Home Loan in Surat

Surat, one of the largest and finest cities of Gujarat, is often referred to as the textile capital of India and is also immensely popular for one of the largest diamond markets. Along with the strong industrial backdrop, Surat also has beautiful beaches and a pleasant climate to offer. A city open to business and employment opportunities besides all other facilities can become the perfect place to reside.

If you wish to make this diamond city your hometown, just find your favourite resident and rest assured. With Piramal Capital Housing Finance purchasing a home loan, in Surat has become super easy and fun.

Here are the details of housing loans provided by them:

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Features and Benefits:

  1. Balance Transfer Facility:

  2. In case you are unsatisfied with the services of your loan-providing company, PCHF offers the provision of transferring your home loan to itself, and that too at lower interest rates and less documentation.

  3. Hassle-free processing:

  4. Loans are known for their hectic procedures, but with PCHF your housing loan will feel like a cakewalk. Easy application and hassle-free processing will help you transform your dream into reality real quick.

  5. 24/7 support:

  6. PCHF knows that you might face problems while understanding the processes of your home loans and that's why they have special relationship managers who are available for help anytime.

  7. Minimal documentation:

  8. PCHF understands that your time is extremely valuable and thus demands minimal documentation to process your home loan in a faster way.

  9. Online account management facility:

  10. PCHF offers the clients their portals from where they can keep a track of their transactions, loan details, EMI payments, and much more.

  11. Repayment options available with flexible tenures:

  12. You can increase or decrease your home loan tenure and pay your premiums accordingly.

  13. Tax benefits:

  14. Tax deductions under section 80D of the Income Tax Act can be claimed for investments made towards home loan premiums.

Criteria to apply for a home loan in Surat

To apply for the PCHF home loan in Surat you need to be eligible under the following criteria :

  1. The individual should be an Indian citizen and should be residing currently in India.
  2. The individual should be at least 21 years of age to apply for this loan.
  3. The individual can only avail of this home loan till the time he is an income contributor.
  4. You should present the following documents to apply for the policy :
  • Identity proof and photographs
  • ITR receipts for the past 2 years
  • Bank statement and salary slips
  • KYC documents
  • A copy of Form 16

Procedure to apply for a home loan in Surat

Other than the traditional method of applying for a home loan, Piramal Capital and Housing Finance has designed a super easy process so that your housing loan is sanctioned quickly. To apply for a home loan in Surat follow the following steps:

  1. To visit PCHF’s official website for home loans click on https://www.piramalfinance.com/home-loan. Go through the details and then click the “Quick Apply” button.
  2. Enter the required details such as email id, contact number, loan amount, etc, and click on “Submit”.
  3. Wait for the official representatives to call to move ahead with the procedure.

There are a lot of reasons that make Surat lively and a comfortable place to reside. If it is your dream to own a house in this city then you know what to do. With Piramal Capital Housing Finance you can purchase a home loan in Surat in the quickest and easiest way possible. Stop delaying your dream to be a house owner and check out PCHF’s official page to apply for a home loan in Surat.