Introduction

Bring home the latest refrigerator without worrying about heavy upfront costs. With Piramal Finance, you can buy your preferred refrigerator on easy EMIs and spread the cost over time. Whether it’s a single-door fridge for compact use, a double-door model for families, or a premium side-by-side refrigerator, we make it affordable and hassle-free. With quick approvals, minimal paperwork, and flexible repayment options, buying a refrigerator on EMI has never been easier.

Benefits of Buying a AC on EMI with Piramal Finance

Affordable Monthly EMIs

Pay for your LED TV in small, budget-friendly instalments instead of one large payment.

Quick Online Approval

Apply online and get quick approval so you can take your TV home sooner.

Minimal Documentation

Only a few basic documents like ID proof, income proof, and bank statements are required.

Flexible Repayment Options

Choose the EMI tenure that works best for your monthly income and expenses.

Wide Choice of TV Brands

Finance is available for top brands like Samsung, LG, Sony, Panasonic, OnePlus, and more.

Trusted Finance Partner

Piramal Finance ensures a transparent process with no hidden charges, making your purchase stress-free.

How to Buy a Refrigerator on EMI with Piramal Finance

Eligibility Criteria

Documents Required

Here’s a quick checklist of documents required to apply for LED TV on EMI:

  • Row 1

    • Salaried
    • Self-Employed
  • Row 2

    • Last 1 month’s salary slip with employer details
    • Business registration certificates (GST, Shop & Establishment, etc.)
  • Row 3

    • Valid ID proof (Aadhaar, PAN, Voter ID, Passport, DL)
    • ITR with Balance Sheet & P&L (last 3 years, CA certified)
  • Row 4

    • Bank statement (last 3 months)
    • Bank statement (last 3 months)
  • Row 5

    • Form 16 or ITR (last 2 years, if applicable)
    • Proof of business continuity (partnership deed, proprietorship letter, etc.)

Tips to Choose the Right Refrigerator

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FAQs

Can I buy any refrigerator brand on EMI with Piramal Finance?
Yes, most leading refrigerator brands are covered under Piramal Finance EMI options.
Do I need a credit card to buy on EMI?
No, you can buy refrigerators on EMI through Piramal Finance personal loan without a credit card.
What’s the repayment tenure available?
Flexible repayment tenures are available depending on your eligibility and loan plan.
How fast can I get approval?
Once documents are submitted, approval is usually granted quickly, so you can make your purchase sooner.
What happens if I miss an EMI?
Late fees may apply, and it could impact your credit score. Always pay EMIs on time.
Is prepayment allowed?
Yes, you can prepay your refrigerator loan as per Piramal Finance’s terms.

Apply Loan Now

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