The biggest city in Assam, and the largest city in North-East India, Guwahati is known as the gateway to North-East India and is renowned for its beautiful temples. Today, this city also houses some of the best financial institutions, making people's lives easier. You can now take a Personal loan in Guwahati at attractive interest rates and easy repayment options that suit your budget.

Applying for a personal loan in Guwahati is quick and easy. You can apply online at Piramal Finance's website or visit one of their branches in the city.

Benefits of a Personal Loan in Guwahati

Easy Access

A Personal loan in Guwahati is easy to access. It is usually quickly approved and disbursed, making it a convenient option for those who need quick funds.

Attractive Interest Rates

Our personal loan interest rates are attractive and start from 12.99*% p.a. This makes the loan an affordable and desirable option for many borrowers.

Flexible Loan Tenure

The repayment tenure of a personal loan in Guwahati can go up to 60 months. This flexibility allows borrowers to pay their EMI conveniently for longer and manage their finances better.

Incredible Speed

Most applicants take a personal loan for immediate funds. And we understand the need to get money into your account quickly. Therefore, we offer instant personal loans in Guwahati, where once the loan is approved, we disburse the money into your account within minutes.

Minimal Documentation

Piramal Finance requires minimal documentation for personal loans, making the loan application process quick and convenient.

Documents Required for a Personal Loan in Guwahati

Salaried	Self Employed

Salaried	Self Employed

Valid work permits	Business license or registration
Proof of employment from the employer	Proof of business address and contact information
Evidence of income	Financials such as income statements and balance sheets
Proof of residence	Tax returns for the past two years
Must pass a credit check	Bank account and credit card information

Valid work permits	Business license or registration
Proof of employment from the employer	Proof of business address and contact information
Evidence of income	Financials such as income statements and balance sheets
Proof of residence	Tax returns for the past two years
Must pass a credit check	Bank account and credit card information

Must provide references and contact information

References from suppliers or clients

Must provide references and contact information

References from suppliers or clients

Eligibility Criteria for a Personal Loan in Guwahati

To be eligible for this loan, applicants must meet the following criteria:

To ensure you are eligible for a personal loan in Guwahati, the applicant must be between 21 and 60 years.
The applicant must have a permanent job with the current employer and should have completed at least 2 years in the organization. The applicant must also have a minimum income of INR 15000 per month to apply for a personal loan in Guwahati.

How to Apply for a Personal Loan in Guwahati?

Applying for a personal loan in Guwahati can be quick and easy if you opt for Piramal Finance. Here's how to get started:

Step 1: Check Your Eligibility

Before completing the application form, ensure you are eligible for our personal loan. See if you meet all the eligibility criteria we mentioned on this page. If yes, proceed to the next step.

Step 2: Fill Out the Application & Submit It

Fill out all the necessary information, including your professional, personal, and income details. Ensure you fill in the correct information, as any wrong input will result in rejection. Once done, submit it.

Step 3: Submit Documentation

Scan and upload all the necessary documents required for the personal loan application. Submit documents such as your income, photo ID, and address proof.

Step 4: Verification

Once you submit the application and documents, please wait for the experts at Piramal Finance to assess and verify them.

Step 5: Approval & Disbursal

Nearest Branches of Piramal Finance, Where You Can Visit and Apply for a Personal Loan in Guwahati

Personal Loan Interest Rates in Guwahati

The interest rates for personal loans from Piramal Finance start at 12.99*% p.a. for both self-employed and salaried individuals. The interest rate, as well as our processing fee, combine to generate the total loan cost.

At Piramal Finance, we offer the lowest interest rates on personal loans in Guwahati based on the applicant's income, credit score, employment status, and other factors. We ensure the interest rate is convenient enough for you, making repayments easy.

Uses of Personal Loans in Guwahati

Personal loans can be utilized for a variety of purposes, including:

Wedding

Are you planning a big wedding but don't have the budget? With Piramal Finance, you can have or throw the best wedding of your life. You can now plan that dream wedding while we take care of the finances. Our personal loan in Guwahati extends its support to every parent, bride, or groom who wants to have a wonderful wedding.

Travel

With a personal loan from Piramal Finance, you can now plan your ever-desired family, solo, or romantic vacation. Our personal loan for travel will provide you with the funds you need to visit your dream destination. Fulfill your travel lust with an instant personal loan from us.

Medical Emergency

Get a personal loan in Guwahati from Piramal Finance and pay your unexpected medical expenses within a day. Whether it's an unexpected hospitalization, accident, or operation, our instant personal loans can help you cover all medical emergency costs.

Home Renovation

You can now renovate your home and give it a new definition with a personal loan from Piramal Finance. If you've always wanted to change the interior design or paint the exterior of your house, the time has come. Use a personal loan to fulfill your wish to renovate, repair, or revamp your home.