Business Loan offerings by Piramal Capital & Housing Finance Ltd. (Piramal Finance)

Key Features

Loan amount

₹3 Lakhs - 20 Lakhs

Loan tenure up to

48 Months

Interest rates starting at

16.49% p.a

For detailed fees and chargesClick here *T&C apply

Who Can Apply?

The eligibility criteria mainly depends on your employment. Calculate the EMI & check your eligibility.

Calculate EMI & Check eligibility
  • EMI Calculator

  • Eligibility Calculator

Your business loan EMI is
Principal amount
Interest amount

Documents Required

For a Business Loan we require certain documents based on profession / occupation of applicant.

KYC Documents

Proof of Identity & Address

Income Documents

Proof of Income


Passport Size photographs


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Fees & Charges for Business Loan

Features & FeesDetails
Interest Rates16.49%* p.a. onwards
Loan Amount₹ 3,00,000 to ₹ 20,00,000
Processing FeesUpto 5% of loan amount + applicable taxes
Loan Tenure48 months tenure
Part Pre-Payment of Business Loan5% of the amount being prepaid + applicable taxes (Part pre-payment charges are not applicable in case of UBL-Flexi for part pre-payment of up to 30% of disbursed amount. For part pre-payment above 30% of the disbursed amount part pre-payment charges would apply as mentioned)
Business Loan Pre-Closure Charges5% of outstanding loan amount + Applicable taxes
Stamp DutyAt actuals + Applicable taxes
Cash/ Overdue EMI/ PEMII collection Charges₹ 500 + applicable taxes
EMI Date Change₹ 1000 + applicable taxes
Loan Repayment Instrument Dishonor Charges₹ 750
Loan cancellation after disbursal/ cheque handover₹ 3,000 + Interest accured & due + Applicable taxes

Our Happy Customers

We are in the business of financial planning but the day I finalized my property, I needed to get a loan I found Piramal Finance to be the best option. They cater to all the requirements of their customers and helped me at every single step to get a business loan.

Nirmal Dand
Financial Planner

Perks of Getting a Business Loan from Piramal Finance

Business loans from Piramal Finance will assist you in revamping your business plans and strategies to align them toward the path to success in this competitive business world. Here are a few of the many perks of getting a business loan from us:

Streamlined Cash Flow

Piramal Finance business loans boost your gateway of opportunities you then have time and funds required to streamline your business cash flow.

With an investment that doesn't demand a cut of your profits but allows flexibility with instalment payback, our business loan will help you maintain the balance between the firm capital fund and business fund

Quick Processing

Quick processing implies quick credit for your enterprise, enabling you to get the most out of every new business opportunity, whenever available. With quick access to business loans, you can boost your operations, expand marketing abilities, and eventually multiply profit margins.

Boost Your Credit Core

We report loan accounts to all credit bureaus this will boost your business credit score. If unpredicted market conditions have recently affected your company’s credit score, it’s the ideal time to make things right.

A loan for different customers

This loan is not limited to any group of customers or professionals. Be it self-employed professionals or future business tycoons, or self-employed non-professionals, everyone can avail of new business loans without any hassle. If you have a business vintage of a minimum of 4 years, you are all set to kickstart your business loan application.

Hassle-free business loan

At Piramal Finance, we guarantee a quick and easy loan application process, so you won't have to rush from office to office to understand the terms and conditions. We provide online business loans, The entire process will take place without you having to take a single day off Our professional team of trained employees will provide assistance at your doorstep, and help you every step of the way. So plan, apply, and relax, we got your back!

Avail the maximum possible benefit

Piramal Finance provides you with the maximum possible benefit with minimum formalities and eligibility We have tried to make the process as simple as possible for you. Our aim is for you to avail the amount needed for your business plan.

Your comfort, our priority!

We not only pay heed to creating advantageous loan deals for you, we also respect your time and comfort. This is why we make sure none of our customers need take the effort to visit our offices in person. We also offer doorstep services so you can complete the application process without taking a vacation from work or giving up any of your valuable home time.

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Frequently asked questions

When do I need to take a business loan?
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Who can get a business loan from Piramal Finance?
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How can I repay my business loans?
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How do I qualify for a business loan?
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What is the business loan and what is the process?
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Why Should You Apply for A Business Loan?
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How to Apply for a Business Loan at Piramal Finance?
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