Delhi is the capital of India and a hub for personal loan financing. With the growing population and economic possibilities available in Delhi, it is no surprise that getting a personal loan here has become easier than ever. Whether you need personal loans in Delhi for medical expenses, home improvements, educational needs, or debt consolidation, Piramal Finance provides flexible and tailor-made loans.
|Last 3 months' salary slip, stating employer's name, salary break up, and bank details||Business registration certificates issued by government authorities such as GST certificates, Shop and Establishment licenses, etc.|
|Valid identity proof such as Aadhaar card/Voter’s ID/Driving License/Passport||Last 3 years Income Tax Return along with computation of Income, Balance sheet, and Profit & Loss Account statement certified by a Chartered Accountant|
|Latest 6 months Bank statement||Latest 6 months Bank statement|
|Form 16 or Income tax retur n (ITR) for the last 2 years, if applicable.||Proof of continuity of business i.e., the partnership deed or proprietorship letter etc. in case of self-employed professional for more than 1 year, if applicable|
To become eligible for an instant personal loan in Delhi, you must meet the following criteria:
If you need an instant personal loan in Delhi, visit any physical branch of Piramal Finance in Delhi and submit the application with the required documentation. However, you can apply faster by visiting our online portal.
Verify if you qualify for our personal loan before completing the application. See if you meet all the eligibility criteria that we mentioned on this page or not. If yes, proceed to the next step. Piramal Finance provides an excellent eligibility calculator that helps you calculate your exact loan eligibility.
Fill out all the necessary information, including your professional, personal, and income details. Ensure you fill in the correct information, as any wrong input will result in rejection. Once done, submit it.
Scan and upload all the necessary documents required for the personal loan application. Submit documents such as your income, photo ID, and address proof.
Once you submit the application and documents, wait for the experts at Piramal Finance to assess and verify it.
Once the verification is done, we will approve your application and disburse the personal loan amount on the same day.
Personal loan interest rates in Delhi from Piramal Finance start from 12.99*% p.a. for both self-employed and salaried individuals. The interest rate, as well as our processing fee, combines to generate the total loan cost.
At Piramal Finance, we promise the lowest personal loan interest rates in Delhi. You can have peace of mind knowing that our low-interest charges are designed to fit your financial situation, such as credit score, income level, and job status. That way, you don't need to worry about repayment being a burden!
Personal loans in Delhi are an easy and convenient way of handling financial needs. There are multiple uses for personal loans, such as:
Get an instant loan in Delhi from Piramal Finance and pay your unexpected medical expenses within a day. Whether it’s an unexpected hospitalization, accident, or operation, our instant personal loan can help you cover all medical emergency costs.
A personal loan can help you consolidate your existing debt into one easy-to-manage payment. This can reduce interest rates and make it easier for you to keep track of payments.
With a Personal loan in Delhi, you can renovate your home and give it a new definition. You may need some extra money to cover the cost of big items like furniture or appliance upgrades, or even tuition fees.
A personal loan in Delhi can be an attractive option if you're looking to refinance high-interest debt, such as credit card balances.
Anyone over 21 with valid proof of identity and address can avail of a personal loan in Delhi.
The maximum personal loan in Delhi offered by Piramal Finance is Rs. 10 lakhs.
No, Piramal Finance has no hidden charges or fees associated with personal loans. The processing fee will be disclosed upfront; all charges are mentioned in the loan agreement.
When it comes to easy personal loans in Delhi, you can enjoy a maximum loan limit of up to Rs. 10 lakhs. This amount is sufficient to meet your needs and easily make all necessary investments.
Piramal Finance offers personal loan balance transfers in Delhi. Getting a personal loan balance transfer from Piramal is easy and convenient. Here are the steps to follow:
The Piramal Finance Personal Loan in Delhi offers customers some of the most attractive features and benefits. These include low-interest rates, minimal paperwork, and a quick approval process.