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Home Loan offerings by Piramal Capital & Housing Finance Ltd. (Piramal Finance)
Key Features
Loan amount
₹ 5 Lakhs - 2 Crore
Loan tenure up to
30 years
Interest rates starting at
9.50%* p.a
For detailed fees and charges Click here *T&C apply
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Why Choose Us?
There are various reasons to choose a home extension loan from Piramal Finance, and here are a few:
- Pan India branch network & amazing post disbursement
- High and excellent standards of transparency, integrity, and ethics
- Devoted team of experienced professionals who operate on industry-leading information systems
- Multiple repayment options
- Option to enhance the loan amount if there’s any escalation in cost
- Quick and seamless loan approval and disbursal
Benefits of Home Extension Loan by Piramal Finance
Easy and Hassle-free Application Process
You will experience an easy and seamless application process at Piramal Finance. You can apply for a home extension loan digitally to save time.
Simple And Quick Approval Process
You can get quick and easy approval for a home extension loan. Therefore, we are regarded as the leading provider of home extension loans in Bharat. We've also streamlined the procedure by making it a quick digital verification process.
What Is The LTV Ratio Of Home Extension Loan
The LTV or Loan-To-Value ratio of a home extension loan is the total percentage or share of a residential property’s worth that we can finance and disburse through the loan.
The LTV ratio for such a loan must not surpass the regulatory and official caps on the home loan LTV ratios determined by the Reserve Bank of India. Here’s a breakdown of the loan amounts disbursed through home extension loans along with their respective LTV ratios:
We as a financial institution, assess creditworthiness to figure out the final LTV ratio for the prospective borrower seeking a home extension loan. A few of the key considerations for credit risk evaluation comprise the loan petitioner's creditworthiness, repayment ability, real estate market value, and so on.
More Home Loan Products
Construction Loan
With a construction loan from Piramal finance, the perfect home for you is easily within reach...
Construction Loan
90% of Property Cost
Loan tenure up to
30 years
Interest rates starting at
9.50% p.a
Renovation Loan
With a Home Renovation Loan, you can keep your hard-earned savings and investments untouched and pay off...
Loan amount
₹ 5 Lakhs - 2 Crores
Loan funded up to
30 years
Interest rates starting at
9.50% p.a
Extension Loan
You may simply enlarge your own home in utmost comfort with a home extension loan from Piramal finance...
Loan amount
₹ 5 Lakhs - 2 Crores
Loan tenure up to
30 years
Interest rates starting at
9.50% p.a
Frequently asked questions
What is a Home Extension Loan?
- Go to our application form and fill out the details.
- Submit all your Income and KYC documents.
- Wait till the application gets processed for verification.
- If everything meets the eligibility criteria, your loan will be approved within a few minutes.
- Subsequently, the loan amount is disbursed and credited to your bank account.
There are various reasons to choose a home extension loan from Piramal Finance, and here are a few:
- Pan India branch network & amazing post disbursement
- High and excellent standards of transparency, integrity, and ethics
- Devoted team of experienced professionals who operate on industry-leading information systems
- Multiple repayment options
- Option to enhance the loan amount if there’s any escalation in cost
- Quick and seamless loan approval and disbursal