Taking a personal loan is a big financial decision. If you have taken a personal loan, it is best to check the e-statement regularly. It will show a complete record of your loan transactions. Every bank provides a personal loan statement. It helps you verify the authenticity of every transaction. You can check various details in this statement. One of them is the loan amount disbursed to you. Another is the value of the repayments you have made. It is a summary of all the transactions relating to your loan. The process to complete a loan statement download is very easy. Piramal Finance offers a seamless way to access your loan statement. You can easily download it to check the details anytime you want.
Which Details Can You Check In Your Personal Loan Statement
A personal loan statement helps check multiple details. If you want to know which one of them you can check out with Piramal Finance, then read on to find out more.
- You can check the details of the scheme that you have availed.
- The statement displays the loan amount that you have availed. aa
- It also dictates the repayment tenure chosen by you.
- You can check whether the interest rate on your loan is floating or fixed.
- The statement tells you the last date for payment of the next EMI. Plus, it also tells you the amount that is due.
- The loan statement download process shows a history of all the EMI payments that you have made in the past. If you miss out on any payment, it will show in the statement.
- Any penalties for late EMI payments will also be shown on the statement.
Thus, after completing the loan statement download, you will be able to view every aspect of your loan. Ideally, you should check the e-statement regularly to detect any discrepancies early on.
How Do You Check Your Personal Loan Statement?
There are multiple ways to access and check your e-statement. Piramal Finance offers you the liberty to stay informed about the status of your loan. Check out some of the best ways to check your loan statement.
Log In Portal
You can visit the official website of Piramal Finance at the following link: https://staging.piramalfinance.com/customer-service/loan-statement. Here, you will be able to log in easily. Enter your loan ID or loan account number to gain access. You can navigate the website to check out their other offerings as well. After logging in, you will be able to check the complete details of your loan. You can also get the loan statement download option on the same page. It is best to check whether the details displayed here are correct.
Piramal Finance offers its very own mobile app. All you need to do is download the app on your phone. You can use your credentials to log in to the app. The mobile application offers a separate section for viewing e-statements. In addition, you will also be able to view other details on the app.
If nothing else works, you can send an email to the bank. Through this mail, you can request the details of the personal loan statement. Upon request, the bank will send the loan statement to your registered email ID. This facility is very useful in case you do not have access to the mobile application or the web portal.
Reach Out To Customer Care
You can reach out to the customer care executives at Piramal Finance. They will help you obtain the details of your e-statement. All you need to do is give them a call. The executives here will help you get the desired loan statement.
If online methods do not work for you, then you can access your loan statement offline. You can visit the nearest branch of Piramal Finance near you. Once you are here, they will help you with any details that you need.
When you check your loan statement after downloading, make sure that it is complete. It should include the following details:
- Statement Number
The loan statement will be mailed to you once a month. Each time, it will contain a statement number. This number will tell you about the series of statements.
- Rate of interest
This is the current rate of interest applicable to your loan. The current EMI will be payable at this rate. If the rate changes, details of them will be mentioned in the statement.
- Account Summary
This is a snapshot of your loan account. It will show all credit transactions. Plus, it will also show the amount of debt owed at the time of the statement.
- Details of Repayment
This section will tell you about the number of monthly EMIs that remain to be paid. You can also check the details of the EMI that you have already paid. The balance of your loan will continue to come down as you continue to repay the EMIs.
- The remaining balance of the loan
You can also check the balance of the loan that remains to be paid. As you continue to make payments towards EMI, this will fall.
- Other Information
Information about any reversal redraws, etc., will be available in this section.
Piramal Finance is a premier lending institution. If you have been looking for a hassle-free source of loans, then this is a good option for you. Get many benefits with your loan amount right here. Also, check out their website to understand every financial aspect of your loan. Over here, you can explore several loan options. Also, you will be able to connect with trained professionals. They will help you choose and get the best loan option that best suits your needs.