Easy and Quick Steps to Make GST Payments in India


GST offers a quick and easy way to pay taxes as India moves toward digitization. Under the GST, the indirect tax process has become simple. It was a complex process in the past. Various taxes, including service tax, VAT, and others, had to be paid. The method for paying indirect taxes was also not very defined. The GST has made paying taxes simple. You may now quickly pay it to the government portal online or offline. Taxpayers now need not pay additional taxes. Under the GST, all indirect taxes have been put together into a single indirect tax system.

What is GST Payment?

The complete form of GST is “Goods and Services Tax.” Under the new taxation scheme, “GST payments” were introduced for paying taxes. Accordingly, every registered firm and taxpayer must regularly submit their GST returns. To guarantee accessibility and transparency, the GST payment can now be done online. Additionally, under the GST system, all taxpayers will receive three electronic ledgers through their GST profiles: an E-cash Ledger, an E-credit Ledger, and an E-Liability Ledger.

This article will help you understand the step-by-step guide on the ways to clear GST in India.

Types of GST Payments

Let’s look at the types of challans and GST payments you will need to fill out for your GST return.

Regular Taxpayers

Regular taxpayers should get the PMT-06 challan while submitting GSTR-3B. You can also make one and pay for it when you file a GSTR-3B return or when you log in.

Quarterly Payment

If you choose the GST QRMP scheme, you must deposit the tax within the initial two months of each quarter. When submitting GST R-3B for the third month of the quarter, you may directly use the PMT-6 and make a payment.

Composition Scheme

If you fall under the GST composition scheme, you must use the CMP-08 challan to submit your return. To file your GST return, you must include a summary of your sales for the quarter.

Nil Taxpayers

You fall under this category if you have nil purchases, sales, or taxes during the relevant tax period. You do not have to use any challan if you are a NIL taxpayer.

How to Pay GST in India?

Steps for paying the GST include creating a challan, paying online with Net Banking, NEFT, or RTGS transfers, and making an over-the-counter GST payment. Here are the steps for each mode of GST payment:

Pay GST Through Net Banking

  1. Log on to to access the portal for GST.
  2. To generate a challan, click on “Services > Payments > Create challan option” and enter your details.
  3. Go to Services > Payments > Saved Challan if you have already generated the challan.
  4. Choose Payment Mode and then click on “E-Payment.”
  5. Enter all the details and click on the “Generate Challan” button.
  6. Select ‘Net Banking’ from the list of E-Payment options.
  7. Choose the bank you want to use to pay your GST.
  8. Agree to all the terms and conditions.
  9. Make your payment for GST.
  10. Download the challan for your records upon successful payment.


  1. Log on to to access the portal.
  2. To generate a challan, click on “Services > Payments > Create challan option > and enter your details.
  3. Go to Services > Payments > Saved Challan if you have already generated the challan.
  4. Download the challan by clicking on the relevant challan number (CPIN).
  5. Add the beneficiary’s information (Account No. and IFSC Code) from the challan.
  6. Transfer the challan amount (through NEFT or RTGS) to the new beneficiary.
  7. It takes 2-3 working hours for the payment to be updated on the site.
  8. You can download the challan once the payment status is changed to “paid.”

Pay GST Over the Counter

  1. Choose “Over the Counter” as your payment method from the Payment Modes menu.
  2. Choose the name of the bank where you plan to make the deposit.
  3. Choose from cash, check, and demand drafts.
  4. Click on the “generate challan” button and print the challan.
  5. Take the printout of the challan and visit your selected bank.
  6. Make the GST payment using cash, a check, or a demand draft within the validity of the challan.

How to Obtain GST Challan?

You can get your GST challan by signing in to your GSTIN account or without it.

Generating GST Challan Without Logging In

  1. Go to Services > Payments > Create Challan on the home page of the GST portal.
  2. Enter your GSTIN, temporary user ID, or tax preparer ID. Next, enter the captcha.
  3. Type the correct sums under the SGST, CGST, IGST, or other figures. After that, choose a suitable payment method. If required, provide bank information.
  4. Re-enter your GSTIN or other ID in the section to generate challans, then click on “PROCEED”.
  5. Click on “DOWNLOAD” to get the challan.

Generating GST Challan by Logging In

There is a button to generate the challan on the dashboard if you wish to develop the challan by logging in. The remaining steps to create a challan are the same. Put the correct figures in the sections and select the preferred payment method.

Deadline for GST Payment Post Challan Generation

The deadline for the GST payment depends on the date of generating the challan. If you are doing it online, you must pay the GST bill as soon as you generate the challan. However, you have 15 days to pay the GST if the mode of payment is offline.

Also note:

  • If the transaction is initiated but the payment status is “Awaiting Bank Confirmation” or “Awaiting Bank Clearance,” contact the bank.
  • You can complain if the electronic ledger does not update upon online GST payment. You may file a grievance on the GST portal using form PMT-07.


The GST payment and process are essential for every organization to continue operating. They must be familiar with the forms, schemes, due dates, etc.

Remember to follow all the steps mentioned above in the correct order. Your GST payment and return filing will be quick and easy. You can skip going to the bank and save time by paying the GST online. If you need more guidance with the process, visit Piramal Finance. This online platform is what you need for help regarding relevant developments in the world of finance. For more information on financial matters or about personal loans, credit cards, and financial management, check out more blogs on their website!