Buy AC on EMI
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- Already Applied?
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Introduction
Beat the heat without stressing your budget! With Piramal Finance, you can buy your preferred air conditioner (AC) on easy EMIs and pay over time instead of all at once. From compact window ACs to modern inverter splits, get the model you want without compromising on comfort. With simple eligibility, quick approvals, and flexible repayment options, purchasing an AC on EMI is now smooth, smart, and affordable.
Benefits of Buying a AC on EMI with Piramal Finance
Affordable Monthly EMIs
Pay for your LED TV in small, budget-friendly instalments instead of one large payment.
Quick Online Approval
Apply online and get quick approval so you can take your TV home sooner.
Minimal Documentation
Only a few basic documents like ID proof, income proof, and bank statements are required.
Flexible Repayment Options
Choose the EMI tenure that works best for your monthly income and expenses.
Wide Choice of TV Brands
Finance is available for top brands like Samsung, LG, Sony, Panasonic, OnePlus, and more.
Trusted Finance Partner
Piramal Finance ensures a transparent process with no hidden charges, making your purchase stress-free.
How to Buy a AC on EMI with Piramal Finance
- Check Eligibility: Use the EMI calculator to know how much you can borrow and what your monthly repayment will be.
- Gather Documents: Keep ID proof, income proof, and bank statements ready to speed up the verification process.
- Apply Online: Fill out a simple application form on Piramal Finance’s website from the comfort of your home.
- Get Quick Approval: After verification, your loan is approved quickly so you can purchase your LED TV without delay.
- Repay in Easy EMIs: Pay back your loan in convenient monthly instalments while enjoying uninterrupted entertainment.
Eligibility Criteria
- Age:
- 25 – 58 years
- Employment:
- Salaried (Private/Government) or Self-Employed
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Income:
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Salaried: ₹25,000/month minimum
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Self-Employed: ₹3,00,000 annual income minimum
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Documents Required
Here’s a quick checklist of documents required to apply for LED TV on EMI:
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Row 1
- Salaried
- Self-Employed
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Row 2
- Last 1 month’s salary slip with employer details
- Business registration certificates (GST, Shop & Establishment, etc.)
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Row 3
- Valid ID proof (Aadhaar, PAN, Voter ID, Passport, DL)
- ITR with Balance Sheet & P&L (last 3 years, CA certified)
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Row 4
- Bank statement (last 3 months)
- Bank statement (last 3 months)
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Row 5
- Form 16 or ITR (last 2 years, if applicable)
- Proof of business continuity (partnership deed, proprietorship letter, etc.)
Tips to Choose the Right AC for Your Home
- Check Your Room Size
A 1-ton AC is enough for rooms up to 120 sq. ft. For medium-sized rooms (121–180 sq. ft.), go for 1.5-ton, and for larger rooms above 180 sq. ft., consider a 2-ton AC. - Understand Inverter vs Non-Inverter ACs
Inverter ACs adjust cooling based on room temperature, saving electricity in the long run. Non-inverter ACs are cheaper upfront but consume more power over time. - Look at the Star Rating
A higher star rating means better energy efficiency. A 5-star AC may cost more initially but will save significantly on electricity bills over the years. - Decide Between Split and Window ACs
Split ACs are quieter, stylish, and suitable for larger spaces, while window ACs are more affordable and easier to install ideal for smaller rooms. - Consider Features That Match Your Needs
Features like Wi-Fi connectivity, smart sensors, dehumidifiers, and anti-bacterial filters can make your AC more convenient and healthier for your family. - Think Long-Term Costs
Don’t just focus on the purchase price. Consider electricity consumption, maintenance, and service availability before making a decision.
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