Mumbai, the financial capital of India, has an undeniable cosmopolitan charm. The capital of Maharashtra has a major contribution toward the GDP of India. The standard of living in Mumbai is quite high, and you might need a personal loan to keep up with your expenses.
If you require personal loans in Mumbai, Piramal Finance is your ideal place. With favourable interest rates and EMIs, our personal loan will cover all your financial requirements. Apply for a personal loan from us for a quick approval and a fast disbursal.
|Last 3 months' salary slip, stating employer's name, salary break up, and bank details||Business registration certificates issued by government authorities such as GST certificates, Shop and Establishment licenses, etc.|
|Valid identity proof such as Aadhaar card/Voter’s ID/Driving License/Passport||Last 3 years Income Tax Return along with computation of Income, Balance sheet, and Profit & Loss Account statement certified by a Chartered Accountant|
|Latest 6 months Bank statement||Latest 6 months Bank statement|
|Form 16 or Income tax return (ITR) for the last 2 years, if applicable.||Proof of continuity of business i.e., the partnership deed or proprietorship letter etc. in case of self-employed professional for more than 1 year, if applicable|
To become eligible for an instant personal loan in Mumbai, you must meet the following criteria:
If you need an instant personal loan in Mumbai, visit any physical branch of Piramal Finance in Mumbai and submit the application with the required documentation. However, you can apply faster by visiting our online portal.
Here are the steps to follow when applying for a personal loan from Piramal Finance:
Before filling out the application form, ensure you’re eligible for our personal loan. See if you meet all the eligibility criteria that we mentioned on this page or not. If yes, proceed to the next step.
Fill out all the necessary information, including your professional, personal and income details. Ensure you fill in the correct information, as any wrong input will result in rejection. Once done, submit it.
Scan and upload all the necessary documents required for the personal loan application. Submit documents such as your income, photo ID, and address proof.
Once you submit the application and documents, wait for the experts at Piramal Finance to assess and verify it.
Once the verification is done, we will approve your application and disburse the personal loan amount on the same day
Personal loan interest rates in Mumbai from Piramal Finance start from 12.99*%pa. for both self-employed and salaried individuals. The interest rate, as well as our processing fee, combines to generate the total loan cost.
At Piramal Finance, we offer the lowest personal loan interest rates in Mumbai based on the applicant’s income, credit score, employment status, and other factors. We ensure the interest rate is convenient enough for you, making repayments easy.
You can use a personal loan in Mumbai for various purposes. From your wedding to medical to travel expenses, a personal loan can be a saviour on many occasions.
Are you planning a big wedding but don’t have the budget? Do you have to cut back on vacations and other things to save money for the wedding? No need for that anymore.
With Piramal Finance, you can have or throw the best wedding of your life. We take care of the finances, and you worry about the wedding plans. Our personal loan extends its support to every parent or bride or groom who wants to have a wonderful wedding.
If you’re not going on a vacation for a long time due to the heavy expenses, say no more. With Piramal Finance personal loan, you can plan your ever-desired family, solo, or romantic vacation away.
Our personal loan for travel will provide you with the funds you need to visit your dream destination. Fulfil your travel lust with an instant personal loan from us.
Get an instant loan in Mumbai from Piramal Finance and pay your unexpected medical expenses within a day. Whether it’s an unexpected hospitalisation, accident, or operation, our instant personal loan can help you cover all medical emergency costs.
With a Personal Loan in Mumbai, you can renovate your home and give it a new definition. If you’ve always wanted to change the interior design or paint the exterior of your house, the time has come. Use a personal loan to fulfil your wish to renovate, repair, or revamp the home.
Both salaried professionals and self-employed individuals are eligible for personal loans in Mumbai.
When you apply for an online personal loan in Mumbai, you can borrow an amount ranging between INR 50,000 to INR 25,00,000. The exact amount that you’ll be eligible for depends on factors like your job type, age, employer history, credit rating, and monthly income.
When it comes to easy personal loans in Mumbai, you can be eligible for a maximum of Rs. 10,00,000. Generally, the maximum amount an individual is eligible for is thirty times their net monthly income.
The process of getting a personal loan balance transfer from Piramal Finance in Mumbai is simple and hassle-free. Here’s what you have to do:
Flexible repayment terms, reasonable interest rates, quick approval and disbursal, and friendly support staff are reasons you should opt for the Piramal Finance personal loan in Mumbai.
When availing of an instant loan in Mumbai, you’ll be required to submit the following documents: