or navigating Android’s options panel. The Oppo F17 Pro has a single version that includes 8 GB of LPDDR4X RAM and 128 GB of UFS 2.1 memory and runs on the MediaTek Helio P95 SoC. The 4,015 mAh battery provides moderate to average usage for one day and a half. 1Display6.43-inch (1080 x 2400)2ProcessorMedia Tek Helio P953Front Camera16 MP, 2 MP (Dual Front)4Rear Camera48 MP, 8 MP, 2 MP, 2 MP (Quad Rear)5RAM8 GB6Storage128 GB7Battery Capacity4015 mAh8Operating SystemAndroid 10 Oppo F17 The Oppo F17 smartphone was introduced in September 2020. The device has a touchscreen interface that measures 6.44 inches. An octa-core Qualcomm Snapdragon 662 CPU powers the Oppo F17. It has 4 GB of in-built RAM. The Oppo F17 has a 4000 mAh battery and runs Android 10. The Oppo F17 uses its own rapid charging technology. 1Display 6.44 inch2ProcessorSnapdragon 6623Front Camera16 MP4Rear Camera16 MP, 8 MP, 2 MP, 2 MP (Quad Rear)5RAM4 GB6Storage64 GB7Battery Capacity4000 mAh8Operating SystemAndroid 10 Oppo Reno 2 One of the three smartphones included in the Oppo Reno 2 Series that was introduced in India is the Reno 2. The Qualcomm Snapdragon 730G SoC powers the Oppo Reno 2’s quad-camera system at the back. A 6.5-inch, full-HD+ AMOLED screen without a bezel is featured on the Reno 2. Additionally, the handset boasts an in-display fingerprint reader that unlocks the device quickly. The screen is brilliant when viewed outdoors and has excellent viewing angles. 1Display6.55 inch (1080 x 2400)2ProcessorSnapdragon 730G3Front Camera16 MP4Rear Camera 48 MP, 13 MP, 8 MP, 2 MP (Quad Rear)5RAM 8 GB6Storage256 GB7Battery Capacity4000 mAh8Operating SystemAndroid 9.0 Pie Oppo F21s Pro 5G The Oppo F21s Pro 5G smartphone was introduced in the September of 2022. The smartphone has a 6.43-inch touchscreen interface with a 60 Hz framerate that has a 20:9 aspect ratio and a resolution of 1080 x 2400 pixels (FHD+). A Qualcomm Snapdragon 695 octa-core CPU drives the Oppo F21s Pro 5G. It has an 8 GB RAM capacity. A 4500 mAh battery powers the Android 12 operating system of the Oppo F21s Pro 5G. Super VOOC fast charging is supported by the Oppo F21s Pro 5G. 1Display6.43 inch (1080 x 2400)2ProcessorSnapdragon 6953Front Camera16 MP4Rear Camera64 MP, 2 MP, 2 MP (Tri Rear)5RAM8 GB6Storage128 GB7Battery Capacity4500 mAh8Operating SystemAndroid 12 Oppo A77s The Oppo A77s smartphone was introduced in October 2022. The smartphone has a 6.56-inch touchscreen interface with a 90 Hz refresh rate that has a resolution of 1612 x 720 pixels (HD+) and a pixel density of 269 pixels per inch (ppi). It has an 8 GB RAM capacity. A 5000 mAh battery powers the Android 12 operating system of the Oppo A77s. The Oppo A77s can charge quickly using Super VOOC. 1Display6.56 inch (1612 x 720)2ProcessorSnapdragon 6803Front Camera8 MP4Rear Camera50 MP, 2 MP (Dual Back)5RAM8 GB6Storage128 GB7Battery Capacity5000 mAh8Operating SystemAndroid 12 Oppo Reno 8Z 5G Oppo Reno 8Z is a 5G mobile device which was introduced in August 2022. The smartphone has a 6.43-inch touchscreen interface with a 60 Hz framerate that has a resolution of 1080 x 2400 pixels (FHD+). An octa-core Qualcomm Snapdragon 695 CPU powers the Oppo Reno 8Z 5G. It has an 8 GB RAM capacity. The Oppo Reno 8Z 5G is equipped with a 4500 mAh battery and works on Android 12. Super VOOC fast charging is supported by the Oppo Reno 8Z 5G. 1Display 6.43 inch (1080 x 2400)2ProcessorSnapdragon 6953Front Camera16 MP4Rear Camera64 MP + 2 MP + 2 MP5RAM8 GB6Storage128 GB7Battery Capacity4500 mAh8Operating SystemAndroid 12 Oppo A57 (2022) The Oppo A57 (2022) smartphone was introduced in May 2022. The smartphone has a 6.56-inch touchscreen interface with a 60 Hz framerate and a 720 x 1612 (HD+) screen definition. The Oppo A57 (2022) is equipped with a MediaTek Helio G35 CPU with eight cores. It has 3 GB of RAM installed. A 5000 mAh battery powers the Oppo A57 (2022), which works on Android 12. Oppo A57 (2022) is compatible with exclusive rapid charging. 1Display6.56 inch (720 x 1612)2ProcessorMedia Tek Helio G353Front Camera8 MP4Rear Camera13 MP, 2 MP (Dual Rear)5RAM3 GB6Storage64 GB7Battery Capacity5000 mAh8Operating SystemAndroid 12 Oppo K10 5G The Oppo K10 5G smartphone was introduced in April 2022. The smartphone has a 6.59-inch touchscreen interface with a 120 Hz framerate that has a screen definition of 1080 x 2412 pixels (FHD+) and a pixel density of 401 pixels per inch (ppi). An octa-core MediaTek Dimensity 8000-Max processor powers the Oppo K10 5G. It has 8 GB and 12 GB of RAM variants. A 5000 mAh battery powers the Android 12 operating system of the Oppo K10 5G. The Oppo K10 5G has Super VOOC rapid charging capabilities. 1Display6.59 inch (1080 x 2412)2ProcessorMedia Tek Dimensity 8000-Max3Front Camera16 MP4Rear Camera64 MP, 8 MP, 2 MP (Tri Front)5RAM8 GB/12 GB6Storage128 GB/256 GB7Battery Capacity5000 mAh8Operating SystemAndroid 12 [B-02] Final takeaway The latest Smartphones from Oppo come in various styles and sizes. While selecting the best smartphone device from Oppo, understand your style and then determine whether the phone’s features are compatible with your needs. For consumers seeking the latest smartphones from Oppo in India, Piramal Finance is a great financing option. Explore their financial products and services, such as personal loans, credit cards, and financial calculators, and read more related blogs on the website.

08-11-2023

Dream Mobile

Buy OnePlus Mobiles Under 30000 Online In India

Buy OnePlus Mobiles Under 30000 Online In India Check out this curated list of OnePlus mobiles under Rs 30,000, selected based on their impressive specifications that attract consumers. Despite widespread interest, many consumers simply cannot afford flagship smartphones with top-tier hardware and software. However, OnePlus is one of the most well-known manufacturers of mid-range phones that cost less than Rs 30,000 but perform admirably. OnePlus smartphones offer top-notch features at affordable prices, and the attractive discounts will make you happy. Top OnePlus Mobiles Under 30000 OnePlus Nord 4 5G: Price : Rs. 29,999The OnePlus Nord 4 5G is a top contender in the mid-range segment. With a sleek design, stunning AMOLED display, and robust performance, it delivers an exceptional smartphone experience. The device features a triple-camera setup, offering excellent photography options and an immersive display for a superior viewing experience.Specifications:- Display: 6.78 inches (17.22 cm) Fluid AMOLED- Performance: Qualcomm Snapdragon 7+ Gen 2- OS: Android 13- RAM: 8 GB/12 GB- Storage: 128 GB/256 GB- Battery: 5000 mAh- Camera: 50 MP + 8 MP + 2 MP and 16 MP (front)Pros | Cons- Stunning AMOLED display | No expandable storage- Fast 80W charging | No official IP rating- Excellent camera performance | No wireless charging OnePlus Nord CE 4 5G: Price : Rs. 27,999The OnePlus Nord CE 4 5G offers a great balance of power and affordability. It features a premium build, a powerful chipset, and excellent battery life. The camera setup ensures crisp and vibrant images, while the smooth AMOLED display enhances the user experience.Specifications:- Display: 6.7 inches AMOLED, 120Hz refresh rate- Performance: Qualcomm Snapdragon 782G- OS: Android 13- RAM: 8 GB/12 GB- Storage: 128 GB/256 GB- Battery: 5000 mAh- Camera: 50 MP + 8 MP and 16 MP (front)Pros | Cons- Great battery backup | No headphone jack- AMOLED display with a high refresh rate | No wireless charging- Fast charging support | Lacks official water resistance OnePlus Nord CE 3: Price : Rs. 25,999The OnePlus Nord CE 3 is a fantastic choice for those looking for a budget-friendly smartphone with premium features. With its powerful processor and high refresh rate display, it delivers smooth performance for everyday use.Specifications:- Display: 6.72 inches Fluid AMOLED, 120Hz refresh rate- Performance: Qualcomm Snapdragon 782G- OS: Android 13- RAM: 8 GB/12 GB- Storage: 128 GB/256 GB- Battery: 5000 mAh- Camera: 50 MP + 8 MP + 2 MP and 16 MP (front)Pros | Cons- Fast charging at 80W | No IP rating- Premium build and design | No wireless charging- Great gaming performance | No expandable storage OnePlus 10 R 5G: Price : Rs. 28,599Our top pick for the best OnePlus mobile phone under Rs. 30,000, the OnePlus 10R 5G stands out with its impressive 6.7-inch AMOLED display and a smooth 120Hz refresh rate. The device supports 5G connectivity, making it future-proof and a great option for high-speed network users.Specifications:- Display: 6.7 inches AMOLED, 120Hz refresh rate- Performance: MediaTek Dimensity 8100 chipset- OS: Android 12- RAM: 8 GB/12 GB- Storage: 128 GB/256 GB- Battery: 5000 mAh- Camera: 50 MP + 8 MP + 2 MP and 16 MP (front)Pros | Cons- Superb performance | No Gorilla Glass protection- Smooth 120Hz refresh rate | Missing headphone jack- OIS for stable photography | No expandable storage OnePlus 3T: Price : Rs. 20,999OnePlus 3T is a solid budget-friendly option that still delivers a great user experience. While it may not have the latest features, it remains a reliable choice for casual users.Specifications:- Display: 5.5 inches Optic AMOLED- Performance: Qualcomm Snapdragon 821- OS: Android 8.0 (Upgradable via custom ROMs)- RAM: 6 GB- Storage: 64 GB/128 GB- Battery: 3400 mAh- Camera: 16 MP (rear) and 16 MP (front)Pros | Cons- Compact and ergonomic design | Older processor- Smooth software experience | No official updates- Decent camera performance | No 5G support Conclusion When it comes to smartphones, the finest OnePlus mobiles under Rs. 30,000 in India offer a perfect balance of power and design. The choice ultimately depends on your specific needs. OnePlus smartphones are known for their impressive hardware, including speedy processors, respectable cameras, and long-lasting batteries.Always conduct research before buying any phone. Read more related blogs on the Piramal Finance website, or explore our financial products and services, such as personal loans, credit cards, and financial calculators.

08-11-2023

Dream Mobile

The Best Gaming Phones in 2022

Who doesn’t get hooked on playing games on their phone? There are several new gaming devices in the market right now. Many mobile phones claim to be the best gaming devices, and it can be hard to choose one. Also, it can be hard to know how much to pay for these things. This article will help you choose one in your budget. We have done our homework and found the top gaming phones that are dominating the space, currently. Here is a list of the best gaming phones in 2022. [B-01] 1) Xiaomi Black Shark 5 Pro The Black Shark 5 Pro is one of the best gaming phones in the market right now. You can easily load whatever game you want, from PUBG to Call of Duty and anything in between. On that magnificent OLED display, everything is smooth and clear, and it also has actual pop-up trigger buttons, so all of your actions will be accurate and quick. The phone has a beautiful and innovative design. The Black Shark 5 Pro is without a doubt Xiaomi’s most powerful gadget to date and is an excellent option for anybody who plays games. Even though the price is somewhat high, it lives up to the claims that have been made about it. 2) Samsung Galaxy Z Fold 3 The Samsung Galaxy Z Fold 3 has all the latest features and a new user interface. Since it can be folded, it has a full 7.6-inch screen when fully opened. This is great for multitasking and gaming, particularly when used with a split view. When it comes to gaming, the phone’s screen is very good and doesn’t let you down. Also, the phone doesn’t get too hot and can load games like Call of Duty quickly and easily. The interface works well as a whole. Also, the game has one of the best feels because of the sound from the Dolby speakers. The Samsung Galaxy Z Fold 3 is expensive, but it’s the first step forward for foldable phones. 3) Apple iPhone 13 Pro It has been difficult for the iPhone to compete with other top smartphones in the gaming market but with the introduction of Apple Arcade and its very own gaming network in Game Center, this is no longer the case. The 120Hz display makes Apple Arcade stand out. High-power games like Elder Scrolls Blade, Minecraft, and Call of Duty Mobile are easy to load. The OLED display provides an exceptional gaming experience. The temperature of the phone while playing remains normal. Overall Apple iPhone 13 Pro is smooth and easy to use. 4) Asus ROG Phone 6 One of the best gaming phones in the market right now is the Asus ROG Phone 6. It has a fast processor, great features, and some amazing cooling tech all packed into a slim body, specially made for gamers. Though expensive, Asus ROG Phone 6 is a great investment if you want a phone with great gaming features that will last for a long time. 5) iQoo 9T The iQoo 9T is the most recent product to enter the gaming business but has already left its mark. Powered by Snapdragon’s latest and most powerful processor, the Snapdragon 8+ Gen 1 is a gamer’s delight. The display has an impressive refresh rate of 120 Hz, which makes for an incredible overall gaming experience. Though a little costly, it’s worth the price. 6) Nubia RedMagic 7 Pro The Nubia RedMagic 7 Pro is a show-stopper. Snapdragon 8 Gen 1 CPU, up to 18GB RAM, and 120 Hz AMOLED display come together to provide an unmatched mobile gaming experience. The long battery life of the Nubia RedMagic 7 Pro is one of its standout features. There were no bugs found in the phone, which made it easy and smooth to play games on. 7) OnePlus 10T The OnePlus 10T is one of the best Android phones. It also has Snapdragon 8+ Gen 1, just like the iQoo 9T. The 120Hz refresh rate of the screen is very impressive. You’ll notice how smooth the phone is overall and how easily it can run games like PUBG or Call of Duty that have a lot of data. The battery life also is very good. [B-02] Final thoughts Now that you know about the best gaming phones and what they have to offer, you can easily choose one of the options. People who want to learn more about the best gaming phones and other related topics should go to Piramal Finance’s website. Visit Piramal Finance’s website to find out more about the products and services they offer, such as personal loans, EMI, credit cards, etc.

08-11-2023

Know More

Importance of an Insurance Policy for Children

As a parent, one of the most important things you can do is to make sure that your children are protected financially. Raising your kids with the vision of a better and more secure future is a parent’s top priority. It is possible with a child insurance plan that covers the uncertainties of life. The policy helps provide for your child’s future if something happens to you before they become adults. Some benefits of child plans include: [B-01] Securing Future You never know what might happen tomorrow. But with a child insurance plan, you can rest assured that your child’s financial needs will be taken care of if something happens to you. This plan covers their financial and basic needs like living, education, and medical care. If you are the primary breadwinner in your family, your sudden demise would have a major financial impact on your loved ones. With a child insurance policy, your beneficiaries can use the maturity amount to make ends meet. Child plans cover your kid’s future and fund their higher studies through a systematic investment. Your kids will get a corpus amount to achieve their goals and fulfil their dreams. Emergency Fund for Kids Sometimes money is the only saviour in the case of an emergency. Children’s insurance plans also provide a partial withdrawal facility, which can come in handy at such a time. If your kid falls ill or is going through expensive treatment, the insurance company allows a partial withdrawal from your fund for their treatment. Such child plans provide relief to the insurer and their dependents. Provides a Monthly Income Benefit Some insurance policies also cover monthly expenses in extraordinary circumstances. If you are disabled and unable to work, the child insurance plan will provide a monthly income benefit to your beneficiary. This benefit can help cover their living expenses, such as groceries, utility bills, etc. Premium Waiver Facility Usually, premiums for insurance policies should be paid irrespective of the time frame you choose. But destiny may have different plans. In case you fall prey to a chronic illness or are disabled during this tenure, what will happen? Don’t worry. An insurance policy for children offers a premium waiver facility to bring relief to your family in such times. With this facility, they will not have to pay any pending premiums on the policy. At the same time, the plan’s benefits will continue until the end of the policy’s tenure. A College Education Fund Higher education is expensive, whether your kid wants to study in India or abroad. You need huge funds for admission and other fees. The education plans can offer you a backup to fulfil these demands. These child plans can provide a college education fund to help pay for tuition and other expenses. This will ensure that your child can finish their education, even if you are no longer there to support them financially. Loan Collateral Insurance policies for children can be used as collateral for loans as well. The most important reason for buying an insurance plan is to secure your child’s future. But if you have an emergency, you can use this policy as collateral to take a quick loan from any financial institution. Tax Benefits A child insurance plan also offers huge relief to the insurer with tax benefits under Section 80C of the Income Tax Act of 1961. The premium paid for these schemes is tax-free up to Rs 150,000. Also, payments received after maturity are tax-free under Section 10(10D). Savings Fund Besides providing financial protection, an insurance policy also acts as a savings fund. If you invest in this plan systematically, you’ll get an impressive return at maturity. Survival benefits can also help with your kid’s marriage or higher education or even fund their start-up business. Peace of Mind Finally, a child insurance plan can give you peace of mind. Knowing that you have a financial safety net for your children can help you sleep better at night. And if something does happen to you, your loved ones will be taken care of financially. It can also help pay for your child’s education or other expenses. But life insurance isn’t the only benefit of getting this policy. It also becomes an investment component in your financial strategy, especially if you choose a ULIP child plan. Due to the rising inflation rate every year, these plans can help you invest in the equity market and reap the benefits of inflation-proof returns. They will bridge the gap between your investment objectives and tax-saving equity plans. You can also leverage the investment component of a child insurance policy by investing in different options, including debt funds, liquid funds, or hybrid plans, depending on your risk appetite. With a diversified portfolio, you can face market volatility without losing your money. And if the returns aren’t what you expected, there’s always a chance to switch your policy to better funds or schemes. [B-02] Conclusion As you can see, a child insurance policy has several benefits for your family’s future and financial objectives. However, you must select the right plan according to your income, age, health conditions, and goals. You should work with a certified professional to make the right choices. If you want to buy insurance online that suits your needs, visit Piramal Finance for more information and talk to our life insurance agent about the different options available. Get the best advice regarding all financial products, such as insurance, EMI, and personal loans, from your well-wisher and financial expert, Piramal Finance.

08-11-2023