Introduction

Beat the heat without stressing your budget! With Piramal Finance, you can buy your preferred air conditioner (AC) on easy EMIs and pay over time instead of all at once. From compact window ACs to modern inverter splits, get the model you want without compromising on comfort. With simple eligibility, quick approvals, and flexible repayment options, purchasing an AC on EMI is now smooth, smart, and affordable.

Benefits of Buying a AC on EMI with Piramal Finance

Affordable Monthly EMIs

Pay for your LED TV in small, budget-friendly instalments instead of one large payment.

Quick Online Approval

Apply online and get quick approval so you can take your TV home sooner.

Minimal Documentation

Only a few basic documents like ID proof, income proof, and bank statements are required.

Flexible Repayment Options

Choose the EMI tenure that works best for your monthly income and expenses.

Wide Choice of TV Brands

Finance is available for top brands like Samsung, LG, Sony, Panasonic, OnePlus, and more.

Trusted Finance Partner

Piramal Finance ensures a transparent process with no hidden charges, making your purchase stress-free.

AC Loan EMI Calculator

How to Buy a AC on EMI with Piramal Finance

Eligibility Criteria

Documents Required

Here’s a quick checklist of documents required to apply for LED TV on EMI:

  • Row 1

    • Salaried
    • Self-Employed
  • Row 2

    • Last 1 month’s salary slip with employer details
    • Business registration certificates (GST, Shop & Establishment, etc.)
  • Row 3

    • Valid ID proof (Aadhaar, PAN, Voter ID, Passport, DL)
    • ITR with Balance Sheet & P&L (last 3 years, CA certified)
  • Row 4

    • Bank statement (last 3 months)
    • Bank statement (last 3 months)
  • Row 5

    • Form 16 or ITR (last 2 years, if applicable)
    • Proof of business continuity (partnership deed, proprietorship letter, etc.)

Tips to Choose the Right AC for Your Home

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FAQs

Can I buy any AC brand on EMI with Piramal Finance?
Yes, finance is available for most leading AC brands across India.
Do I need a credit card to purchase an AC on EMI?
No. Piramal Finance offers EMI options through personal loans, without requiring a credit card.
How long does the approval take?
Once documents are submitted, approvals are usually completed quickly, allowing you to proceed with your purchase.
What’s the repayment tenure available?
Repayment tenure depends on your eligibility and chosen EMI plan, giving you flexible options.
What happens if I miss an EMI?
Missing an EMI may lead to late payment charges and negatively impact your credit score. Timely repayment is always recommended.
Can self-employed individuals apply?
Yes, self-employed professionals and business owners can apply if they meet the eligibility and documentation requirements.
Is there a prepayment option?
Yes, you can prepay your loan as per Piramal Finance’s terms and conditions.

Apply Loan Now

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