Home Construction Loan offerings by Piramal Capital & Housing Finance Ltd. (Piramal Finance)

Key Features

Loan funded up to

90% of Property Cost

Loan tenure up to

30 years

Interest rates starting at

9.50%* p.a

For detailed fees and chargesClick here *T&C apply

Who Can Apply for Home Construction Loan?

Home construction loan eligibility criteria mainly depend on your employment type. Choose and check your eligibility.

Check Your Construction Loan Eligibility & Calculate EMI
  • Construction Loan EMI Calculator

  • Construction Loan Eligibility Calculator

Your Construction loan EMI is
Principal amount
Interest amount

Home Construction Loan Documents Required

For a House construction loan, we require certain documents based on the profession/occupation of the applicant.

KYC Documents

Proof of Identity & Address

Income Documents

Proof of Income

Property Documents

Land & property related documents


Passport Size photographs


Whatsapp me this document list

Our Happy Customers

I have taken a Piramal Finance loan for my Business expansion, The Sales Team at the Piramal Finance Branch attended to me with a very professional attitude. They answered all my queries and cleared my doubts. Thank you for understanding my needs.

Rajendra Rupchand Rajput

Why Choose Us?

Do you want to construct a residence for yourself or for productive investments? Choose Piramal Finance for the best home construction loan. Many reasons make us the top choice. Here are a few of many:

Customized Home Construction Loan Offers

We customize our proposal to your financial plan, loan entitlement, and development needs. Start building existing houses with a big loan and the option to pay it back over 30 years. This allows you to build the perfect house you always wanted in the shortest amount of time and at the lowest possible cost.

Seamless Top-Up Loan Facility For Home Construction Purposes

The expenses of building a residential property are increasing every day. You can take advantage of our simple top-up funding solutions and refinance the outstanding loan to accommodate your requirements.

Smooth & Fast Construction Loan Disbursal

Bid farewell to disruptions and barriers in your home construction loan approval and disbursement with Piramal Finance. Our customer-centric services, along with the online application procedure, ensure that we approve and disburse loans quickly and easily.

Multiple Mode Of Repayment

Maximize loan repayment flexibility with EMIs or pre-payments for paying off the loan amount efficiently.

Ultimate Customer Satisfaction

We have a superb pan-India network infrastructure, so our clients are never far away. We have a dedicated team, advanced technology, and good customer service. We follow high ethical and transparency standards to ensure customer satisfaction.

Frequently asked questions

What is a home construction loan?
piramal faqs

What is the current Home Construction loan interest rate?
piramal faqs

Can I get a loan for the construction of a house?
piramal faqs

How does a construction home loan work?
piramal faqs

How much construction loan can I get?
piramal faqs

How to Apply Home Construction Loan at Piramal Finance With a Few Simple Steps?
piramal faqs

What are the applicable fees and charges for the Piramal Finance House building loan?
piramal faqs