A marriage loan or wedding is a personal loan used to finance a wedding. This can include a destination wedding, an intimate ceremony, or a large event. The loan is offered depending on the borrower’s credit score and financial situation. A loan for wedding can be used for any expenses related to the marriage, such as venue rental, catering services, clothing purchases, travel costs, honeymoon expenses, and more. Some loans are offered with adjustable interest rates and flexible repayment schedules so that couples have some flexibility when planning their dream wedding. It allows couples to have access to additional funds to make their special day everything they have imagined it to be without having to worry about breaking the bank.

Features & Benefits of Personal Loan for Wedding

A loan for marriage comes with several features and benefits. These benefits ensure that couples have access to the funds they need at a reasonable cost. Some of the benefits that come with Piramal Finance marriage loans include:

Loan Amount and Tenure

Piramal Finance offers personal loan amounts of up to Rs 5 lakh with repayment terms up to 60 months. This allows couples to choose the best option for them based on their individual needs and financial situation.

No Security Required

In Piramal Finance, wedding personal loans don’t require collateral. This eliminates the need to provide personal property or assets as security. Instead, we determine loan eligibility and loan amounts based on a borrower's credit score and overall financial situation.

Attractive Interest Rates and Easy Repayment

Piramal finance interest rates begin at 12.99*%pa. Furthermore, its personal loans for marriage include flexible repayment options such as EMI-based repayment schedules that divide the loan amount into equal parts so that borrowers can easily repay the loan without overburdening their finances.

Quick, Hassle-Free Disbursal

Piramal Finance marriage loans are known for their quick and hassle-free disbursal processes. Most personal loan applications get approved within a few hours of applying. Once approved, funds can be disbursed to borrowers’ accounts within 1 working day.

Fees & Charges

Piramal Finance has the perfect solution if you are looking for a personal loan for ladies! Our interest rate starts at 12.99*% p.a., and there are no hidden costs. What you see is what you pay.

Features & FeesDetails
Personal Loan Interest Rates12.99%* p.a. onwards
Loan Amount₹ 25,000 to ₹ 5,00,000
Processing FeesUp to 5% plus applicable taxes
Loan Tenure3 - 60 months tenure
Prepayment Charges ₹ 0
Foreclosure Charges₹ 0
Stamp DutyAt actuals (as per state)
Cheque Bounce Charges₹ 500 plus applicable taxes
EMI Bounce Charges₹ 500 plus applicable taxes
EMI Pickup/Collection Charges₹ 250 per visit plus applicable taxes
Cash Collection Charges1% of collection amount of Rs. 50000 and above in cash + taxes
Change of Loan Repayment Mode₹ 500 plus applicable taxes

Documents Required for Wedding Loan

To get a personal loan for wedding, you must submit the following documents:

Document TypePersonal Loan for Wedding Documents
Income ProofLast 3 months' bank account statements / salary slips
Identity ProofAadhar Card, PAN Card, Voter's Id / Driving License
Address Proof / Proof of ResidenceAadhar Card / Driving License / Passbook / Utility Bills / Property Documents
Proof of EmploymentAppointment Letter / Company Contract, Company or HR's Email ID, Official Identity Card
Investment Proof (If Any)Copy of Receipts of Mutual Funds/ Fixed Deposits/ Recurring Deposits
PhotographLatest Coloured Passport-Size Photograph

How to Get Personal Loan for Wedding on the Same Day?

  • Step 1:
    Click on Apply Now and start your digital Personal loan application.
  • Step 2:
    Enter your mobile number linked to your bank account.
  • Step 3:
    Enter the OTP received on your mobile number.
  • Step 4:
    Enter the required document and verify the same.
  • Step 5:
    Bank account verification.
  • Step 6:
    Income Verification.
  • Step 7:
    Check the Loan Final Offer, Accept, and continue the final process.

After completing the final process your application for a loan is now done and within 24 hours, it will get credited to your verified bank account.

Eligibility Criteria for a Marriage Loan

The different eligibility criteria that you need to fulfill to get a Personal Loan for Education are as follows:


To apply for a personal loan for wedding, applicant must be between 21 and 58 years of age.

Employment Status

Applicant working in public sector and private sector companies are considered eligible for a marriage loan.

Credit Score:

We at Piramal Finance offer Personal Loan to the applicants with credit score of 750 and more.

പതിവായി ചോദിക്കുന്ന ചോദ്യങ്ങൾ

What is a Personal Loan for Wedding?
piramal faqs

How to calculate Loan EMI?
piramal faqs

Can people with low credit scores avail marriage loan?
piramal faqs

Is it possible to foreclose or prepay wedding loan?
piramal faqs

Who can take a loan for marriage?
piramal faqs