Ahmedabad is one of the most popular cities in India and is home to various financial institutions. If you are looking for an easy, hassle-free way to get funds for various personal needs, opting for a personal loan in Ahmedabad could be the solution. Personal loans provide quick access to money that can be used for any purpose. From paying bills or making home repairs to purchasing items such as furniture or electronics, Piramal Finance provides personal loans in Ahmedabad with flexible repayment options, minimal documentation, and competitive interest rates.

Benefits of Personal Loan in Ahmedabad

Loan Amount Limit

When you take a Personal loan in Ahmedabad, you can borrow any amount between Rs. 1 lakh to Rs. 10 lakhs. This can help you and your family with all your financial needs

Attractive Interest Rates

The personal loan interest rates in Ahmedabad for salaried and self-employed individuals start from 12.99*% p.a. We offer reasonable and competitive interest rates based on the customers’ profiles and convenience.

Speed

Everyone wants to get the loan amount disbursed into their bank account as soon as possible, and we understand that. Getting an instant personal loan in Ahmedabad from Piramal Finance is a wise decision. Once the loan is approved, we will disburse the amount within the next few minutes

Hassle-Free Documentation Process

We, at Piramal Finance, offer a seamless and hassle-free customer experience in terms of paperwork and documentation. You can apply for an instant personal loan in Ahmedabad within seconds on our personal loan page and submit all the documentation in PDF format with just a click of a button.

Documents Required for a Personal Loan in Ahmedabad

Salaried	Self Employed

Salaried	Self Employed

Last 1 months' salary slip, stating employer's name, salary break up, and bank details	Business registration certificates issued by government authorities such as GST certificates, Shop and Establishment licenses, etc.
Valid identity proof such as Aadhaar card/Voter’s ID/Driving License/Passport	Last 3 years Income Tax Return along with computation of Income, Balance sheet, and Profit & Loss Account statement certified by a Chartered Accountant
Latest 3 months Bank statement	Latest 3 months Bank statement

Last 1 months' salary slip, stating employer's name, salary break up, and bank details	Business registration certificates issued by government authorities such as GST certificates, Shop and Establishment licenses, etc.
Valid identity proof such as Aadhaar card/Voter’s ID/Driving License/Passport	Last 3 years Income Tax Return along with computation of Income, Balance sheet, and Profit & Loss Account statement certified by a Chartered Accountant
Latest 3 months Bank statement	Latest 3 months Bank statement

Form 16 or Income tax retur n (ITR) for the last 2 years, if applicable.

Proof of continuity of business i.e., the partnership deed or proprietorship letter etc. in case of self-employed professional for more than 1 year, if applicable

Form 16 or Income tax retur n (ITR) for the last 2 years, if applicable.

Proof of continuity of business i.e., the partnership deed or proprietorship letter etc. in case of self-employed professional for more than 1 year, if applicable

Eligibility Criteria for a Personal Loan in Ahmedabad

The applicant must be above 21 years and below 58 years of age when applying for a loan to avail of a personal loan in Ahmedabad.
An individual should have a permanent job with the current employer for at least 2 years and should have a minimum income of Rs. 15,000 per month to apply for a personal loan.

How to Apply for a Personal Loan in Ahmedabad

Piramal Finance's physical branches are the perfect solution if you're looking for an instant personal loan in Ahmedabad. You can also try our handy online portal that has a user-friendly website. To begin, all you need is your documents and a duly filled application. Once you provide us with the required data, we will have everything sorted quickly and conveniently!

To acquire a personal loan through Piramal Finance, simply follow these steps:

Step 1: Calculate Your Loan Eligibility

Calculating your loan eligibility before applying for a personal loan is important. Knowing your credit score and other financial details will be beneficial in determining the amount you can borrow.

Step 2: Gather the Required Documents

Gather all the necessary documents required for the application process. These typically include identity proof, address proof, salary slips, and bank statements.

Step 3: Submit Your Application

After completing the application, you must either e-mail or submitting it online. You must provide all the necessary information and documents to ensure that your application is accepted.

Step 4: Wait for Approval

Once your application has been submitted, you must wait for it to be reviewed and approved. This process can take anywhere from a few days to several weeks, depending on the specific program you have applied for.

Step 5: Repay Your Loan as Per Schedule

Once your loan has been approved and you have received the funds, you must repay according to the loan agreement. You must honor all repayment terms and make payments on time to avoid any late fees or penalties.

Personal Loan Interest Rate in Ahmedabad

If you need a personal loan in Ahmedabad, look no further than Piramal Finance! Our annual interest rate is incredibly low at 12.99*% p.a. and we always ensure transparency with our customers by revealing all processing fees upfront. No hidden costs anywhere. We are committed to justice and fairness, so we prioritise transparency in every transaction, so you can experience peace of mind, knowing exactly what your loan will cost.
At Piramal Finance, we promise the lowest personal loan interest rates in Ahmedabad. We have created our low-interest charges to fit your financial situation perfectly, considering elements such as credit score, salary, and occupation. That way you can be certain of manageable repayments!

Uses of Personal Loans in Ahmedabad

Personal loans are extremely popular in Ahmedabad and can be used for various purposes. Whether you’re looking to purchase your dream car, cover medical expenses, or even consolidate your existing debts, personal loans offer an easy solution. Here are the main uses of personal loans in Ahmedabad:

1. Home Improvement/Renovation

Personal loans can be used to finance home improvement projects such as painting, tiling, plumbing, electrical, etc. You can also use them for larger renovations like remodeling a room or adding an extension to your property.

2. Debt Consolidation

By taking out a personal loan in Ahmedabad, you can combine all your existing debts into one single monthly payment and save yourself from the hassle of managing multiple payments each month.

3. Starting a Business

If you’ve been thinking about starting a business but don’t have enough funds to do so, then getting a personal loan could be just what you need to get started.

4. Education

You can use a personal loan to finance your education and gain extra qualifications. This is also beneficial for working professionals who want to upgrade their skills and knowledge to advance in their careers.

5. Medical Expenses

Unexpected medical bills can be extremely stressful and expensive, but now you can cover these expenses easily with a personal loan.

6. Vacations

A personal loan can come in handy if you want to take a break from the mundane routine of life and go on an exotic vacation with your family or friends.

Nearest Branches of Piramal Finance where you can visit and apply for a Personal loan in Ahmedabad

CG Road

The CG Road branch of Piramal Finance is located at office No. 208 & 212 on the 2nd floor of Turquoise. To reach here, you can take a bus or auto-rickshaw from any part of Ahmedabad. You can apply for a personal loan in CG Road without any hassles.

Nava Naroda

The Nava Naroda branch of Piramal Finance is located at office 307 on the 3rd Floor, Sahitya Arcade. The best way to get here is to take public transport. Getting a personal loan in Nava Naroda branch is easy, and the loan terms are very reasonable.

Mehsana

The Mehsana branch of Piramal Finance is located at Avon Complex, on the 2nd floor. The branch is easily accessible by local buses and trains from different parts of the city. They also offer easy loan assistance to those who are looking for a personal loan in Mehsana.