Personal Loan

How to Check Personal Loan Eligibility Criteria Online at Piramal Finance?


You can get a personal loan to fund any emergency expenses. There is no need to offer any collateral to get this loan. The tenure of a personal loan can extend up to 60 months, and the interest rate is very competitive. There are no limits on how you can use the money. Additionally, it is convenient because you can apply for personal loans online. But before you apply for this loan, you need to check your personal loan eligibility. Based on the lenders you choose, the eligibility criteria can vary.

Piramal Finance is a leading NBFC in India and offers many types of loans for its customers. Personal loans have become quite popular in recent times. These highly customisable loans are unsecured and can be used for any expense, such as vacations or medical emergencies. Read on to learn more about Piramal Finance personal loan eligibility and criteria.

How to check personal loan eligibility at Piramal Finance?

Before you apply for a loan, check personal loan eligibility online. This will help avoid any hassles later on. Furthermore, it can help you decide whether to approach the lender for a loan. Here is how you can check personal loan eligibility online at Piramal Finance:

  • Visit the official site of Piramal Finance at
  • When the home page opens, locate the tab for Personal Loan.
  • When you find this tab, click on the link to open the personal loan page.
  • On the next page, you will see crucial details related to personal loans.
  • To check personal loan eligibility, click on Who can Apply?
  • You will be taken to the relevant section when you click on this link.
  • Here, you can check crucial eligibility aspects like the nature of work, salary, work experience, age, and other eligibility criteria.
  • Read these aspects thoroughly to determine personal loan eligibility.
  • You must also click on the link for documents.
  • This will allow you to check the list of documents that you will need to submit to apply for a personal loan.
  • There is also a section on how to apply for a personal loan.
  • Click on this link to learn more about this process.
  • You can click on Apply now once you have checked all the personal loan eligibility criteria.
  • This will take you to the online application page. Here, you can complete the loan application process. You must complete all sections and upload all requested documents. You can upload scanned copies of the documents or digital photographs.
  • You can contact their customer care helpline if you have any doubts or questions.

What are the features of Piramal Finance personal loans?

Here are some key features of personal loans from Piramal Finance to help you make a decision:

  • High-value loans: You can get a personal loan in the range of Rs. 1 lakh to Rs. 10 lakh for all your urgent needs. 
  • Flexible loan tenure: You can opt for a loan tenure between 12 and 60 months. This allows you to get an EMI that you can repay. You can decide your repayment capacity and fix your loan tenure accordingly. 
  • Interest rate: The interest rate for personal loans starts at 12.99% per annum. The final interest rate will be based on your credit score and profile. You may be offered a competitive interest rate if you have a high credit score. 
  • Simple application process: You can apply for Piramal Finance personal loans online. The process is easy to complete and includes only a few basic steps. You can also check personal loan eligibility and your application status online. 
  • Quick process: Piramal Finance offers a quick loan process and disbursals. Disbursals can be made within a few hours to a few days, depending on your profile. 
  • Affordable EMIs: Long loan tenures and lower interest rates allow you to get low EMIs. This means you can repay the EMIs without any stress on your finances. 
  • Co-applicant: To improve personal loan eligibility, you can also apply with a co-applicant. This will allow you to get higher loan amounts.

Piramal Finance Personal Loan Eligibility

If you do not want to go through the process of checking personal loan eligibility at Piramal Finance, here are some key aspects that you need to focus on:

  • Employment type: You can apply for this personal loan only if you are an employee with a company. You must receive a salary in your account every month. 
  • Credit score: Your CIBIL score must be more than 750 to get this personal loan. A lower CIBIL score may be acceptable in some situations. 
  • Income: You must get a salary of Rs. 25,000 or more per month. A lower salary will make you ineligible for a personal loan. 
  • Age: You must be over 21 years at the time of loan application. You must be under the age of 60. 
  • Work Experience: You must have at least one work experience. Out of this, the last six months must be spent with the current employer. 
  • Documents: You should submit the following papers to the lender to process this personal loan.
    • PAN card.
    • Aadhar card.
    • Bank statements (3 months)
    • Salary slips (1-2 months)
    • Address Proof
    The same documents should also be submitted for a co-applicant. You may also be asked for additional documents if proof is required.


Personal loans help you meet urgent needs. High-value loans and lower interest rates make them better than credit cards or other loans. Piramal Finance is a leading NBFC and offers personal loans. You can get the best offers if you meet the given personal loan eligibility requirements. You can also visit Piramal Finance to read all the blogs and articles aimed at improving your financial knowledge.