Personal loans in Pune are a great way to get access to funds quickly. Whether you need money for an unexpected expense or want to consolidate debt, getting a personal loan can help you achieve financial freedom. Piramal Finance provides personal loans in Pune with competitive interest rates and flexible repayment options. A simple application process allows you to get your loan approved quickly and easily.

Our personal loan experts are available to assist you every step of the way, ensuring that you have the best possible experience when applying for a loan.

Benefits of Personal Loan in Pune

A personal loan in Pune from Piramal Finance can provide you with the financial help you need to meet your short-term needs. Mentioned below are the various benefits of availing yourself of a Personal Loan in Pune:

Easy and Quick Accessibility

Personal loans can be easily obtained without waiting for long processing times. We provide personal loans with a quick and hassle-free process

Flexible Repayment Options

Personal loan in Pune has flexible repayment options that can be tailored to suit an individual's financial needs. Some lenders also provide competitive interest rates for such loans, making them more affordable for customers.

Affordable interest rates

The personal loan interest rates in Pune from Piramal Finance are quite competitive and affordable. We ensure that you get the best deals

Loan Amount Limit

When you take a personal loan in Pune, you can borrow any amount between Rs 1 lakh to Rs 10 lakh. This can help you and your family with all their financial needs

Documents Required for a Personal Loan in Pune

Salaried	Self Employed

Salaried	Self Employed

Last 3 months' salary slip, stating employer's name, salary break up, and bank details	Business registration certificates issued by government authorities such as GST certificates, Shop and Establishment licenses, etc.
Valid identity proof such as Aadhaar card/Voter’s ID/Driving License/Passport	Last 3 years Income Tax Return along with computation of Income, Balance sheet, and Profit & Loss Account statement certified by a Chartered Accountant
Latest 6 months Bank statement	Latest 6 months Bank statement

Last 3 months' salary slip, stating employer's name, salary break up, and bank details	Business registration certificates issued by government authorities such as GST certificates, Shop and Establishment licenses, etc.
Valid identity proof such as Aadhaar card/Voter’s ID/Driving License/Passport	Last 3 years Income Tax Return along with computation of Income, Balance sheet, and Profit & Loss Account statement certified by a Chartered Accountant
Latest 6 months Bank statement	Latest 6 months Bank statement

Form 16 or Income tax return (ITR) for the last 2 years, if applicable.

Proof of continuity of business i.e., the partnership deed or proprietorship letter etc. in case of self-employed professional for more than 1 year, if applicable

Form 16 or Income tax return (ITR) for the last 2 years, if applicable.

Proof of continuity of business i.e., the partnership deed or proprietorship letter etc. in case of self-employed professional for more than 1 year, if applicable

Eligibility Criteria for a Personal Loan in Pune

The eligibility criteria to acquire a personal loan in Pune from Piramal Finance include:
The applicant's age should be between 21 and 60 years
Personal loans in Pune are available for salaried individuals, self-employed professionals, and non-salaried persons who have a regular source of income
The applicant must be a resident of India.

How to Apply for a Personal Loan in Pune

If you are looking for Personal Finance from Piramal Finance in Pune, then it is important to know the steps to apply for such a personal loan. Here are the steps to follow:

Step 1: Check Your Eligibility

Before filling out the application form, ensure you’re eligible for our personal loan. Check the eligibility criteria on our website and if you are eligible, proceed to the next step.

Step 2: Fill Out the Application & Submit It

Fill out all the necessary information, including your professional, personal, and income details. Ensure you fill in the correct information, as any wrong input will result in rejection. Once done, submit it.

Step 3: Submit Documentation

Scan and upload all the necessary documents required for the personal loan application. Submit documents such as your income, photo ID, and address proof.

Step 4: Verification

Once you submit the application and documents, wait for the experts at Piramal Finance to assess and verify them.

Step 5: Approval & Disbursal

Once the verification is done, we will approve your application and disburse the personal loan amount on the same day.

Personal Loan Interest Rate in Pune

If you're looking for a personal loan in Pune, look no further than Piramal Finance! With interest rates starting at 12.99*% p.a. and zero hidden costs, transparency is our priority. We firmly believe that justice means being upfront with all of your fees ahead of time so that when it's time to repay your loan, there are never any surprises down the line.

At Piramal Finance, we provide the lowest personal loan interest rates in Pune. We have designed custom low-interest rates to suit your specific needs, considering vital factors such as your credit score, income level, and current employment status. That way, you can be confident that managing repayments will be a breeze!

Uses of Personal Loans in Pune

In Pune, Personal Loans from Piramal Finance are a great way to meet your financial needs. Here are the main uses of personal loans in Pune:

Home Improvement

Personal loans in Pune can also be used for home improvement projects. Whether it’s a new kitchen, bathroom, or even a minor repair job, personal loans are an ideal way to ensure those home improvements happen quickly and efficiently.

Business Expansion

If you’re looking to expand your business, a personal loan in Pune can be used to help with the costs associated with that expansion. Whether it’s buying new equipment or hiring more staff, it is an ideal way to get the funds needed for these types of projects.

Debt Consolidation

A personal loan can be used to consolidate your debt and reduce the monthly payments you must make. This will help free up funds for other important expenses like bills, groceries, travel, etc.

Education Expenses

Personal loans can be used for educational expenses like tuition fees, hostel charges, etc. This helps students save money over the long run by paying off the loan as soon as possible instead of taking multiple loans at higher interest rates.

Marriage Expenses

Are you planning a big wedding but don’t have the budget? Do you have to cut back on vacations and other things to save money for the wedding? No need for that anymore. With Piramal Finance, you can have or throw the best wedding of your life. We take care of the finances, and you worry about the wedding plans. Our personal loan extends its support to every parent or bride or groom who wants to have a wonderful wedding.

Nearest Branches of Piramal Finance where you can visit and apply for a Personal loan in Pune

Chakan

The Chakan branch of Piramal Finance is located at shops no. 1 and 2 in Vishal Market on the 1st floor. To reach here, you can take a bus or cab from Pune Station. It is located in the heart of Chakan, making it easily accessible to everyone in the area. Applying for a personal loan in Chakan branch is quite easy.

Bibvewdi

The Bibvewdi branch of Piramal Finance is located at Office No. 1, Pushpa Heights, on the 1st floor. The right way to get here is to take the nearest bus or auto and come to Bibvewdi Chowk, which is just a few minutes away. This best personal loan in Bibvewdi from experienced professionals is available here

Shivaji Nagar

The Shivaji Nagar branch of Piramal Finance is located at No. 4A, 1 Modibaug Commercial, on the 1st floor. You can apply for a personal loan in Shivaji Nagar branch quickly and conveniently. To reach here, you can take a bus to Shivaji Nagar or catch an auto from nearby locations.

Uruli Kanchan

The Uruli Kanchan road branch of Piramal Finance is located at no 201 & 202, building-2, Shiv Krupa Mkt. You can visit here by bus, train, or car. Getting a personal loan in Uruli Kanchan branch is the best option for people living in Pune and nearby areas.

Wagholi

The Wagholi branch of Piramal Finance is located at Office No. 205 on the Blue-Sky Icon, Baif Road. The most convenient way to reach here is by taking a bus or taxi. Get a personal loan in Wagholi branch of Piramal Finance and let the experts make your financial dreams a reality.