ಪೀರಾಮಲ್ ಫೈನಾನ್ಸ್‌ ನೀಡುತ್ತಿರುವ ವೈಯಕ್ತಿಕ ಸಾಲ
ಪ್ರಮುಖ ವೈಶಿಷ್ಟ್ಯಗಳು
ಸಾಲದ ಮೊತ್ತ
ರೂ. 25 undefined - ರೂ. 5 ಲಕ್ಷ
ರವರೆಗೆ ಸಾಲದ ಅವಧಿ
60 ತಿಂಗಳ ವರೆಗೆ
ಬಡ್ಡಿ ದರಗಳು ರಿಂದ ಪ್ರಾರಂಭವಾಗುತ್ತವೆ.
12.99%* ವಾರ್ಷಿಕ
ಸವಿವರ ಫೀಸ್ ಹಾಗೂ ಶುಲ್ಕಗಳಿಗಾಗಿ ಇಲ್ಲಿ ಕ್ಲಿಕ್ ಮಾಡಿರಿಇಲ್ಲಿ ಕ್ಲಿಕ್ ಮಾಡಿ *ಟಿ&ಸಿ ಅನ್ವಯಿಸುತ್ತದೆ
Piramal Finance is a registered Housing Finance Company (HFC) with National Housing Bank (NHB)
Eligibility Criteria for Instant Personal Loan Online?
The different eligibility criteria that you need to fulfill to get a Personal Loan are as follows:
Age:
To apply for a personal loan, applicant must be between 21 and 58 years of age.
Employment Status
Applicant working in public sector and private sector companies are considered eligible for a personal loan.
Credit Score:
We at Piramal Finance offer Personal Loan to the applicants with credit score of 750 and more.
Check Your Personal Loan Eligibility & Calculate EMI
Personal Loan EMI Calculator
Personal Loan Eligibility Calculator
₹
1 ಲಕ್ಷ2 ಕೋಟಿ
ವರ್ಷ
1 ವ4 ವ
%
17%24%
Your Personal loan EMI is
ಮೂಲ ಮೊಬಲಗು
ರೂ0
ಬಡ್ಡಿಯ ಮೊಬಲಗು
ರೂ0
Digital Documents
ದಾಖಲೆಗಳ ಯಾದಿಯನ್ನು ನನಗೆ ವಾಟ್ಸ್‌ಆ್ಯಪ್ ಮಾಡಿರಿ
ವೈಯಕ್ತಿಕ ಸಾಲಕ್ಕಾಗಿ, ಅರ್ಜಿದಾರರ ವೃತ್ತಿ/ಉದ್ಯೋಗವನ್ನು ಆಧರಿಸಿ ನಮಗೆ ಕೆಲವೊಂದು ದಾಖಲೆಗಳು ಬೇಕಾಗುತ್ತವೆ.
ಕೆವೈಸಿ ದಾಖಲೆಗಳು
ಪರಿಚಯ ಮತ್ತು ವಿಳಾಸದ ಪುರಾವೆ
ಕಡ್ಡಾಯವಾಗಿ ಬೇಕಾಗುವ ದಾಖಲೆಗಳು *
ಪ್ಯಾನ್ ಕಾರ್ಡ್
ದಾಖಲೆಗಳು ಪುರಾವೆ
ಯಾವುದಾದರೂ ಒಂದನ್ನು ನೀಡಿರಿ
ಪರಿಚಯ
ವಿಳಾಸ
ಆಧಾರ್
ಶಿಫಾರಸು ಮಾಡಲಾಗುತ್ತದೆ
ಮತದಾರರ ಗುರುತಿನ ಚೀಟಿ
ಪಾಸ್ಪೋರ್ಟ್
ದೂರವಾಣಿ ರಸೀದಿ/ವಿದ್ಯುತ್ ರಸೀದಿ ಇತ್ಯಾದಿ, ಯುಟಿಲಿಟಿ ಬಿಲ್ಗಳು
ಆದಾಯದ ದಾಖಲೆಗಳು
ಆದಾಯದ ಪುರಾವೆ
ಕಡ್ಡಾಯವಾಗಿ ಬೇಕಾಗುವ ದಾಖಲೆಗಳು *
ಪ್ಯಾನ್ ಕಾರ್ಡ್
ದಾಖಲೆಗಳು ಪುರಾವೆ
ಯಾವುದಾದರೂ ಒಂದನ್ನು ನೀಡಿರಿ
ಪರಿಚಯ
ವಿಳಾಸ
Latest 1 month salary slips
Bank statements from the previous three months
ದಾಖಲೆಗಳ ಯಾದಿಯನ್ನು ನನಗೆ ವಾಟ್ಸ್‌ಆ್ಯಪ್ ಮಾಡಿರಿ
How to apply for Online Personal Loan?
Apply for Instant Loan
- Click on Apply Now to initiate the process
- Enter your 10-digit mobile number linked to your bank account
- Enter the OTP sent to your mobile number
PAN Verification
- Enter your PAN details
- Declare your monthly income
KYC Verification
- Enter your KYC details
- Confirm your address
- Take a selfie
Bank Account Details
- Enter the bank account number where you want the loan to get credited
- Enter the IFSC code of the bank
Work Information
- Select your company name
- Enter your work email address
Upload Bank Statement
- Enter the bank account number of your salary bank account
E-mandate and E-sign
- Set-up EMI auto-repayment
- Review and accept the final loan offer
- Complete E-sign
- In few minutes loan amount will get credited to your verified bank account
Different Types of Personal Loans
We provide various easy loans to serve the various needs of customers. Please check out the below-mentioned types to avail the quick loan online.
View more
Personal Loan by Amount
Now it is possible to get instant Personal loan by amount starting from ₹ 25,000 up to ₹ 5,00,000. Please check the below-mentioned options.
ಪೀರಾಮಲ್ ಫೈನಾನ್ಸ್‌ನ ವೈಯಕ್ತಿಕ ಸಾಲದ ಉಪಯುಕ್ತತೆಗಳು
Piramal Finance offers the best personal loan in India. Some of the benefits of availing of a personal loan from Piramal Finance include competitive personal loan rates, quick personal loan sanction and disbursal, flexible repayment tenure, and many more.
ಅವಧಿಪೂರ್ವ ಸಾಲ ಮುಕ್ತಾಯಗೊಳಿಸಿದರೆ ಶೂನ್ಯ ಚಾರ್ಜ್
ಮುಂಚಿತವಾಗಿ ಹಣ ಸಂದಾಯ ಮಾಡಿದರೆ ಮತ್ತು ಮುಂದಾಗಿ ಸಾಲ ತೀರಿಸಿದರೆ ಶೂನ್ಯ ಚಾರ್ಜ್
ಹೆಚ್ಚಿನ ಸಾಲಕ್ಕಾಗಿ ಆದಾಯಗಳ ಜೊತೆಗೂಡಿಸುವಿಕೆ
ಆದಾಯಗಳನ್ನು ಒಟ್ಟುಗೂಡಿಸಿ ದೊಡ್ಡ ಮೊತ್ತದ ಸಾಲದ ಅರ್ಹತೆ ಪಡೆಯಬಹುದಾದ ಉತ್ತಮ ಸೌಲಭ್ಯವನ್ನು ಪೀರಾಮಲ್ ಫೈನಾನ್ಸ್‌ ನೀಡುತ್ತದೆ.
ತ್ವರಿತ ವಿತರಣೆಗಳು
ಪೀರಾಮಲ್ ಫೈನಾನ್ಸ್‌ನಲ್ಲಿ ನಿಮ್ಮ ವೈಯಕ್ತಿಕ ಸಾಲವನ್ನು ಸಾಧ್ಯವಾದಷ್ಟು ಬೇಗನೇ ವಿತರಿಸಲಾಗುತ್ತದೆ.
ನಿಮ್ಮ ಕಿಸೆಗೆ ಸೂಕ್ತವಾದ ವೈಯಕ್ತಿಕ ಸಾಲದ ಕಂತು
ಕೈಗೆಟಕುವ ಬಡ್ಡಿಯ ದರಗಳಿಂದಾಗಿ ನಿಮ್ಮ ವೈಯಕ್ತಿಕ ಸಾಲದ ಕಂತು ನಿಮಗೆ ತುಂಬಾ ಹಿತಕರವೆನಿಸುತ್ತದೆ.
100% Paper-Less Documentation
You can avail an instant loan by submitting the required documents online. The process is quick and hassle-free.
100% Secure Process
Your privacy and security are our top priorities. Our 100% secure process protects your personal and financial information.
Our Journey So Far
Happy Customers
25,000+
Loans Sanctioned
30,000+
Loan Disbursed
1,250 Cr+
Active Customers
18,000+
ಆಗಾಗ ಕೇಳಿಬರುವ ಪ್ರಶ್ನೆಗಳು
What is a Personal Loan?
A personal loan is an unsecured loan that can be used for various purposes, such as consolidation of debt, medical emergency, financing a major purchase or even home renovation.
What is the mode of Personal Loan Payments?
You can make the payments using E-Nach (National Automated Clearing House). It is the most convenient & secure method of making payment.
How to Improve Your Chances of Getting an Instant Loan?
Credit Clean-up: You can improve your eligibility by increasing your credit score. A higher credit score makes you a reliable borrower.
Rebalancing your income and debts: Your income-to-debt ratio helps determine the portion of your income that gets contributed toward covering your debts. A low income-to-debt ratio can make you more eligible for Personal loan.
Limit Your Borrowing: If you have too much debt, lenders will see you as a risky borrower. If you plan on taking an instant loan, try repaying your existing loans first.
Choose the Right Lender: Picking the right lender is important. Working with Piramal Finance boosts your chances of getting quick loan approval because our criteria are not too strict.
Rebalancing your income and debts: Your income-to-debt ratio helps determine the portion of your income that gets contributed toward covering your debts. A low income-to-debt ratio can make you more eligible for Personal loan.
Limit Your Borrowing: If you have too much debt, lenders will see you as a risky borrower. If you plan on taking an instant loan, try repaying your existing loans first.
Choose the Right Lender: Picking the right lender is important. Working with Piramal Finance boosts your chances of getting quick loan approval because our criteria are not too strict.
What is the CIBIL score required to avail an Instant loan?
A CIBIL score of 550 or below is considered a bad score, and a score above 700 is regarded as a good score to avail a personal finance. You can always improve a low credit score, as a good credit score will increase your chances of availing an easy loan from Piramal Finance.
What is a prepayment and how does it help repay the loan?
Prepayment refers to paying the outstanding balance of your loan before the end of the tenure. You can make a prepayment either in whole or in part. When you access surplus funds, you should make prepayments and repay your loan faster.
Types of Pre-Payment
Full Pre-Payment: It revolves around pre-paying the entire amount.
Part Pre-payment: It entails prepaying a significant portion of your outstanding principal.
Types of Pre-Payment
Full Pre-Payment: It revolves around pre-paying the entire amount.
Part Pre-payment: It entails prepaying a significant portion of your outstanding principal.
How to calculate Your Personal Loan EMI?
You can manually calculate EMI using the formula: P x R x (1+R)N / [(1+R)N-1]. Where-
· P = Principal loan amount· N = Loan tenure in months.· R = Monthly interest rate.· R = Annual Rate of interest/12/100 However, manually calculating can lead to errors. For accurate results in seconds, use Piramal Finance's online EMI calculator for a personal loan.
· P = Principal loan amount· N = Loan tenure in months.· R = Monthly interest rate.· R = Annual Rate of interest/12/100 However, manually calculating can lead to errors. For accurate results in seconds, use Piramal Finance's online EMI calculator for a personal loan.
How to Track Loan Application status?
To check your loan status and statement, log into the Piramal Finance website or app. Then, click on Application Status Tracker.
What happens if Personal loan EMI is not paid?
If you don’t pay back your loan, you will become a defaulter. In that case, your credit history will suffer damage. So, you will find it challenging to qualify for loans in the future.
ಪಿರಾಮಲ್‌ ಆ್ಯಪ್ ಡೌನ್‌ಲೋಡ್ ಮಾಡಿ
ಏನಾದರೂ ಪ್ರಶ್ನೆಗಳಿವೆಯೇ? ನಮ್ಮನ್ನು ಸಂಪರ್ಕಿಸಿರಿ
ನಮ್ಮನ್ನು ಇಲ್ಲಿ ಫಾಲೋ ಮಾಡಿ
ಪೀರಾಮಲ್ ಕ್ಯಾಪಿಟಲ್‌ ಅಂಡ್‌ ಹೌಸಿಂಗ್ ಫೈನಾನ್ಸ್‌ ಲಿಮಿಟೆಡ್‌
ಸಿಐಎನ್‌: U65910MH1984PLC032639
ರೆಜಿಸ್ಟರ್ಡ್‌ ವಿಳಾಸ: 601, 6ನೇ ಮಹಡಿ, ಅಮಿಟಿ ಬಿಲ್ಡಿಂಗ್‌, ಅಗಸ್ತ್ಯ ಕಾರ್ಪೊರೇಟ್ ಪಾರ್ಕ್‌, ಕಾಮಾನಿ ಜಂಕ್ಷನ್‌, ಫೈರ್‌ ಸ್ಟೇಶನ್‌ ಎದುರು,ಎಲ್‌ಬಿಎಸ್‌ ಮಾರ್ಗ್‌, ಕುರ್ಲಾ [ಪಶ್ಚಿಮ], ಮುಂಬೈ ಎಮ್‌ಎಚ್‌ - 400 070
ಈ ಸೈಟ್‌ನಲ್ಲಿರುವ ವಿಷಯ ವಸ್ತು ಕಾಪಿರೈಟ್-ಸಂರಕ್ಷಿತವಾಗಿದೆ ಮತ್ತು ಪಿರಾಮಲ್‌ ಕ್ಯಾಪಿಟಲ್‌ ಅಂಡ್‌ ಹೌಸಿಂಗ್ ಫೈನಾನ್ಸ್‌ ಲಿಮಿಟೆಡ್‌ನ ಸ್ವತ್ತಾಾಗಿದೆ.