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How to check the balance enquiry number?

In the world we live in now, it’s essential to check your bank account often. It helps you keep track of your finances, like how much money you’ve spent on purchases and how much money is still in your bank account. It also lets you know if there have been any fraudulent activities or if money was taken out of your account for little or no reason. There are many ways for you to check your balance enquiry number. To check your balance enquiry number, you can either log in to your online banking account or use the phone banking services (via the missed call and SMS services). Here are some of the easiest ways to keep an eye on your bank account. But one important thing to remember is to register your phone number with the bank first. [B-01] SMS service to check the balance of your account People who don’t use digital methods or don’t have internet access may check their bank balances using the SMS service. Before the customer can use the SMS facility, they must use the SMS banking application form to register their mobile number with their bank’s home branch. Once the customer gets the confirmation message and MPIN saying that their number has been registered, they can use the SMS facility. Register your mobile number with the bank branch that handles your account so they can contact you. Once you have the MPIN, you must send a message to the Indian bank at their given number, (+91) 94443-94443, using a specified format. To check your balance, you can send the SMS as BALAVLBalance EnquiryBALAVL <Ac no> <MPIN> Then, in response to your request, they will give you a text message with the current balance in your account. In addition, the SMS facility allows you to see your mini-statement and the current status of your cheque. Missed call service to check the balance of your account Once you’ve given your mobile number to the bank, follow these steps to use the missed call service. You must register your mobile number with the Indian Bank. After that, you’ll need to give the number provided by the bank a missed call to find out what your balance is. After the bank gets the missed call, it sends you an SMS with the account balance. You can also use the toll-free number to find out how much balance is remaining in your bank account. You need to call the toll-free number for an Indian bank. Call the Indian Bank Balance Check number, 1800 425 00000, from the registered mobile number with the bank. Then, you must choose a language you can speak. The dedicated bank’s customer care representative then connects with you to help you with the process of checking your bank balance. Use an ATM You can also use an ATM to check your bank balance. All you have to do is enter your debit card or ATM card and follow the steps given. Swipe your ATM or debit card. Type in the PIN (a four- or six-digit code). Choose the “Balance Enquiry” option. You can check your bank balance. One important thing to remember when using an ATM to check your bank balance is to use an ATM of your bank. You might have to pay a fee if you use an ATM from a different bank. You might have to pay an extra fee if you use an ATM from a foreign bank. Through UPI and other apps for banking With UPI and other banking apps, it’s now very easy to see how much money you have in your account. If you’ve never used UPI, here are the steps to follow. Download any UPI on your mobile. Ensure the registered mobile number’s SIM card has enough balance and is active to send SMS from a mobile device with a UPI app. So, to verify your phone number, the app will send you an SMS. After the verification, you will be asked to create a UPI ID and a separate PIN. After you set up your PIN, which is a four-digit code, the registration process is done. Remember that if you already have a UPI ID for one app, you can use that same ID for all other apps. Also, some apps can ask for your email address. In some cases, the email address might not match the registered email address. To see how much money you have in your bank account, go to the UPI app and choose the “check account balance” option. When you enter your UPI PIN, the balance will be shown automatically, and there is no charge for this. Net Banking Net banking is one of the fastest and easiest ways to determine how much money you have in your bank account. All you have to do is go to the Indian Bank website and log in. If you are not signed in, you will need to sign up. All you have to do to sign up is enter information like your phone number, account number, email address, debit card number, and CVV number. After you enter these details, a one-time password will be sent to you. You can set up your username and password after you enter the OTP. So, now you’re signed up and can easily log in whenever you want to see how much money you have. Visit https://www.indianbank.net.in/ After successfully logging in, you can see a brief overview of your account and do an Indian Bank Balance Check. In addition to checking your bank balance, you can transfer money, pay bills, and do other online transactions with net banking. Passbook to check the balance of your account. When you open a bank account, you get a passbook. The passbook records all your transactions as long as you keep them up-to-date. When you open the passbook, you can see how much money is in your account. Keep your passbook up-to-date to see all your debit and credit transactions. Despite this, you should remember to bring your passbook to the bank to keep it up to date. [B-02] Final Thoughts After reading this article, you should clearly understand how to check your balance enquiry number. Now that you know, you can do an Indian bank balance check online and, in other ways, do it often! People who want to know how to check their balance enquiry number can get great help from Piramal Finance, a financial expert. Learn more about easy business and personal loan solutions and a range of financial services with us.

08-11-2023

Banking

How to check your bank balance online?

Nowadays, banks provide their customers with online banking services that are pretty useful. Whether it is shopping online or paying a utility bill, everything is easy when you have a bank account with online transaction facilities. You can also deposit money in your account or transfer money to another account through online banking, right from the comfort of your home. However, it is essential to conduct a bank balance check regularly to know your account balance. Performing a regular online balance enquiry will also help keep you from falling victim to online fraud. [B-01] Like any other banking transaction, you can now do an online balance check for your account in many ways. Depending on what your bank has to offer, you can use SMS banking, Net banking, or UPI apps to check your bank balance online. Conducting an online balance enquiry is easy. However, there are a few things you need to remember before doing any online banking transactions: It is essential to register your mobile number with the bank. It will help you send and receive crucial information related to your account through SMS. You can choose to use net banking when you open an account so that you can do your banking online. Most banks have applications that make online banking easier. If your bank has an app, download it on your smartphone to access your account-related information anytime. UPI apps can also be used to conduct an online balance check. You can link your bank account with any UPI app to make online transactions easier. Make sure to apply for a debit card for your bank account. You can use your debit card to make card payments online or at POS machines. Different Ways to Know Your Bank Balance Online Do you want to know the different ways to conduct a bank balance check online? Here is a detailed list for you: Bank balance check through text messages- The easiest way for you to check your bank balance online is through SMS banking. Almost all banks provide SMS banking facilities to their customers. Also, you do not need a smartphone to activate SMS banking. You need to register your mobile number with the bank and link it to your bank account. This way, you will receive alerts on your phone through SMS whenever there is a transaction in your account. You will also receive bank balance notifications regularly. Online balance check through net banking A net banking facility is another easy way to check your bank balance online. If you are a first-time user, you can activate net banking for your account. Then, you must visit the bank’s official website to register. You can click on the link that says “Register.” Enter your account details and set a password. Once you set up your net banking, you can log in to your account from anywhere. You can use net banking to make payments or carry out other online transactions. You can also use it to check account-related information like your bank balance and transaction history. Balance enquiry through mobile banking Mobile banking has become an exceedingly common and easy way to do bank transactions. If your bank has a mobile application, you can use it as one of the easiest and quickest ways to check your bank balance. Just download the bank’s mobile application on your smartphone and register yourself by setting up a PIN. Once that is done, you can open your mobile application to check your bank balance anytime. Bank balance check through the debit card If you have a debit card linked to your bank account, you can use it to check your bank balance. However, you may have to visit an ATM for this. First, take your ATM card and insert it into the machine’s slot. You will be redirected to follow a certain number of steps on the screen of the machine. You can select the option “Balance enquiry.” You can also use this service to get a mini statement with details of your last three transactions. The machine will provide you with a printed copy of the same. Remember to use your own bank’s ATM. Using this facility on other bank ATMs may attract an additional fee. Online balance check through UPI apps UPI apps like Google Pay, PhonePe, and Paytm can also help you get your bank balance information at your fingertips. You can easily register yourself on any UPI app by following the following steps: Download your chosen UPI app from the Play Store on your smartphone. Open the app and enter the mobile number linked to your bank account. The app will automatically detect the account details linked to the mobile number. If not, you may manually enter your bank account information. Once done, you can access your account information through the app. You can use the app to check your bank balance online. UPI apps are pretty secure and protect your banking details with a PIN. You need this PIN to access your account details or conduct other transactions. It reduces the chances of your bank account details being misused. [B-02] Conclusion There are many ways to check your bank balance online. You can use any of the methods mentioned above that suit you best. Every bank provides different services to its customers. You can check with your bank for other options to conduct bank balance checks. When it comes to banking, never share your banking details and other financial information with others to keep yourself protected from fraud. Looking for more banking information? Visit Piramal Finance for more informational blogs. Check out our website for other financial services like housing or MSME loans, personal loans, etc.

08-11-2023

Banking

How can I check my bank account balance on the phone?

The days when one had to visit banks to enquire about their accounts physically are gone. With rapid technological advancements, we are indeed citizens of the digital age. Every service has worked towards making itself more accessible and convenient to use—and banks are not far behind. It is now possible to send money, check the balance in your account, and manage your finances from the comfort of wherever you are. If you’re wondering how to make banking more accessible and bring it to your fingertips, you’ve come to the right place. Here are five ways to check your bank account details from your phone. [B-01] If your phone has an active internet connection The internet has made all our lives easier by bringing banks straight to our doorstep. With various features such as net banking, banking apps, and UPI, checking your bank balance has become faster than ever. Here are some of these facilities explained in detail: Netbanking or online banking Netbanking is one of the most common and widely used methods to check your bank balance. To get started, it is helpful if you already have your net banking account set up on your bank’s official website on your phone’s browser. However, it is effortless to register if you do not have a net banking account. When you go to the “Login” option on your bank’s official website, you will be able to “Register.” You can follow the below-mentioned steps: The website will ask you for specific details that you should keep handy: Account number Mobile number Email address Debit card number CVV (the three digits found behind your debit card) Once these details are accepted, you will be asked to set a username and password. An OTP will be sent to your registered mobile number. Once this is done, you can log in using the username and password you set up. Once logged in, you can check your bank account balance by clicking on the “Check Account Balance” option. Netbanking allows you to carry out several other features, such as checking your bank statement online, sending funds, and other bank services. 2. Through UPI UPI, also known as Unified Payments Interface, is another way to check your bank account balance. However, there are a few prerequisites to this: Your bank account should be linked to your mobile number. It would be best if you had a UPI account set up. If you are a first-time user, setting up your UPI account is simple and convenient. First, download a UPI app of your choice (PayTM, Google Pay, and PhonePe are some popular choices). Here are the steps you can follow to set up a UPI account: Ensure you have enough balance on your registered phone number (the mobile number linked to your bank account). The app will check for accounts linked to your mobile number and validate them. The linked bank accounts will show up. Choose the one that is relevant to you. After verifying the above, you will be asked to set a unique four-digit PIN for the UPI app. Once you select your PIN, your registration is complete. Once you’re on the UPI interface, you should be able to see an option to check your account balance. Click on it to view your bank balance. Do note that you can also use UPI apps to make payments. 3. Banking apps As with the case of Point 1 (Netbanking), most banks will have a mobile application for their mobile processes. You can download the required app from either the Google Play Store (for Android users) or the App Store (for Apple users). Once you’ve downloaded the app, you can log in by following similar steps as with NetBanking. Once on the app, you should have the option to check your available bank balance. Banking apps are versatile and can be used for other activities like banking services—loans, bank transfers, and much more. If your phone does not have an active internet connection Perhaps you will have to enquire about your bank balance, but you might not have access to mobile data or WiFi. If that is the case, there is no need to worry—there are other means to reach your bank. Here are some ways you can check your bank balance if you do not have access to the internet: Sending an SMS to your bank SMS services are one of the quickest means of enquiring about your bank balance. You can get your account balance details by sending an SMS to the respective bank’s number from your registered mobile number. It might also help to enable regular SMS alerts on your mobile number. SMS alerts can be enabled when setting up your bank account or using net banking services. This allows you to regularly receive updates whenever transactions are made from your account. Please note that regular SMS charges will apply to the use of this service. Calling your bank For those who wish to approach this traditionally, you can also call your bank on their customer service number and enquire about your bank balance. This number will be unique to every bank and is convenient if you’re not tech-savvy. Please note that, unlike other banking services, this might not be available 24/7. However, if the bank’s calling system is automated, then you might be able to call them at any time in the day and ask about your balance by following the instructions narrated on the phone. You will be asked to enter your account number, and you can get your account balance details immediately. [B-02] Final Thoughts Hopefully, this will get you started on how to check your bank balance from your phone, wherever you are, regardless of whether you have an internet connection. Keeping these options in check will allow you to manage your finances and easily track your expenses. Read more related blogs on the Piramal Finance website to explore our financial products and services, especially those on personal loans, credit cards, and financial calculators.

08-11-2023

Schemes

What is NPS, and How is it Calculated on the NPS Calculator?

The Government of India has implemented NPS, a pension savings and investment program. The PFRDA oversees and controls this program. NPS provides financial stability for Indian retirees. It gives citizens various secure market-based choices for saving for the future. This is open to all employees in the private and public sectors. In the NPS scheme, people can make a minimal addition of Rs. 6,000 in a financial year. This can be paid all at once or at a minimum of Rs. 500. The money people pay to the scheme is invested in debt and stocks. The rate of return depends on how well these investments do. NPS’ interest rate is between 8% and 10%. Anyone can calculate their lump sum NPS amount on the NPS calculator. [B-01] NPS provides two sorts of accounts, called Tier-I and Tier-II. The retirement account drawing limit is called a Tier-I account. Tier-II is an opt-in account that allows for easy deposits and drawings. After three years of opening an account, the subscriber can take out up to 25% of their amount from NPS. These funds can be used for high-level purchases like buying a home, paying for a child’s education, or treating a severe illness. Elements of NPS Here are some of the most crucial aspects of the NPS: NPS invests some of its funds in stocks and bonds. The scheme offers annual rates of return between 9% and 12%. If a person is unsatisfied with the fund’s performance, they may replace the fund management. Section 80C of the Income Tax Act allows for a deduction in NPS of up to Rs. 1.5 million. Tier-I accounts must put in a minimum of Rs. 6,000 every year, in addition to a minimum one-time deposit of Rs. 500. Tier-II account holders must add an annual minimum of Rs. 2,000 and a past minimum of Rs. 250. After retirement, one cannot withdraw the whole amount from NPS. After retirement, you may only take 60% of the cash from the NPS account. The balance amount of 40% is deposited in the pension plan to acquire a monthly income. An NPS account may be created either online or offline. You may withdraw up to three times per five years during the term. After three straight years of holding an NPS account, one may withdraw up to 25% of the collected money. Eligibility For The NPS Scheme Any Indian citizen can open an NPS account. The age of the applicant must be between 18 to 60. The applicant must meet all KYC regulations. The applicant should not already have an NPS account. Setting Up A NPS Account It is possible to create an NPS account with the Pension Fund Regulatory and Development Authority online or offline. You may join the NPS scheme using either the eNPS internet portal or the paper-based offline method. Use of NPS Calculator Subscribers can use the NPS calculator to determine their provisional lump-sum payment and pension amount. With the NPS calculator, you may determine how much money needs to be invested in an NPS plan and how close you are to reaching your financial objectives. The formula considers the following: Monthly payment amount The projected rate of return on investment A portion of the corpus used to buy the annuity The estimated rate of return on the annuity People get confused between the NPS calculator and the RD calculator a lot. They are different as the RD calculator is only used to find interest and maturity you will earn via a recurring deposit. How Does The NPS Calculator Work? Follow these easy steps for using the NPS calculator: Step 1: Put in the amount you want to invest each month. Step 2: Type in your current age. Step 3: Select the expected rate of return and get the results immediately. Do note that the NPS calculator only gives you a rough idea of how much your pension will be. NPS calculator does not give you exact numbers. You can easily access and use NPS calculator online for free. Withdrawing From Your NPS Account At 60, retirees may start taking their money out of their NPS accounts. NPS allows for early withdrawals under specific circumstances. Let’s take a look at how NPS funds may be withdrawn. Withdrawal at Age 60 If the plan matures in 60 years, users can withdraw 60% of the accrued corpus from their NPS account. The remaining 40% will be utilised to buy an annuity. Subscribers must provide the aggregator with the withdrawal details and bank account. The aggregator uploads these details to the CRA system for processing. Withdrawing Before Age 60 After 3 years from the account’s opening, partial withdrawals are allowed. Each member may withdraw up to 25% of their entire portion. Withdrawings made before their scheduled time are only permitted in specific situations. These situations include paying for: a child’s education, buying a home, or treatment for severe health issues. At any point during the term, subscribers may request a withdrawal, with 3 requests permitted in 5 years of tenure. Tier I accounts are the only ones for whom these guidelines apply; Tier II accounts are not affected in any way. Withdrawal Upon Subscriber’s Death In the unfortunate event of the death of a subscriber, the entire corpus will be paid out to the designated beneficiary or their heirs. The beneficiary or legal heir must contact the aggregator to request the drawing of funds. They should provide the required documents, such as: the beneficiary’s or legal heir’s identification, a death certificate, etc. [B-02] Conclusion NPS is one of the safest investment modes, especially for senior citizens. You may want to invest in NPS if its regulations and perks fit your risk tolerance and investment goals. Between 18 and 60, you can open an NPS account and start investing. You can calculate your lump sum amount of NPS onthe NPS calculator. To get more information on financial calculators, credit cards and personal loans, visit Piramal Finance.

08-11-2023

Education

Things to Know About the Ayushman Card

It has been 4 years since Prime Minister Narendra Modi began the Pradhan Mantri Jan Arogya Yojna (PMJAY), which is also known as the Ayushman Bharat Scheme. As per the National Health Authority (NHA) website of the government, the Ayushman Bharat PMJAY is the biggest health insurance scheme in the world. It aims to provide health coverage of Rs. 5 lakh per family to over 10.74 crore poor and weak families, who constitute the bottom 40% of the Indian population. It is tough to explain the need for health insurance as the cost of medical treatments is rising every year due to inflation. The lack of medical experts and tools is also a major reason behind this rise. The reality is that only a few people can afford the high cost of health insurance. Those with lesser incomes use every penny just trying to survive every day, so they are unable to even think of buying health insurance. The Ayushman Bharat Yojana was given to the people of India to solve this issue and aid in the better health of the masses. The scope of this scheme is very wide and extends to a huge part of the Indian public. Below are some of the main points about the Ayushman Bharat scheme and the Ayushman Card. [B-01] What is the Ayushman Bharat Card? The Ayushman Bharat PMJAY gives 100 million low-income families, mostly from poor and lower strata groups, health insurance coverage of up to Rs 5 lakh per family each year. In 2011, the Socio-Economic Caste Census counted 8.03 million poor people who lived in rural areas and 2.33 million poor people who lived in cities. These people can avail of the benefits of this scheme. It provides health benefits to even those sections of society that can’t afford even the most basic life essentials. Ayushman Bharat Card Eligibility Ayushman Card rural eligibility People from scheduled castes and tribes. Families without a single male member in the 16 to 59 age range. Those in need who are dependent on alms. People from ancient tribal communities. Family without any members between the ages of 16 and 59. Members of families who collect recyclables by hand. Families with at least one physically disabled member and/or without any able-bodied adult. Ayushman Card urban eligibility People who have less than five or more acres of land. Rag picker Mechanics, electricians, and other repair personnel People who do not live in sturdy or ‘pucca’ homes. House helps Individuals who own mechanized farming equipment. People working for a government-run non-agricultural business. Artisans and tailor workers Street vendors like peddlers, cobblers, and other service providers Workers such as masons, plumbers, porters, painters, and welders Those who have Kisan cards with credit limits of at least Rs 50,000. Those who are not eligible to apply for an Ayushman Card A person who owns 2-, 3- or 4-wheeler vehicles. A person who owns a motorboat used for fishing. A person who has a government job. A person who owns both a fridge and a landline phone. A person who owns more than 5 acres of land. A person who lives in a ‘pucca’ house. A person who has a regular monthly income of more than Rs. 10,000. How to Apply for an Ayushman Card If you want to get the benefits of this scheme, you have to apply on the Ayushman Bharat website. Before you apply for an Ayushman Card, you must check and confirm that you are eligible to apply. If it is found that you do not meet the criteria for eligibility, your application will be rejected in no time. Thus, it is better to see the steps listed below to check whether you are eligible to apply for an Ayushman Card. Click the ‘Am I Eligible’ link on the official PMJAY website at https://www.pmjay.gov.in/. Enter your mobile number. Type the captcha code. Select ‘Generate OTP’ from the tabs. By entering your name, HDD number, mobile phone number, or ration card number, you may search in the state where you now reside. The search will assist you in checking if you can apply for the PMJAY scheme. Apply right now to avail of all the benefits of the scheme. [B-02] The Bottom Line Ayushman Bharat aims to give poor people easy access to health coverage. It has made medical services easy to access and afford for most of the public. But the scope of this scheme is yet to cover a major part of Indian middle-class families. The ‘deficient above poverty-line class’ is also referred to as a community that does not need help as it is not poor or helpless but still not rich enough to avail of all sorts of medical treatment. It is something that NITI Aayog is striving to address and find a solution to. To read more such articles and know more about easy financial solutions, do visit the Piramal Finance website.

08-11-2023

Electronics

Guide to Download COVID Vaccine Certificate

The first outbreak of the COVID-19 virus was from a lab in Wuhan, China, in 2019. This is a positive sense RNA virus that can encode its own proteins once it enters the host. COVID-19 has claimed more than 50 lakh people’s lives. COVID has been prevalent for a long time, but it was host specific, so humans were safe. Later due to a mutation in the COVID genome, it started affecting humans. When sequenced, the Coronavirus showed similarities to SARS and MERS. The spike protein was an addition to this virus which helped COVID in evading the host defence machinery system. [B-01] The spike protein of the Coronavirus interacts with the host’s skin ace receptor and enters the body. The symptoms of the disease include: Fever Coughing Tiredness Loss of taste or smell There were 4 strains initially prevalent, namely, the Alpha, Beta, Delta, and Omicron variants. The Mu variant is currently widespread. Among them, the Delta variant was considered the most dangerous. Now, these viruses have the capability to evade our defence machinery. So, in order to train our bodies to combat the virus, we need to administer certain vaccines. Vaccines Vaccines are biological preparations that immunize the body against particular diseases. We have two types of immunity: innate immunity and acquired immunity. Innate immunity is the type that we inherit from birth like our tears have lysozyme and saliva has antibiotic properties. Acquired immunity is the type that we acquire over the course of our lives. The COVID vaccine is prepared using different methods. There are two different vaccines manufactured in India, COVISHIELD and Covaxin. Covaxin is an Indian vaccine manufactured by Bharat Biotech. The vaccines are again of two types: dead inactive and live attenuated. Both have their pros and cons. Dead Inactive No replication of the virus. A booster dose is needed There is no transcription These cannot cause the disease These cause a weak immune response, hence need multiple doses Live attenuated The virus injected would be live Viruses will be capable of replication They would cause transcription If this is a success, then there would be no requirement for booster doses The Cowin app can be called the digital backbone of India. During the COVID-19 pandemic, the availability of vaccines was displayed on the Cowin app, and Indian citizens were able to book their vaccination appointments on it. You could register for the vaccine using either the Aarogya Setu app, the Cowin app, or their websites. After 20 minutes, you would be automatically logged out, and you would have to sign in again. You could only refresh the site up to 15 times. One should always do proper research before going in for a vaccination appointment. Check for the availability of the vaccines and then book your slot. One should always take the following precautionary measures while taking the COVID vaccine: Carry a hand sanitiser Wear a mask at all times Check the date of the appointment in advance Wear a loose long sleeves shirt so the health workers can easily access your arm region Always keep this in mind: A small prick can save you and your family’s life Always stay calm in all situations and take deep breaths If you fear needles, then just look away, as you cannot skip this How to Download the Vaccine Certificate? You can download your vaccination certificate from either the Arogya Setu app, the Cowin app, or their websites. How to download the certificate: Step 1: Go to the https://www.cowin.gov.in/ website Step 2: Click on the sign-in option Step 3: Using your mobile phone number provided during the registration, sign in using the OTP Step 4: Click on the desired name and click on the certificate option Step 5: There would be two options available: a vaccination certificate and an international travel certificate Step 6: If you want proof of vaccination for local purposes, then you can select ‘vaccination certificate’ Step 7: Those who want the international travel certificate need to fill up their passport details before downloading their vaccination certificate How to Download Certificate from Aarogya Setu App Step 1: Download the Arogya Setu app from the Google Play Store Step 2: Open the app and enter your registered mobile number Step 3: Click on the vaccination option and then ‘Download Certificate’ Step 4: From the list of names, select your name and download the required certificate from the app One can also show and access their vaccination certificate from the app itself. The Aarogya Setu app was designed to keep you safe by alerting you if you have been near any infected person. In this way, you can know when to take precautionary measures for COVID-19. You should always carry your vaccination certificate because these certificates are required to enter many places, especially international locations. COVID-19 certificates are also required when you enter certain places like theatres, malls and examination halls. [B-02] Conclusion After getting the COVID-19 vaccine, it is of utmost importance that you obtain the vaccination certificate too. Even after you get the vaccination, it doesn’t mean that you are completely immunised. There are still chances that you can be affected. The vaccines reduce the probability of getting infected. Visit Piramal Finance’s website for more such blogs and explore their financial products and services.

08-11-2023

Dream Mobile

Price List of Samsung 5G Mobile Phones in India

Are you excited about the new Samsung 5G phones in 2025? Samsung is a well-known brand that makes a wide range of phones, from basic keypad phones to the latest Samsung 5G mobile phones. These phones come in various price ranges and target different user communities. The Galaxy S family is Samsung’s high-end line-up, while the M and F series are for those with smaller budgets. To fill the gap, Samsung also makes the A series for the upper mid-range market. The company is competing with the market with their 5G phones at affordable prices and premium features. Here is a full list of the best Samsung 5G mobiles that let users access the internet at lightning-fast speeds. In this blog, we share an easy-to-read list of Samsung’s latest 5G phones. We also help you compare features, prices, and other useful details. Let’s dive in! What Are 5G Phones? 5G is the new network technology that lets you download and stream faster. With 5G, online videos, games, and any live content load much quicker. Samsung has many phones that work with 5G. These phones are perfect for students, young professionals, and anyone who loves technology. Samsung 5G Phones List in 2025: Your Easy Guide Below is a simple list of some top Samsung 5G phones for 2025. The list shows model names and prices. (Note that prices may vary slightly as updates occur.) Product Series 5G? Price Samsung Galaxy S25 Ultra S Yes ₹141,999 Samsung Galaxy S24 Ultra S Yes ₹109,999 Samsung Galaxy S25 S Yes ₹80,999 Samsung Galaxy A35 5G A Yes ₹24,140 Samsung Galaxy A55 5G A Yes ₹32,385 Samsung Galaxy A16 5G A Yes ₹16,999 1. Samsung Galaxy S25 Ultra – Price around ₹141,999 This is a high-end phone with a large display and advanced camera features. It is made for those who love photography and powerful performance. Specifications :- Display: 6.9-inch Dynamic AMOLED 2X with Quad HD+ resolution (3120 x 1440). Processor: Qualcomm Snapdragon 8 Elite chipset with a CPU speed up to 4.47 GHz. RAM: 12GB or 16GB options.Storage: 256GB, 512GB, or 1TB options.Rear Cameras:200MP Ultra Wide lens.50MP Telephoto lens.50MP Wide lens.Front Camera: 12MP sensor.Battery: 5,000mAh with up to 31 hours of usage. Operating System: Android 15 with One UI 7.Dimensions: 162.8 x 77.6 x 8.2 mm.Weight: 218 grams. Additional Features:Built-in S Pen.Galaxy AI features such as Circle to Search, Chat Assist, Note Assist, and Live Translate. IP68 water and dust resistance. 2. Samsung Galaxy S24 Ultra – Price around ₹109,999 A great choice for users who need strong performance with a powerful camera and smooth display. The phone also boasts a long-lasting battery.Specifications :-Display: 6.8-inch Dynamic AMOLED 2X with QHD+ resolution (3088 x 1440 pixels) and a variable refresh rate up to 120Hz. Processor: Qualcomm Snapdragon 8 Gen 3 chipset. RAM: 12GB.Storage: 256GB, 512GB, or 1TB options. Rear Cameras:200MP main sensor (f/1.7) with OIS.12MP ultra-wide lens (f/2.2).50MP periscope telephoto lens (f/3.4) with 5x optical zoom.10MP telephoto lens (f/2.4) with 3x optical zoom. Front Camera: 12MP sensor (f/2.2).Battery: 5,000mAh with 45W wired charging and 15W wireless charging support. Operating System: Android 14 with One UI 6.1. Dimensions: 162.3 x 79.0 x 8.6 mm.Weight: 232 grams (Sub6) / 233 grams (mmWave). Additional Features:Built-in S Pen with 4,096 pressure sensitivity levels. AI-enabled features such as Circle to Search with Google, Live Translate, and Note Assist. Titanium frame for enhanced durability. 3. Samsung Galaxy S25 – Price around ₹80,999 A more affordable model with many features of a premium phone. It offers a good balance of performance and price. Specifications :-Display: 6.2-inch Dynamic LTPO AMOLED 2X with a resolution of 2340 x 1080 pixels, 120Hz refresh rate, and HDR10+ support. Processor: Qualcomm Snapdragon 8 Elite (3 nm). RAM: 12GB. Storage: Options of 128GB, 256GB, or 512GB; no microSD card slot. Rear Cameras:50MP wide-angle lens (f/1.8) with OIS.10MP telephoto lens (f/2.4) with 3x optical zoom and OIS.12MP ultra-wide lens (f/2.2). Front Camera: 12MP (f/2.2). Battery: 4,000mAh with 25W wired charging and 15W wireless charging support. Operating System: Android 15 with One UI 7; up to 7 years of OS and security updates. Dimensions: 146.9 x 70.5 x 7.2 mm. Weight: 162 grams. Additional Features:IP68 water and dust resistance.Ultrasonic in-screen fingerprint sensor. 4. Samsung Galaxy A35 5G – Price around ₹24,140 This is a mid-range phone. It is excellent for everyday use with a good camera, clear display, and a fast 5G connection. Specifications :-Display: 6.6-inch FHD+ Super AMOLED with a resolution of 2340 x 1080 pixels and a 120Hz refresh rate. Processor: Samsung Exynos 1380 (5 nm). RAM: 6GB or 8GB options. Storage: 128GB or 256GB, expandable via microSD up to 1TB. Rear Cameras:50MP main sensor (f/1.8) with OIS.8MP ultra-wide lens (f/2.2).5MP macro lens (f/2.4). Front Camera: 13MP (f/2.0). Battery: 5,000mAh with 25W fast charging support. Operating System: Android 14 with One UI 6.1; up to 4 years of OS updates. Dimensions: 161.7 x 78.0 x 8.2 mm. Weight: 209 grams. Additional Features:Side-mounted fingerprint sensor.IP67 water and dust resistance. 5. Samsung Galaxy A55 5G – Price around ₹32,385 A strong mid-range option with a great camera and stylish design. It is perfect for those who want advanced features without a high price tag. Specifications :-Display: 6.6-inch FHD+ Super AMOLED with a resolution of 2340 x 1080 pixels and a 120Hz refresh rate.Processor: Samsung Exynos 1480 (4 nm).RAM: 8GB or 12GB options.Storage: 128GB or 256GB, expandable via microSD up to 1TB.Rear Cameras:50MP main sensor (f/1.8) with OIS.12MP ultra-wide lens (f/2.2).5MP macro lens (f/2.4).Front Camera: 32MP (f/2.2).Battery: 5,000mAh with 25W fast charging support.Operating System: Android 14 with One UI 6.1; up to 4 years of OS updates.Dimensions: 161.1 x 77.4 x 8.2 mm.Weight: 213 grams.Additional Features:Under-display optical fingerprint sensor.IP67 water and dust resistance. 6. Samsung Galaxy A16 5G – Price around ₹16,999 A budget-friendly model that does not compromise on performance. It is ideal for students or anyone on a tight budget. Specifications:-Display: 6.7-inch FHD+ Super AMOLED (169.1mm full rectangle / 164.5mm rounded corners) with a resolution of 1080 x 2340. Processor: Octa-core with CPU speeds of 2.4GHz and 2.0GHz.RAM: 6GB or 8GB options.Storage: 128GB or 256GB, expandable via microSD up to 1TB.Rear Cameras:50MP main sensor.Additional lenses for depth and macro photography.Front Camera: 13MP sensor.Battery: 5,000mAh with Super Fast Charging support.Operating System: Android 14 with One UI 6.Dimensions: 7.9mm thickness.Weight: Approximately 200 grams.Additional Features:IP54 water and dust resistance.Up to 6 generations of OS upgrades and 6 years of security maintenance. Buy Your Samsung Phone Within Your Budget Piramal Finance cares about money matters. If you plan to buy a new phone, it is best to know the price range. For example, if you are a student with a limited budget, you might choose the Galaxy A16 5G. On the other hand, if you can spend more for extra features, the Galaxy S25 Ultra might be the one for you. Planning your purchase is important, and our list helps you see what you can afford. A Simple Guide to 5G FeaturesUsing Samsung 5G phones means enjoying:• Big, clear displays for watching videos and reading • Fast downloads and uploads for social media and streaming • Strong camera features to take high-quality photos • Long-lasting battery life to keep you connected all day Each phone in the list has its own special features. Think about what matters most to you. Is it the camera, the display, or maybe battery life? Our guide shows you where to look. Conclusion Samsung has a line of smartphones that range from affordable to expensive and are aimed at different users. Users can choose the best smartphone based on what they need and how much money they have. Samsung 5G mobiles are easy to use because of their responsive screens and smooth user interfaces. There are a lot of the latest Samsung mobiles with great cameras. They can take clear photos outside and work well for selfies and video chats. Always check the price-to-performance ratio of Samsung 5G mobile phones before buying one. Piramal Finance is a great financing option for those who want to buy a new phone. Visit their website to learn more about the products and services they offer — personal loans, EMI, credit cards, etc.

08-11-2023

Other

What is a Brokerage Calculator, and How is Brokerage Calculated?

When you first start trading, it’s easy to feel overwhelmed by how much it costs. But if you know where to look for information and resources, you can find a lot of tools that can help you save money. The brokerage calculator is one of these kinds of tools. It tells you how much your next trade could cost you based on size and how often you trade. [B-01] What Is a Brokerage? Brokerage services are financial middlemen that help people buy and sell securities. It is a standard financial product on the market right now. Brokerage firms help investors find the best stocks, bonds, mutual funds, and other investments for their needs. They have access to information about all kinds of assets, which lets them choose how to invest smartly. How Is Brokerage Calculated? Brokerage is the amount a broker will charge you as a percentage of your total investment base to manage your money. For example, if you buy 100 shares of a stock that sells for 100 each, your broker will charge you 10. With new rules and regulations, anyone buying things online should know how to figure out brokerage fees. Brokerage is a bit of an art to figure out. It involves figuring out how much each trade is worth, what percentage of that amount you should be charged for each trade, and then taking those percentages away to find out how much it costs to execute your trades. The Brokerage Calculator A brokerage calculator can figure out how much a trade made in net profit or loss. It also tells you how much your broker will charge you in commission fees for making that trade. Commissions are calculated differently, depending on your account with your broker and how much money you’ve put into trading stocks, options, or forex. The idea behind this calculator is that if you buy something for 1,000 and sell it for 1,100, you would have made a 50% profit. If someone bought the same thing for 990 and sold it for 1120, they would have made a 70% profit (910 – 980). What Is A Financial Calculator? A financial calculator is a device that lets you figure out the values of things like interest, annuities, and discounts. Realtors and financial planners also use these calculators in the mortgage business. You can also use these calculators for more complicated types of analysis. If you need to know how much money investment will offer you over time, a financial calculator can tell you all the facts at once (rather than having to keep looking up figures separately). Brokerage Calculator v/s Financial Calculator A financial calculator is used to figure out a pension, future savings based on interest rates, when different funds will mature, etc., for personal or business use. On the other hand, a brokerage calculator is used for investing, trading, and other financial tasks. Using the value of your investments over a specific period, a financial calculator can figure out how much income tax you will have to pay. It can also figure out how much capital gains tax you have to pay if you sell something for more than you bought it for. The brokerage calculator determines how much money needs to be put in to get a certain return, like 8%. The financial calculator also calculates this amount, which considers inflation and taxes. Financial calculators help figure out how much an asset will be worth in the future. On the other hand, a brokerage calculator figures out the asset’s current market value based on the number of shares sold or bought. The number of shares must be in whole numbers only. If you want to buy more than 100 shares, you can use the calculator to figure out the total. Don’t lose sight of the commission! Most of the time, commissions are included in the prices listed on your brokerage account statements. However, some brokers charge flat fees without commissions (e.g., 0-100) instead of commissions. You might also be able to find these online through third parties. However, they usually don’t include them in their pricing model, so check before deciding which pricing model is best for you. SST Charges Service Tax is a tax paid when goods or services are sold in India. It was made so consumers would not lose money because of service tax. If you are a broker who has to pay SST, the Service Tax applies to your brokerage fee. SEBI Charges The Securities and Exchange Board of India charges SEBI fees. The amount of these fees depends on the value of your transaction, which is calculated based on the value of your transaction and the number of transactions. Benefits of a Brokerage Calculator A brokerage calculator helps you figure out how much money you need to open an account and where you can get the best deal. This calculator is helpful, as: It lists all the banks and brokers in your area, their website addresses, and toll-free phone numbers. It lets you compare different brokerage fees to choose the best one. You can use it to find out if any banks or brokers in your area offer special discounts or deals on certain types of accounts. [B-02] Conclusion A brokerage calculator is a useful tool that can help you figure out how much money you made or lost on a trade. It estimates the commissions and other brokerage fees due for a particular transaction. If you go to the Piramal Finance website, you can look at other blogs that may help you with your investments and solve your loan woes.

08-11-2023

Business Loan

How Can I Get Commercial CIBIL?

If you want to know your CIBIL score calculation, you can do so on the CIBIL website. But if you run a firm, you should keep in mind that the rules are not the same. CIBIL makes a credit report. Firms and corporations that want to borrow money can get these kinds of credit reports. CIBIL reports can also be made for a single person. Visit the official site if you want to know how to get a commercial CIBIL report. There are many websites where CIBIL grade reports can be easily created. You need to go to their website and follow the steps. Read the article to learn how to get a commercial CIBIL report with this step-by-step guide. [B-01] What is a Commercial CIBIL Report? A firm’s financial health is noted in a CIBIL Commercial Report (CCR). A commercial CIBIL report analyses a company’s financial health based on information from banks and other financial institutions. Most of the time, this thorough investigation is used to figure out if a business is creditworthy. It is needed to get a loan for a business. Elements of a Commercial CIBIL Report A commercial CIBIL report has the following details: Background of the Company Detailed information about the firm’s past is available, such as its legal structure, subsidiaries, owners, and number of years in business. Financial Data The company’s financial data include all of its cash activities. It will also have a list of investments, gains, and losses. All of these go into the CIBIL score. When figuring out the CIBIL score, all financial information is very important. The company will also need this CIBIL score if it wants to borrow money or invest. Financial History The company’s economic history includes information about repayments, collections, income, etc. In addition to these important things, the CIBIL rank is also important. How to Obtain a Commercial CIBIL Report for a Company Here are the steps that you need to follow for your CIBIL score calculation: Step 1: Go to the CIBIL website. Step 2: Fill out the application form with all the information. It has the applicant’s name and the address where they are registered. The applicant’s contact information and other official documents must also be filled in. Step 3: Choose how you want to pay and pay the Rs. 3,000 subscription fee. Step 4: You’d get a registration and transaction ID if your payment went through. Your email address will get this. Step 5: You’ll be asked to upload your KYC documents. After you send in your application and review it, you will get your CCR and CIBIL scores. In seven days, it will be sent to the address you gave. Several people who own businesses have done this. They could have gotten their CIBIL scores in less time than that. It’s not hard to figure out your CIBIL score. You just have to do what the steps say. Importance of a Commercial CIBIL Report Credit History The length of a firm’s credit history greatly affects its CCR. The longer your credit history, the better it is for your business report. Credit-to-Debt Ratio The praise-to-debt ratio shows how much a company is using its credit. A higher credit utilisation means a business spends its borrowed money faster than expected. Your CCR might go down because of this. Previous Experience Your business needs operating cash to pay for the costs of running a business. This money comes from loans that have to be paid back in EMIs. It is a good financial choice when EMI payments are made on time. External Debts External debts are important. This is mostly because the credit score is affected by the amount owed, external deficits, and the total number of obligations. So, it’s important to keep the number of exceptional cases manageable. In an organisation’s profile, you can find out about its size and history. People tend to trust older and bigger businesses more than new ones. The main reason is that they have a solid and well-established financial account. Most of the time, their CIBIL score is better. Industry Sector There are more risks in some industries, which affects the CCR. For example, you will be less creditworthy if you work in the oil and gas business. But if you work in a stable field like banking or insurance, it will be good for you. Usually, it’s different from one industry to the next. How to Make Your Commercial CIBIL Report Better There are many ways to improve your CIBIL score calculation. Here are some of them: You should not forget to pay your EMIs on time. Whether a personal or business loan, you should always pay back the total amount by the due date. Over time, this will help your CIBIL score calculation. Pay the debt on your business or corporate credit card on time since any outstanding debt can hurt your CCR. Ensure your business’s transactions and credit card statements are up-to-date. Also, look at the reports the banks send you before you clear your payments. Banks and other places that lend money often make mistakes. Keep up with what’s going on and fix any errors right away. Pay attention to how much money is coming into and going out of the business. You should be aware of everything that is going on. It is the best way to find out how much money you can borrow. This will give you a good idea of how much money a bank might lend you. Borrow money for a long time and pay it back on time. This will help the company look good in the eyes of the bank. [B-02] Conclusion A commercial CIBIL report is important because almost all lenders will check your CIBIL score before giving you a loan. The information gives a true picture of the business borrower’s credit history and lets a potential lender know how the business borrower handles money. Hence, commercial CIBIL helps figure out if someone is a good borrower. Visit Piramal Finance’s website to avail of a consultation for your CIBIL score calculation or to read more blogs on a variety of wide-ranging financial products and services, such as credit scores, credit cards, and business and personal loans.

08-11-2023