How To Get NOC For Bike​

Thinking of selling your old bike or transferring it to someone in a different city or state? Before you do that, you need to get a No Objection Certificate (NOC) from the RTO and your lender (if the bike is under loan). This document is essential to legally transfer ownership and complete re-registration. In this blog, we’ll explain how to get a NOC for bike, why it matters, what documents you need, and how to avoid delays in the process.

Key Takeaways

• NOC is a legal document that shows no dues or objections for vehicle transfer
• Required for sale, re-registration in another state, or loan closure
• Issued by the RTO and lender (if financed)
• Missing NOC can delay transfer or cause legal issues
• You can apply in person or online (in many states)

Table of Contents

1. What Is a NOC for a Bike?
2. When Do You Need a NOC?
3. Who Issues the NOC?
4. Documents Required for Bike NOC
5. Step-by-Step Process to Get a NOC from RTO
6. How to Get a NOC from a Bank or NBFC
7. Common Mistakes to Avoid
8. Final Thoughts
9. FAQs

What Is a NOC for a Bike?

A No Objection Certificate (NOC) is an official document that certifies:

• The bike has no pending dues or fines
• The lender or RTO has no objection to the sale or transfer of the bike
• The vehicle is not under theft, legal dispute, or hypothecation

It is mandatory when transferring ownership to another person or re-registering the vehicle in a different state.

When Do You Need a NOC?

You’ll need a NOC in the following cases:

• Selling your bike to someone in a different state or RTO jurisdiction
• Transferring ownership to another person or family member
• Relocating permanently to another state and re-registering the bike
• Clearing a loan from a bank or NBFC and removing hypothecation

Without a valid NOC, the RTO may refuse to complete the transfer, and you may face fines.

Who Issues the NOC?

There are two types of NOCs for a two-wheeler:

If your bike was purchased on loan, you need both bank NOC and RTO NOC for full ownership transfer.

Documents Required for Bike NOC

Here’s what you typically need:

Copy of Registration Certificate (RC)
Copy of insurance policy
Pollution Under Control (PUC) certificate
ID and address proof
2 passport-sized photographs
Completed Form 28 (for RTO NOC)
Loan closure documents + Form 35 (for lender NOC)
Original RC (if RTO demands it for stamping)

Note: Forms can be downloaded from the Parivahan website or collected from your RTO.

Step-by-Step Process to Get a NOC from RTO

Step 1: Fill Form 28

Available at the RTO or online at https://parivahan.gov.in

Step 2: Submit Required Documents

Along with the filled form, submit copies of RC, insurance, PUC, ID proof, and photographs.

Step 3: Pay the Fee

NOC fee varies by state (usually ₹100–₹300). Pay via cash or online, depending on your RTO’s process.

Step 4: Police Clearance

Some RTOs send the form to the local police station for NOC verification.

Step 5: Receive NOC

It usually takes 7–15 working days. The NOC will mention that the RTO has no objection to the bike being transferred or re-registered elsewhere.

How to Get a NOC from a Bank or NBFC

If your two-wheeler loan is paid off:

1. Request loan closure certificate from the lender
2. Submit a written request for No Objection Certificate (NOC)
3. The bank/NBFC will issue:
• Loan closure letter
• NOC
• Form 35 (used to remove hypothecation from the RC)

You’ll need to take this to the RTO to update your registration and get full ownership rights.

Common Mistakes to Avoid

Not checking for pending challans — May delay NOC processing
Losing bank NOC — It’s difficult to get a duplicate later
Skipping hypothecation removal — You can’t sell the bike until it’s done
Incorrect Form 28 details — Ensure RC and chassis numbers are accurate
Missing deadline after NOC — Complete ownership transfer or re-registration within the valid NOC period (usually 6 months)

Final Thoughts

Knowing how to get a NOC for bike is essential if you’re planning to sell, relocate, or clear a vehicle loan. It ensures that ownership transfers happen smoothly and legally. With more processes going digital, getting a NOC has become easier — but you still need to follow the steps carefully and keep all documents ready. A little planning now can save you from major delays later.

FAQs

Q1. Is NOC mandatory to sell a bike in the same city?

Not always. If both buyer and seller are under the same RTO, a NOC may not be needed.

Q2. How long is a bike NOC valid?

Usually 6 months from the date of issue. After that, you may need to reapply.

Q3. Can I get an NOC online?

In some states, yes. Visit https://parivahan.gov.in to check availability in your region.

Q4. What is Form 28?

Form 28 is the application form used to request a No Objection Certificate from the RTO.

Q5. Is NOC needed for removing hypothecation?

Yes, you need an NOC from your lender (bank/NBFC) after loan repayment.

Q6. What if I lost my bank NOC?

Contact your bank’s branch and request a duplicate. It may take time and require additional documents.

Q7. Can I sell my bike without removing hypothecation?

No. The buyer won’t be able to register the vehicle in their name unless hypothecation is cleared.