Surat is one of the most vibrant cities in Gujarat, and getting a personal loan here to meet your financial needs can be tricky. Thankfully, it is now easier than ever before to get the best-suited loan for your requirements. Piramal Finance has a range of personal loans in Surat that you can choose from. These loans are designed to meet your needs and provide you with the funds quickly, so you don’t have to worry about getting into debt or facing financial constraints.
|Last 3 months' salary slip, stating employer's name, salary break up, and bank details||Business registration certificates issued by government authorities such as GST certificates, Shop and Establishment licenses, etc.|
|Valid identity proof such as Aadhaar card/Voter’s ID/Driving License/Passport||Last 3 years Income Tax Return along with computation of Income, Balance sheet, and Profit & Loss Account statement certified by a Chartered Accountant|
|Latest 6 months Bank statement||Latest 6 months Bank statement|
|Form 16 or Income tax return (ITR) for the last 2 years, if applicable.||Proof of continuity of business i.e., the partnership deed or proprietorship letter etc. in case of self-employed professional for more than 1 year, if applicable|
To be eligible for this loan, applicants must meet the following criteria:
If you're looking for a fast personal loan in Surat, Piramal Finance's physical branches have covered you. All it takes is your documents and the application form, and you'll be on your way! However, if speed is important to you, why not try our online portal? Our user-friendly website will ensure that your needs are sorted faster than ever! Here are the steps to follow when applying for a personal loan from Piramal Finance:
Before filling out the application form, ensure you’re eligible for our personal loan. Check the eligibility criteria on our website and if you are eligible, proceed to the next step.
Fill out all the necessary information, including your professional, personal, and income details. Ensure you fill in the correct information, as any wrong input will result in rejection. Once done, submit it.
Scan and upload all the necessary documents required for the personal loan application. Submit documents such as your income, photo ID, and address proof.
Once you submit the application and documents, wait for the experts at Piramal Finance to assess and verify them.
Once the verification is done, we will approve your application and disburse the personal loan amount on the same day.
Are you on the hunt for a personal loan in Surat? Piramal Finance has got your back! Our extremely competitive annual interest rates start from just 12.99*%pa, and we guarantee that there are no hidden costs whatsoever. Here at Piramal, transparency is key - which is why our processing fee will always be shown to customers upfront, so they won't have any surprise payments waiting for them once their loan period ends. We pride ourselves on offering fairness and justice with our commercial practices.
Piramal Finance is devoted to supplying the lowest personal loan interest rates in Surat. We have customized our interest charges to meet your unique needs, including your credit score, income, and current job status – so you can rest assured that repayment will be easy!
In Pune, Personal Loans from Piramal Finance are a great way to meet your financial needs. Here are the main uses of personal loans in Pune:
A personal loan can fund home renovation projects such as adding a room, installing new flooring, or remodeling the kitchen. By taking out a personal loan for these expenses, you can avoid draining your savings account or using a credit card with high-interest rates.
If you have multiple debts, such as credit cards, car loans, or other debts, you can use a personal loan to consolidate them into one easy payment. This way, you don’t have to worry about managing multiple payments each month, and it simplifies your debt repayment schedule.
You can use a personal loan to cover educational costs such as tuition fees, books, and supplies. This is a great alternative to student loans, which often have higher interest rates and longer repayment periods.
If you’re facing an unexpected medical emergency or need to pay for ongoing medical treatment, taking out a personal loan can help cover the costs. This type of loan is also useful for funding expensive surgeries that health insurance may not cover.
A personal loan can fund your dream getaways without draining your bank account in one go. Since personal loans often have lower interest rates than credit cards, it makes sense to take out a loan instead of charging the entire cost on a card with high-interest rates.
Both salaried professionals and self-employed individuals are eligible for personal loans in Surat.
The maximum loan amount offered on a personal loan in Surat ranges between INR 1 Lakh to 10 lakhs.
If you're seeking easy personal loans in Surat, look no further. Up to INR lakhs can be yours with simple steps! Uncover effortless ease in your finances today.
Piramal Finance's personalized loan product in Surat is a must-have, thanks to its unbeatable combination of competitive interest rates and flexible repayment options.
Unlock the power of an online EMI calculator to calculate your monthly payments quickly and accurately for a convenient Personal Loan.
Generally, it's just 2-3 days before the funds are ready for disbursement.