Delhi is the capital of India and a hub for personal loan financing. With the growing population and economic possibilities available in Delhi, it is no surprise that getting a personal loan here has become easier than ever. Whether you need personal loans in Delhi for medical expenses, home improvements, educational needs, or debt consolidation, Piramal Finance provides flexible and tailor-made loans.

Benefits of Personal Loan in Delhi

Easy to access

A Personal loan in Delhi is easy to access and doesn’t require much legwork. You only need your ID proof, income documents, and personal loan application form.

Affordable interest rates

We have flexible repayment terms with no hidden costs or penalties, allowing you to pay back at a rate that suits your budget

Speed

Piramal Finance values your needs and understands how important it is for you to receive the loan amount quickly in your bank account. Get a personal loan in Delhi from Piramal Finance. Upon successful approval, we'll transfer the allotted funds in a few minutes

Minimal Documentation Process

At Piramal Finance, we provide an effortless journey for our customers regarding paperwork and documentation. In a matter of seconds, you can apply for your instant personal loan in Delhi from the comfort of your home on our personal loan page - all you need is PDF format documents as proof!

Documents Required for a Personal Loan in Delhi

Salaried	Self Employed

Salaried	Self Employed

Last 3 months' salary slip, stating employer's name, salary break up, and bank details	Business registration certificates issued by government authorities such as GST certificates, Shop and Establishment licenses, etc.
Valid identity proof such as Aadhaar card/Voter’s ID/Driving License/Passport	Last 3 years Income Tax Return along with computation of Income, Balance sheet, and Profit & Loss Account statement certified by a Chartered Accountant
Latest 6 months Bank statement	Latest 6 months Bank statement

Last 3 months' salary slip, stating employer's name, salary break up, and bank details	Business registration certificates issued by government authorities such as GST certificates, Shop and Establishment licenses, etc.
Valid identity proof such as Aadhaar card/Voter’s ID/Driving License/Passport	Last 3 years Income Tax Return along with computation of Income, Balance sheet, and Profit & Loss Account statement certified by a Chartered Accountant
Latest 6 months Bank statement	Latest 6 months Bank statement

Form 16 or Income tax retur n (ITR) for the last 2 years, if applicable.

Proof of continuity of business i.e., the partnership deed or proprietorship letter etc. in case of self-employed professional for more than 1 year, if applicable

Form 16 or Income tax retur n (ITR) for the last 2 years, if applicable.

Proof of continuity of business i.e., the partnership deed or proprietorship letter etc. in case of self-employed professional for more than 1 year, if applicable

Eligibility Criteria for a Personal Loan in Delhi

To become eligible for an instant personal loan in Delhi, you must meet the following criteria:

To be eligible for a Piramal Finance personal loan in Delhi, one must possess Indian citizenship.
Your age should range between 21 years to 60 years.
To qualify, you must be actively employed by a public or private company.
A monthly income of at least Rs. 15,000 is necessary for those residing in Delhi.

How to Apply for a Personal Loan in Delhi

If you need an instant personal loan in Delhi, visit any physical branch of Piramal Finance in Delhi and submit the application with the required documentation. However, you can apply faster by visiting our online portal.

Step 1: Calculate Your Loan Eligibility

Verify if you qualify for our personal loan before completing the application. See if you meet all the eligibility criteria that we mentioned on this page or not. If yes, proceed to the next step. Piramal Finance provides an excellent eligibility calculator that helps you calculate your exact loan eligibility.

Step 2: Fill Out the Application & Submit It

Fill out all the necessary information, including your professional, personal, and income details. Ensure you fill in the correct information, as any wrong input will result in rejection. Once done, submit it.

Step 3: Submit Documentation

Scan and upload all the necessary documents required for the personal loan application. Submit documents such as your income, photo ID, and address proof.

Step 4: Verification

Once you submit the application and documents, wait for the experts at Piramal Finance to assess and verify it.

Step 5: Approval & Disbursal

Once the verification is done, we will approve your application and disburse the personal loan amount on the same day.

Personal Loan Interest Rate in Delhi

Personal loan interest rates in Delhi from Piramal Finance start from 12.99*% p.a. for both self-employed and salaried individuals. The interest rate, as well as our processing fee, combines to generate the total loan cost.

At Piramal Finance, we promise the lowest personal loan interest rates in Delhi. You can have peace of mind knowing that our low-interest charges are designed to fit your financial situation, such as credit score, income level, and job status. That way, you don't need to worry about repayment being a burden!

Uses of Personal Loans in Delhi

Personal loans in Delhi are an easy and convenient way of handling financial needs. There are multiple uses for personal loans, such as:

1. Paying for medical expenses

Get an instant loan in Delhi from Piramal Finance and pay your unexpected medical expenses within a day. Whether it’s an unexpected hospitalization, accident, or operation, our instant personal loan can help you cover all medical emergency costs.

2. Consolidating debt

A personal loan can help you consolidate your existing debt into one easy-to-manage payment. This can reduce interest rates and make it easier for you to keep track of payments.

3. Covering large purchases

With a Personal loan in Delhi, you can renovate your home and give it a new definition. You may need some extra money to cover the cost of big items like furniture or appliance upgrades, or even tuition fees.

4. Refinancing

A personal loan in Delhi can be an attractive option if you're looking to refinance high-interest debt, such as credit card balances.

Nearest Branches of Piramal Finance where you can visit and apply for a Personal loan in Delhi

Jhandenwalan Extension

The Jhandenwalan branch of Piramal Finance is located at 2E/22, Jhandenwalan Extension. To get here, you can take the metro to Jhandenwalan Metro Station and then take an auto-rickshaw. Applying for a personal loan in Jhandenwalan Extension is simple and hassle-free.

Kalkaji

The Kalkaji branch of Piramal Finance is located at D - 583, Chittaranjan Park on the ground floor. You can take the nearest metro line at Kalkaji Mandir and get off at Chittaranjan Park Station to get here. Applying for a personal Loan in Kalkaji is simple and convenient.

Narela

The Narela branch of Piramal Finance is located at plot no-1 & 2- unit no. 303, 357, 358, & 359 on the 3d floor. An easy and quick way to reach the branch is by taking a shared auto or cab from GTB Nagar metro station. Getting a personal loan in Narela is simple and hassle-free.

Pitampura (Regional Office)

The Pitampura (Regional Office) of the Piramal Finance is located at unit no- unit No. 001 & 009, ground floor, unit no. 101, 103 & 114, 1st floor, & unit no. 400, 4th floor. You can use public transport to reach the office as it is situated in an easily accessible location. Also, applying for a personal loan in Pitampura at this branch is a great option.

Shahadara (Dilshad Garden)

The Shahadara (Dilshad Garden) is situated at Unit No. 107, Aggarwal Metro Mall on the 1st floor. To reach here, you can take the Metro to Dilshad Garden Station. They also offer easy loan assistance to those who are looking for a personal loan in Shahadara.