Tips & Advice

Best Camera Phones Under 20000 in India

Personal Finance

When it comes to picking out a smartphone, we all have our own preferences. Some people really care about having a powerful processor, while others are more concerned with having a high-quality camera and are ready to sacrifice other features for it. Finding the best phone under 20,000 with amazing camera specifications is no easy feat. However, this does not rule out the possibility.

When making a smartphone purchase, the quality of the camera is a top priority, for some. This article will assist you in making a decision if you haven’t already done so. Here are the best camera phones that won’t break the bank.

1. Redmi Note 10 Pro:

Redmi Note 10 Pro tops the list of Best Camera Phones Under 20000. The Redmi Note 10 Pro boasts an incredible camera and many other impressive features for less than 20,000. This phone has all the cutting-edge features, from a high-resolution camera to long battery life. 

The device offers a dual sim feature with dual stand-by (4G+4G). 


  • OS: Android
  • Battery: 5020 mAh 
  • Memory, Storage: 6 GB RAM or 128 GB 
  • Camera Features: 64MP, Quad rear camera (64 MP + 8 MP + 5 MP + 2 MP ) | 16 MP Front Camera
Superb cameraOverheating is a problem
Clear screenThe volume level of the speakers is disappointing.
Long-lasting batteryExtensive bulge for a camera on the back
Compact design

Price: Rs 15,999

2. OnePlus Nord CE 2 Lite 5G:

The recent release of OnePlus under 20,000 camera phones has caused a sensation in the industry. A battery of 5000 mAh and a 6 MP camera are among its many features. Inexpensive relative to its quality, the device makes itself a top pick. 


  • Operating System: Oxygen OS based on Android 12
  • Battery: 5000 mAh 
  • Camera: 64MP main camera, 2MP depth lens, and 2MP macro lens, front camera- 16MP 
  • RAM: 6 GB
  • Memory: 128 GB
Long-lasting battery life.Cumbersome in terms of portability.
Big screen sizeThe Oxygen OS is flawed.
Incredibly high-resolution images.No headphone jack. 
5G network speeds.

Price: Rs 18,999

3. Samsung Galaxy M32:

The Samsung M32 is of the popular Galaxy M series which falls under the best camera phones under 20,000. As it boasts a super AMOLED screen and a Quad camera system, it is a good investment. An additional 6000 mAh battery is included.


  • OS: Android v11.0
  • Display: 6.4-inch
  • Camera: 64MP+8MP+2MP+2MP, 20MP: front camera
  • Battery: 6000 mAh 
  • Memory: 6GB RAM | 128GB 
High-quality screen with a swift refresh rate.Simple computer chip.
A long-lasting battery.The drop-notch screen is a relic of the past.
Superb camera.
Little in stature.

Price: Rs 13,499

4. Oppo A74 5G:

One of the best camera phones under Rs 20,000, Oppo will not disappoint you. It’s well worth it, considering the phone has a 48-megapixel camera, four separate lenses, and a long-lasting battery of 5000 mAh. It comes with an FHD+ Display whose resolution is 2400×1080 pixels along with dual sim 5G+5G technology.  


  • OS: Android 11
  • Display: 6.49″ Inch (16.5cm) 
  • Battery: 5000 mAh lithium polymer battery
  • Camera: 48MP Quad Camera, 8MP Primary Camera
  • RAM: 6GB RAM
  • Storage: 128GB 
5G-compatibleNot light-weight.
Acceptable audio quality.

Price: Rs 14,990

5. POCO M4 Pro 5G:

You’re still getting a large 6.43-inch, 90Hz 1080p display, a capable 50MP main camera, a serviceable selfie camera, along with a huge 5,000 mAh battery that can power the device for at least a day and a half. It has a Very capable primary camera, ultrawide is good in daylight too, and selfies are also competitive.


  • Display: 6.43 inches 
  • OS: Android 10
  • Battery: 5000 mAh
  • Camera: 50MP + 8MP | 16MP Front Camera
  • Ram: 6 GB
  • Storage: 128 GB
Excellent AMOLED display. Overdesigned camera bump, the black colourway is dull and picks up fingerprints.
Long-lasting batteryThe MIUI 13 build is still based on Android 11 and is missing some features.
High-performance primary camera No 4K or 1080p60 video recording.

Price: Rs 16,490

6. Realme 9 Pro:

The Realme 9 Pro 5G ends our list of the Best Camera Phone Under 20000. When it comes to taking pictures, the smartphone shines. This smartphone’s triple camera configuration (64 megapixels + 8 megapixels + 2 megapixels) in the back and 16 megapixels up front allow for stunning photos in both bright light and dim settings.

With an Octa-core Qualcomm Snapdragon 695 processor paired with a 5000mAh battery, the smartphone is a huge asset. 


  • Display: 6.5-inch (720 x 1600 pixels)
  • OS: Android 12 
  • Battery: 5,000 mAh 
  • Camera: 64 MP + 8 MP + 2 MP, 16 MP front camera
  • RAM: 6 GB/ 8 GB
  • Storage: 128 GB
Amazing 120Hz screen No AMOLED screen
Excellent refresh ratePreloaded junkware
Super-fast charging at 33W

Price: Rs 14,899

Overall Best Product

Samsung Galaxy M 32 is the best product of all. It has a great camera, huge battery backup, enough storage space, and a fast processor, and costs less than Rs 15,000.

Final Thoughts

After reading this, you should have a good notion of which smartphones offer the finest cameras for less than 20,000. These best camera phones are chosen on grounds of many features such as processor, battery life, OS, Android version, and most importantly, the camera specifications. Read more related blogs on the Piramal Finance website, or explore our financial products and services, such as personal loans, credit cards, and financial calculators.