Buy Refrigerator on EMI
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- Already Applied?
- Track Application
Introduction
Bring home the latest refrigerator without worrying about heavy upfront costs. With Piramal Finance, you can buy your preferred refrigerator on easy EMIs and spread the cost over time. Whether it’s a single-door fridge for compact use, a double-door model for families, or a premium side-by-side refrigerator, we make it affordable and hassle-free. With quick approvals, minimal paperwork, and flexible repayment options, buying a refrigerator on EMI has never been easier.
Benefits of Buying a AC on EMI with Piramal Finance
Affordable Monthly EMIs
Pay for your LED TV in small, budget-friendly instalments instead of one large payment.
Quick Online Approval
Apply online and get quick approval so you can take your TV home sooner.
Minimal Documentation
Only a few basic documents like ID proof, income proof, and bank statements are required.
Flexible Repayment Options
Choose the EMI tenure that works best for your monthly income and expenses.
Wide Choice of TV Brands
Finance is available for top brands like Samsung, LG, Sony, Panasonic, OnePlus, and more.
Trusted Finance Partner
Piramal Finance ensures a transparent process with no hidden charges, making your purchase stress-free.
How to Buy a Refrigerator on EMI with Piramal Finance
- Check Eligibility
Use the EMI calculator to know how much you can borrow and what your monthly repayment will be. - Gather Documents
Keep ID proof, income proof, and bank statements ready to speed up the verification process. - Apply Online
Fill out a simple application form on Piramal Finance’s website from the comfort of your home. - Get Quick Approval
After verification, your loan is approved quickly so you can purchase your LED TV without delay. - Repay in Easy EMIs
Pay back your loan in convenient monthly instalments while enjoying uninterrupted entertainment.
Eligibility Criteria
- Age:
- 25 – 58 years
- Employment:
- Salaried (Private/Government) or Self-Employed
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Income:
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Salaried: ₹25,000/month minimum
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Self-Employed: ₹3,00,000 annual income minimum
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Documents Required
Here’s a quick checklist of documents required to apply for LED TV on EMI:
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Row 1
- Salaried
- Self-Employed
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Row 2
- Last 1 month’s salary slip with employer details
- Business registration certificates (GST, Shop & Establishment, etc.)
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Row 3
- Valid ID proof (Aadhaar, PAN, Voter ID, Passport, DL)
- ITR with Balance Sheet & P&L (last 3 years, CA certified)
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Row 4
- Bank statement (last 3 months)
- Bank statement (last 3 months)
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Row 5
- Form 16 or ITR (last 2 years, if applicable)
- Proof of business continuity (partnership deed, proprietorship letter, etc.)
Tips to Choose the Right Refrigerator
- Decide on Capacity: For individuals or small families, a 190–250L fridge is sufficient, while larger families may need 300L–500L models.
- Single Door vs Double Door vs Side-by-Side: Single-door refrigerators are compact and budget-friendly, Double-door models suit medium families with separate freezer space, Side-by-side refrigerators are premium, with large storage and smart features.
- Energy Efficiency: Higher star-rated refrigerators save more electricity in the long run.
- Smart Features: Options like convertible modes, inverter compressors, and frost-free technology provide better convenience.
- Brand & Service Network: Choose trusted brands that offer strong after-sales support for easy maintenance.
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